Welcome to 9544 13th Bay St, a beautifully maintained home in one of Norfolk's most desirable coastal locations. If you've been waiting for a home that gives you space, comfort, a large fenced-in yard, thoughtful upgrades, and the peace of mind of a brand-new HVAC system with warranties, this one deserves your attention.
But the real magic is where you live.
Just blocks from the Beach and the sought-after East Beach area, this is more than a house, it's a lifestyle. Start your day with coffee at Karla's Beach House, spend your afternoon at the beach, then head out for dinner, shopping, or a casual night with friends just minutes from home. East Beach is known for its tree-lined streets, parks, beach access, local restaurants and coastal community feel.
Inside, the home offers the space and versatility buyers are looking for, with 4 bedrooms, 2.5 bathrooms and approximately 2,194 square feet of living space. The open-concept layout creates an inviting flow between the kitchen, breakfast area and living room, while the additional rooms give you the flexibility for bedrooms, a home office, guest space, or whatever fits your lifestyle.
Outside the possibilities continue with a large fenced-in backyard perfect for pets, entertaining, relaxing, gardening, or simply having room to enjoy the outdoors.
And when it comes to major expenses, enjoy added peace of mind knowing the home features a brand-new HVAC system with warranties.
Come see why 9544 13th Bay St could be the place where your next chapter begins.
Live close to the beach. Enjoy the neighborhood. Love coming home.
Listing courtesy of Ronnie Calvert · World Class Realty · REIN MLS #10646140
Facts & features
TypeResidential
Year built2016
Price / sqft$276
HOANone
Taxes$6,004/yr
CountyNorfolk VA
MLS #10646140
Interior
Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,194
Stories
2
Flooring
Carpet, Ceramic, Vinyl
Ensuite bedrooms
1
Total rooms
8
Other rooms
Assigned Storage, Breakfast Area, PBR with Bath, Pantry
Meet 9544 13th Bay Street—a four-bedroom, 2.1-bath home built in 2016 with 2,194 square feet of comfortable living space. Just five minutes from JEB Little Creek-Fort Story, this Norfolk home sits in a walkable neighborhood packed with restaurants, gyms, and beach access. You're minutes from Naval Station Norfolk too.
This residence offers modern construction with four bedrooms and genuine flexibility for how you live. The 2016 build means solid systems and thoughtful layout. You're steps from East Beach Bar & Grill and Mami's Empanadas, plus Project SixKiller Performance gym is a quick walk away. Beach access and a community garden anchor the block. The location cuts your commute to JEB Little Creek-Fort Story down to five minutes—hard to beat in the region.
OCEAN VIEW EAST and the Norfolk real estate market
Thirteen Bay Street sits in a lively corner of Norfolk where daily life centers on walkable blocks. Restaurants, coffee shops, and fitness studios line the streets—everything feels close. The neighborhood has real character: you're near 17th Bay Beach Access and East Beach Fountain Square and Park, so water and green space are part of the rhythm here. Norfolk itself is a working waterfront city with deep naval roots and genuine community energy. Getting around is straightforward; major roads connect you to Naval Station Norfolk in about eleven minutes and the wider region beyond. If you're comparing homes for sale in 23518, note that this pocket combines convenience with neighborhood soul.
What's nearby
Your front door opens onto a block rich with options. East Beach Bar & Grill and Mami's Empanadas are steps away, with Chanello's Pizza just two blocks down. COVA Brewing Company and 7-Eleven serve coffee and quick stops within a half-mile. Riffle Farms Market & Co-op handles groceries at 0.5 miles. Three gyms sit within walking distance: Project SixKiller Performance is 0.1 miles, Fit Body Boot Camp and Xtras Fitness + Wellness at 0.5 miles. Beach access and parks—17th Bay Beach Access and East Beach Fountain Square and Park—keep outdoor life easy.
For different buyers
Base commute and VA loan notes
Five minutes to JEB Little Creek-Fort Story and eleven to Naval Station Norfolk means your commute stays short and predictable. Four bedrooms and 2.1 baths give you real room to spread out. VA loan financing is common in this area, and a 2016 build means minimal surprises during inspection. This home supports a smooth transition and quick move-in.
Room to grow
Four bedrooms let you claim dedicated spaces—home office, guest room, kids' bedrooms, or studio. The 2,194 square feet flow well for a household that needs room to grow. Two full baths plus a half-bath reduce morning conflicts. Storage and layout were built with modern living in mind, and the walkable neighborhood means less driving for daily needs.
More buyer questions
How far is 9544 13th Bay Street from JEB Little Creek-Fort Story?
About five minutes by car—one of the shortest commutes you'll find in Norfolk. The base is practically your neighbor.
What schools are nearby?
The address sits in the zones for homes for sale zoned for Little Creek Elementary School and homes for sale zoned for Lake Taylor High School. Check the Schools tile for full details on each.
Is there beach or water access near this home?
Yes. Seventeen Bay Beach Access and East Beach Fountain Square and Park are both within walking distance, so water and sand are part of your daily life.
What restaurants and shops are close by?
East Beach Bar & Grill, Mami's Empanadas, and Chanello's Pizza are all within two blocks. Riffle Farms Market & Co-op and coffee shops sit within a half-mile.
How does this location compare to other Norfolk homes for sale?
The five-minute base commute and walkable neighborhood with restaurants, gyms, and beach access are standout features. You get convenience and community energy in one spot.
Ready to explore this Norfolk home? Reach out to Tom and Dariya Milan at LPT Realty to schedule a tour and learn more.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Norfolk$510K – $700K4+ beds
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Military Commute
Drive times to nearest bases
⚓
Little Creek
Navy
12min·4.3mi
⚓
NS Norfolk
Navy
18min·7mi
🪖
MARFORCOM
Marines
19min·7.5mi
⚓
NSA HR
Navy
21min·10.4mi
⚓
NMCP
Navy
27min·14.9mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 510104
High Risk
FEMA flood zone
AE (1% annual chance)
Base flood elevation
7 ft above sea level
Property elevation
3.8 ft above sea level
3.2 ft below BFE
USGS 3DEP digital elevation model
Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Zone AE typically means lenders require flood insurance. Factor it into the monthly numbers below.
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$3,816/mo
Principal & interest
$3,139
Property tax
$500
Home insurance
$176
PMI
None
HOA/Condo (paid separately)
None
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Asking vs. assessment105% of $576,500City assessment record · taxes $6,004/yr
Land share of assessed value28% · $163,400Improvements $413,100 · assessor record ✓
Price context: similar nearby homes$405,000 – $540,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
Source: City Assessor via Hampton Roads Regional Parcels.
Asking near assessment
Total Assessed
$576,500
Land
$163,400
Improvement
$413,100
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
9544 13th Bay Stthis home
$605,000
4
2.1
2,194
$276
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 9544 13th Bay St in a good school zone?
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 1.7/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9544 13th Bay St in a flood zone?
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9544 13th Bay St have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9544 13th Bay St built?
It was built in 2016, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
This home has soldThe next one doesn't have to be
Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.
Listing courtesy of Ronnie Calvert · World Class Realty · REIN MLS #10646140
9544 13th Bay St, Norfolk, Virginia 23518 · MLS #10646140 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
