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SuffolkTHE RETREAT AT HARBOUR COVE1103 Elaina (Lot 44) Pl✓ Source: REIN MLS #10618618 · record updated May 17, 2026 · synced every 2 min · your inquiry is never resold
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Main photo
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Photo 2
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Photo 3
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Photo 4
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Photo 5
3beds
3baths
2,859sqft
182days on market

1103 Elaina (Lot 44) Pl, Suffolk, VA 23435

ActiveResidential · built 2025 · THE RETREAT AT HARBOUR COVE

Facts & features

Type

Residential

Year built

2025

Price / sqft

$207

Condo fee

$359/mo

HOA fee

$6/mo

Taxes

$6,000/yr

County

Suffolk VA

MLS #

10618618

Association amenities

ClubhouseExercise RmPoolTrash Pickup

$359/mo condo fee + $6/mo HOA fee · The Retreat at Harbour View COA · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,859
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, Loft, PBR with Bath, Pantry, Porch, Screened Porch, Spare Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE RETREAT AT HARBOUR COVE
Zoning
RES
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Off Street, Driveway Spc
Possession
NEGOTIABLE
Disclosures
Residential 55+ Community

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

BUILDERS MODEL HOME! TONS OF UPGRADES. Enjoy low-maintenance living and an active lifestyle in this new construction home located in a welcoming 55+ community in the Harbour View area of Suffolk. Designed for connection and comfort, this open-concept home features primary bedroom and office/secondary bedroom on the first floor. Large loft, guest room and flexible space with the option for a fourth bedroom, bonus room, or guest retreat. Built by a well-established local builder, this community is ideal for those seeking social opportunities, neighborly gatherings, and easy living. Visit the model home daily from 12-5 and ask about current builder incentives. We also have other models with varying completion timelines.

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10618618

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1103 Elaina Place is a brand-new 2025 construction in The Retreat at Harbour Cove — a 3-bedroom, 3-bath home with 2,859 square feet in one of Suffolk's fastest-growing corridors, minutes from NSA Northwest Annex and a full lineup of everyday conveniences.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — roof, mechanicals, finishes, warranties — is starting fresh. At 2,859 square feet across three bedrooms and three full baths, Lot 44 gives you generous room to grow without the guesswork of an older home. The Retreat at Harbour Cove is a planned community with a cohesive streetscape, and this address sits inside the 23435 zip code — one of the most active pockets among Suffolk homes for sale right now.

THE RETREAT AT HARBOUR COVE and the Suffolk real estate market

The Retreat at Harbour Cove is a newer planned community in northern Suffolk, Virginia, where the suburbs feel intentional rather than accidental. Streets are clean, homes are recent builds, and the overall vibe is quiet-residential without feeling remote. Suffolk itself is the largest city by land area in Virginia — a fact that surprises most newcomers — and the northern end near Harbour View has become a genuine destination for families and professionals who want modern infrastructure without Northern Virginia prices. Homes for sale in Suffolk span a wide range of styles and eras, but this corridor is defined by new construction and planned growth. You're close to the Western Branch of Chesapeake and the Nansemond River waterway system, which gives the broader area a distinctly coastal-adjacent character. Daily errands, dining, and fitness are all within a half-mile, and two military installations are reachable in under fifteen minutes — making this part of Suffolk one of the more strategically located zip codes in Hampton Roads.

What's nearby

Daily life at 1103 Elaina Place is genuinely easy. A Walmart Supercenter is 0.2 miles away, and TASTE and Harbour View Marketplace add grocery options within half a mile. When you want a quick bite, America's Best Wings, GRAN RODEO, and Firehouse Subs Harbourview are all within two-tenths of a mile. Magnolia Park is a half-mile stroll for weekend afternoons outdoors. Fitness is well covered — Fine Lines Personal Training, StretchLab, and Club Pilates are all within a mile. Even the small daily stops, like a 7-Eleven or McDonald's run, are under 0.3 miles. Homes for sale in 23435 rarely come with this density of walkable conveniences.

