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Norfolk › OCEAN VIEW › 984 W Ocean View Ave✓ Source: REIN MLS #10648805 · record updated Aug 17, 2026 · synced every 2 min · your inquiry is never resold
984 W Ocean View AVE, NORFOLK VA 23503 - Main photo
984 W Ocean View AVE, NORFOLK VA 23503 - Photo 2
984 W Ocean View AVE, NORFOLK VA 23503 - Photo 3
984 W Ocean View AVE, NORFOLK VA 23503 - Photo 4
984 W Ocean View AVE, NORFOLK VA 23503 - Photo 5
4beds
4.1baths
2,285sqft
4days on market

984 W Ocean View Ave, Norfolk, VA 23503

Under ContractResidential · built 2002 · OCEAN VIEW

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2002

Price / sqft

$193

HOA

None

Taxes

$6,233/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10648805

Interior

Bedrooms
4
Full baths
4
Half baths
1
Approx. sqft
2,285
Stories
3
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
Attic, Balcony, Breakfast Area, Porch, Utility Closet
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Bay

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Contract Owner, Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Wake up to bay views and keep more money in your pocket every month. This stunning 3-story, 4-bedroom, 4.5-bath home in Willoughby Beach delivers 2,285 sq ft of flexible living with zero HOA, POA, or condo fees — ever. Fully paid-off solar panels mean real energy savings from day one, no lease, no loan. The bright open kitchen features stainless steel appliances and flows into generous living spaces filled with natural light. First-floor bedroom and full bath perfect for guests or multigenerational living. Enjoy a welcoming front porch, private rear deck, and an upper balcony with peaceful bay views. Attached garage plus additional parking. No extra fees, bay views, paid solar, and room to spread out — this is the smart buy in 23503.

Listing courtesy of Ryan Boyce · Iron Valley Real Est Norfolk · REIN MLS #10648805

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 984 W Ocean View Ave in Willoughby Beach—a four-bedroom, four-bath home built in 2002 with 2,285 square feet. You're just four minutes from Naval Station Norfolk, steps from the beach, and surrounded by dining and waterfront access. This is the kind of home that anchors Norfolk homes for sale in this walkable, water-close neighborhood.

Read the full overview ↓

Why this home stands out

The layout gives you four full bedrooms and over four baths across 2,285 square feet—plenty of space without feeling oversized. A two-car garage, solid 2002 construction, and a lot positioned on a quiet street near the water make this a straightforward move. You'll appreciate the proximity to beach access points and the short commute to the base, all without sacrificing neighborhood character or daily convenience.

OCEAN VIEW and the Norfolk real estate market

Willoughby Beach is a tight-knit waterfront neighborhood where you can walk to the ocean in minutes. The streets are tree-lined and residential, with homes ranging from modest cottages to larger family properties. Most residents enjoy direct or very near beach access, and the vibe is casual and connected to the water. Norfolk itself is Virginia's largest city, anchored by Naval Station Norfolk and rich maritime history. Getting around is straightforward: Ocean View Avenue runs east-west through the neighborhood, and major routes like Hampton Boulevard connect you to the broader city. Shopping, dining, and services cluster nearby, so daily errands don't require a long drive. If you are comparing homes for sale in Norfolk, note that waterfront neighborhoods like this one command strong interest for their lifestyle and base proximity.

What's nearby

Swell Charcoal Grill and Raw Bar is just a short walk away, along with a 7-Eleven for quick stops. Willoughby By The Bay offers another dining option nearby. Beach access is immediate—12th View Beach Access is just three blocks away, and 13th View Street Beach Access is a half-mile stroll. You're in an area where running to the water or grabbing dinner doesn't require a car.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is four minutes away by car, and MARFORCOM Norfolk is five minutes—both are straightforward commutes. VA loan financing is common in this zip code, and the home's 2002 construction and solid systems mean minimal surprises at inspection. You can be settled and commuting within weeks.

Room to grow

Four bedrooms and four-plus baths give everyone their own space, and the 2,285-square-foot layout spreads out comfortably. A two-car garage handles vehicles and storage, while the lot's position near the beach means outdoor life is part of daily routine. The neighborhood's walkability to parks and water access adds another layer of room to grow.

More buyer questions

How far is 984 W Ocean View Ave from Naval Station Norfolk?

About four minutes by car. It's one of the closest residential neighborhoods to the base.

What beach access is nearby?

12th View Beach Access is three blocks away, and 13th View Street Beach Access is a half-mile walk. Both are public access points.

What zoning applies to this address?

The address is in homes for sale zoned for Ocean View Elementary School and homes for sale zoned for Granby High School. Check the Schools tile for details on those institutions.

Is there walkable dining and shopping?

Yes—Swell Charcoal Grill and Raw Bar, Willoughby By The Bay, and a 7-Eleven are all within a short walk or drive.

What is the flood zone status?

Check the FloodRisk tile on this listing for detailed flood zone and insurance information.

Ready to explore this Willoughby Beach home? Contact Tom & Dariya Milan to schedule a tour and learn more about homes for sale in 23503.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$370K – $510K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer

Low / Moderate Risk

FEMA flood zone

Unmapped (likely Zone X)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

5.4 ft above sea level

USGS 3DEP digital elevation model

No FEMA flood-hazard mapping at this exact point — typically means outside any Special Flood Hazard Area.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$375K

Median sale · 12 mo

$255

Sold $/sq ft

30d

Days on market

54

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,930/mo

Principal & interest

$2,283

Property tax

$519

Home insurance

$128

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$430,000 – $505,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

169 Swanson RD · 2.1 mi · 2,250 sqft$449,500 sold 2026-05
104 W Bayview BLVD · 2.4 mi · 2,244 sqft$430,000 sold 2026-04
403 Fresh Meadow RD · 2.7 mi · 2,246 sqft$455,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$439,900

Price / Sq Ft

$193

Annual Taxes

$6,233

Monthly Tax

$519

HOA

None

Tax Rate (effective)

1.42%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 13, 2026$439,900—
Currently listed—$439,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 984 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.4/10), Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 984 W Ocean View Ave a waterfront property?+
Yes. The listing record shows: Bay.
Does 984 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 984 W Ocean View Ave built?+
It was built in 2002, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ryan Boyce · Iron Valley Real Est Norfolk · REIN MLS #10648805

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

984 W Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

984 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10648805 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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