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SuffolkTHE RETREAT AT HARBOUR COVE1103 Elaina (Lot 44) Pl✓ Source: REIN MLS #10618618 · record updated May 18, 2026 · synced every 2 min · your inquiry is never resold
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Main photo
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Photo 2
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Photo 3
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Photo 4
1103 Elaina (Lot 44) PL, SUFFOLK VA 23435 - Photo 5
$590,695
$207 / sqft · est. $4,102/mo →
3beds
3baths
2,859sqft
105days on market

1103 Elaina (Lot 44) Pl, Suffolk, VA 23435

ActiveResidential · built 2025 · THE RETREAT AT HARBOUR COVE

About this home

The listing, in the seller's words

BUILDERS MODEL HOME! TONS OF UPGRADES. Enjoy low-maintenance living and an active lifestyle in this new construction home located in a welcoming 55+ community in the Harbour View area of Suffolk. Designed for connection and comfort, this open-concept home features primary bedroom and office/secondary bedroom on the first floor. Large loft, guest room and flexible space with the option for a fourth bedroom, bonus room, or guest retreat. Built by a well-established local builder, this community is ideal for those seeking social opportunities, neighborly gatherings, and easy living. Visit the model home daily from 12-5 and ask about current builder incentives. We also have other models with varying completion timelines.

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10618618

VaHome team overview

Our read on this home

At a glance

Meet 1103 Elaina Place — a brand-new 2025-built, 3-bedroom, 3-bath home spanning 2,859 square feet in The Retreat at Harbour Cove. With two nearby Navy installations and everyday essentials less than a mile away, this Suffolk address checks a lot of boxes.

Read the full overview ↓

Why this home stands out

Built in 2025, this home brings fresh construction to one of Suffolk's most convenient corridors. Three full baths across 2,859 square feet gives everyone their own space, and the layout is designed for the way people actually live today — not decades ago. Add in walkable dining, groceries, and fitness options, and the location does a lot of the heavy lifting for daily life.

THE RETREAT AT HARBOUR COVE and the Suffolk real estate market

The Retreat at Harbour Cove sits in the northern reaches of Suffolk, Virginia, in a pocket of the city that has grown quickly and intentionally. The community carries a planned, cohesive feel — newer homes, clean streetscapes, and neighbors who largely arrived for the same reasons: proximity to the bases, access to Harbour View's retail corridor, and a quieter pace than the urban core without sacrificing convenience. Suffolk itself is Virginia's largest city by land area, and that scale means genuine variety — from waterfront marshland to walkable commercial strips like the one right outside this neighborhood. The city falls under the independent City of Suffolk jurisdiction, which handles its own schools, utilities, and services. Worth noting for anyone searching terms like 'condos for sale in suffolk county ny' — this is Suffolk, Virginia, a distinctly different and fast-growing Hampton Roads community with its own identity and strong military ties. Growth here has been steady, and The Retreat at Harbour Cove reflects that momentum.

What's nearby

Daily errands barely require leaving the neighborhood. A Walmart Supercenter is just 0.3 miles away, TASTE — which doubles as a grocery and coffee spot — is 0.4 miles out, and Harbour View Marketplace rounds out the grocery options at 0.7 miles. When it's time to eat out, New Realm Brewing Co. and Charleys Cheesesteaks are both 0.3 miles away, with America's Best Wings a short walk further at 0.4 miles. Starbucks is 0.6 miles out if TASTE isn't your stop. For fitness, Fine Lines Personal Training, StretchLab, and Club Pilates are all within a mile. Magnolia Park and Bill Jessee Park offer green space within 0.8 miles.

For different buyers

For military families relocating

NSA Northwest Annex is just 8 minutes from the front door, and NSA Hampton Roads is roughly 14 minutes out — making 1103 Elaina Place a genuinely practical choice for active-duty households. A VA loan can make a new-construction home like this even more accessible, and the BAH rates for this zip code align well with the price range of homes in this community.

