Skip to main content
NorfolkBELVEDERE104 E Severn Rd✓ Source: REIN MLS #10634793 · record updated Jul 13, 2026 · synced every 2 min · your inquiry is never resold
104 E Severn RD, NORFOLK VA 23505 - Main photo
104 E Severn RD, NORFOLK VA 23505 - Photo 2
104 E Severn RD, NORFOLK VA 23505 - Photo 3
104 E Severn RD, NORFOLK VA 23505 - Photo 4
104 E Severn RD, NORFOLK VA 23505 - Photo 5
$489,900
$181 / sqft · est. $3,119/mo →
6beds
3baths
2,714sqft
60days on market

104 E Severn Rd, Norfolk, VA 23505

ActiveResidential · built 1938 · BELVEDERE

About this home

The listing, in the seller's words

OPEN HOUSE: Sun 7/12/26 @ 12-2:30pm- **Assumable VA loan opportunity at 2.25%** Located in Norfolk's desirable Belvedere neighborhood, this spacious 6BR, 3BA home offers over 2,700 sq ft of flexible living space suited for multi-generational living, guest space, or home offices. Updates include: fresh paint, refinished hardwood floors, new carpet, updated lighting, ceiling fans, faucets, & a new downstairs HVAC system. The main level features a living room, den, dining rm, kitchen w/ breakfast bar, attached garage w/ storage, 2 first-floor bedrooms, & full bath. Upstairs offers 3 additional bedrooms, another full bath, & spacious primary suite w/ bath & sitting area. Large backyard w/ mature trees, fire pit, & plenty of space for entertaining or outdoor activities. Conveniently located near Downtown Norfolk, military bases, EVMS, ODU, shopping, dining, parks, beaches, major interstates, & nearby Lafayette River boat/kayak access. Assumable VA loan opportunity - 2.25% rate for VA buyers. Entitlement substitution required.

Listing courtesy of Elizabeth Precise · LPT Realty LLC · REIN MLS #10634793

VaHome team overview

Our read on this home

At a glance

104 E Severn Rd is a six-bedroom, three-bath home built in 1938, offering 2,714 square feet of character-rich space in Norfolk, Virginia — just minutes from two major military installations and a walkable stretch of local restaurants and parks.

Read the full overview ↓

Why this home stands out

Six bedrooms in a pre-war Norfolk home is genuinely rare. Built in 1938, 104 E Severn Rd carries the kind of architectural bones — solid construction, generous room proportions, and classic detailing — that newer builds rarely replicate. Three full baths across 2,714 square feet means the space actually works for a large household, not just looks good on paper. Add in proximity to both Naval Medical Center Portsmouth and Naval Station Norfolk, and this address covers a lot of ground.

BELVEDERE and the Norfolk real estate market

104 E Severn Rd sits in a quiet residential pocket of Norfolk, Virginia — a city with a distinct character that sets it apart from its Hampton Roads neighbors. Norfolk blends deep military history with a genuinely urban energy: waterfront parks, independent restaurants, and neighborhoods where pre-war bungalows and colonials line streets shaded by mature trees. This part of the city sits north of the Lafayette River corridor, where the pace is unhurried but daily conveniences are close. If you've been browsing houses for sale norfolk and wondering which neighborhoods feel established rather than generic, this area delivers. The streets here have a settled, lived-in quality — neighbors who know each other, sidewalks worth using, and a sense that the neighborhood has been here long enough to know what it is. Norfolk's city amenities, including its parks system and dining scene, are accessible without the congestion of the downtown core.

What's nearby

Granby Street Park is just 0.3 miles away — a quick walk for morning routines or afternoon breaks. The Granby Street Bridge Fishing Pier and Riverpoint Playground are both within half a mile, making outdoor time easy to fit into any day. When you're ready to eat, LeGrand Kitchen, Mi Hogar Mexican Restaurant, and Pittie Dog Grill are all within 0.7 miles. Coffee is covered by Voyager Coffee at a mile out. Tennis courts at Lafayette Park round out the active options at 1.0 mile — a short bike ride or easy drive.

