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✓ Source: REIN MLS #10650192 · record updated Oct 27, 2026 · synced every 2 min · your inquiry is never resold
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$485,000est. $3,034/mo all-in · adjust →
2,200sqft
$220per sqft
68days on market

9501 15th Bay St, Norfolk, VA 23518

ActiveMulti Family Residential · built 1974 · OCEAN VIEW · MLS #10650192

Price per sqft$220compare with nearby salesSchools
Lake TaylorHigh1.8
AzaleaMiddle2.5
Little CreekElementary1.7
VaHome School ScoreFlood
High-risk flood areaZone AE
flood insurance typically requiredHOANoneno HOA fee on the MLS recordEst. payment$3,034/moall-in · 20% down · 6.75% · adjustPrice since listing…checking price historyTaxes$4,508/yrasking is 144% of assessmentCondo feeNAnot a condo

OverviewAbout this home

Elevate your living in this piling style duplex on a tributary leading out to the Chesapeake Bay. Enjoy your days in your tastefully updated home, perfect for investors or an owner occupied live in! With the tributary facing outside your front door on the expansive deck, take in the salt air! These are light and bright and offer convenience and close proximity to local eateries and entertainment. With the beach just down the street, who could go wrong! Each unit is two bedrooms, with one and a half baths and a large living area! ** Owner Financing Option, call for details.

Listing courtesy of Debra Digges · Howard Hanna Real Estate Svcs. · REIN MLS #10650192

Facts & features

TypeMulti Family Residential
Year built1974
Price / sqft$220
HOANone
Taxes$4,508/yr
CountyNorfolk VA
MLS #10650192

Interior

Approx. sqft
2,200

Construction & exterior

Style
Side by Side
Subtype
Duplex
Foundation
Pile
Roof
Asphalt Shingle
Exterior
Vinyl
Fencing
Partial

Utilities & systems

Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
94X56X82X76
Subdivision
OCEAN VIEW
Zoning
R-11
Ownership
Fee Simple
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Multi-family residential property built in 1974 with 2,200 square feet on 15th Bay Street in Norfolk. Just five minutes from JEB Little Creek-Fort Story and twelve minutes from Naval Station Norfolk. This location offers waterfront access and walkable neighborhood amenities.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Waterfront positioning on 15th Bay Street puts you steps from East Beach and the bay itself. The 2,200-square-foot footprint sits in a neighborhood dense with dining, fitness, and recreation. Five-minute commute to JEB Little Creek-Fort Story is exceptional for anyone comparing homes for sale in Norfolk. Beach access, local restaurants, and gyms are all within walking distance. Multi-family zoning opens flexibility for your vision.

OCEAN VIEW and the Norfolk real estate market

East Beach is Norfolk's vibrant waterfront neighborhood. Tree-lined streets meet bay views, and the blocks here buzz with foot traffic. Restaurants like East Beach Bar & Grill and Mami's Empanadas anchor the corner life. You'll find Riffle Farms Market & Co-op and Dollar General for groceries, plus COVA Brewing Company and 7-Eleven for coffee runs. Project SixKiller Performance and Fit Body Boot Camp are steps away if you work out regularly. Community Garden and 17th Bay Beach Access sit two blocks over. Norfolk itself is a naval hub with Naval Station Norfolk anchoring the region's economy and culture. Getting around is easy: local streets connect to I-264 and I-64 for broader Hampton Roads access. The waterfront location means you're central to downtown Norfolk's dining and entertainment scenes. Anyone comparing homes for sale in 23518 will find this neighborhood among the most walkable and connected in the area.

What's nearby

East Beach Bar & Grill and Mami's Empanadas sit just a tenth of a mile away. Chanello's Pizza is two blocks out. Riffle Farms Market & Co-op and COVA Brewing Company are both half a mile. Project SixKiller Performance is steps away for fitness. Fit Body Boot Camp and Xtras Fitness + Wellness are also nearby. Beach access and parks—including East Beach Fountain Square and Park—keep outdoor life close. Everything you need for daily life is within a short walk or drive.

