Beautifully maintained custom home in highly desirable Stonehouse, tucked at the end of a cul-de-sac on over a half-acre lot with gorgeous landscaping. The elegant foyer opens to a dramatic two-story vaulted living room filled with natural light. Designed for comfortable living and easy entertaining, the floor plan features a fully updated kitchen with newer appliances, quartz countertops, and generous counter space. The spacious first-floor primary suite offers a Jacuzzi tub, dual vanities, and large closet. An additional first-floor bedroom and full bath, formal dining room, keeping room with fireplace, and gorgeous all-season room overlooking the private backyard complete the main level. Upstairs, two well-sized bedrooms share another full bath, plus a bonus room over the garage that can serve as a fifth bedroom. Enjoy outdoor living with a hardscaped grilling area and secluded fire pit. Anderson windows, central vacuum, true two-car garage with built-in storage, and exceptional upkeep throughout!

Listing courtesy of Olyvia Salyer · BHHS RW Towne Realty · REIN MLS #10637371

Facts & features

TypeResidential

Year built2007

Price / sqft$238

HOA fee$150/mo

Taxes$5,423/yr

CountyJames City County VA

MLS #10637371

HOA association includes

ClubhouseDockExercise RmPlaygroundsPoolSecurityTennis Cts

$150/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 5
Full baths: 4
Approx. sqft: 3,300
Stories: 2
Flooring: Carpet, Wood
Ensuite bedrooms: 2
First-floor bed & full bath: Yes
Total rooms: 10
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Pantry, Porch, Sun Room
Appliances: Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment: Ceiling Fan, Central Vac, Gar Door Opener, Water Softener
Accessibility: Main Floor Laundry

Construction & exterior

Style: Transitional
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Brick
Pool: No Pool

Utilities & systems

Heating: Forced Hot Air, Nat Gas, Zoned
Cooling: Central Air, Zoned
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.5200
Subdivision: STONEHOUSE
Zoning: PUD-R
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Oversized Gar
Possession: SETTLEMENT
Disclosures: Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3128 Bent Tree Lane is a five-bedroom, four-bath home in Toano, Virginia, offering 3,300 square feet of living space built in 2007. Situated in James City County, it delivers generous room counts, a suburban pace, and reasonable access to the Historic Triangle and nearby military installations.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

Five bedrooms and four full baths in a single-family home built in 2007 is a combination that genuinely opens doors — whether you need a dedicated home office, a guest suite, or room for a growing household. At 3,300 square feet, the floor plan has enough breathing room that everyone can spread out without feeling like they're on top of each other. That kind of flexibility is harder to find than it sounds in this price range.

STONEHOUSE and the Toano real estate market

Toano sits in the western reaches of James City County, a jurisdiction that balances rural quiet with surprisingly easy access to the wider Hampton Roads and Richmond corridors. The community has a low-key, established feel — tree-lined streets, generous lot sizes, and neighbors who tend to stay put. Bent Tree Lane itself carries that same character: a residential setting where traffic is light and the pace slows down the moment you turn off the main road. James City County is one of the more sought-after jurisdictions in the region, known for its fiscal stability and thoughtful land-use planning. Toano Virginia real estate draws buyers who want space and serenity without surrendering proximity to Williamsburg, the Colonial Parkway, and Interstate 64. You're roughly 15 minutes from the heart of Colonial Williamsburg and about 45 minutes from the Newport News–Norfolk metro area, which means weekend options and commute routes are both genuinely varied.

What's nearby

Daily errands are manageable from Bent Tree Lane. The Toano area connects quickly to Route 60 and I-64, putting grocery stores, pharmacies, and big-box retail in Williamsburg within a 15-to-20-minute drive. For dining, Williamsburg's restaurant scene — from casual spots on Richmond Road to the College of William & Mary area — is close enough for a weeknight out. Outdoor options are a real draw here: Chickahominy Riverfront Park is a short drive west, and the Colonial Williamsburg historic district offers walking, cycling, and cultural programming year-round. Camp Peary is approximately 29 minutes away, and Naval Weapons Station Yorktown is about 39 minutes out.

For different buyers

Base commute and VA loan notes

Camp Peary and Naval Weapons Station Yorktown are both within a reasonable commute from Bent Tree Lane — 29 and 39 minutes respectively. A VA loan can make a five-bedroom, four-bath home at this square footage more accessible than many buyers expect, and James City County's stability makes it a solid place to plant roots between assignments.

Room to grow

If your current home has you doubling up bedrooms or converting dining rooms into offices, 3128 Bent Tree Lane offers a real reset. Five bedrooms and four full baths across 3,300 square feet means dedicated space for kids, guests, and work — all in an established James City County neighborhood where the surroundings feel as settled as the home itself.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighWarhill High School

6.8/10

MiddleToano Middle School

7.2/10

ElementaryStonehouse Elementary School

8.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$665K – $905K5+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

27min·22.4mi

NWS Yorktown

Navy

28min·25.2mi

JBLE Ft Eustis

Army

32min·29mi

JBLE Langley

Air Force

51min·45.4mi

NSA HR

Navy

63min·57.2mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

106.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo

$198Sold $/sq ft

19dDays on market

44For sale now

$138KHH income

86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

Toano real estate →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,754/mo

Down payment20% · $157,000

Interest rate6.75%

Loan term30 years

Principal & interest

$4,073

Property tax

$452

Home insurance

$229

PMI

None

HOA/Condo (paid separately)

$150

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$625,000 – $750,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

3512 Longwood DR · 0.1 mi · 3,200 sqft$639,000 sold 2026-04

3100 Bent Tree LN · 0.1 mi · 3,148 sqft$625,000 sold 2026-04

9960 Mill Pond RN · 0.3 mi · 3,326 sqft$735,000 sold 2026-11

Own a home nearby? See what it is worth today: What's your Toano home worth?

Sale & Tax History

List Price

$785,000

Price / Sq Ft

$238

Annual Taxes

$5,423

Monthly Tax

$452

HOA fee

$150 / mo

Tax Rate (effective)

0.69%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jul 14, 2026	$785,000	—
Price reduced	Aug 10, 2026	$785,000	−$14,000
Sold	Aug 7, 2026	$785,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
3128 Bent Tree Lnthis home	$785,000	5	4	3,300	$238
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 3128 Bent Tree Ln in a good school zone?

The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 3128 Bent Tree Ln in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 3128 Bent Tree Ln have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Dock, Exercise Rm, Playgrounds, Pool, Security, Tennis Cts.

When was 3128 Bent Tree Ln built?

It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

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Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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