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Norfolk › OCEAN VIEW › 9501 15th Bay St✓ Source: REIN MLS #10650192 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
9501 15th Bay ST, NORFOLK VA 23518 - Main photo
9501 15th Bay ST, NORFOLK VA 23518 - Photo 2
9501 15th Bay ST, NORFOLK VA 23518 - Photo 3
9501 15th Bay ST, NORFOLK VA 23518 - Photo 4
9501 15th Bay ST, NORFOLK VA 23518 - Photo 5
2,200sqft
26days on market

9501 15th Bay St, Norfolk, VA 23518

ActiveMulti Family Residential · built 1974 · OCEAN VIEW

Facts & features

Type

Multi Family Residential

Year built

1974

Price / sqft

$220

HOA

None

Taxes

$4,508/yr

County

Norfolk VA

MLS #

10650192

Interior

Approx. sqft
2,200

Construction & exterior

Style
Side by Side
Subtype
Duplex
Foundation
Pile
Roof
Asphalt Shingle
Exterior
Vinyl
Fencing
Partial

Utilities & systems

Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
94X56X82X76
Subdivision
OCEAN VIEW
Zoning
R-11
Ownership
Fee Simple
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Elevate your living in this piling style duplex on a tributary leading out to the Chesapeake Bay. Enjoy your days in your tastefully updated home, perfect for investors or an owner occupied live in! With the tributary facing outside your front door on the expansive deck, take in the salt air! These are light and bright and offer convenience and close proximity to local eateries and entertainment. With the beach just down the street, who could go wrong! Each unit is two bedrooms, with one and a half baths and a large living area!

Listing courtesy of Debra Digges · Howard Hanna Real Estate Svcs. · REIN MLS #10650192

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Multi-family residential property built in 1974 with 2,200 square feet on 15th Bay Street in Norfolk. Just five minutes from JEB Little Creek-Fort Story and twelve minutes from Naval Station Norfolk. This location offers waterfront access and walkable neighborhood amenities.

Read the full overview ↓

Why this home stands out

Waterfront positioning on 15th Bay Street puts you steps from East Beach and the bay itself. The 2,200-square-foot footprint sits in a neighborhood dense with dining, fitness, and recreation. Five-minute commute to JEB Little Creek-Fort Story is exceptional for anyone comparing homes for sale in Norfolk. Beach access, local restaurants, and gyms are all within walking distance. Multi-family zoning opens flexibility for your vision.

OCEAN VIEW and the Norfolk real estate market

East Beach is Norfolk's vibrant waterfront neighborhood. Tree-lined streets meet bay views, and the blocks here buzz with foot traffic. Restaurants like East Beach Bar & Grill and Mami's Empanadas anchor the corner life. You'll find Riffle Farms Market & Co-op and Dollar General for groceries, plus COVA Brewing Company and 7-Eleven for coffee runs. Project SixKiller Performance and Fit Body Boot Camp are steps away if you work out regularly. Community Garden and 17th Bay Beach Access sit two blocks over. Norfolk itself is a naval hub with Naval Station Norfolk anchoring the region's economy and culture. Getting around is easy: local streets connect to I-264 and I-64 for broader Hampton Roads access. The waterfront location means you're central to downtown Norfolk's dining and entertainment scenes. Anyone comparing homes for sale in 23518 will find this neighborhood among the most walkable and connected in the area.

What's nearby

East Beach Bar & Grill and Mami's Empanadas sit just a tenth of a mile away. Chanello's Pizza is two blocks out. Riffle Farms Market & Co-op and COVA Brewing Company are both half a mile. Project SixKiller Performance is steps away for fitness. Fit Body Boot Camp and Xtras Fitness + Wellness are also nearby. Beach access and parks—including East Beach Fountain Square and Park—keep outdoor life close. Everything you need for daily life is within a short walk or drive.

For different buyers

Base commute and VA loan notes

JEB Little Creek-Fort Story is five minutes away by car. Naval Station Norfolk sits twelve minutes out. VA loan financing is widely available in this zip code. The location cuts commute time and simplifies relocation logistics. Multi-family zoning and waterfront access make this a flexible hold or development opportunity.

Room to grow

Four units across 2,200 square feet offer room to expand operations or adapt to your needs. Multi-family zoning provides flexibility for renovation or repurposing. Waterfront positioning and proximity to parks and recreation create an energetic backdrop. The neighborhood's dense dining and fitness scene means daily conveniences are steps away. Outdoor space and beach access add lifestyle value beyond the structure itself.

More buyer questions

How far is 9501 15th Bay Street from JEB Little Creek-Fort Story?

About five minutes by car. The base is one of the closest military installations to this address.

What restaurants are within walking distance?

East Beach Bar & Grill and Mami's Empanadas are both a tenth of a mile away. Chanello's Pizza is two blocks out.

Is there beach access nearby?

Yes. 17th Bay Beach Access is two blocks away, and East Beach Fountain Square and Park is half a mile out.

Where can I buy groceries near this address?

Riffle Farms Market & Co-op is half a mile away. Dollar General is eight-tenths of a mile out.

What zones apply to homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School?

This address falls within both attendance zones. Contact the local education office for current enrollment and program information.

Ready to explore this waterfront multi-family opportunity? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and discuss your vision for 9501 15th Bay Street.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$410K – $560K

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$400K

Median sale · 12 mo

$256

Sold $/sq ft

31d

Days on market

70

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,034/mo

Principal & interest

$2,517

Property tax

$376

Home insurance

$141

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

144% of $337,600

City assessment record · taxes $4,508/yr

Land share of assessed value

48% — $163,000

Improvements $174,600 · assessor record ✓

Price context — similar nearby homes

$270,000 – $460,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

6809 Fordwick DR · 2.3 mi · 2,254 sqft$440,000 sold 2026-07
6354 Trafalgar Ct · 2.8 mi · 2,239 sqft$405,000 sold 2026-07
1531 Longdale DR · 2.3 mi · 2,468 sqft$425,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$485,000

Price / Sq Ft

$220

Annual Taxes

$4,508

Monthly Tax

$376

HOA

None

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 20, 2026$485,000—
Price reducedSep 15, 2026$485,000−$14,999
Currently listed—$485,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

44% above assessment

Total Assessed

$337,600

Land

$163,000

Improvement

$174,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

26 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9501 15th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9501 15th Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9501 15th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9501 15th Bay St built?+
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debra Digges · Howard Hanna Real Estate Svcs. · REIN MLS #10650192

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9501 15th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9501 15th Bay St, Norfolk, Virginia 23518 · MLS #10650192 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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