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SuffolkOLD TOWN SUFFOLK117 Clay St✓ Source: REIN MLS #10648111 · record updated Aug 26, 2026 · synced every 2 min · your inquiry is never resold
117 Clay ST, SUFFOLK VA 23434 - Main photo
117 Clay ST, SUFFOLK VA 23434 - Photo 2
117 Clay ST, SUFFOLK VA 23434 - Photo 3
117 Clay ST, SUFFOLK VA 23434 - Photo 4
117 Clay ST, SUFFOLK VA 23434 - Photo 5
$250,000
$103 / sqft · est. $1,601/mo →
4beds
2baths
2,430sqft
16days on market

117 Clay St, Suffolk, VA 23434

Under ContractResidential · built 1895 · OLD TOWN SUFFOLK

Facts & features

Type

Residential

Year built

1895

Price / sqft

$103

HOA

None

Taxes

$2,768/yr

County

Suffolk VA

MLS #

10648111

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,430
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Office/Study, Porch, Utility Closet, Workshop
Appliances
Dishwasher, Dryer Hookup, Elec Range, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Satellite Dish

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Basebd
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1300
Subdivision
OLD TOWN SUFFOLK
Zoning
CBD
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Historical District

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Own a piece of Suffolk history at 117 Clay Street! Located in the heart of the Suffolk Historic District, this circa-1895 home blends the character you simply can't recreate with the updates today's buyers appreciate. Offering approximately 2,428 square feet with 4 bedrooms and 2 full baths, you'll find original moldings, hardwood floors, charming architectural details and distinctive touches throughout. Recent improvements include a new roof, updated flooring, a beautifully renovated upstairs bath with new bathtub, refreshed interior finishes and newer fencing. The kitchen and baths feature granite countertops, while the spacious, flexible floor plan offers plenty of room to live, work and entertain. Step outside to a fenced backyard, detached garage and an additional lot—a combination that's hard to find in the Downtown Suffolk area. Enjoy being near Downtown Suffolk's locally owned restaurants, shops, brewery, arts and entertainment while still having room to spread out at home. No HOA. Historic charm, modern improvements, extra space and a location that puts Downtown Suffolk at your fingertips—117 Clay Street is anything but cookie-cutter.

Listing courtesy of Shannon Paschall · AtCoastal Realty · REIN MLS #10648111

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 1895, 117 Clay Street is a four-bedroom, two-bath historic home in downtown Suffolk, Virginia — 2,430 square feet of character-rich living just steps from local restaurants, coffee shops, and green space, with Joint Staff J7 Suffolk practically at the doorstep.

Read the full overview ↓

Why this home stands out

Homes from the 1890s with over 2,400 square feet of living space are genuinely rare, and 117 Clay Street delivers that scale alongside the kind of architectural detail — high ceilings, period proportions, and craftsmanship you simply can't replicate in new construction. You're also in the heart of downtown Suffolk, which means walkable errands, dining, and parks are part of everyday life rather than a weekend treat.

OLD TOWN SUFFOLK and the Suffolk real estate market

Suffolk is Virginia's largest city by land area, and its downtown core has a distinct small-city energy that sets it apart from the sprawling suburbs that define much of Hampton Roads. Clay Street sits right in that downtown fabric — close enough to walk to local restaurants, coffee, and green space, but on a residential block that still feels like a neighborhood. Suffolk has been quietly investing in its historic downtown for years, and the results show in the mix of locally owned businesses, community events at Downtown Festival Park, and a general sense that people here actually know each other. The city sits in the western corner of Hampton Roads, which means you're connected to the broader metro while enjoying a pace that's noticeably more relaxed. For anyone drawn to authenticity over amenity packages, Suffolk's downtown is the real thing.

What's nearby

Day-to-day life from Clay Street is genuinely walkable. Neighborhood Supermarket is just 0.2 miles away for quick grocery runs, and Wellons Park is the same distance when you need some fresh air. Downtown Festival Park is a short 0.3-mile stroll. When it's time to eat out, Rennee's Restaurant and Lounge, Silvio's Inc, and Amei's Bistro and Lounge are all within half a mile. Coffee options are plentiful — Brighter Day Cafe, Holland's, and Jenay's Coffeehouse are each under 0.5 miles. C-FIT Studio and Allonge Pilates Studio cover your fitness needs, both about 0.4 miles out.

For different buyers

For military families relocating

Joint Staff J7 Suffolk is essentially at your front door — commute stress is close to zero. For military families weighing a VA loan purchase in the area, 117 Clay Street puts you within walking distance of downtown while keeping the base commute as short as it gets in Hampton Roads. NSA Northwest Annex is about 34 minutes out, manageable for dual-military households.

For buyers drawn to character

If you've been scrolling past builder-grade houses waiting for something with real bones, 117 Clay Street is worth a long look. A home built in 1895 carries a story in every detail — the ceiling heights, the proportions, the way light moves through rooms designed before open-concept became the default. Four bedrooms and 2,430 square feet give you the space to live comfortably without sacrificing any of that historic character.

More buyer questions

How far is 117 Clay Street from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is essentially adjacent to the property — the commute is measured in minutes, not miles, making this one of the shortest base commutes available anywhere in Hampton Roads.

How far is 117 Clay Street from NSA Northwest Annex?

NSA Northwest Annex is approximately 34 minutes from 117 Clay Street, a reasonable drive for service members stationed there who want to live in downtown Suffolk.

What is the flood zone status for 117 Clay Street?

Flood zone information for this property is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance requirements.

Is 117 Clay Street in a historic district?

117 Clay Street is located in downtown Suffolk, an area with significant late-19th-century residential architecture — buyers interested in historic designation or preservation incentives should verify the property's specific status with the City of Suffolk.

Can a VA loan be used to purchase a historic home like 117 Clay Street?

VA loans can generally be used on older homes, though the property must meet VA minimum property requirements — a VA-savvy lender and inspector familiar with historic homes can walk you through what to expect for a house built in 1895.

Want to know if 117 Clay Street is the right fit? Tom and Dariya Milan at LPT Realty know Suffolk's downtown inside and out — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$210K – $290K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Downtown Suffolk

Downtown Suffolk, known historically as Old Town, is the walkable, tree-lined heart of the city, centered along West Washington Street and North Main Street near the head of navigation of the Nansemond River.

$255K

Median sale · 12 mo

$169

Sold $/sq ft

31d

Days on market

14

For sale now

$54K

HH income

46.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

Suffolk houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,601/mo

Principal & interest

$1,297

Property tax

$231

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$255,000$350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 W Constance RD #230 · 0.3 mi · 2,466 sqft$340,000 sold 2026-05
315 W Constance RD #320 · 0.4 mi · 2,478 sqft$335,000 sold 2026-05
118 Saint James AVE · 0.3 mi · 2,264 sqft$310,000 sold 2026-06

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$103

Annual Taxes

$2,768

Monthly Tax

$231

HOA

None

Tax Rate (effective)

1.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 10, 2026$250,000
Currently listed$250,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 117 Clay St in a good school zone?+
The assigned zones on the listing record are Elephant's Fork Elementary (VaHome School Score 2.2/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 117 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 117 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 117 Clay St built?+
It was built in 1895, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shannon Paschall · AtCoastal Realty · REIN MLS #10648111

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

117 Clay St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

117 Clay St, Suffolk, Virginia 23434 · MLS #10648111 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.