For different buyers

Base commute and VA loan notes

JEB Little Creek-Fort Story is five minutes away by car. Naval Station Norfolk sits twelve minutes out. VA loan financing is widely available in this zip code. The location cuts commute time and simplifies relocation logistics. Multi-family zoning and waterfront access make this a flexible hold or development opportunity.

Room to grow

Four units across 2,200 square feet offer room to expand operations or adapt to your needs. Multi-family zoning provides flexibility for renovation or repurposing. Waterfront positioning and proximity to parks and recreation create an energetic backdrop. The neighborhood's dense dining and fitness scene means daily conveniences are steps away. Outdoor space and beach access add lifestyle value beyond the structure itself.

More buyer questions

How far is 9501 15th Bay Street from JEB Little Creek-Fort Story?

About five minutes by car. The base is one of the closest military installations to this address.

What restaurants are within walking distance?

East Beach Bar & Grill and Mami's Empanadas are both a tenth of a mile away. Chanello's Pizza is two blocks out.

Is there beach access nearby?

Yes. 17th Bay Beach Access is two blocks away, and East Beach Fountain Square and Park is half a mile out.

Where can I buy groceries near this address?

Riffle Farms Market & Co-op is half a mile away. Dollar General is eight-tenths of a mile out.

What zones apply to homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School?

This address falls within both attendance zones. Contact the local education office for current enrollment and program information.

Ready to explore this waterfront multi-family opportunity? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and discuss your vision for 9501 15th Bay Street.

Summary generated by AI from public records and publicly available information.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighLake Taylor High School
1.8/10
Down 0.1 from 2024–25
MiddleAzalea Middle School
2.5/10
Down 0.6 from 2024–25
ElementaryLittle Creek Elementary School
1.7/10
Down 0.3 from 2024–25

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Norfolk$410K – $560K

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Military Commute

Drive times to nearest bases

Little Creek

Navy

12min·4.3mi

NS Norfolk

Navy

18min·7mi

MARFORCOM

Marines

19min·7.5mi

NSA HR

Navy

21min·10.4mi

NMCP

Navy

27min·14.9mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

7 ft above sea level

Property elevation

2.5 ft above sea level

4.5 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance. Factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodOcean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$368KMedian sale · 12 mo
$254Sold $/sq ft
30dDays on market
63For sale now
$61KHH income
36.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,034/mo

Principal & interest

$2,517

Property tax

$376

Home insurance

$141

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment144% of $337,600City assessment record · taxes $4,508/yr
Land share of assessed value48% · $163,000Improvements $174,600 · assessor record ✓
Price context: similar nearby homes$345,000 – $460,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
6809 Fordwick DR · 2.3 mi · 2,254 sqft$440,000 sold 2026-07
6354 Trafalgar Ct · 2.8 mi · 2,239 sqft$405,000 sold 2026-07
1531 Longdale DR · 2.3 mi · 2,468 sqft$425,000 sold 2026-06

Own a home nearby? See what it is worth today: What's your Norfolk home worth?

Sale & Tax History

List Price

$485,000

Price / Sq Ft

$220

Annual Taxes

$4,508

Monthly Tax

$376

HOA

None

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 20, 2026$485,000—
Price reducedSep 15, 2026$485,000−$14,999
Currently listed—$485,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

44% above assessment

Total Assessed

$337,600

Land

$163,000

Improvement

$174,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

68 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
9501 15th Bay Stthis home$485,000——2,200$220
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 9501 15th Bay St in a good school zone?
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 1.7/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9501 15th Bay St in a flood zone?
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9501 15th Bay St have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9501 15th Bay St built?
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom and Dariya Milan

Tom & Dariya Milan | LPT Realty

See it in person with Tom & Dariya

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9501 15th Bay St, Norfolk, Virginia 23518 · MLS #10650192 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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