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NorfolkCOTTAGE LINE9640 Sturgis St✓ Source: REIN MLS #10643221 · record updated Jul 10, 2026 · synced every 5 min · your inquiry is never resold
9640 Sturgis ST, NORFOLK VA 23503 - Main photo
9640 Sturgis ST, NORFOLK VA 23503 - Photo 2
9640 Sturgis ST, NORFOLK VA 23503 - Photo 3
9640 Sturgis ST, NORFOLK VA 23503 - Photo 4
9640 Sturgis ST, NORFOLK VA 23503 - Photo 5
$939,900
$273 / sqft · est. $6,023/mo →
5beds
4baths
3,442sqft
0days on market

9640 Sturgis St, Norfolk, VA 23503

New ListingResidential · built 2006 · COTTAGE LINE

About this home

The listing, in the seller's words

Welcome to 9640 Sturgis Street, a custom-built, Coastal-inspired home just steps from the Chesapeake Bay. This beautifully maintained home offers 5 bedrooms and 4 full bathrooms, including a first-floor bedroom with an attached en-suite - space for guests, multigenerational living, or home office. Fresh paint, newer carpet (only in 2 bedrooms), and updated first-floor tile within the last two years make it move-in ready. Enjoy beach access, a heated in-ground pool with an 8.5-foot deep end, and a spacious patio which allows for relaxing or entertaining. The unfinished third floor is already plumbed with a full bathroom, offering the opportunity to create a sixth bedroom, guest suite, media room or home office. This home is a rare opportunity to enjoy the best of coastal living in the heart of Ocean View. No flood insurance required!

Listing courtesy of Patience MacCartney · Iron Valley Real Est Norfolk · REIN MLS #10643221

VaHome team overview

Our read on this home

At a glance

9640 Sturgis Street is a five-bedroom, four-bath home in Norfolk, Virginia, offering 3,442 square feet of living space built in 2006. With two major military installations less than ten minutes away, this address works hard for a wide range of households.

Read the full overview ↓

Why this home stands out

Square footage this generous — 3,442 feet across five bedrooms and four full baths — is genuinely rare in this corner of Norfolk. The 2006 construction means you're getting a home built to modern codes with layouts that reflect how people actually live: room for a dedicated home office, space for overnight guests, and bathrooms that don't require a scheduling system. That combination of size, age, and location is a short list.

COTTAGE LINE and the Norfolk real estate market

Sturgis Street sits in a residential pocket of Norfolk that balances quiet, established streets with fast access to the waterfront corridors and commercial arteries that make daily life convenient. The surrounding blocks are a mix of well-kept single-family homes, giving the area a grounded, neighborhood feel rather than a transient one. Norfolk itself is one of the most layered cities on the East Coast — a working port city with a genuine arts scene, serious dining, and a military presence that shapes everything from the local economy to the culture on the street. The 23503 zip code places you on the northern edge of the city, close to the Chesapeake Bay shoreline and the Ocean View corridor, where you'll find waterfront parks, boat ramps, and a stretch of restaurants and casual spots that locals treat as their backyard. It's a part of Norfolk that rewards people who want space, proximity to the water, and easy commutes — all without paying the premium of the more marketed zip codes to the south.

What's nearby

Everyday errands are straightforward from 9640 Sturgis Street. The Ocean View Avenue commercial strip puts grocery options, pharmacies, and casual dining within a few minutes by car. Little Creek Road adds another layer of retail and restaurant variety heading east. Chesapeake Beach and the Ocean View Beach Park are close enough for a spontaneous afternoon, and the Lafayette River greenways are accessible for walkers and cyclists. For a broader outing, downtown Norfolk's Waterside District and NEON arts district are roughly twenty minutes south, offering a full evening's worth of dining, entertainment, and waterfront scenery.

For different buyers

For military families relocating

Eight minutes to Naval Station Norfolk and nine minutes to JEB Little Creek-Fort Story — 9640 Sturgis Street is positioned as well as any address in the city for dual-base households or families who need flexibility across PCS cycles. Five bedrooms means room for a home office, a dedicated guest room, or space that adapts as family size changes. A VA loan can make a home this size more accessible than many buyers expect.

For families upgrading

If your current home has you negotiating over bathroom time or converting the dining room into a homework station, 3,442 square feet and four full baths changes the equation. Five bedrooms give every person in the household a defined space, with room left over for the things that actually improve daily life — a proper office, a playroom, or a guest suite that functions like one. This is the kind of square footage that makes a house feel like it's working for you.

More buyer questions

How far is 9640 Sturgis Street from Naval Station Norfolk?

Naval Station Norfolk is approximately eight minutes by car from 9640 Sturgis Street, making it one of the closest residential addresses of this size to the base. The route avoids most of the congestion that affects longer commutes from other parts of the city.

How far is 9640 Sturgis Street from JEB Little Creek-Fort Story?

JEB Little Creek-Fort Story is about nine minutes from the property, traveling east along the Ocean View corridor. That proximity makes this address a practical choice for households with ties to both installations.

What is the square footage and layout of 9640 Sturgis Street?

The home offers 3,442 square feet with five bedrooms and four full bathrooms, built in 2006. That layout provides enough room for flexible use of bedrooms — home offices, guest rooms, or dedicated hobby spaces — without the maintenance burden of a much older build.

Is 9640 Sturgis Street in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. Given the property's location in the 23503 zip code near the Chesapeake Bay shoreline, reviewing that tile before making decisions is worthwhile.

Where are the nearest parks and waterfront access points to 9640 Sturgis Street?

Ocean View Beach Park and Chesapeake Beach are among the closest waterfront access points, both reachable in a short drive. The area also has access to Lafayette River greenways for walking and cycling closer to home.

Tom and Dariya Milan at LPT Realty know this part of Norfolk well. Reach out to get a straightforward conversation about 9640 Sturgis Street and what it could mean for your next move.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2006

Price / sqft

$273

HOA

None

Taxes

$10,460/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10643221

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$6,023/mo

Principal & interest

$4,877

Property tax

$872

Home insurance

$274

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$150,000$850,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

135 W Balview AVE · 1.4 mi · 3,320 sqft$150,000 sold 2026-05
8504 Culfor CRES · 2.1 mi · 3,700 sqft$550,000 sold 2026-06
147 Circle CT · 1.8 mi · 2,789 sqft$505,000 sold 2026-06

Sale & Tax History

List Price

$939,900

Price / Sq Ft

$273

Annual Taxes

$10,460

Monthly Tax

$872

HOA

None

Tax Rate (effective)

1.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 10, 2026$939,900
Currently listed$939,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9640 Sturgis St in a good school zone?+
The assigned zones on the listing record are Camp Allen Elementary (GreatSchools 5/10), Azalea Gardens Middle, Norview (GreatSchools 4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9640 Sturgis St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 9640 Sturgis St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9640 Sturgis St built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Patience MacCartney · Iron Valley Real Est Norfolk · REIN MLS #10643221

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

9640 Sturgis St, Norfolk, Virginia 23503 · MLS #10643221 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.