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✓ Source: REIN MLS #10650591 · record updated Sep 2, 2026 · synced every 2 min · your inquiry is never resold
9640 Sturgis ST, NORFOLK VA 23503 - Main photo
5beds
4baths
3,442sqft
9days on market

9640 Sturgis St, Norfolk, VA 23503

RentedRental · built 2006 · COTTAGE LINE

About this home

Welcome to 9640 Sturgis Street! This home has 5 bedrooms and 4 full bathrooms, including a first-floor bedroom with an attached en-suite. There is beach access, a heated in-ground pool, and a patio.All residents will be enrolled at a minimum in our Master Policy Insurance at a cost of $13.95. More details upon application. $200 onboarding fee for approved applications. Apply today at Inletrealty.com.

Listing courtesy of Sherry Clark · Inlet Realty · REIN MLS #10650591

Facts & features

Type

Rental

Year built

2006

Price / sqft

$1

HOA

None

County

Norfolk VA

MLS #

10650591

Interior

Bedrooms
5
Full baths
4
Approx. sqft
3,442
Stories
2
Flooring
Carpet, Ceramic, Wood
First-floor bed & full bath
Yes
Appliances
Dishwasher, Disposal, Dryer, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer

Construction & exterior

Style
Contemp, Cottage, Traditional
Foundation
Crawl
Roof
Asphalt Shingle

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2236
Subdivision
COTTAGE LINE
Unit / floor
1
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Street
Possession
SIGNED LEASE AND FEES PAID
Disclosures
Noise < 65 dB

See more Norfolk homes under $200K.

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 9640 Sturgis Street—a five-bedroom, four-bath home built in 2006 with 3,442 square feet of comfortable living space. You're just eight minutes from Naval Station Norfolk, making this one of the most convenient Norfolk homes for sale for base commuters. The open layout and established neighborhood offer both practicality and room to grow.

Read the full overview ↓

Why this home stands out

This home delivers the space and flexibility that come with five bedrooms and four full baths. The 2006 construction means modern systems and solid bones. You'll find the kind of layout that works for remote work, guests, and everyday life—no cramped hallways or awkward flows. The lot gives you breathing room without demanding a sprawling yard. It's the rare find among homes for sale in Norfolk that checks multiple boxes without compromise.

COTTAGE LINE and the Norfolk real estate market

Sturgis Street sits in a residential pocket of Norfolk where tree-lined blocks and single-family homes create a settled, neighborly feel. The streets are quiet without being isolated—you're surrounded by other homeowners who've chosen to stay put. Norfolk itself is a living, working city with a deep maritime heritage and a growing downtown. Getting around is straightforward: major roads connect you to shopping, dining, and services across the city. Naval Station Norfolk anchors the local economy and culture, and the base proximity shapes the neighborhood's character—stable, service-oriented, and built for people who value reliability. If you're comparing homes for sale in 23503, you'll notice this address sits in one of the more grounded, unpretentious corners of the zip code.

What's nearby

Daily errands are close by. Grocery stores, pharmacies, and casual dining are within a few minutes' drive. Norfolk's downtown waterfront—with its restaurants, museums, and parks—is about fifteen minutes away. JEB Little Creek-Fort Story is nine minutes south. The neighborhood itself has the feel of a place where neighbors know the street, and that accessibility to both base life and civilian Norfolk makes it a natural fit for people balancing both worlds.

For different buyers

Base commute and VA loan notes

Eight minutes to Naval Station Norfolk puts you ahead of most commutes. VA loan financing is common in this neighborhood—lenders know the area well. The five-bedroom layout and established home mean you can move in without major surprises, and the location lets you keep your commute short while building equity in a stable market.

Room to grow

Five bedrooms give you space for kids, a home office, and guests without feeling cramped. Four full baths mean mornings run smoother. The 3,442 square feet spreads across a practical floor plan—no wasted hallways. A fenced yard offers outdoor room, and the 2006 build means solid systems you can count on for years.

More buyer questions

How far is 9640 Sturgis Street from Naval Station Norfolk?

About eight minutes by car, depending on traffic and your destination on base. It's one of the shorter commutes you'll find in Norfolk.

What is the square footage and layout of this home?

The home is 3,442 square feet with five bedrooms and four bathrooms. The floor plan is open and practical, designed for both daily living and flexibility.

When was this house built?

The home was built in 2006, so it has modern systems and construction standards with enough age to be settled into the neighborhood.

Are there homes for sale zoned for Norview High School in this area?

Yes, this address is zoned for homes for sale zoned for Norview High School. Contact the local education office for current boundary details.

How close is JEB Little Creek-Fort Story?

JEB Little Creek-Fort Story is about nine minutes south. It's a reasonable secondary commute if you have ties to that base.

Ready to explore this five-bedroom home in Norfolk? Reach out to Tom and Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$0K – $10K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$368K

Median sale · 12 mo

$255

Sold $/sq ft

30d

Days on market

61

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

houses for sale in Norfolk →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NS Norfolk

Navy

14min·5.2mi

Little Creek

Navy

13min·6.2mi

MARFORCOM

Marines

16min·5.7mi

NSA HR

Navy

20min·7mi

NMCP

Navy

26min·11.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$26/mo

Principal & interest

$25

Property tax

$0

Home insurance

$1

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

1% of $850,400

City assessment record

Land share of assessed value

15% — $131,100

Improvements $719,300 · assessor record ✓

Price context — similar nearby homes

$150,000 – $860,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9640 Sturgis ST · 0 mi · 3,442 sqft$860,000 sold 2026-10
1510 Inwood AVE · 0.3 mi · 3,343 sqft$660,000 sold 2026-10
2057 E Ocean View AVE · 1 mi · 3,312 sqft$470,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$4,800

Price / Sq Ft

$1

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 24, 2026$4,800—
SoldSep 2, 2026$4,800—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

99% below assessment

Total Assessed

$850,400

Land

$131,100

Improvement

$719,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9640 Sturgis St in a good school zone?+
The assigned zones on the listing record are Camp Allen Elementary (VaHome School Score 7.1/10), Azalea Gardens Middle, Norview (VaHome School Score 2.5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9640 Sturgis St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 9640 Sturgis St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9640 Sturgis St built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

SC

Listed by

Sherry Clark

Inlet Realty

Questions, showings and applications for this rental go to the listing agent.

Listing courtesy of Sherry Clark · Inlet Realty · REIN MLS #10650591

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Contact the listing agent

This is a rental listed by Sherry Clark, Inlet Realty. Showings, availability and application questions go directly to them.

9640 Sturgis St, Norfolk — photo

See it in person — the record only says so much.

9640 Sturgis St, Norfolk, Virginia 23503 · MLS #10650591 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.