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Suffolk › OLD TOWN SUFFOLK › 117 Clay St✓ Source: REIN MLS #10648111 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
117 Clay ST, SUFFOLK VA 23434 - Main photo
117 Clay ST, SUFFOLK VA 23434 - Photo 2
117 Clay ST, SUFFOLK VA 23434 - Photo 3
117 Clay ST, SUFFOLK VA 23434 - Photo 4
117 Clay ST, SUFFOLK VA 23434 - Photo 5
4beds
2baths
2,430sqft
16days on market

117 Clay St, Suffolk, VA 23434

Under ContractResidential · built 1895 · OLD TOWN SUFFOLK

Facts & features

Type

Residential

Year built

1895

Price / sqft

$103

HOA

None

Taxes

$2,768/yr

County

Suffolk VA

MLS #

10648111

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,430
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Office/Study, Porch, Utility Closet, Workshop
Appliances
Dishwasher, Dryer Hookup, Elec Range, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Satellite Dish

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Basebd
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1300
Subdivision
OLD TOWN SUFFOLK
Zoning
CBD
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Own a piece of Suffolk history at 117 Clay Street! Located in the heart of the Suffolk Historic District, this circa-1895 home blends the character you simply can't recreate with the updates today's buyers appreciate. Offering approximately 2,428 square feet with 4 bedrooms and 2 full baths, you'll find original moldings, hardwood floors, charming architectural details and distinctive touches throughout. Recent improvements include a new roof, updated flooring, a beautifully renovated upstairs bath with new bathtub, refreshed interior finishes and newer fencing. The kitchen and baths feature granite countertops, while the spacious, flexible floor plan offers plenty of room to live, work and entertain. Step outside to a fenced backyard, detached garage and an additional lot—a combination that's hard to find in the Downtown Suffolk area. Enjoy being near Downtown Suffolk's locally owned restaurants, shops, brewery, arts and entertainment while still having room to spread out at home. No HOA. Historic charm, modern improvements, extra space and a location that puts Downtown Suffolk at your fingertips—117 Clay Street is anything but cookie-cutter.

Listing courtesy of Shannon Paschall · AtCoastal Realty · REIN MLS #10648111

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 117 Clay Street, a four-bedroom, two-bath home built in 1895 in downtown Suffolk. You're steps from grocery stores, restaurants, and parks. The location puts you minutes from Joint Staff J7 Suffolk and about 35 minutes from Norfolk Naval Shipyard.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Elephant's Fork Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Downtown Suffolk homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

This 2,430-square-foot residence sits on a historic block in the heart of Suffolk's walkable downtown. The 1895 construction speaks to solid bones and character. You'll find Wellons Park just two blocks away and a cluster of cafes, shops, and dining within a short walk. Daily life here means less driving and more neighborhood connection.

OLD TOWN SUFFOLK and the Suffolk real estate market

Downtown Suffolk pulses with local energy. Tree-lined streets, vintage storefronts, and a genuine sense of community define the blocks around Clay Street. You're in the kind of neighborhood where you recognize faces at the coffee shop and the grocery store is a five-minute walk. Suffolk itself is a working waterfront city with deep maritime roots. The downtown core has seen steady reinvestment—new restaurants, galleries, and gathering spots sit alongside historic buildings. Getting around is straightforward: US Route 13 and US Route 58 connect you to Hampton Roads and beyond. If you are comparing homes for sale in Suffolk, note that this address puts you in the most walkable part of town. The 23434 zip code anchors homes for sale in 23434 right here in the city center, where convenience and character meet.

What's nearby

Wellons Park sits just two blocks away, offering green space and a community gathering spot. Downtown Festival Park is a short walk, hosting seasonal events and outdoor activities. For coffee, Brighter Day Cafe and Holland's are both within a five-minute walk. Rennee's Restaurant and Lounge and Silvio's Inc offer dining a few blocks over. Neighborhood Supermarket locations are steps away—one at 0.2 miles—so groceries are never a hassle. C-FIT Studio and Allonge Pilates Studio provide fitness options nearby. HERB HEADS & COMPANY® Apothecary & Makery Bar rounds out the local scene with specialty goods.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is essentially on your doorstep—zero commute minutes. Norfolk Naval Shipyard sits about 35 minutes south. VA loan financing is widely available in this zip code and across the region. The walkable layout and established neighborhood mean you can settle in quickly without the typical new-construction wait.

Room to grow

Four bedrooms give you space to grow, and two full baths serve a household well. The 2,430-square-foot footprint offers room to spread out. A historic home like this often features high ceilings, original woodwork, and solid construction that newer builds can't replicate. The downtown location means you're walking distance to schools, parks, and services—no long drives for daily errands.

More buyer questions

How far is 117 Clay Street from Joint Staff J7 Suffolk?

The base is essentially on your doorstep—a zero-minute commute. You're in the heart of downtown Suffolk, where the base operations are located.

What is the commute to Norfolk Naval Shipyard from this address?

Norfolk Naval Shipyard is about 35 minutes south via US Route 13. It's a straightforward drive through Hampton Roads.

Are there grocery stores within walking distance?

Yes. Neighborhood Supermarket is just two blocks away at 0.2 miles. A second location sits at 0.3 miles, and specialty shops like HERB HEADS & COMPANY® are nearby too.

What zoning applies to homes for sale zoned for King's Fork High School and homes for sale zoned for Elephant's Fork Elementary School in this area?

This address falls within those attendance zones. Contact Suffolk Public Schools for current enrollment and program details.

Is downtown Suffolk walkable?

Absolutely. Parks, cafes, restaurants, and shops are all within a five- to ten-minute walk. You can handle most daily errands on foot.

Ready to explore this historic downtown home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about 117 Clay Street.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$210K – $290K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

44.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Downtown Suffolk

Downtown Suffolk is known historically as Old Town. It is the walkable, tree-lined heart of the city. Its core is West Washington Street and North Main Street.

$255K

Median sale · 12 mo

$159

Sold $/sq ft

23d

Days on market

14

For sale now

$54K

HH income

46.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk →
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

Suffolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,601/mo

Principal & interest

$1,297

Property tax

$231

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$118,000 – $350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

118 Saint James AVE · 0.3 mi · 2,264 sqft$310,000 sold 2026-06
313 S Broad ST · 0.6 mi · 2,377 sqft$315,000 sold 2026-09
121 Pinner ST · 0.3 mi · 2,194 sqft$255,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$103

Annual Taxes

$2,768

Monthly Tax

$231

HOA

None

Tax Rate (effective)

1.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 30, 2026$250,000—
Currently listed—$250,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 117 Clay St in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (VaHome School Score 2.5/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 117 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 117 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 117 Clay St built?+
It was built in 1895, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shannon Paschall · AtCoastal Realty · REIN MLS #10648111

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

117 Clay St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

117 Clay St, Suffolk, Virginia 23434 · MLS #10648111 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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