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Norfolk › WILLOUGHBY BEACH › 865 Little Bay Ave #2✓ Source: REIN MLS #10641372 · record updated Jul 15, 2026 · synced every 2 min · your inquiry is never resold
865 Little Bay AVE #2, NORFOLK VA 23503 - Main photo
$240,000
$233 / sqft · est. $1,965/mo →
2beds
2baths
1,029sqft
9days on market

865 Little Bay Ave #2, Norfolk, VA 23503

SoldResidential · built 1988 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water Access, Navigable.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Wake up to natural light and salt air in this gorgeous 2-bed, 2-bath condo tucked into the Willoughby neighborhood on Little Bay Avenue. The interior is bright, airy, and coastal without trying too hard — the kind of space that just feels good to be in. Step outside and you're steps from the water, with a private beach, boat dock, and gazebo that make "staying in for the weekend" sound genuinely appealing. Whether you're sipping coffee on a slow Sunday or coming home sun-kissed after a day on the bay, this is the backdrop your everyday life deserves.

Listing courtesy of Erin Ward · LPT Network Realty LLC · REIN MLS #10641372

VaHome team overview

Our read on this home

At a glance

A two-bedroom, two-bath condo in Norfolk's 23503 zip code, sitting just four minutes from Naval Station Norfolk. At 1,029 square feet, it offers a compact, low-maintenance footprint with dual full baths — a practical layout that punches above its size.

Read the full overview ↓

Why this home stands out

What sets 865 Little Bay Ave #2 apart is its rare proximity to two major installations — Naval Station Norfolk and MARFORCOM Norfolk — without the noise and congestion you might expect. The condo format means no yard work, no exterior upkeep headaches, and a lock-and-leave lifestyle that suits busy schedules. Two full baths for two bedrooms is a detail that genuinely matters when you're sharing space or hosting.

WILLOUGHBY BEACH and the Norfolk real estate market

The 23503 zip code hugs the northern edge of Norfolk along the Chesapeake Bay shoreline, and Little Bay Avenue sits right in the heart of it. This is the Ocean View corridor — a stretch of Norfolk that traded its old resort-town identity for something more grounded and genuinely livable. You're close to the water without the waterfront premium, and the neighborhood has a relaxed, unpretentious character that longtime residents tend to hold onto. If you've been searching through homes for sale in norfolk va 23503, you already know this zip code draws people who want bay breezes, short commutes, and a real neighborhood feel rather than a subdivision that could be anywhere. Norfolk as a city offers deep roots — it's the largest naval base city in the world — and the 23503 area reflects that blend of military heritage and civilian community pride. Streets are established, lots are mature, and the pace feels human-scaled.

What's nearby

Daily life is genuinely easy from Little Bay Ave. Grocery runs are quick — a Walmart Supercenter is under two miles away, and a Food Lion is close behind. For coffee, Starbucks locations along Little Creek Road are a short drive. Ocean View Beach Park is minutes away on foot or by car, giving you bay access without a boat slip. The Chesapeake Bay itself frames your northern horizon. Norfolk's Granby Street dining corridor is reachable in roughly 15 minutes, and Interstate 64 access makes the broader Hampton Roads region — Virginia Beach, Chesapeake, Hampton — straightforwardly connected.

For different buyers

For military families relocating

Four minutes to Naval Station Norfolk and five to MARFORCOM makes 865 Little Bay Ave #2 one of the shortest commutes you'll find in the 23503 zip. For active-duty households, that proximity translates directly into time back in your day. A VA loan can make ownership here straightforward, and the low-maintenance condo format suits the unpredictable rhythms of military life.

For first-time buyers

If you're stepping into ownership for the first time, a two-bed, two-bath condo in this location is a strong starting point. The 1,029-square-foot layout is manageable without feeling cramped, and having two full baths means you're not making compromises. The 23503 zip has real estate norfolk va buyers consistently return to — established, accessible, and close to everything that matters.

More buyer questions

How far is 865 Little Bay Ave #2 from Naval Station Norfolk?

The drive is approximately four minutes under normal traffic conditions, making it one of the closest residential options to the base in the 23503 zip code.

How far is 865 Little Bay Ave #2 from MARFORCOM Norfolk?

MARFORCOM Norfolk is about five minutes by car — a commute short enough that it rarely factors into your morning routine.

Is 865 Little Bay Ave #2 part of an HOA?

Yes, the property is a condominium unit, which means an HOA structure governs the building and common areas — specific fee details should be confirmed with current HOA documents.

What is the flood risk situation for this address?

Given its proximity to the Chesapeake Bay shoreline in Norfolk, flood zone status is worth reviewing carefully — check the dedicated FloodRisk tile on this page for the current FEMA designation.

Can a VA loan be used to purchase a condo like this?

VA loans can be used for condo purchases, though the condo project typically needs to meet VA approval requirements — your lender can confirm current eligibility for this specific building.

Tom and Dariya Milan at LPT Realty know this zip code well. Reach out to get honest answers about 865 Little Bay Ave #2 and what ownership here actually looks like day to day.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1988

Price / sqft

$233

Condo fee

$415/mo

Taxes

$2,814/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10641372

Condo association includes

Boat SlipDockGround MaintPriv BeachSewerTrash PickupWater

$415/mo condo fee · Willoughby Boat Club · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,029
Stories
2
Flooring
Laminate/LVP
Ensuite bedrooms
2
Total rooms
7
Other rooms
1st Floor Primary BR, Assigned Storage, Balcony, PBR with Bath, Pantry, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Pile
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bay,Deep Water Access,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0500
Subdivision
WILLOUGHBY BEACH
Unit / floor
2
Zoning
R-C
Ownership
Condo
Garage
No
Parking
2 Space, Assigned/Reserved, Covered, Off Street
Possession
AT SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Pet on Premises

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. Norfolk real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,965/mo

Principal & interest

$1,245

Property tax

$235

Home insurance

$70

PMI

None

HOA

$415

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$203,000 – $260,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

507 W Ocean View AVE · 0.6 mi · 1,000 sqft$247,990 sold 2026-07
256 Portview AVE #A · 1.1 mi · 1,047 sqft$203,000 sold 2026-02
9606 Mason Creek RD · 1.1 mi · 1,088 sqft$228,000 sold 2026-07

Sale & Tax History

List Price

$240,000

Price / Sq Ft

$233

Annual Taxes

$2,814

Monthly Tax

$235

Condo fee

$415 / mo

Tax Rate (effective)

1.17%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 6, 2026$240,000—
Price increasedJul 15, 2026$240,000+$100
SoldJul 13, 2026$240,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 865 Little Bay Ave #2 in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 865 Little Bay Ave #2 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 865 Little Bay Ave #2?+
12th View- Beach Access is about 0.6 miles away.
Is 865 Little Bay Ave #2 a waterfront property?+
Yes. The listing record shows: Bay,Deep Water Access,Navigable.
Does 865 Little Bay Ave #2 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Willoughby Boat Club. Association amenities on record include: Boat Slip, Dock, Ground Maint, Priv Beach, Sewer, Trash Pickup, Water.
When was 865 Little Bay Ave #2 built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Erin Ward · LPT Network Realty LLC · REIN MLS #10641372

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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865 Little Bay Ave #2, Norfolk, Virginia 23503 · MLS #10641372 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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