For families upgrading

At 2,859 square feet with three full baths, there's real room to grow here — and the 2025 build means you're starting with everything new, not inheriting someone else's deferred maintenance. The walkable access to parks, grocery stores, and fitness studios around Harbour View makes the upgrade feel complete, not just square-footage-deep.

More buyer questions

How far is 1103 Elaina Place from NSA Northwest Annex?

NSA Northwest Annex is approximately 8 minutes from 1103 Elaina Place, making it one of the closest residential options to that installation in the area.

What is The Retreat at Harbour Cove like as a neighborhood?

The Retreat at Harbour Cove is a newer planned community in northern Suffolk with a cohesive streetscape, fresh construction, and walkable access to the Harbour View retail and dining corridor — it has a tidy, intentional feel without being overly formal.

Is 1103 Elaina Place in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation and any relevant insurance considerations.

How big is the home at 1103 Elaina Place?

The home offers 2,859 square feet of living space across 3 bedrooms and 3 full baths, built new in 2025 on Lot 44 in The Retreat at Harbour Cove.

Where are the closest grocery stores to 1103 Elaina Place?

A Walmart Supercenter is just 0.3 miles away, TASTE is 0.4 miles out, and Harbour View Marketplace is 0.7 miles — all reachable in just a few minutes.

Want to know more about 1103 Elaina Place or other houses for sale in Suffolk, VA? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$207

Condo fee

$359/mo

HOA fee

$6/mo

Taxes

$6,000/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10618618

Association amenities

ClubhouseExercise RmPoolTrash Pickup

$359/mo condo fee + $6/mo HOA fee · The Retreat at Harbour View COA · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,859
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, Loft, PBR with Bath, Pantry, Porch, Screened Porch, Spare Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE RETREAT AT HARBOUR COVE
Zoning
RES
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Off Street, Driveway Spc
Possession
NEGOTIABLE
Disclosures
Residential 55+ Community

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Retreat at Harbour Cove

The Retreat at Harbour Cove is an age-restricted 55+ community set in the Harbour View area of North Suffolk, near the Nansemond River and just off Interstate 664.

$505K

Median sale · 12 mo

$218

Sold $/sq ft

166d

Days on market

5

For sale now

$159K

HH income

94.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Retreat at Harbour Cove
Map of The Retreat at Harbour Cove with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,102/mo

Principal & interest

$3,065

Property tax

$500

Home insurance

$172

PMI

None

HOA

$365

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$467,000$660,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1204 Brianna (Lot 32) LN · 0 mi · 2,859 sqft$467,000 sold 2026-06
2092 Asher (Lot 52) DR · 0.1 mi · 2,859 sqft$490,000 sold 2026-07
2094 Asher (Lot 53) DR · 0.1 mi · 2,880 sqft$551,061 sold 2026-04

Sale & Tax History

List Price

$590,695

Price / Sq Ft

$207

Annual Taxes

$6,000

Monthly Tax

$500

HOA + condo fees

$365 / mo

Tax Rate (effective)

1.02%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 3, 2026$590,695
Currently listed$590,695

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

105 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1103 Elaina (Lot 44) Pl in a good school zone?+
The assigned zones on the listing record are Northern Shores Elementary (GreatSchools 7/10), Col. Fred Cherry Middle, Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1103 Elaina (Lot 44) Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1103 Elaina (Lot 44) Pl?+
Yes — Fine Lines Personal Training is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1103 Elaina (Lot 44) Pl?+
Magnolia Park is about 0.7 miles away.
Where is the nearest grocery store to 1103 Elaina (Lot 44) Pl?+
Walmart Supercenter is about 0.3 miles away. The closest dining on record is New Realm Brewing Co. (0.3 mi).
Does 1103 Elaina (Lot 44) Pl have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is The Retreat at Harbour View COA. Association amenities on record include: Clubhouse, Exercise Rm, Pool, Trash Pickup.
When was 1103 Elaina (Lot 44) Pl built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10618618

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1103 Elaina (Lot 44) Pl, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1103 Elaina (Lot 44) Pl, Suffolk, Virginia 23435 · MLS #10618618 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.