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✓ Source: REIN MLS #10655507 · record updated Oct 19, 2026 · synced every 2 min · your inquiry is never resold
837 Little Bay AVE #4, NORFOLK VA 23503 - Main photo
837 Little Bay AVE #4, NORFOLK VA 23503 - Photo 2
837 Little Bay AVE #4, NORFOLK VA 23503 - Photo 3
837 Little Bay AVE #4, NORFOLK VA 23503 - Photo 4
837 Little Bay AVE #4, NORFOLK VA 23503 - Photo 5
2beds
2baths
1,262sqft
21days on market

837 Little Bay Ave #4, Norfolk, VA 23503

ActiveResidential · built 1988 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

Welcome to 837 Little Bay Ave, a spacious 2-bedroom, 2-bath condo in Norfolk?s sought-after Willoughby area. Offering 1300 sft of living space, this home provides a comfortable layout with plenty of room for everyday living and entertaining. The inviting living area features a fireplace, while the generously sized bedrooms provide flexibility for guests, a home office, or additional living space. Conveniently located near the Chesapeake Bay, beaches, parks, dining, shopping, and major roadways, this home offers an appealing combination of comfort and location. Whether you're looking for a primary residence, a coastal retreat, or an investment opportunity, this condo is ready to welcome its next owner. Come see the possibilities at 837 Little Bay Ave.

Listing courtesy of Janette Woodruff · BHHS RW Towne Realty · REIN MLS #10655507

Facts & features

Type

Residential

Year built

1988

Price / sqft

$210

HOA fee

$339/mo

Taxes

$2,748/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10655507

HOA association includes

Boat SlipDockGround MaintPoolPriv Beach

$339/mo HOA fee · LITTLE BAY BEACH & BOAT CLUB · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,262
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Assigned Storage, Balcony, Pantry, Spare Room, Utility Closet
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Apartment
Subtype
Attached
Foundation
Pile
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bay

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Ownership
Fee Simple
Garage
No
Parking
2 Space, Assigned/Reserved, Covered
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

837 Little Bay Avenue #4 is a two-bedroom, two-bath condo in Norfolk's Willoughby neighborhood, just four minutes from Naval Station Norfolk. Built in 1988, it offers 1,262 square feet of living space. Beach access is less than a mile away. This is waterfront-adjacent living without the waterfront price tag.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Nearby, look at Willoughby homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

What sets this address apart is the location. You are four minutes from Naval Station Norfolk and five minutes from MARFORCOM Norfolk. Two beach access points sit within a short walk. Swell Charcoal Grill and Willoughby Fish House are both under a mile away. For anyone comparing Norfolk homes for sale near the water, this corner of the 23503 zip code is hard to beat.

WILLOUGHBY BEACH and the Norfolk real estate market

837 Little Bay Avenue sits in the Willoughby section of Norfolk, a quiet peninsula neighborhood tucked between the Chesapeake Bay and the Lafayette River. Streets here are low-key and residential. The housing mix runs from mid-century ranches to condos built in the 1980s and 1990s. Willoughby has a laid-back, waterfront feel without the crowds of more commercial beach strips. Neighbors walk to the water, fish off the pier, and grab dinner at spots that have been around for decades. Norfolk itself is one of the most connected cities in Hampton Roads. You can reach downtown Norfolk in about 15 minutes. The Midtown Tunnel and Hampton Roads Bridge-Tunnel put Virginia Beach and Hampton within easy reach. Public transit runs through the area, and the city's port, arts district, and medical corridor are all accessible without a long drive. Buyers browsing homes for sale in Norfolk will find that Willoughby offers a rare combination of neighborhood calm and metro convenience.

What's nearby

Daily errands and meals are easy from this address. Swell Charcoal Grill and Raw Bar is half a mile away and a local favorite for seafood and drinks. Willoughby Fish House is under a mile out and draws regulars from across the city. The 7-Eleven at the half-mile mark handles quick coffee and convenience stops. For outdoor time, 12th View Beach Access is 0.6 miles away, and 13th View Street Beach Access is just a bit farther at 0.7 miles. Both offer direct Chesapeake Bay access. Homes for sale in 23503 rarely sit this close to this many beach entry points.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is four minutes away by car. MARFORCOM Norfolk is five minutes out. VA loan financing is widely used in this part of Norfolk, and the short commute window means less time on the road and more time at home. The condo format also means less exterior maintenance to manage between assignments.

