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✓ Source: REIN MLS #10657246 · record updated Oct 18, 2026 · synced every 2 min · your inquiry is never resold
865 Little Bay AVE #2, NORFOLK VA 23503 - Main photo
865 Little Bay AVE #2, NORFOLK VA 23503 - Photo 2
865 Little Bay AVE #2, NORFOLK VA 23503 - Photo 3
865 Little Bay AVE #2, NORFOLK VA 23503 - Photo 4
865 Little Bay AVE #2, NORFOLK VA 23503 - Photo 5
2beds
2baths
1,029sqft
8days on market

865 Little Bay Ave #2, Norfolk, VA 23503

ActiveRental · built 1988 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Dock.

Frontage

Bay ✓ VERIFIED

Dock

Dock

Source: REIN MLS listing record · waterfront features as listed

About this home

Welcome home to your private oasis! This furnished 2 bedroom 2 bath condo is ready for move in. Full stocked Kitchen over looks open living room with vaulted ceiling, fireplace, tons of light and private balcony. Spacious primary with 2 closets, room for seating area and attached full bathroom. Top floor laundry room. Small storage closet. Covered parking for 2 vehicles. Community features include Beach front property, Gazebo, and outdoor shower. No Pets. Non smoking unit. Available Nov 1.

Listing courtesy of Kimberly Germond · Howard Hanna Real Estate Svcs. · REIN MLS #10657246

Facts & features

Type

Rental

Year built

1988

Price / sqft

$2

HOA

None

County

Norfolk VA

Waterfront

Yes

MLS #

10657246

Association amenities

DockGround MaintPriv BeachSewerTrash PickupWater

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,029
Stories
3
Flooring
Laminate/LVP
Ensuite bedrooms
2
Other rooms
Balcony, Breakfast Area, PBR with Bath, Pantry, Utility Closet
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Contemp, Lo Rise, Traditional
Foundation
Pile
Roof
Asphalt Shingle
Pool
No Pool
Fencing
Partial
Waterfront
Bay,Dock
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0498
Subdivision
WILLOUGHBY BEACH
Unit / floor
2
Garage
No
Parking
2 Space, Assigned/Reserved, Covered
Possession
NOV 1
Disclosures
Crash Zone None, Noise < 65 dB

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$0K – $5K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

4.3 ft above sea level

3.7 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Willoughby

Willoughby is the western end of Norfolk's bayfront, in ZIP codes 23503 and 23505. Willoughby Spit is a narrow strip of sand. The Chesapeake Bay is on one side and Willoughby Bay on the other.

$327K

Median sale · 12 mo

$230

Sold $/sq ft

22d

Days on market

48

For sale now

$64K

HH income

39.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Willoughby →
Map of Willoughby with neighborhood boundaryNeighborhood

houses for sale in Norfolk →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NS Norfolk

Navy

9min·6.7mi

MARFORCOM

Marines

12min·7.6mi

NSA HR

Navy

14min·8.2mi

Little Creek

Navy

22min·9.6mi

NMCP

Navy

27min·12.5mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$14/mo

Principal & interest

$13

Property tax

$0

Home insurance

$1

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

1% of $188,000

City assessment record

Land share of assessed value

28% — $53,500

Improvements $134,500 · assessor record ✓

Price context — similar nearby homes

$175,202 – $290,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

318 E Evans ST · 2.4 mi · 1,008 sqft$260,000 sold 2026-07
8530 Tidewater Drive DR #204 · 2.6 mi · 1,080 sqft$205,000 sold 2026-09
8530 Tidewater DR #314 · 2.6 mi · 1,080 sqft$210,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$2,500

Price / Sq Ft

$2

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 10, 2026$2,500—
Currently listed—$2,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

99% below assessment

Total Assessed

$188,000

Land

$53,500

Improvement

$134,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 865 Little Bay Ave #2 in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.4/10), Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 865 Little Bay Ave #2 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 865 Little Bay Ave #2 a waterfront property?+
Yes. The listing record shows: Bay,Dock.
Does 865 Little Bay Ave #2 have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 865 Little Bay Ave #2 built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

KG

Listed by

Kimberly Germond

Howard Hanna Real Estate Svcs.

Questions, showings and applications for this rental go to the listing agent.

Listing courtesy of Kimberly Germond · Howard Hanna Real Estate Svcs. · REIN MLS #10657246

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Contact the listing agent

This is a rental listed by Kimberly Germond, Howard Hanna Real Estate Svcs.. Showings, availability and application questions go directly to them.

865 Little Bay Ave #2, Norfolk — photo

See it in person — the record only says so much.

865 Little Bay Ave #2, Norfolk, Virginia 23503 · MLS #10657246 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.