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✓ Source: REIN MLS #10655887 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
102 Prestwick NONE, SMITHFIELD VA 23430 - Main photo
102 Prestwick NONE, SMITHFIELD VA 23430 - Photo 2
102 Prestwick NONE, SMITHFIELD VA 23430 - Photo 3
102 Prestwick NONE, SMITHFIELD VA 23430 - Photo 4
102 Prestwick NONE, SMITHFIELD VA 23430 - Photo 5
6beds
5baths
5,300sqft
8days on market

102 Prestwick, Smithfield, VA 23430

ActiveResidential · built 1999 · CYPRESS CREEK

About this home

Designed for entertaining, this traditional brick home invites you in. The elegant marbled foyer you've envisioned, with a $45,000 seller credit/allowance toward buyer-selected upgrades or closing costs! Similar-size neighborhood homes are selling for $1.2M, this one is for the visionary. Generous living spaces, cathedral ceilings, first floor bedroom and separate dedicated office space, abundant storage spaces, screened porch, patio, expansive primary bathroom, invisible pet fence, 2nd-floor HVAC replaced, painted throughout 2026, windows painted/caulked 2025, and hardwood floors refinished. Enjoy 2 community pools (one adult), clubhouse, tennis courts, playground, winding wooded trails, and neighborhood golf course. Near historic downtown Smithfield shops, dining, farmers markets, and festivals, plus Windsor Castle Park's riverside trails, dog park, fishing pier, and kayak launch. Put your allowance toward carpet, bathroom updates, a future pool, etc. and make this home your own!

Listing courtesy of Hannah Arnold · BHHS RW Towne Realty · REIN MLS #10655887

Facts & features

Type

Residential

Year built

1999

Price / sqft

$184

HOA fee

$88/mo

Taxes

$6,540/yr

County

Isle of Wight County VA

MLS #

10655887

HOA association includes

ClubhouseExercise RmGolfGround MaintPlaygroundsPoolTennis CtsTrash Pickup

$88/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
6
Full baths
5
Approx. sqft
5,300
Stories
2
Flooring
Carpet, Ceramic, Marble, Wood
Ensuite bedrooms
5
First-floor bed & full bath
Yes
Total rooms
14
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Screened Porch
Appliances
Dishwasher, Disposal, Dryer, Gas Range, Refrigerator, Washer
Equipment
Attic Fan, Ceiling Fan, Central Vac, Gar Door Opener, Hot Tub, Jetted Tub

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl, Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Stucco
Pool
No Pool
Fencing
Other

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CYPRESS CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Oversized Gar
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

102 Prestwick in Smithfield, Virginia is a 6-bedroom, 5-bath home with 5,300 square feet built in 1999. The layout gives you serious room to spread out. Smithfield's small-town character and easy access to the Peninsula make this address worth a close look.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

Five thousand three hundred square feet across six bedrooms and five full baths is a rare find in Smithfield. The 1999 build year means solid construction with room for modern updates on your terms. Large homes at this scale in Isle of Wight County tend to sit on generous lots with real breathing room between neighbors. That combination of size, privacy, and a walkable distance to Creekside Landing is hard to replicate.

CYPRESS CREEK and the Smithfield real estate market

Smithfield sits in Isle of Wight County on the western bank of the Pagan River, where it meets the James. The town has a genuine historic core — brick sidewalks, colonial-era architecture, and a working waterfront that still feels like itself. Prestwick is a residential address that puts you just outside that downtown energy while keeping it close. Streets here are quiet, and the lots tend to run larger than what you find closer to the coast. Smithfield is the kind of place where neighbors know each other and the pace is deliberate. Getting around the region is straightforward: Route 10 connects you west toward Suffolk and east toward the James River Bridge. Crossing the bridge opens up Virginia Beach, Norfolk, and the full Hampton Roads metro in under an hour. The town itself has grown thoughtfully, adding retail and dining without losing its character. Anyone comparing homes for sale in Smithfield will notice that Isle of Wight County consistently draws buyers who want space without sacrificing community.

What's nearby

Creekside Landing is just 0.1 miles away — an easy walk for dinner or a casual lunch on the water. Smithfield's downtown is a short drive and worth the trip for its independent shops, historic sites, and the famous Smithfield Station waterfront area. Grocery options and everyday retail are accessible along Route 10. The Isle of Wight County parks system adds outdoor space nearby. For medical care, Sentara Obici Hospital in Suffolk is about 15 minutes west.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis is about 26 minutes from 102 Prestwick, and NSA Hampton Roads is roughly 32 minutes out. VA loan financing is well established in Isle of Wight County, and six bedrooms means no scramble for space during a PCS move. The home's size and the county's lower density make this a strong option to evaluate.

For buyers drawn to character

Smithfield is one of the most historically intact small towns in Virginia. The 1999 build at 102 Prestwick gives you modern bones inside a community with genuine roots. Six bedrooms and 5,300 square feet offer flexibility that older in-town properties rarely match. Buyers drawn to homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find this address sits squarely in that zone.

More buyer questions

How far is 102 Prestwick from Joint Base Langley-Eustis?

The drive is about 26 minutes under normal traffic conditions. NSA Hampton Roads is approximately 32 minutes away.

What school zone does 102 Prestwick fall in?

102 Prestwick is zoned for Isle of Wight County Schools. Buyers comparing Smithfield homes for sale in this zone should confirm current zoning directly with Isle of Wight County Public Schools.

Is 102 Prestwick in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page. Isle of Wight County properties vary, so reviewing that information is a smart early step.

Does 102 Prestwick have an HOA?

HOA status for Prestwick should be confirmed during the due-diligence period. Your agent can pull the governing documents and any applicable covenants.

What is the lot size at 102 Prestwick?

Lot size details are available in the full property record above. Isle of Wight County properties in this area often sit on larger parcels than comparable homes closer to the coast.

Tom and Dariya Milan know Smithfield and Isle of Wight County well. Reach out to schedule a walkthrough of 102 Prestwick and get honest answers about the market.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Smithfield$825K – $1.1M6+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

32.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

51min·32.5mi

J7 Suffolk

Joint

35min·19.9mi

NSA HR

Navy

60min·32mi

JBLE Langley

Air Force

47min·25.5mi

MARFORCOM

Marines

54min·35.3mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,888/mo

Principal & interest

$5,059

Property tax

$545

Home insurance

$284

PMI

None

HOA/Condo (paid separately)

$88

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$750,000 – $1,190,000

The 5 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 The Machrie · 0.2 mi · 4,650 sqft$750,000 sold 2026-07
338 S Church ST · 1.2 mi · 4,400 sqft$860,000 sold 2026-09
302 Muirfield · 0.3 mi · 4,250 sqft$1,190,000 under contract

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$975,000

Price / Sq Ft

$184

Annual Taxes

$6,540

Monthly Tax

$545

HOA fee

$88 / mo

Tax Rate (effective)

0.67%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 1, 2026$975,000—
Currently listed—$975,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 102 Prestwick in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 102 Prestwick in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 102 Prestwick have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Ground Maint, Playgrounds, Pool, Tennis Cts, Trash Pickup.
When was 102 Prestwick built?+
It was built in 1999, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Hannah Arnold · BHHS RW Towne Realty · REIN MLS #10655887

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

102 Prestwick, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

102 Prestwick, Smithfield, Virginia 23430 · MLS #10655887 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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