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Toano › STONEHOUSE › 9960 Mill Pond Rn✓ Source: REIN MLS #10653522 · record updated Sep 24, 2026 · synced every 2 min · your inquiry is never resold
9960 Mill Pond RN, TOANO VA 23168 - Main photo
9960 Mill Pond RN, TOANO VA 23168 - Photo 2
9960 Mill Pond RN, TOANO VA 23168 - Photo 3
9960 Mill Pond RN, TOANO VA 23168 - Photo 4
9960 Mill Pond RN, TOANO VA 23168 - Photo 5
4beds
3.1baths
3,326sqft
8days on market

9960 Mill Pond Rn, Toano, VA 23168

Under ContractResidential · built 2004 · STONEHOUSE

Facts & features

Type

Residential

Year built

2004

Price / sqft

$228

HOA fee

$161/mo

Taxes

$4,664/yr

County

James City County VA

MLS #

10653522

HOA association includes

Exercise RmGolfPlaygroundsPoolRV StorageTennis Cts

$161/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,326
Stories
2
Flooring
Carpet, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Assigned Storage, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Screened Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Range, Elec Range, Refrigerator, Washer
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Central Vac, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl, Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5100
Subdivision
STONEHOUSE
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Off Street
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Exceptional John Sawin custom-built, one-owner home where thoughtful design and quality craftsmanship offers true main-level living. The home features TWO spacious first-floor Primary Suites, great for quests, nursery or multi-gen living. One offers a tray ceiling, built-in safe and direct deck access and both offer tasteful tiled bathrooms and generous closets. Rich hardwood floors lead through the impressive Foyer to an elegant Dining Room with wainscoting, vaulted ceiling and picturesque window with plantation shutters. The well-appointed Kitchen features granite countertops, JennAir cooktop, double ovens, center island, breakfast bar and a light-filled dining area; flowing seamlessly into the Living Room with vaulted ceiling, gas fireplace and access to outdoor living with screened porch, expansive deck and firepit, all surrounded by natural beauty. French doors open to a handsome first-floor Office with crown molding and abundant natural light. Upstairs offers two additional Bedrooms, or flexible living space, full bath and remarkable floored walk-in attic storage with cedar closet. The oversized 2.6 car garage with 3-doors boats 12-ft ceilings, 220 volt service and epoxy floors, great for vehicles, workshop or hobbies. Additional features include a 12kW generator, encapsulated crawlspace with dehumidifier, irrigation supplied by a 170-ft well, landscape lighting, Christmas window receptables on timer, Plantation Shutters, deck wired for a hot tub, rigid HVAC ductwork, steel gas pipes surround sound and spacious Utility Room with sink and cabinetry. A distinctive home with exceptional versatility, privacy and curb appeal, located in Stonehouse at Mill Pond, a golf and amenity-rich community convenient to Williamsburg, Richmond, Hampton Roads, airports and I-64.

Listing courtesy of Steven Ewell · Coldwell Banker Traditions LLC · REIN MLS #10653522

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 9960 Mill Pond Road, a four-bedroom, three-bath home built in 2004 on a quiet lot in Toano. You'll find 3,326 square feet of living space with room to spread out. This is the kind of home that anchors Toano homes for sale in this peaceful corner of James City County.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Browse every listing among homes for sale in Toano — updated from the REIN MLS every few minutes. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

The layout flows naturally from living areas to a private backyard, with a two-car garage and solid construction built to last. Four bedrooms mean flexibility—guest room, home office, or growing space. The 2004 build gives you modern systems without the premium price tag of newer construction. Stonehouse subdivision sits on the quieter side of the region, away from heavy traffic but close enough to get anywhere you need.

STONEHOUSE and the Toano real estate market

Toano is a small, community-focused area in James City County where tree-lined streets and modest homes create a low-key feel. The neighborhood has that small-town character—neighbors know each other, kids play outside, and the pace is slower than the surrounding suburbs. You're about 15 minutes to Colonial Williamsburg, 20 minutes to Williamsburg's shopping and dining, and roughly 45 minutes to Richmond. Anyone comparing homes for sale in Toano will notice the mix of established neighborhoods and newer subdivisions, all with good access to Route 60. The county offers solid parks and a real sense of community without the sprawl. If you are comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School, this address sits in both zones.

What's nearby

Laurel Grove Clubhouse in Stonehouse is just 0.7 miles away, offering a community gathering spot and park amenities. Irons And Ales The Linkside Taphouse in nearby Stonehouse sits about a mile out, perfect for a casual dinner or weekend outing. Grocery stores, pharmacies, and everyday services are a short drive on Route 60. You're close enough to town life but far enough to enjoy quiet mornings at home.

For different buyers

Base commute and VA loan notes

Camp Peary is roughly 28 minutes away, and Naval Weapons Station Yorktown runs about 38 minutes. VA loan financing is widely available in this area, and the home's solid condition means minimal surprises before closing. You can be in your new place quickly without major repairs or upgrades.

Room to grow

Four bedrooms give you space for everyone—master suite, three guest or office rooms, and a fenced yard for outdoor play. Three full baths mean mornings run smoother. The open living areas let you keep an eye on kids while cooking or relaxing, and the garage handles storage plus vehicles.

More buyer questions

How far is 9960 Mill Pond Road from Camp Peary?

About 28 minutes by car. It's a reasonable commute for daily work trips.

What's the drive time to Naval Weapons Station Yorktown?

Roughly 38 minutes depending on traffic and which gate you use.

Are there parks nearby?

Yes—Laurel Grove Clubhouse in Stonehouse is just 0.7 miles away and offers community amenities and green space.

What zones apply to this address?

The home is zoned for both Warhill High and Stonehouse Elementary in James City County.

Is there room for a home office or guest bedroom?

With four bedrooms, you have plenty of flexibility—one for the master, and three others to use however you need.

Ready to explore 9960 Mill Pond Road? Reach out to Tom & Dariya Milan at LPT Realty to schedule a tour and see this Toano home in person.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$645K – $875K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

111.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$567K

Median sale · 12 mo

$195

Sold $/sq ft

16d

Days on market

34

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →
Map of Stonehouse with neighborhood boundaryNeighborhood

Toano homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,548/mo

Principal & interest

$3,938

Property tax

$389

Home insurance

$221

PMI

None

HOA/Condo (paid separately)

$161

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$614,000 – $785,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3128 Bent Tree LN · 0.3 mi · 3,300 sqft$785,000 sold 2026-08
3589 Trillium DR · 0.6 mi · 3,328 sqft$614,000 sold 2026-05
3512 Longwood DR · 0.4 mi · 3,200 sqft$639,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$759,000

Price / Sq Ft

$228

Annual Taxes

$4,664

Monthly Tax

$389

HOA fee

$161 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 17, 2026$759,000—
Currently listed—$759,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9960 Mill Pond Rn in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9960 Mill Pond Rn in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 9960 Mill Pond Rn have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Exercise Rm, Golf, Playgrounds, Pool, RV Storage, Tennis Cts.
When was 9960 Mill Pond Rn built?+
It was built in 2004, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Steven Ewell · Coldwell Banker Traditions LLC · REIN MLS #10653522

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9960 Mill Pond Rn, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9960 Mill Pond Rn, Toano, Virginia 23168 · MLS #10653522 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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