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SmithfieldGATLING POINTELot 9 Harbour Rdg✓ Source: REIN MLS #10621457 · record updated Feb 25, 2026 · synced every 2 min · your inquiry is never resold
Lot 9 Harbour RDG, SMITHFIELD VA 23430 - Main photo
Lot 9 Harbour RDG, SMITHFIELD VA 23430 - Photo 2
Lot 9 Harbour RDG, SMITHFIELD VA 23430 - Photo 3
Lot 9 Harbour RDG, SMITHFIELD VA 23430 - Photo 4
Lot 9 Harbour RDG, SMITHFIELD VA 23430 - Photo 5
$259,900
1days on market

Lot 9 Harbour Rdg, Smithfield, VA 23430

Under ContractLand and Farms · GATLING POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Marsh, Navigable.

Frontage

Creek · Marsh ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Build your dream home on this waterfront lot in GATLING POINTE SOUTH, over one acre building site, features scenic views of Towne Farm Creek- a large, privately wooded building site- Gatling Pointe is an award winning waterfront community featuring a Clubhouse, 68 slip marina, riverfront pool and restaurant overlooking the James River. Also discover playgrounds, walking trails, tennis & volleyball courts. Partial clearing has been done and is ready for a new home! Highly elevated, level building site, landmark trees, panoramic marsh and creek views- Towne Farm Creek empties into Jones Creek, which flows into the mouth of the Pagan River where it meets the James. Optional membership to the GPYC

Listing courtesy of Mark Edwards · East West Realty-Hampton Roads · REIN MLS #10621457

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Lot 9 Harbour Ridge sits on a generous two-acre parcel inside the established Gatling Pointe community in Smithfield, Virginia — one of the few remaining opportunities to build a custom home on a sizable lot in this sought-after Isle of Wight County neighborhood.

Read the full overview ↓

Why this home stands out

Two acres of buildable land inside a finished, amenity-rich neighborhood is a rare combination anywhere in Hampton Roads, and especially so in Smithfield. Gatling Pointe's mature streetscapes and community character are already in place — you're not betting on a future neighborhood, you're stepping into one. Lot 9 on Harbour Ridge gives you the canvas to design exactly the home you want, surrounded by established homes and natural beauty.

GATLING POINTE and the Smithfield real estate market

Gatling Pointe is one of Smithfield's most recognized planned communities, known for its winding streets, mature trees, and a strong sense of place that takes years to develop. Situated along the Pagan River, the neighborhood carries a quiet, unhurried character that draws people who want space without sacrificing community. Smithfield itself — the seat of Isle of Wight County — punches well above its size. The historic downtown is walkable and genuinely charming, with locally owned restaurants, boutique shops, and a waterfront that draws visitors from across the region. The town has managed growth carefully, which keeps property values stable and the feel of the place intact. For a two-acre lot in Gatling Pointe, you're getting the best of both worlds: elbow room on your own land and an address that carries real weight in the Hampton Roads market.

What's nearby

Daily life from Lot 9 Harbour Ridge is straightforward. Central Park, just 0.4 miles away, gives you an easy green-space outlet for morning walks, weekend recreation, or simply clearing your head after work. Smithfield's historic downtown corridor — with its grocery options, pharmacies, and a genuine lineup of local dining — is just a short drive. The broader Isle of Wight County road network connects you efficiently to Newport News, Suffolk, and the rest of Hampton Roads without the congestion that defines life closer to the urban core.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 24 minutes from Lot 9 Harbour Ridge, and NSA Northwest Annex sits at roughly the same drive. For military families who want to build a long-term home rather than move through a series of houses, a two-acre lot in an established neighborhood like Gatling Pointe is a serious opportunity. A VA loan can often be used for land purchases paired with construction financing — worth exploring with a lender who knows the program.

For buyers drawn to character

If you've been searching for a lot where the neighborhood already has soul, Lot 9 Harbour Ridge delivers. Gatling Pointe's mature landscaping, river proximity, and established homes mean you're not building in a blank field — you're adding your chapter to a community that already has a story. Two acres gives you genuine privacy and room to design a home that reflects how you actually want to live.

More buyer questions

How far is Lot 9 Harbour Ridge from Joint Base Langley-Eustis?

The drive from Gatling Pointe in Smithfield to Joint Base Langley-Eustis runs approximately 24 minutes under normal traffic conditions, making it a workable commute for service members stationed at Fort Eustis.

What can be built on this lot in Gatling Pointe?

Lot 9 is a two-acre parcel within the Gatling Pointe community, which is zoned for residential use — buyers should confirm specific build requirements, setbacks, and any community architectural guidelines with Isle of Wight County and the HOA prior to purchase.

Is there an HOA in Gatling Pointe?

Yes, Gatling Pointe has a homeowners association; prospective buyers should request the current CC&Rs and any applicable guidelines to understand what governs construction and use of the property.

What is the flood zone status for Lot 9 Harbour Ridge in Smithfield?

Flood zone designation for this parcel should be verified through FEMA's flood map service or Isle of Wight County's GIS resources — a lender or title company can also pull this detail during due diligence.

Where is Lot 9 Harbour Ridge located within Smithfield?

The lot sits within the Gatling Pointe neighborhood in Smithfield, Virginia 23430, in Isle of Wight County, with Central Park less than half a mile away and easy access to Smithfield's historic downtown corridor.

Ready to explore what's possible on Lot 9 Harbour Ridge? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through your options.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Land and Farms

HOA

None

Taxes

$1,400/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10621457

Construction & exterior

Waterfront
Creek,Marsh,Navigable
Deep-water access
Yes

Utilities & systems

Utilities available
Electric Avail, Gas Avail, Sewer Avail, Water Avail

Lot, parking & ownership

Lot size
2.0000
Road surface
Paved
Subdivision
GATLING POINTE
Ownership
Fee Simple
Possession
CLOSING
Disclosures
Deed Restrictions/Covenants

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,541/mo

Principal & interest

$1,349

Property tax

$117

Home insurance

$76

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$259,900

Price / Sq Ft

$0

Annual Taxes

$1,400

Monthly Tax

$117

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 3, 2026$259,900
Currently listed$259,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is Lot 9 Harbour Rdg in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is Lot 9 Harbour Rdg in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near Lot 9 Harbour Rdg?+
Central Park is about 0.3 miles away.
Is Lot 9 Harbour Rdg a waterfront property?+
Yes. The listing record shows: Creek,Marsh,Navigable.
Does Lot 9 Harbour Rdg have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Mark Edwards · East West Realty-Hampton Roads · REIN MLS #10621457

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Lot 9 Harbour Rdg, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Lot 9 Harbour Rdg, Smithfield, Virginia 23430 · MLS #10621457 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.