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ToanoWHITE HALL8409 Addison Ter✓ Source: REIN MLS #10605929 · record updated Jun 18, 2026 · synced every 2 min · your inquiry is never resold
8409 Addison TER, TOANO VA 23168 - Main photo
8409 Addison TER, TOANO VA 23168 - Photo 2
8409 Addison TER, TOANO VA 23168 - Photo 3
8409 Addison TER, TOANO VA 23168 - Photo 4
8409 Addison TER, TOANO VA 23168 - Photo 5
4beds
3.1baths
2,773sqft
35days on market

8409 Addison Ter, Toano, VA 23168

Under ContractResidential · built 2017 · WHITE HALL

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Ocean.

Frontage

Ocean ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2017

Price / sqft

$189

HOA fee

$86/mo

Taxes

$4,194/yr

County

James City County VA

Waterfront

Yes

MLS #

10605929

HOA association includes

ClubhousePlaygroundsPoolTennis CtsTrash Pickup

$86/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,773
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
Total rooms
9
Other rooms
Attic, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Office/Study, Pantry, Porch, Rec Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Pool
No Pool
Waterfront
Ocean

Utilities & systems

Heating
Forced Hot Air, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1500
Subdivision
WHITE HALL
Zoning
R2
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Off Street, Driveway Spc
Possession
AT CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Built in 2017, this 2,773 sq. ft. home in White Hall offers 4 bedrooms, 3.5 baths, & an open floor plan w/ LVP throughout the entire first floor, a bright kitchen w/ granite countertop, a walk-in pantry for added storage, a formal dining room & first-floor flex space that can serve as a 5th bedroom, playroom, or office. Upstairs features three bedrooms & a loft, plus a private bedroom w/ full bath over the garage, ideal for an in-law or guest suite. The primary bathroom includes frameless glass, standalone shower & separate soaking tub in a fully tiled space w/ a granite countertop. Community amenities include walking trails, basketball & tennis courts, clubhouse, playground, pool, & the location offers proximity to multiple schools. Additional features include a two-car garage and a tankless hot water heater. An assumable VA loan of 2.375% is available, subject to lender/VA approval & buyer eligibility. A rare blend of flexible spaces, modern finishes, and ready for your next chapter.

Listing courtesy of Michelle Niven · Liz Moore & Associates LLC · REIN MLS #10605929

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 8409 Addison Terrace — a 2017-built, four-bedroom, three-and-a-half-bath home in Toano's White Hall community. At 2,773 square feet on a 0.15-acre lot, it delivers modern construction and thoughtful space without the wait of new build timelines.

Read the full overview ↓

Why this home stands out

Built in 2017, this home sits in that sweet spot between brand-new construction and established neighborhood character. White Hall gives you a cohesive, well-kept community feel with the mechanical reliability of a home that's barely broken in. Four bedrooms, three full baths, a half bath, and 2,773 square feet means genuine room to spread out — not just square footage on paper.

WHITE HALL and the Toano real estate market

White Hall is a residential community in Toano, a small unincorporated community within James City County, Virginia. The area carries a quieter, more rural edge than nearby Williamsburg proper, yet it sits close enough to Route 60 and I-64 that getting anywhere feels straightforward. Toano itself has a long history tied to the colonial corridor of the Virginia Peninsula, and that sense of place — mature trees, unhurried pace, genuine neighbors — shows up in everyday life here. James City County is consistently recognized for thoughtful land-use planning, which keeps White Hall feeling like a neighborhood rather than a development. Whether you're drawn to the proximity to Colonial Williamsburg, the outdoor spaces along the Chickahominy River, or simply the breathing room that comes with living just outside a busy city, Toano delivers a lifestyle that's hard to replicate closer to the coast.

What's nearby

Daily life is easy here. Elite Health and Fitness is less than a mile away — a genuine convenience when you want to keep a consistent routine without a long commute to the gym. Toano's position along Route 60 puts grocery runs, pharmacies, and everyday errands within a short drive toward Williamsburg. The Colonial Williamsburg historic area is roughly 15 minutes east, giving you access to world-class dining, cultural events, and weekend exploration. Williamsburg Premium Outlets and New Town's mix of shops and restaurants are similarly close. For outdoor time, the Chickahominy Riverfront Park offers boating, camping, and open space just minutes away.

For different buyers

For military families relocating

Camp Peary is about 25 minutes from 8409 Addison Terrace, and Naval Weapons Station Yorktown is roughly 34 minutes out — both reachable without fighting through heavy urban traffic. A VA loan can make a home like this especially accessible, and the four-bedroom layout handles PCS moves well, with room for a home office or flex space when the mission changes.

For families upgrading

Families comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School will find 8409 Addison Terrace sitting squarely in that zone. Four bedrooms and three and a half baths give everyone their own space, and the 2017 build year means the systems you rely on daily — HVAC, roof, plumbing — are still well within their prime.

More buyer questions

How far is 8409 Addison Terrace from Camp Peary?

Camp Peary is approximately 25 minutes from 8409 Addison Terrace under normal traffic conditions, making it one of the more manageable commutes for personnel stationed there.

How far is 8409 Addison Terrace from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is about 34 minutes from this address, a straightforward drive east along the Route 60 corridor.

Is 8409 Addison Terrace part of an HOA?

White Hall is a planned residential community, and an HOA is in place — your agent can provide the current governing documents and details on what's covered.

What is the flood zone status for 8409 Addison Terrace?

Flood zone designation for this address is displayed in the FloodRisk tile on this page, which pulls directly from current FEMA mapping data.

How large is the lot at 8409 Addison Terrace?

The lot is 0.15 acres — a manageable size that's easy to maintain while still giving you defined outdoor space in the White Hall community.

Tom and Dariya Milan at LPT Realty know this corner of James City County well. Reach out to schedule a walkthrough of 8409 Addison Terrace and get your questions answered by people who live and work here.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$445K – $605K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,227/mo

Principal & interest

$2,724

Property tax

$350

Home insurance

$153

PMI

None

HOA/Condo (paid separately)

$86

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$469,000$550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3322 Leighton BLVD · 0.1 mi · 2,832 sqft$550,000 sold 2026-08
3299 Leighton BLVD · 0 mi · 2,625 sqft$492,500 sold 2026-09
8415 Sheldon Branch PL · 0.3 mi · 2,658 sqft$515,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$525,000

Price / Sq Ft

$189

Annual Taxes

$4,194

Monthly Tax

$350

HOA fee

$86 / mo

Tax Rate (effective)

0.80%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 14, 2026$525,000
Currently listed$525,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 8409 Addison Ter in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 8409 Addison Ter in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 8409 Addison Ter?+
Yes — Elite Health and Fitness is about 0.7 miles away, per the cached nearby-places record for this address.
Is 8409 Addison Ter a waterfront property?+
Yes. The listing record shows: Ocean.
Does 8409 Addison Ter have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Playgrounds, Pool, Tennis Cts, Trash Pickup.
When was 8409 Addison Ter built?+
It was built in 2017, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Michelle Niven · Liz Moore & Associates LLC · REIN MLS #10605929

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

8409 Addison Ter, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

8409 Addison Ter, Toano, Virginia 23168 · MLS #10605929 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.