For different buyers

For military families relocating

Naval Medical Center Portsmouth is seven minutes away, and Naval Station Norfolk is eight. For military households weighing BAH and commute time together, 104 E Severn Rd lands in a genuinely convenient position. Six bedrooms give families room to grow — or to host — without compromise. A VA loan can make a home of this size and vintage more accessible than many buyers expect.

For families upgrading

If your current home has you sharing bathrooms and negotiating closet space, 104 E Severn Rd resets the equation. Six bedrooms and three full baths across 2,714 square feet means everyone gets their own corner of the house. The 1938 construction gives rooms real dimensions — not the narrow layouts common in newer builds. Granby Street Park and Riverpoint Playground are both under half a mile, so the neighborhood supports family life beyond the front door.

More buyer questions

How far is 104 E Severn Rd from Naval Station Norfolk?

Naval Station Norfolk is approximately 8 minutes by car from 104 E Severn Rd, making it one of the more conveniently located addresses in this part of Norfolk for active-duty personnel stationed there.

How far is 104 E Severn Rd from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about 7 minutes away by car — a notably short commute that makes this address worth a close look for medical staff and military families assigned to that installation.

What is the lot and home size at 104 E Severn Rd?

The home offers 2,714 square feet of living space across six bedrooms and three full baths, built in 1938 on a residential lot in Norfolk, Virginia.

Is there an HOA at 104 E Severn Rd?

This property is not part of a homeowners association, so there are no HOA rules or dues tied to ownership here.

What is the flood risk situation for 104 E Severn Rd?

Flood zone information for 104 E Severn Rd is displayed in the dedicated FloodRisk tile on this page, which reflects current FEMA map data for this specific address.

Want to see 104 E Severn Rd in person or get more details? Tom and Dariya Milan at LPT Realty are ready to help — reach out and let's set something up.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1938

Price / sqft

$181

HOA

None

Taxes

$5,209/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10634793

Interior

Bedrooms
6
Full baths
3
Approx. sqft
2,714
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Breakfast Area, In-Law Suite, PBR with Bath, Office/Study, Porch, Rec Room, Spare Room, Utility Closet, Utility Room
Appliances
Dishwasher, Dryer Hookup, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Security Sys

Construction & exterior

Style
Colonial, Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2300
Subdivision
BELVEDERE
Zoning
R-6
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Related to Seller

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Lakewood Area neighborhood of Norfolk. homes for sale in Norfolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,119/mo

Principal & interest

$2,542

Property tax

$434

Home insurance

$143

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $423,500

City assessment record · taxes $5,209/yr

Land share of assessed value

23% — $98,500

Improvements $325,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$315,000$655,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

738 Shirley AVE · 2.1 mi · 2,870 sqft$655,000 sold 2026-04
915 Colley AVE #A · 2.4 mi · 2,710 sqft$523,000 sold 2026-07
742 Johnson AVE · 2.3 mi · 2,650 sqft$315,000 sold 2026-03

Sale & Tax History

List Price

$489,900

Price / Sq Ft

$181

Annual Taxes

$5,209

Monthly Tax

$434

HOA

None

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 14, 2026$489,900
Price reducedJul 8, 2026$489,900−$10,000
Currently listed$489,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$423,500

Land

$98,500

Improvement

$325,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

60 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 104 E Severn Rd in a good school zone?+
The assigned zones on the listing record are Granby Elementary (GreatSchools 5/10), Blair Middle (GreatSchools 4/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 104 E Severn Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 104 E Severn Rd?+
Yes — Tennis courts at Lafayette Park is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 104 E Severn Rd?+
Granby Street Park is about 0.3 miles away.
Does 104 E Severn Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 104 E Severn Rd built?+
It was built in 1938, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Elizabeth Precise · LPT Realty LLC · REIN MLS #10634793

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

104 E Severn Rd, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

104 E Severn Rd, Norfolk, Virginia 23505 · MLS #10634793 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.