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✓ Source: REIN MLS #10658875 · record updated Oct 23, 2026 · synced every 2 min · your inquiry is never resold
116 N Lloyd ST, SUFFOLK VA 23434 - Main photo
116 N Lloyd ST, SUFFOLK VA 23434 - Photo 2
116 N Lloyd ST, SUFFOLK VA 23434 - Photo 3
116 N Lloyd ST, SUFFOLK VA 23434 - Photo 4
116 N Lloyd ST, SUFFOLK VA 23434 - Photo 5
3beds
2.1baths
1,908sqft
0days on market

116 N Lloyd St, Suffolk, VA 23434

New ListingResidential · built 2026 · LLOYD PLACE

About this home

NEW CONSTRUCTION in downtown Suffolk offering 3 bedrooms, 2.5 baths, and approximately 1,908 square feet with a spacious open layout. The main level features a large living area centered around a sleek linear electric fireplace, an open dining space, and French doors that bring in natural light and provide access to the backyard. The kitchen offers generous counter space, a breakfast bar, and modern accents that carry throughout the home. Upstairs, the oversized primary suite features a tray ceiling, walk-in closet, and private bath with a dual-sink vanity and beautifully tiled shower. Two additional bedrooms, a full hall bath, and conveniently located second floor laundry complete the upper level. Additional details include recessed lighting and an attached garage. A thoughtfully designed new construction home with the space, layout, and features buyers are looking for. Select photos have been virtually staged.

Listing courtesy of Lermon Bethea · Real Broker LLC · REIN MLS #10658875

Facts & features

Type

Residential

Year built

2026

Price / sqft

$185

HOA

None

Taxes

$394/yr

County

Suffolk VA

MLS #

10658875

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,908
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
7
Other rooms
Breakfast Area, Utility Room
Appliances
Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
LLOYD PLACE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Suffolk new construction homes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

116 N Lloyd Street is a new-construction home in Suffolk, Virginia, built in 2026. It offers three bedrooms, two and a half baths, and 1,908 square feet. Joint Staff J7 Suffolk is about two minutes away. This is one of the fresher Suffolk homes for sale in the 23434 zip code.

Read the full overview ↓

Why this home stands out

Most homes in this part of Suffolk carry decades of wear. This one starts the clock in 2026. The 1,908-square-foot layout gives you three bedrooms and two and a half baths with nothing to update and nothing to repair. New construction at this location also means modern energy standards, fresh systems, and a builder warranty. That combination is rare this close to downtown Suffolk.

LLOYD PLACE and the Suffolk real estate market

N Lloyd Street sits in a walkable pocket of downtown Suffolk, where older tree-lined blocks meet newer infill construction. The streets here are quiet but not remote. You are within a short walk of parks, local food spots, and fitness options. The housing mix includes classic bungalows alongside newer builds like this one. It is the kind of block that anchors homes for sale in 23434 with genuine urban character. Suffolk itself is one of the largest cities by land area in Virginia. It blends a small-town downtown core with easy access to the broader Hampton Roads region. US-58 and US-460 connect you west toward the Outer Banks and east toward Norfolk and Virginia Beach. The downtown district has been growing steadily, with local restaurants and shops filling in around the historic courthouse area. Getting around Suffolk by car is straightforward, and the city's size means you rarely feel boxed in.

What's nearby

Joyner Park is just 0.3 miles away — a quick walk for a morning loop. Cypress Park and Tynes Park are both under a mile. For coffee, Cafe Davina is half a mile out, and Holland's and Brighter Day Cafe are each about 0.7 miles. Red Barn Food Store covers quick grocery runs at 0.5 miles. Kalabash Cuisine and Ding Wing give you solid local dining within four-tenths of a mile. Triple T Sports Center, Planet Fitness, and C-FIT Studio are all within 0.7 miles if you want options for staying active.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is about two minutes from the front door — essentially no commute. Norfolk Naval Shipyard is reachable in roughly 33 minutes. VA loan financing is common for new-construction purchases like this one, and a 2026 build means no deferred maintenance to negotiate around before closing.

For first-time buyers

New construction removes one of the biggest unknowns for first-time buyers: what breaks first. A 2026 build means fresh plumbing, fresh electrical, and a builder warranty. Three bedrooms and 1,908 square feet give you real room to settle in. Anyone comparing homes for sale zoned for King's Fork High School or homes for sale zoned for Driver Elementary School will find this address worth a close look.

More buyer questions

How far is 116 N Lloyd Street from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is about two minutes from the property by car. It is one of the closest base-adjacent addresses in this part of Suffolk.

How far is 116 N Lloyd Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is roughly 33 minutes away under normal traffic conditions. US-58 East is the most direct route.

Is 116 N Lloyd Street in a flood zone?

Flood zone status for this address is shown in the FloodRisk tile on this page. Review that section for the current FEMA designation.

What year was 116 N Lloyd Street built?

The home was built in 2026, making it new construction. All systems, finishes, and fixtures are original and under builder warranty.

Does 116 N Lloyd Street have a garage?

Garage details for this address are listed in the property specs section above. Contact Tom or Dariya Milan for a full feature sheet.

Want to walk through 116 N Lloyd Street? Tom and Dariya Milan know this part of Suffolk well. Reach out to schedule a showing or ask any questions.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$295K – $410K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

42 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Lloyd Place

Lloyd Place is a settled neighborhood in central Suffolk, Virginia, in ZIP 23434. It runs along North and South Lloyd Street, just off the downtown core and the East Washington Street corridor.

$288K

Median sale · 12 mo

$190

Sold $/sq ft

26d

Days on market

11

For sale now

$46K

HH income

52.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Lloyd Place →
Map of Lloyd Place with neighborhood boundaryNeighborhood

homes for sale in Suffolk, VA →

Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

6min·1.1mi

NNSY

Navy

25min·17.9mi

NMCP

Navy

28min·18.3mi

USCG Portsmouth

Coast Guard

28min·19.2mi

USCG Finance Ctr

Coast Guard

29min·23.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,967/mo

Principal & interest

$1,831

Property tax

$33

Home insurance

$103

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$145,000 – $350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1310 Baltic ST · 0.6 mi · 1,906 sqft$345,000 sold 2026-10
1210 Woods Edge CIR · 0.5 mi · 1,956 sqft$340,000 sold 2026-06
506 Shingle Creek Road · 0.6 mi · 1,864 sqft$350,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$352,900

Price / Sq Ft

$185

Annual Taxes

$394

Monthly Tax

$33

HOA

None

Tax Rate (effective)

0.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 23, 2026$352,900—
Currently listed—$352,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 116 N Lloyd St in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 116 N Lloyd St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 116 N Lloyd St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 116 N Lloyd St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Lermon Bethea · Real Broker LLC · REIN MLS #10658875

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

116 N Lloyd St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

116 N Lloyd St, Suffolk, Virginia 23434 · MLS #10658875 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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