For different buyers

For military families relocating

NSA Northwest Annex is eight minutes away, and NSA Hampton Roads is reachable in fourteen — making 1103 Elaina Place one of the more commute-friendly addresses for active-duty households in this part of Hampton Roads. New construction means no deferred maintenance surprises during a PCS move, and a VA loan pairs cleanly with a 2025 build. The three full baths and nearly 2,900 square feet give families real breathing room through a full tour cycle.

For families upgrading

Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Northern Shores Elementary School will find 1103 Elaina Place sitting squarely in that attendance zone. Three bedrooms, three full baths, and 2,859 square feet of new construction means space for a dedicated home office, a guest room, and still room for everyone else. The Retreat at Harbour Cove's planned-community feel adds a layer of neighborhood stability that's hard to find in older infill areas.

More buyer questions

How far is 1103 Elaina Place from NSA Northwest Annex?

The drive from 1103 Elaina Place to NSA Northwest Annex is approximately 8 minutes under normal traffic conditions. NSA Hampton Roads is a short 14-minute drive, giving military households two major installations within easy reach.

What is the square footage and layout of this home?

1103 Elaina Place offers 2,859 square feet of living space with 3 bedrooms and 3 full bathrooms, built new in 2025 as part of The Retreat at Harbour Cove's Lot 44.

Is 1103 Elaina Place part of an HOA?

Yes, The Retreat at Harbour Cove is a planned community with a homeowners association. Your agent can provide the current HOA documents, bylaws, and any applicable fee schedule during the due-diligence period.

What flood zone is 1103 Elaina Place in?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and any applicable insurance considerations.

Where are the nearest grocery stores to 1103 Elaina Place?

A Walmart Supercenter is just 0.2 miles away, with TASTE at 0.5 miles and Harbour View Marketplace at 0.6 miles — three solid grocery options all within a short drive or walk.

Curious about 1103 Elaina Place or other homes for sale in Suffolk? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's talk through your options.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$500K – $680K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Retreat at Harbour Cove

The Retreat at Harbour Cove is an age-restricted 55+ community set in the Harbour View area of North Suffolk, near the Nansemond River and just off Interstate 664.

$505K

Median sale · 12 mo

$218

Sold $/sq ft

166d

Days on market

5

For sale now

$159K

HH income

94.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Retreat at Harbour Cove
Map of The Retreat at Harbour Cove with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,737/mo

Principal & interest

$3,065

Property tax

$500

Home insurance

$172

PMI

None

HOA/Condo (paid separately)

$365

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$404,000$660,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

5004 Shoal Creek RD · 0.4 mi · 3,000 sqft$660,000 sold 2026-06
5300 S Bay Hill CT · 1.2 mi · 2,916 sqft$579,900 sold 2026-04
1017 Skiffs Landing LN · 1.3 mi · 2,934 sqft$490,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$590,695

Price / Sq Ft

$207

Annual Taxes

$6,000

Monthly Tax

$500

HOA + condo fees

$365 / mo

Tax Rate (effective)

1.02%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 3, 2026$590,695
Currently listed$590,695

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

182 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1103 Elaina (Lot 44) Pl in a good school zone?+
The assigned zones on the listing record are Northern Shores Elementary (VaHome School Score 7.1/10), Col. Fred Cherry Middle, Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1103 Elaina (Lot 44) Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1103 Elaina (Lot 44) Pl?+
Yes — Fine Lines Personal Training is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1103 Elaina (Lot 44) Pl?+
Magnolia Park is about 0.7 miles away.
Where is the nearest grocery store to 1103 Elaina (Lot 44) Pl?+
Walmart Supercenter is about 0.3 miles away. The closest dining on record is New Realm Brewing Co. (0.3 mi).
Does 1103 Elaina (Lot 44) Pl have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is The Retreat at Harbour View COA. Association amenities on record include: Clubhouse, Exercise Rm, Pool, Trash Pickup.
When was 1103 Elaina (Lot 44) Pl built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10618618

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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1103 Elaina (Lot 44) Pl, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1103 Elaina (Lot 44) Pl, Suffolk, Virginia 23435 · MLS #10618618 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.