Suffolk › OLD TOWN SUFFOLK › 114 Franklin St✓ Source: REIN MLS #10653535 · record updated Sep 22, 2026 · synced every 2 min · your inquiry is never resold

114 Franklin ST, SUFFOLK VA 23434 - Main photo

114 Franklin ST, SUFFOLK VA 23434 - Photo 2

114 Franklin ST, SUFFOLK VA 23434 - Photo 3

114 Franklin ST, SUFFOLK VA 23434 - Photo 4

114 Franklin ST, SUFFOLK VA 23434 - Photo 5

$270,000

$146 / sqft · est. $1,683/mo →

3beds

2baths

1,850sqft

8days on market

114 Franklin St, Suffolk, VA 23434

ActiveResidential · built 1880 · OLD TOWN SUFFOLK

Facts & features

Type

Residential

Year built

1880

Price / sqft

$146

HOA

None

Taxes

$2,443/yr

County

Suffolk VA

MLS #

10653535

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,850
Stories: 2
Flooring: Carpet, Ceramic, Wood
Total rooms: 7
Other rooms: Foyer, Porch
Appliances: Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style: Colonial
Subtype: Detached
Foundation: Crawl
Roof: Metal
Exterior: Wood
Pool: No Pool

Utilities & systems

Heating: Heat Pump W/A
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: OLD TOWN SUFFOLK
Ownership: Fee Simple
Garage: No
Parking: Driveway Spc, Street
Possession: SETTLE
Disclosures: Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This 1850s home sits in downtown Suffolk with three bedrooms, two baths, and 1,850 square feet of character. You're steps from cafes, restaurants, and parks. The location puts you minutes from Joint Staff J7 Suffolk and about 34 minutes from Norfolk Naval Shipyard.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Hillpoint Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Downtown Suffolk homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Built in 1880, this residence carries the architectural charm of Suffolk's historic downtown core. Original details meet practical layout across three bedrooms and two full baths. The walkable location means daily errands—coffee, groceries, dining—are all within a few blocks. You'll find homes for sale in 23434 often sit this close to both employment centers and neighborhood life.

OLD TOWN SUFFOLK and the Suffolk real estate market

Franklin Street sits in the heart of downtown Suffolk, where tree-lined blocks and restored period homes define the streetscape. The neighborhood blends residential comfort with urban convenience. Cafes like Cafe Davina anchor the mornings, and Joyner Park offers green space nearby. Suffolk itself is a working waterfront city with deep roots in shipbuilding and maritime trade. Getting around is straightforward: downtown is walkable, and major routes connect you quickly to Norfolk and the broader Hampton Roads region. Anyone comparing homes for sale in Suffolk will notice how this address puts you at the center of the city's revitalized core, close to employment, dining, and community gathering spots.

What's nearby

Cafe Davina is just a tenth of a mile away—perfect for your morning routine. Red Barn Food Store and HERB HEADS & COMPANY Apothecary & Makery Bar handle groceries and specialty items within three blocks. For dining, Baron's Pub, AJ's Downtown Dogs, and El Korita Restaurante Mexicano are all a short walk. Fitness options include C-FIT Studio and Allonge Pilates Studio nearby, plus Planet Fitness a mile out. Joyner Park and Downtown Festival Park sit within easy reach for outdoor time.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is essentially at your doorstep—zero commute time. Norfolk Naval Shipyard runs about 34 minutes away. VA loan financing is common in this zip code, and the walkable downtown location means you can handle daily life without a long drive. Quick move-in is typical for homes in this price range and condition.

For first-time buyers

This 1,850-square-foot home offers three bedrooms and two baths in a neighborhood where you can walk to work, coffee, and dinner. The historic character and downtown location appeal to buyers who want community without sprawl. You'll find homes for sale zoned for King's Fork High School and homes for sale zoned for Hillpoint Elementary School across Suffolk, but few match this walkability and charm.

Homes like this one sell fast — see the next one first

Suffolk$225K – $315K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryHillpoint Elementary School
2.9/10
MiddleKing's Fork Middle School
3/10
HighKing's Fork High School
3.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

47.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Downtown Suffolk

Downtown Suffolk is known historically as Old Town. It is the walkable, tree-lined heart of the city. Its core is West Washington Street and North Main Street.

$255K

Median sale · 12 mo

$159

Sold $/sq ft

23d

Days on market

For sale now

$54K

HH income

46.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk →

Neighborhood

Suffolk real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,683/mo

Down payment20% · $54,000

Interest rate6.75%

Loan term30 years

Principal & interest

$1,401

Property tax

$204

Home insurance

$79

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$145,000 – $350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

214 Knight ST · 0.5 mi · 1,820 sqft$145,000 sold

506 Shingle Creek Road · 0.8 mi · 1,864 sqft$350,000 sold 2026-06

114 Lewis AVE · 0.8 mi · 1,760 sqft$319,900 sold 2026-05

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$270,000

Price / Sq Ft

$146

Annual Taxes

$2,443

Monthly Tax

$204

HOA

None

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Sep 15, 2026	$270,000	—
Currently listed	—	$270,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 114 Franklin St in a good school zone?+

The assigned zones on the listing record are Hillpoint Elementary (VaHome School Score 2.9/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.

Is 114 Franklin St in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 114 Franklin St?+

Yes — C-FIT Studio is about 0.2 miles away, per the cached nearby-places record for this address.

Are there parks near 114 Franklin St?+

Shelter Parking is about 0.2 miles away.

Where is the nearest grocery store to 114 Franklin St?+

Red Barn Food Store is about 0.1 miles away. The closest dining on record is El Korita Restaurante Mexicano (0 mi).

Does 114 Franklin St have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 114 Franklin St built?+

It was built in 1880, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Eric Edwards · Iron Valley Real Estate Prestige · REIN MLS #10653535

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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See it in person — the record only says so much.

Call or text (757) 777-7577

114 Franklin St, Suffolk, Virginia 23434 · MLS #10653535 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

114 Franklin St, Suffolk, VA 23434

Facts & features

Our read on this home

Why this home stands out

OLD TOWN SUFFOLK and the Suffolk real estate market

What's nearby

For different buyers

Base commute and VA loan notes

For first-time buyers

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Downtown Suffolk

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Comparable Properties

8 days on market — read it in context

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)