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Norfolk › OCEAN VIEW › 9501 15th Bay St✓ Source: REIN MLS #10650192 · record updated Sep 2, 2026 · synced every 2 min · your inquiry is never resold
9501 15th Bay ST, NORFOLK VA 23518 - Main photo
9501 15th Bay ST, NORFOLK VA 23518 - Photo 2
9501 15th Bay ST, NORFOLK VA 23518 - Photo 3
9501 15th Bay ST, NORFOLK VA 23518 - Photo 4
9501 15th Bay ST, NORFOLK VA 23518 - Photo 5
$499,999
$227 / sqft · est. $3,116/mo →
2,200sqft
13days on market

9501 15th Bay St, Norfolk, VA 23518

ActiveMulti Family Residential · built 1974 · OCEAN VIEW

Facts & features

Type

Multi Family Residential

Year built

1974

Price / sqft

$227

HOA

None

Taxes

$4,508/yr

County

Norfolk VA

MLS #

10650192

Interior

Approx. sqft
2,200

Construction & exterior

Style
Side by Side
Subtype
Duplex
Foundation
Pile
Roof
Asphalt Shingle
Exterior
Vinyl
Fencing
Partial

Utilities & systems

Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
94X56X82X76
Subdivision
OCEAN VIEW
Zoning
R-11
Ownership
Fee Simple
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Elevate your living in this piling style duplex on a tributary leading out to the Chesapeake Bay. Enjoy your days in your tastefully updated home, perfect for investors or an owner occupied live in! With the tributary facing outside your front door on the expansive deck, take in the salt air! These are light and bright and offer convenience and close proximity to local eateries and entertainment. With the beach just down the street, who could go wrong! Each unit is two bedrooms, with one and a half baths and a large living area!

Listing courtesy of Debra Digges · Howard Hanna Real Estate Svcs. · REIN MLS #10650192

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

9501 15th Bay Street is a 2,200-square-foot multi-family property in Norfolk's East Ocean View corridor, built in 1974 and sitting five minutes from JEB Little Creek-Fort Story — a rare find for buyers seeking extra space and flexibility close to the water.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

What sets 9501 15th Bay Street apart is its multi-family configuration in a neighborhood that's almost entirely single-family homes. At 2,200 square feet and just steps from the Chesapeake Bay, you get genuine structural versatility — the kind of footprint that lets extended families, multigenerational households, or buyers who simply want a dedicated guest suite live on their own terms without sacrificing a prime coastal Norfolk address.

OCEAN VIEW and the Norfolk real estate market

East Ocean View is one of Norfolk's most quietly compelling waterfront corridors — a stretch of the city where Bay breezes, walkable beach access, and a genuine neighborhood feel coexist. The streets here run right down to the Chesapeake, and 15th Bay Street is exactly what the name promises: a block that ends at the water. Longtime residents share sidewalks with newer arrivals drawn by the area's mix of character and convenience, and the pace is decidedly unhurried without feeling remote. Norfolk itself surrounds you with everything a major coastal city offers — arts, dining, medical centers, and a deep military presence — while East Ocean View keeps things at a human scale. Buyers browsing homes for sale in Norfolk quickly notice that this zip code punches above its weight: you get proximity to two major installations, a walkable waterfront, and a neighborhood identity that's hard to replicate elsewhere in the city.

What's nearby

Daily life at 9501 15th Bay Street is remarkably easy to manage on foot. East Beach Bar & Grill, Mami's Empanadas, and Chanello's Pizza are all within two blocks, so dinner options are genuinely walkable. Riffle Farms Market & Co-op is half a mile away for fresh and local groceries, with Dollar General a bit further for quick runs. COVA Brewing Company is an easy half-mile stroll, and 17th Bay Beach Access is just 0.2 miles out — practically your backyard. East Beach Fountain Square and Park is half a mile away for open green space. Project SixKiller Performance is 0.1 miles for training, with Fit Body Boot Camp and Xtras Fitness + Wellness both within half a mile. A Community Garden sits just 0.2 miles away.

For different buyers

For military families relocating

JEB Little Creek-Fort Story is a five-minute drive from 9501 15th Bay Street — one of the shortest commutes you'll find in the entire 23518 zip code. Naval Station Norfolk is roughly twelve minutes out. A VA loan can make this multi-family footprint even more accessible, and the dual-unit flexibility means visiting family or a returning service member has a real place to land.

For buyers drawn to character

Buyers who want something more than a cookie-cutter floor plan will appreciate what 9501 15th Bay Street actually is: a 1974-built multi-family property in a waterfront neighborhood where that configuration is genuinely uncommon. You're not buying into a subdivision — you're buying into a block with Bay views, walkable dining, and a structure that gives you options most single-family homes simply can't. Families comparing homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School will find this address sits squarely in that attendance zone.

More buyer questions

How far is 9501 15th Bay Street from JEB Little Creek-Fort Story?

The drive is approximately five minutes under normal traffic conditions, making this one of the closest residential streets to the main gate in the 23518 area.

How far is 9501 15th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly twelve minutes by car via Shore Drive and the Hampton Boulevard corridor — a manageable daily commute from East Ocean View.

Is 9501 15th Bay Street in a flood zone?

East Ocean View's proximity to the Chesapeake Bay means flood zone status is an important consideration; check the FloodRisk tile on this page for the specific FEMA designation assigned to this parcel.

What kind of property is 9501 15th Bay Street?

It's a multi-family residential property built in 1974, offering approximately 2,200 square feet — an uncommon configuration for this waterfront neighborhood in Norfolk.

Where can you walk to from 9501 15th Bay Street?

Quite a bit: East Beach Bar & Grill and Mami's Empanadas are 0.1 miles away, 17th Bay Beach Access is 0.2 miles, and Riffle Farms Market & Co-op is half a mile — all reachable without a car on most days.

Curious whether 9501 15th Bay Street fits your situation? Tom and Dariya Milan know this East Ocean View corridor well — reach out and let's talk through the details together.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$420K – $575K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$406K

Median sale · 12 mo

$255

Sold $/sq ft

30d

Days on market

70

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,116/mo

Principal & interest

$2,594

Property tax

$376

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

148% of $337,600

City assessment record · taxes $4,508/yr

Land share of assessed value

48% — $163,000

Improvements $174,600 · assessor record ✓

Price context — similar nearby homes

$374,900 – $540,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

6809 Fordwick DR · 2.3 mi · 2,254 sqft$440,000 sold 2026-07
2081 Colane RD · 1.9 mi · 2,570 sqft$540,000 sold 2026-04
6354 Trafalgar Ct · 2.8 mi · 2,239 sqft$405,000 sold 2026-07

Sale & Tax History

List Price

$499,999

Price / Sq Ft

$227

Annual Taxes

$4,508

Monthly Tax

$376

HOA

None

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 20, 2026$499,999—
Price reducedSep 2, 2026$499,999−$10,001
Currently listed—$499,999—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

48% above assessment

Total Assessed

$337,600

Land

$163,000

Improvement

$174,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

13 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9501 15th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9501 15th Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9501 15th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9501 15th Bay St built?+
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debra Digges · Howard Hanna Real Estate Svcs. · REIN MLS #10650192

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9501 15th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9501 15th Bay St, Norfolk, Virginia 23518 · MLS #10650192 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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