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NorfolkOCEAN VIEW984 W Ocean View Ave✓ Source: REIN MLS #10630515 · record updated Jun 19, 2026 · synced every 2 min · your inquiry is never resold
984 W Ocean View AVE, NORFOLK VA 23503 - Main photo
$439,900
$193 / sqft · est. $2,930/mo →
4beds
4.1baths
2,285sqft
62days on market

984 W Ocean View Ave, Norfolk, VA 23503

Off MarketResidential · built 2002 · OCEAN VIEW

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Wake up to bay views and keep more money in your pocket every month. This stunning 3-story, 4-bedroom, 4.5-bath home in Willoughby Beach delivers 2,285 sq ft of flexible living with zero HOA, POA, or condo fees — ever. Fully paid-off solar panels mean real energy savings from day one, no lease, no loan. The bright open kitchen features stainless steel appliances and flows into generous living spaces filled with natural light. First-floor bedroom and full bath perfect for guests or multigenerational living. Enjoy a welcoming front porch, private rear deck, and an upper balcony with peaceful bay views. Attached garage plus additional parking. No extra fees, bay views, paid solar, and room to spread out — this is the smart buy in 23503.

Listing courtesy of Ryan Boyce · Iron Valley Real Est Norfolk · REIN MLS #10630515

VaHome team overview

Our read on this home

At a glance

984 W Ocean View Ave puts you in the heart of Willoughby Beach — a waterfront Norfolk neighborhood just four minutes from Naval Station Norfolk. Three bedrooms, three and a half baths, and 2,285 square feet of living space in a home built in 2002, all within a short walk of the beach.

Read the full overview ↓

Why this home stands out

What sets this address apart is the rare combination of genuine beach-neighborhood living with an almost unbeatable commute to two major military installations. Willoughby Beach is one of the few Norfolk communities where you can walk to the water, grab dinner at a local raw bar, and still be on base in under five minutes. At 2,285 square feet with three and a half baths, there's real room to spread out — not just a starter footprint dressed up with coastal charm.

OCEAN VIEW and the Norfolk real estate market

Willoughby Beach sits on a narrow peninsula in the northern corner of Norfolk, where the Chesapeake Bay meets the Lafayette River estuary. It's a tight-knit, low-key waterfront community — the kind of neighborhood where people wave from their porches and know their neighbors by name. The streets run close to the water, beach access points are steps away, and the pace of life slows down just enough to remind you why you chose coastal Virginia in the first place. If you've been searching for a house for sale norfolk va that genuinely delivers on the waterfront lifestyle promise, Willoughby Beach is the real thing. Norfolk itself is one of Hampton Roads' most dynamic cities — home to world-class naval history, a growing arts and dining scene downtown, and a geography that keeps you close to Virginia Beach, the Outer Banks, and the broader Chesapeake region. Living here means you're never far from open water, major employment, or a quick run to the beach.

What's nearby

Daily life at 984 W Ocean View Ave is refreshingly easy. Swell Charcoal Grill and Raw Bar is just 0.4 miles away — a neighborhood favorite for fresh seafood and casual evenings out. Quick errands are handled by the 7-Eleven at the same distance. When you want something a little different, 24/7 OV EATS is under a mile away and keeps unconventional hours. For the beach itself, 12th View Beach Access is a four-tenths-of-a-mile walk, and 13th View Street Beach Access adds another option just 0.6 miles out — meaning a morning walk to the water is a genuine part of everyday life here.

For different buyers

For military families relocating

Naval Station Norfolk is four minutes from your front door, and MARFORCOM Norfolk is five. For military families, that commute changes everything — more time at home, lower stress on duty days, and a BAH-friendly location in a neighborhood that actually has character. A VA loan can make this address even more accessible, and the Willoughby Beach community has welcomed military families for generations.

For families upgrading

Three bedrooms, three and a half baths, and 2,285 square feet give a growing family genuine room to breathe — not just enough space to get by. Add beach access within walking distance, a neighborhood with a real sense of community, and a 2002 build that means modern systems without the headaches of an older home, and this address checks the boxes that matter most when you're ready to move up.

More buyer questions

How far is 984 W Ocean View Ave from Naval Station Norfolk?

Naval Station Norfolk is approximately four minutes by car from this address — one of the shortest base commutes available in any Norfolk neighborhood. MARFORCOM Norfolk is just five minutes away.

Where is the nearest beach access to 984 W Ocean View Ave?

12th View Beach Access is 0.4 miles from the property, and 13th View Street Beach Access is 0.6 miles — both are walkable in under 15 minutes.

What is the Willoughby Beach neighborhood like?

Willoughby Beach is a waterfront peninsula community on the northern edge of Norfolk, known for its relaxed coastal character, close-knit neighbors, and easy access to the Chesapeake Bay shoreline. It draws a mix of long-time residents and military families who value the short base commute and genuine beach lifestyle.

Is 984 W Ocean View Ave in a flood zone?

Willoughby Beach is a coastal peninsula, so flood zone status is an important consideration for this address. Check the FloodRisk tile on this page for the current FEMA designation and talk to your insurance agent about coverage options.

Does 984 W Ocean View Ave have an HOA?

Based on available property data, this home does not carry an HOA — meaning no mandatory association fees or governing board restrictions on the property.

Want to see 984 W Ocean View Ave in person? Tom and Dariya Milan at LPT Realty know Willoughby Beach well — reach out and they'll get you scheduled.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2002

Price / sqft

$193

HOA

None

Taxes

$6,233/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10630515

Interior

Bedrooms
4
Full baths
4
Half baths
1
Approx. sqft
2,285
Stories
3
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
Attic, Balcony, Breakfast Area, Porch, Utility Closet
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Bay

Utilities & systems

Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Contract Owner, Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$385K

Median sale · 12 mo

$256

Sold $/sq ft

26d

Days on market

67

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

see more Norfolk homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,930/mo

Principal & interest

$2,283

Property tax

$519

Home insurance

$128

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

87% of $506,800

City assessment record · taxes $6,233/yr

Land share of assessed value

11% — $57,800

Improvements $449,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$400,000$460,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9269 1st View ST · 1.5 mi · 2,280 sqft$440,000 sold 2026-03
9234 Peachtree ST · 1.5 mi · 2,200 sqft$410,000 sold 2026-06
9233 Atwood AVE · 1.2 mi · 2,541 sqft$405,000 sold 2026-04

Sale & Tax History

List Price

$439,900

Price / Sq Ft

$193

Annual Taxes

$6,233

Monthly Tax

$519

HOA

None

Tax Rate (effective)

1.42%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 18, 2026$439,900
Currently listed$439,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

13% below assessment

Total Assessed

$506,800

Land

$57,800

Improvement

$449,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 984 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 984 W Ocean View Ave a waterfront property?+
Yes. The listing record shows: Bay.
Does 984 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 984 W Ocean View Ave built?+
It was built in 2002, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ryan Boyce · Iron Valley Real Est Norfolk · REIN MLS #10630515

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

984 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10630515 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.