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ToanoSTONEHOUSE3128 Bent Tree Ln✓ Source: REIN MLS #10637371 · record updated Jun 30, 2026 · synced every 5 min · your inquiry is never resold
3128 Bent Tree LN, TOANO VA 23168 - Main photo
3128 Bent Tree LN, TOANO VA 23168 - Photo 2
3128 Bent Tree LN, TOANO VA 23168 - Photo 3
3128 Bent Tree LN, TOANO VA 23168 - Photo 4
3128 Bent Tree LN, TOANO VA 23168 - Photo 5
$799,000
$242 / sqft · est. $4,981/mo →
5beds
4baths
3,300sqft
27days on market

3128 Bent Tree Ln, Toano, VA 23168

Under ContractResidential · built 2007 · STONEHOUSE

About this home

The listing, in the seller's words

Beautifully maintained custom home in highly desirable Stonehouse, tucked at the end of a cul-de-sac on over a half-acre lot with gorgeous landscaping. The elegant foyer opens to a dramatic two-story vaulted living room filled with natural light. Designed for comfortable living and easy entertaining, the floor plan features a fully updated kitchen with newer appliances, quartz countertops, and generous counter space. The spacious first-floor primary suite offers a Jacuzzi tub, dual vanities, and large closet. An additional first-floor bedroom and full bath, formal dining room, keeping room with fireplace, and gorgeous all-season room overlooking the private backyard complete the main level. Upstairs, two well-sized bedrooms share another full bath, plus a bonus room over the garage that can serve as a fifth bedroom. Enjoy outdoor living with a hardscaped grilling area and secluded fire pit. Anderson windows, central vacuum, true two-car garage with built-in storage, and exceptional upkeep throughout!

Listing courtesy of Olyvia Salyer · BHHS RW Towne Realty · REIN MLS #10637371

VaHome team overview

Our read on this home

At a glance

3128 Bent Tree Lane is a five-bedroom, four-bath home in Toano, Virginia, offering 3,300 square feet of living space built in 2007. Situated in James City County, it delivers generous room counts, a suburban pace, and reasonable access to the Historic Triangle and nearby military installations.

Read the full overview ↓

Why this home stands out

Five bedrooms and four full baths in a single-family home built in 2007 is a combination that genuinely opens doors — whether you need a dedicated home office, a guest suite, or room for a growing household. At 3,300 square feet, the floor plan has enough breathing room that everyone can spread out without feeling like they're on top of each other. That kind of flexibility is harder to find than it sounds in this price range.

STONEHOUSE and the Toano real estate market

Toano sits in the western reaches of James City County, a jurisdiction that balances rural quiet with surprisingly easy access to the wider Hampton Roads and Richmond corridors. The community has a low-key, established feel — tree-lined streets, generous lot sizes, and neighbors who tend to stay put. Bent Tree Lane itself carries that same character: a residential setting where traffic is light and the pace slows down the moment you turn off the main road. James City County is one of the more sought-after jurisdictions in the region, known for its fiscal stability and thoughtful land-use planning. Toano Virginia real estate draws buyers who want space and serenity without surrendering proximity to Williamsburg, the Colonial Parkway, and Interstate 64. You're roughly 15 minutes from the heart of Colonial Williamsburg and about 45 minutes from the Newport News–Norfolk metro area, which means weekend options and commute routes are both genuinely varied.

What's nearby

Daily errands are manageable from Bent Tree Lane. The Toano area connects quickly to Route 60 and I-64, putting grocery stores, pharmacies, and big-box retail in Williamsburg within a 15-to-20-minute drive. For dining, Williamsburg's restaurant scene — from casual spots on Richmond Road to the College of William & Mary area — is close enough for a weeknight out. Outdoor options are a real draw here: Chickahominy Riverfront Park is a short drive west, and the Colonial Williamsburg historic district offers walking, cycling, and cultural programming year-round. Camp Peary is approximately 29 minutes away, and Naval Weapons Station Yorktown is about 39 minutes out.

For different buyers

For military families relocating

Camp Peary and Naval Weapons Station Yorktown are both within a reasonable commute from Bent Tree Lane — 29 and 39 minutes respectively. A VA loan can make a five-bedroom, four-bath home at this square footage more accessible than many buyers expect, and James City County's stability makes it a solid place to plant roots between assignments.

For families upgrading

If your current home has you doubling up bedrooms or converting dining rooms into offices, 3128 Bent Tree Lane offers a real reset. Five bedrooms and four full baths across 3,300 square feet means dedicated space for kids, guests, and work — all in an established James City County neighborhood where the surroundings feel as settled as the home itself.

More buyer questions

How far is 3128 Bent Tree Lane from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is approximately 39 minutes from 3128 Bent Tree Lane under typical driving conditions via I-64 East. The route is straightforward and largely highway-based.

How far is 3128 Bent Tree Lane from Camp Peary?

Camp Peary is roughly 29 minutes from Bent Tree Lane, making it the closer of the two nearby military installations. Most of that drive runs along Route 60 and I-64.

What county is 3128 Bent Tree Lane in?

The property sits in James City County, Virginia — a jurisdiction known for its fiscal health and quality public services in the greater Williamsburg area.

Is 3128 Bent Tree Lane in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and consulting your insurance agent for the most accurate picture.

Does 3128 Bent Tree Lane have an HOA?

HOA status for this property should be confirmed through current disclosure documents; if an association is in place, the governing documents will detail any rules and restrictions that apply to the home.

Tom and Dariya Milan at LPT Realty know James City County well. Reach out through vahome.com to get your questions answered and arrange a closer look at 3128 Bent Tree Lane.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2007

Price / sqft

$242

HOA fee

$150/mo

Taxes

$5,423/yr

County

James City County VA

Waterfront

Yes

MLS #

10637371

HOA association includes

ClubhouseDockExercise RmPlaygroundsPoolSecurityTennis Cts

$150/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,981/mo

Principal & interest

$4,146

Property tax

$452

Home insurance

$233

PMI

None

HOA

$150

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$625,000$750,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3512 Longwood DR · 0.1 mi · 3,200 sqft$639,000 sold 2026-04
3100 Bent Tree LN · 0.1 mi · 3,148 sqft$625,000 sold 2026-04
3123 Windy Branch DR · 0.2 mi · 3,148 sqft$749,000 sold 2026-06

Sale & Tax History

List Price

$799,000

Price / Sq Ft

$242

Annual Taxes

$5,423

Monthly Tax

$452

HOA fee

$150 / mo

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 3, 2026$799,000
Currently listed$799,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3128 Bent Tree Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3128 Bent Tree Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3128 Bent Tree Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Dock, Exercise Rm, Playgrounds, Pool, Security, Tennis Cts.
When was 3128 Bent Tree Ln built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Olyvia Salyer · BHHS RW Towne Realty · REIN MLS #10637371

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

3128 Bent Tree Ln, Toano, Virginia 23168 · MLS #10637371 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.