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Toano › WHITE HALL › 8409 Addison Ter✓ Source: REIN MLS #10605929 · record updated Jun 18, 2026 · synced every 2 min · your inquiry is never resold
8409 Addison TER, TOANO VA 23168 - Main photo
8409 Addison TER, TOANO VA 23168 - Photo 2
8409 Addison TER, TOANO VA 23168 - Photo 3
8409 Addison TER, TOANO VA 23168 - Photo 4
8409 Addison TER, TOANO VA 23168 - Photo 5
4beds
3.1baths
2,773sqft
35days on market

8409 Addison Ter, Toano, VA 23168

Under ContractResidential · built 2017 · WHITE HALL

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Ocean.

Frontage

Ocean ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2017

Price / sqft

$189

HOA fee

$86/mo

Taxes

$4,194/yr

County

James City County VA

Waterfront

Yes

MLS #

10605929

HOA association includes

ClubhousePlaygroundsPoolTennis CtsTrash Pickup

$86/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,773
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
Total rooms
9
Other rooms
Attic, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Office/Study, Pantry, Porch, Rec Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Craftsman
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Pool
No Pool
Waterfront
Ocean

Utilities & systems

Heating
Forced Hot Air, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1500
Subdivision
WHITE HALL
Zoning
R2
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Off Street, Driveway Spc
Possession
AT CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Built in 2017, this 2,773 sq. ft. home in White Hall offers 4 bedrooms, 3.5 baths, & an open floor plan w/ LVP throughout the entire first floor, a bright kitchen w/ granite countertop, a walk-in pantry for added storage, a formal dining room & first-floor flex space that can serve as a 5th bedroom, playroom, or office. Upstairs features three bedrooms & a loft, plus a private bedroom w/ full bath over the garage, ideal for an in-law or guest suite. The primary bathroom includes frameless glass, standalone shower & separate soaking tub in a fully tiled space w/ a granite countertop. Community amenities include walking trails, basketball & tennis courts, clubhouse, playground, pool, & the location offers proximity to multiple schools. Additional features include a two-car garage and a tankless hot water heater. An assumable VA loan of 2.375% is available, subject to lender/VA approval & buyer eligibility. A rare blend of flexible spaces, modern finishes, and ready for your next chapter.

Listing courtesy of Michelle Niven · Liz Moore & Associates LLC · REIN MLS #10605929

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 8409 Addison Terrace in White Hall, Toano—a four-bedroom, three-bath home built in 2017 on a quiet residential street. This 2,773-square-foot layout offers modern comfort and efficient flow. You're about 25 minutes from Camp Peary, making it convenient for military commuters.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Browse every listing among homes for sale in Toano — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Built in 2017, this home brings newer construction quality to an established neighborhood. The open floor plan spans 2,773 square feet across four bedrooms and 3.1 baths, giving you flexible space for a home office, guest room, or hobby area. A compact 0.15-acre lot keeps maintenance simple while the design maximizes livable square footage. You'll find straightforward sightlines and modern systems throughout—no surprises, just solid bones.

WHITE HALL and the Toano real estate market

White Hall is a residential neighborhood in Toano, Virginia, where tree-lined streets and single-family homes create a settled, low-key feel. The community sits in the heart of the Peninsula, roughly equidistant from Williamsburg and Newport News. Daily life centers on local shops, schools, and parks within a short drive. Toano itself is a quiet town with strong ties to the military and regional employers; many residents commute to Naval Weapons Station Yorktown or other Peninsula employers. If you are comparing homes for sale in Toano, note the area's blend of suburban comfort and proximity to both employment and outdoor recreation. The neighborhood draws people who value straightforward living and easy access to Route 60, which connects you to larger shopping and dining venues in nearby towns.

What's nearby

Elite Health and Fitness sits less than a mile away, offering gym access without a long commute. Toano's local amenities—grocery stores, pharmacies, and casual dining—cluster along the main commercial corridors, all within five to ten minutes by car. Route 60 provides quick access to Williamsburg's attractions, restaurants, and retail. The Peninsula's outdoor spaces, including parks and waterfront areas, are within 15 to 20 minutes. Shopping and dining options expand significantly in nearby towns along the corridor.

For different buyers

Base commute and VA loan notes

Camp Peary is about 25 minutes away, making this address practical for active-duty and civilian commuters. Naval Weapons Station Yorktown sits roughly 34 minutes out. VA loan financing is common in this area, and the 2017 construction means fewer immediate repairs—you can settle in quickly and focus on your role.

Room to grow

Four bedrooms give you room for children, a home office, or guest space. Three full baths reduce morning conflicts, and the 2,773-square-foot layout flows well for daily life. The compact lot means less yard upkeep, leaving more time for family activities. Newer construction (2017) means solid systems and fewer surprises.

More buyer questions

How far is 8409 Addison Terrace from Camp Peary?

About 25 minutes by car, making it a reasonable commute for active-duty and civilian personnel stationed there.

What schools serve this address?

This home is zoned for homes for sale zoned for Stonehouse Elementary School and homes for sale zoned for Warhill High School in the Williamsburg-James City County system.

Is there a gym or fitness center close to Toano homes for sale in this area?

Yes, Elite Health and Fitness is less than a mile away, providing convenient fitness access without a long drive.

When was this home built?

The home was built in 2017, so it features modern construction standards and up-to-date systems.

How many bedrooms and bathrooms does 8409 Addison Terrace have?

Four bedrooms and 3.1 bathrooms across 2,773 square feet, offering flexible space for various household needs.

Ready to explore what 8409 Addison Terrace offers? Contact Tom & Dariya Milan today for a private showing and learn why this White Hall home works for your next chapter.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$445K – $605K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

93.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

browse Toano listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,227/mo

Principal & interest

$2,724

Property tax

$350

Home insurance

$153

PMI

None

HOA/Condo (paid separately)

$86

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$469,000 – $550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3322 Leighton BLVD · 0.1 mi · 2,832 sqft$550,000 sold 2026-08
3299 Leighton BLVD · 0 mi · 2,625 sqft$492,500 sold 2026-09
8415 Sheldon Branch PL · 0.3 mi · 2,658 sqft$515,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$525,000

Price / Sq Ft

$189

Annual Taxes

$4,194

Monthly Tax

$350

HOA fee

$86 / mo

Tax Rate (effective)

0.80%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 14, 2026$525,000—
Currently listed—$525,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 8409 Addison Ter in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 8409 Addison Ter in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 8409 Addison Ter?+
Yes — Elite Health and Fitness is about 0.7 miles away, per the cached nearby-places record for this address.
Is 8409 Addison Ter a waterfront property?+
Yes. The listing record shows: Ocean.
Does 8409 Addison Ter have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Playgrounds, Pool, Tennis Cts, Trash Pickup.
When was 8409 Addison Ter built?+
It was built in 2017, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Michelle Niven · Liz Moore & Associates LLC · REIN MLS #10605929

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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8409 Addison Ter, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

8409 Addison Ter, Toano, Virginia 23168 · MLS #10605929 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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