Skip to main content
VaHome.com
Suffolk › HIGHLAND GREEN › 1003 Silver Charm Cir✓ Source: REIN MLS #10619419 · record updated Apr 3, 2026 · synced every 2 min · your inquiry is never resold
1003 Silver Charm CIR, SUFFOLK VA 23435 - Main photo
$410,000
$195 / sqft · est. $2,825/mo →
3beds
2.1baths
2,100sqft
44days on market

1003 Silver Charm Cir, Suffolk, VA 23435

SoldResidential · built 2013 · HIGHLAND GREEN

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Beautiful Home with Lake Views, First-floor Primary Suite, Loft and Screened-in Porch. Discover the perfect blend of comfort, privacy, and convenience in this stunning home located in one of Suffolk's most desirable communities. With expansive lake views, a first-floor primary bedroom, versatile loft and a screened in porch, this home offers features rarely found at this price point.

Listing courtesy of Phyllis Willoughby · EXIT Realty Central · REIN MLS #10619419

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2013

Price / sqft

$195

HOA fee

$245/mo

Taxes

$3,998/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10619419

HOA association includes

ClubhouseExercise RmGround MaintPlaygroundsPool

$245/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,100
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, Attic, Loft, PBR with Bath, Rec Room, Screened Porch, Utility Closet
Interior features
Cathedral Ceiling, Fireplace Gas-natural, Pull Down Attic Stairs, Skylights, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Tagged Fixtures

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Exterior features
Corner, Patio
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Forced Hot Air,Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1700
Approx. acres
0.17
Subdivision
HIGHLAND GREEN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

See more Suffolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

River Club

River Club is a newer single-family home community in the North Suffolk area, set near Route 664 and the shops and restaurants around Harbour View.

$675K

Median sale · 12 mo

$234

Sold $/sq ft

40d

Days on market

18

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club →
Map of River Club with neighborhood boundaryNeighborhood

see more Suffolk homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,825/mo

Principal & interest

$2,127

Property tax

$333

Home insurance

$120

PMI

None

HOA

$245

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$355,000 – $536,050

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1006 Silver Charm CIR · 0 mi · 2,148 sqft$407,000 sold 2026-07
2001 Laycock LN #102 · 0.5 mi · 2,023 sqft$397,900 sold 2026-04
6060 Newington PL · 0.5 mi · 1,972 sqft$355,000 sold 2026-04

Sale & Tax History

List Price

$410,000

Price / Sq Ft

$195

Annual Taxes

$3,998

Monthly Tax

$333

HOA fee

$245 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 26, 2026$410,000—
SoldApr 2, 2026$410,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1003 Silver Charm Cir in a good school zone?+
The assigned zones on the listing record are Creekside Elementary (GreatSchools 7/10), John F. Kennedy Middle (GreatSchools 7/10), Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1003 Silver Charm Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 1003 Silver Charm Cir a waterfront property?+
Yes. The listing record shows: Pond.
Does 1003 Silver Charm Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Playgrounds, Pool.
When was 1003 Silver Charm Cir built?+
It was built in 2013, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Phyllis Willoughby · EXIT Realty Central · REIN MLS #10619419

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
1003 Silver Charm Cir, Suffolk — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in SuffolkCall or text (757) 777-7577

1003 Silver Charm Cir, Suffolk, Virginia 23435 · MLS #10619419 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