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CarrolltonALL OTHERS AREA 659 Bay Farm Rd✓ Source: REIN MLS #10654076 · record updated Sep 18, 2026 · synced every 2 min · your inquiry is never resold
9 Bay Farm RD, CARROLLTON VA 23314 - Main photo
9 Bay Farm RD, CARROLLTON VA 23314 - Photo 2
9 Bay Farm RD, CARROLLTON VA 23314 - Photo 3
9 Bay Farm RD, CARROLLTON VA 23314 - Photo 4
9 Bay Farm RD, CARROLLTON VA 23314 - Photo 5
5beds
3.1baths
3,252sqft
1days on market

9 Bay Farm Rd, Carrollton, VA 23314

New ListingResidential · built 2026 · ALL OTHERS AREA 65

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2026

Price / sqft

$309

HOA

None

Taxes

$9,999/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10654076

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
3,252
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
10
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Pool
No Pool
Waterfront
Creek

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 65
Zoning
RAC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
CLOSING
Disclosures
Contract Owner, Exempt from Disclosure/Disclaimer, Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

9.5 acres in Isle of Wight County with breathtaking views water views of Ragged Island Creek in a quiet wooded setting! House is to be built. Model shown is Custom Homes of Virginia's Leigh model. Buyer may choose a different model or bring their own floorplan.

Listing courtesy of Brian Simon · Fit Realty · REIN MLS #10654076

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026-built home at 9 Bay Farm Road in Carrollton, Virginia brings 5 bedrooms, 3.1 baths, and 3,252 square feet of thoughtfully designed space to Isle of Wight County — with two military installations reachable in under 25 minutes.

Read the full overview ↓

Why this home stands out

New construction in Carrollton is rare, and 9 Bay Farm Road delivers the full package: five true bedrooms, a half bath for guests, and over 3,200 square feet spread across a layout that actually makes sense for how people live. There's no inheriting someone else's renovation choices here — everything is fresh, from the foundation up, in a county that tends to hold its value quietly and steadily.

ALL OTHERS AREA 65 and the Carrollton real estate market

Carrollton sits in Isle of Wight County on the western bank of the James River, and it has a character that's genuinely hard to replicate. The pace is slower than Virginia Beach or Chesapeake, the lots are generous, and the roads stay quiet enough that you notice the seasons changing. It's not rural in the way that feels remote — you're still connected to the broader Hampton Roads metro — but it carries that unhurried quality that draws people across the bridge and keeps them here. Isle of Wight County has a strong track record of measured, thoughtful growth, which means new builds like this one arrive without the density creep that follows development elsewhere. For families comparing homes for sale zoned for Carrollton Elementary School and homes for sale zoned for Smithfield High School, this corridor consistently comes up as a top contender.

What's nearby

Daily life is easy to provision from 9 Bay Farm Road. Bubba-N-Frank's Carrollton is just a mile away — a local favorite for casual meals that feels like the kind of place you'll end up at more than you planned. Cone Slingers is right there too, also at the one-mile mark, which is either a dangerous convenience or a perfect one depending on your relationship with ice cream. Beyond those two, the broader Carrollton and Smithfield corridor puts grocery runs, pharmacies, and waterfront parks within a short drive.

For different buyers

For military families relocating

NSA Hampton Roads is 19 minutes from 9 Bay Farm Road, and MARFORCOM Norfolk is about 21 — both well within the range that makes a VA loan purchase here a practical daily reality. Isle of Wight County offers breathing room that's hard to find this close to two major installations, and a five-bedroom floor plan means there's space for a home office, a guest room, or whatever the next deployment cycle requires.

For families upgrading

Five bedrooms and 3,252 square feet give a growing family genuine room to spread out — not just technically enough space, but the kind of layout where everyone actually has a corner of the house to call their own. Built in 2026, there's nothing to fix, update, or negotiate around. You're starting from zero wear, in a county known for good neighbors and low drama.

More buyer questions

How far is 9 Bay Farm Road from NSA Hampton Roads?

The drive runs approximately 19 minutes under normal traffic conditions, making it one of the more practical commutes available at this square footage and price tier in Isle of Wight County.

Is 9 Bay Farm Road in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance.

What year was 9 Bay Farm Road built?

The home was built in 2026, making it brand-new construction with no prior ownership history.

Does 9 Bay Farm Road have an HOA?

HOA status for this property should be confirmed with current listing documentation — Isle of Wight County subdivisions vary widely on this point, and it's worth verifying before making any assumptions about ongoing obligations.

How far is 9 Bay Farm Road from downtown Smithfield?

Historic downtown Smithfield is roughly a 10-to-15-minute drive west, putting its waterfront restaurants, boutiques, and weekend farmers market well within easy reach.

Tom and Dariya Milan know Isle of Wight County well — reach out to talk through 9 Bay Farm Road, ask about VA loan options, or schedule a walkthrough at your convenience.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$850K – $1.2M5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,344/mo

Principal & interest

$5,217

Property tax

$833

Home insurance

$293

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$649,900$750,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

217 Summerhouse LN · 0.2 mi · 3,137 sqft$750,000 sold 2026-07
1209 Founders Pointe TRL · 0.2 mi · 3,100 sqft$730,000 sold 2026-05
209 Marshall LN · 0.4 mi · 3,180 sqft$720,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$1,005,500

Price / Sq Ft

$309

Annual Taxes

$9,999

Monthly Tax

$833

HOA

None

Tax Rate (effective)

0.99%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 17, 2026$1,005,500
Currently listed$1,005,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

1 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 9 Bay Farm Rd in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9 Bay Farm Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 9 Bay Farm Rd a waterfront property?+
Yes. The listing record shows: Creek.
Does 9 Bay Farm Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9 Bay Farm Rd built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Brian Simon · Fit Realty · REIN MLS #10654076

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9 Bay Farm Rd, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9 Bay Farm Rd, Carrollton, Virginia 23314 · MLS #10654076 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.