For first-time buyers

A two-bedroom, two-bath layout at 1,262 square feet gives you real room to settle in. The condo format keeps exterior upkeep off your plate. Beach access is under a mile away on foot. First-time buyers comparing homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School will find this block checks a lot of boxes at once.

More buyer questions

How far is 837 Little Bay Avenue from Naval Station Norfolk?

The drive is about four minutes. It is one of the shortest base commutes you will find among homes for sale in this part of Norfolk.

Is 837 Little Bay Avenue in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. Given the Willoughby peninsula location, reviewing that detail before making decisions is a good idea.

What is the closest beach access to 837 Little Bay Avenue?

12th View Beach Access is about 0.6 miles away, with 13th View Street Beach Access just slightly farther at 0.7 miles. Both provide direct access to the Chesapeake Bay.

Does 837 Little Bay Avenue have an HOA?

This is a condo property, so an HOA is in place. The HOA tile on this page has the current details on what is covered.

Where is the Willoughby neighborhood in Norfolk?

Willoughby sits on a peninsula in the northern part of Norfolk, bordered by the Chesapeake Bay to the north and the Lafayette River to the south. It is a short drive from both Naval Station Norfolk and downtown Norfolk.

Want to see 837 Little Bay Avenue in person? Tom and Dariya Milan are ready to set up a showing. Reach out today and get a local expert on your side.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$225K – $305K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 9 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

9 ft above sea level

Property elevation

4.8 ft above sea level

4.2 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Willoughby

Willoughby is the western end of Norfolk's bayfront, in ZIP codes 23503 and 23505. Willoughby Spit is a narrow strip of sand. The Chesapeake Bay is on one side and Willoughby Bay on the other.

$327K

Median sale · 12 mo

$230

Sold $/sq ft

22d

Days on market

48

For sale now

$64K

HH income

39.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Willoughby →
Map of Willoughby with neighborhood boundaryNeighborhood

Norfolk VA homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NS Norfolk

Navy

9min·6.7mi

MARFORCOM

Marines

12min·7.6mi

NSA HR

Navy

14min·8.2mi

Little Creek

Navy

22min·9.6mi

NMCP

Navy

27min·12.5mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,681/mo

Principal & interest

$1,375

Property tax

$229

Home insurance

$77

PMI

None

HOA/Condo (paid separately)

$339

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

103% of $256,900

City assessment record · taxes $2,748/yr

Land share of assessed value

20% — $50,500

Improvements $206,400 · assessor record ✓

Price context — similar nearby homes

$154,000 – $306,700

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

518 Hyde Park RD · 2.7 mi · 1,300 sqft$299,000 sold 2026-04
1300 Sunset DR · 3.1 mi · 1,261 sqft$306,700 sold 2026-08
255 Greenbrier AVE · 3.1 mi · 1,242 sqft$215,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$265,000

Price / Sq Ft

$210

Annual Taxes

$2,748

Monthly Tax

$229

HOA fee

$339 / mo

Tax Rate (effective)

1.04%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 28, 2026$265,000—
Currently listed—$265,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$256,900

Land

$50,500

Improvement

$206,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

21 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 837 Little Bay Ave #4 in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.4/10), Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 837 Little Bay Ave #4 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 9 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 837 Little Bay Ave #4 a waterfront property?+
Yes. The listing record shows: Bay.
Does 837 Little Bay Ave #4 have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is LITTLE BAY BEACH & BOAT CLUB. Association amenities on record include: Boat Slip, Dock, Ground Maint, Pool, Priv Beach.
When was 837 Little Bay Ave #4 built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Janette Woodruff · BHHS RW Towne Realty · REIN MLS #10655507

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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837 Little Bay Ave #4, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

837 Little Bay Ave #4, Norfolk, Virginia 23503 · MLS #10655507 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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