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Suffolk › OLD TOWN SUFFOLK › 117 Clay St✓ Source: REIN MLS #10648111 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
117 Clay ST, SUFFOLK VA 23434 - Main photo
117 Clay ST, SUFFOLK VA 23434 - Photo 2
117 Clay ST, SUFFOLK VA 23434 - Photo 3
117 Clay ST, SUFFOLK VA 23434 - Photo 4
117 Clay ST, SUFFOLK VA 23434 - Photo 5
4beds
2baths
2,430sqft
16days on market

117 Clay St, Suffolk, VA 23434

Under ContractResidential · built 1895 · OLD TOWN SUFFOLK

Facts & features

Type

Residential

Year built

1895

Price / sqft

$103

HOA

None

Taxes

$2,768/yr

County

Suffolk VA

MLS #

10648111

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,430
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Office/Study, Porch, Utility Closet, Workshop
Appliances
Dishwasher, Dryer Hookup, Elec Range, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Satellite Dish

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Basebd
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1300
Subdivision
OLD TOWN SUFFOLK
Zoning
CBD
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Own a piece of Suffolk history at 117 Clay Street! Located in the heart of the Suffolk Historic District, this circa-1895 home blends the character you simply can't recreate with the updates today's buyers appreciate. Offering approximately 2,428 square feet with 4 bedrooms and 2 full baths, you'll find original moldings, hardwood floors, charming architectural details and distinctive touches throughout. Recent improvements include a new roof, updated flooring, a beautifully renovated upstairs bath with new bathtub, refreshed interior finishes and newer fencing. The kitchen and baths feature granite countertops, while the spacious, flexible floor plan offers plenty of room to live, work and entertain. Step outside to a fenced backyard, detached garage and an additional lot—a combination that's hard to find in the Downtown Suffolk area. Enjoy being near Downtown Suffolk's locally owned restaurants, shops, brewery, arts and entertainment while still having room to spread out at home. No HOA. Historic charm, modern improvements, extra space and a location that puts Downtown Suffolk at your fingertips—117 Clay Street is anything but cookie-cutter.

Listing courtesy of Shannon Paschall · AtCoastal Realty · REIN MLS #10648111

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 117 Clay Street — a four-bedroom, two-bath Victorian built in 1895 that puts 2,430 square feet of historic character right in the heart of downtown Suffolk, steps from parks, local restaurants, and coffee shops that make daily life genuinely enjoyable.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Elephant's Fork Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Downtown Suffolk homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Few homes in the region can claim more than a century of architectural story. The bones here date to 1895, which means generous room proportions, the kind of craftsmanship that simply isn't replicated in new construction, and a street presence that turns heads. Sitting this close to downtown Suffolk — with groceries, dining, and green space all within a half-mile — is a combination that rarely comes up among Suffolk homes for sale.

OLD TOWN SUFFOLK and the Suffolk real estate market

Clay Street sits inside Suffolk's historic downtown core, a walkable pocket of the city where late-nineteenth-century homes line streets that lead directly to local shops, parks, and community gathering spots. Suffolk itself is one of the largest cities by land area on the East Coast, yet its downtown retains an unhurried, small-city feel that residents genuinely value. City Hall, the Suffolk Center for Cultural Arts, and the Nansemond River waterfront are all nearby, giving the neighborhood a civic energy you don't find in newer subdivisions. Families comparing homes for sale in Suffolk often discover this corridor late — and then wonder why they didn't look here first. The city is part of Hampton Roads, so you're connected to the broader metro while still enjoying lower density and a strong sense of place that longtime residents are proud of.

What's nearby

Daily errands are almost effortless from Clay Street. Neighborhood Supermarket is just 0.2 miles away — one of the shortest grocery runs you'll find among homes for sale in 23434. When you'd rather sit down, Rennee's Restaurant and Lounge, Silvio's Inc, and Amei's Bistro and Lounge are all within 0.4 miles. Coffee is equally well covered: Brighter Day Cafe, Holland's, and Jenay's Coffeehouse are each under a half-mile. For fitness, C-FIT Studio and Allonge Pilates Studio are both 0.4 miles out. Wellons Park is a 0.2-mile stroll, and Downtown Festival Park is just 0.3 miles — two green spaces that make weekend mornings on Clay Street feel like a small luxury.

For different buyers

For military families relocating

Joint Staff J7 Suffolk is essentially at your doorstep — the commute is measured in minutes, not miles. A VA loan pairs naturally with a property like this, and the historic character of the home adds long-term equity depth that newer construction near the base rarely matches. For military households weighing their options, the location-to-quality ratio here is hard to beat.

For buyers drawn to character

If you've been scrolling past subdivision after subdivision looking for something with genuine soul, 117 Clay Street is worth a serious look. Built in 1895, this Victorian carries the proportions, detail, and street presence that define historic homes — and it sits in a walkable downtown setting that amplifies everything that makes older architecture worth living in. Families comparing homes for sale zoned for King's Fork High School and homes for sale zoned for Elephant's Fork Elementary School will find this address lands in that attendance zone.

More buyer questions

How far is 117 Clay Street from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is essentially adjacent to downtown Suffolk, making the commute from Clay Street a matter of minutes. For service members assigned there, this address is about as close to the gate as residential living gets.

How far is 117 Clay Street from NSA Northwest Annex?

NSA Northwest Annex is approximately 34 minutes from Clay Street, a manageable drive along regional routes for personnel assigned there.

What is the flood zone status for 117 Clay Street?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — check there for the most current FEMA map data specific to this parcel.

Is 117 Clay Street in a historic district?

Clay Street sits in Suffolk's historic downtown core, an area recognized for its concentration of late-nineteenth and early-twentieth-century architecture. Whether the property carries a formal historic designation is worth confirming with the City of Suffolk's planning office.

Does 117 Clay Street have a garage?

Specific garage or parking details for this 1895-built property are best confirmed through the current listing documents or a walkthrough — older homes in this era were built before the automobile, so parking arrangements vary widely.

Tom and Dariya Milan at LPT Realty know this corner of Suffolk well. Reach out to schedule a walkthrough of 117 Clay Street and get your questions answered by people who actually know the neighborhood.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$210K – $290K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Downtown Suffolk

Downtown Suffolk, known historically as Old Town, is the walkable, tree-lined heart of the city, centered along West Washington Street and North Main Street near the head of navigation of the Nansemond River.

$255K

Median sale · 12 mo

$165

Sold $/sq ft

22d

Days on market

16

For sale now

$54K

HH income

46.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk →
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

Suffolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,601/mo

Principal & interest

$1,297

Property tax

$231

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$182,000 – $350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

118 Saint James AVE · 0.3 mi · 2,264 sqft$310,000 sold 2026-06
313 S Broad ST · 0.6 mi · 2,377 sqft$315,000 sold 2026-09
121 Pinner ST · 0.3 mi · 2,194 sqft$255,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$103

Annual Taxes

$2,768

Monthly Tax

$231

HOA

None

Tax Rate (effective)

1.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 30, 2026$250,000—
Currently listed—$250,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 117 Clay St in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (VaHome School Score 2.2/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 117 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 117 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 117 Clay St built?+
It was built in 1895, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shannon Paschall · AtCoastal Realty · REIN MLS #10648111

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

117 Clay St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

117 Clay St, Suffolk, Virginia 23434 · MLS #10648111 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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