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✓ Source: REIN MLS #10654957 · record updated Oct 8, 2026 · synced every 2 min · your inquiry is never resold
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$113,000est. $711/mo all-in · adjust →
3beds
1baths
1,327sqft
$85per sqft
8days on market

825 Kilby Ave, Suffolk, VA 23434

ActiveResidential · built 1754 · 0.06 acres · SARATOGA PLACE · MLS #10654957

Price per sqft$85compare with nearby salesSchools
LakelandHigh2.6
Forest GlenMiddle5.2
HillpointElementary2.9
VaHome School ScoreFlood
Low / moderate riskZone X
flood insurance not requiredHOANoneno HOA fee on the MLS recordEst. payment$711/moall-in · 20% down · 6.75% · adjustPrice since listing…checking price historyTaxes$1,100/yrfrom the public recordCondo feeNAnot a condo

OverviewAbout this home

Property is owned by the US Dept. of HUD. HUD Case #: 541-757941 Insurability Code: IE. Seller makes no representations or warranties as to property condition. HUD Homes are sold "AS-IS." Lead-Based Paint disclosure is required. Equal Housing Opportunity. Seller may contribute for buyer's closing costs, upon buyer request. This single-family property provides 1,327 square feet of interior living space. The home features 3 bedrooms and 1 full bathroom. The physical structure is built on a raised crawl space foundation. The property is situated on a 2,613-square-foot lot.

Listing courtesy of Jon Bourque · Verian Realty · REIN MLS #10654957

Facts & features

TypeResidential
Year built1754
Price / sqft$85
HOANone
Taxes$1,100/yr
CountySuffolk VA
MLS #10654957

Interior

Bedrooms
3
Full baths
1
Approx. sqft
1,327
Stories
2
Flooring
Carpet, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
Porch
Appliances
Dryer Hookup, Washer Hookup

Construction & exterior

Style
Cottage
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Aluminum
Pool
No Pool
Fencing
Chain Link

Utilities & systems

Heating
Forced Hot Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0600
Subdivision
SARATOGA PLACE
Ownership
Fee Simple
Garage
No
Parking
Carport, Driveway Spc
Possession
SETTLEMENT
Disclosures
Bank Repo, Exempt from Disclosure/Disclaimer, Govt Owned

See more Suffolk homes under $200K.

Sources: REIN MLS record

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for Lakeland High School, and homes for sale zoned for Hillpoint Elementary School. Nearby, look at Saratoga homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighLakeland High School
2.6/10
Down 1.0 from 2024–25
MiddleForest Glen Middle School
5.2/10
Up 0.3 from 2024–25
ElementaryHillpoint Elementary School
2.9/10
Up 0.4 from 2024–25

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$95K – $130K3+ beds

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Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

4min·1.3mi

NNSY

Navy

27min·19.7mi

NMCP

Navy

30min·20mi

USCG Portsmouth

Coast Guard

29min·20.9mi

USCG Finance Ctr

Coast Guard

33min·25.4mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

65 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodSaratoga

Saratoga is a settled area of Suffolk centered on Saratoga Street. That is just off East Washington Street. Old Towne and historic downtown Suffolk are within easy reach.

$285KMedian sale · 12 mo
$196Sold $/sq ft
47dDays on market
7For sale now
$61KHH income
47.9%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Saratoga →
Map of Saratoga with neighborhood boundaryNeighborhood

Suffolk VA homes for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$711/mo

Principal & interest

$586

Property tax

$92

Home insurance

$33

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$260,000 – $305,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
315 Greenfield CRES · 0.7 mi · 1,302 sqft$279,900 sold 2026-04
502 Valor CT · 0.8 mi · 1,386 sqft$305,000 sold 2026-03
311 Webb ST · 1 mi · 1,309 sqft$299,999 sold 2026-02

Own a home nearby? See what it is worth today: What's your Suffolk home worth?

Sale & Tax History

List Price

$113,000

Price / Sq Ft

$85

Annual Taxes

$1,100

Monthly Tax

$92

HOA

None

Tax Rate (effective)

0.97%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 30, 2026$113,000—
Currently listed—$113,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

8 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
825 Kilby Avethis home$113,000311,327$85
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 825 Kilby Ave in a good school zone?
The assigned zones on the listing record are Hillpoint Elementary (VaHome School Score 2.9/10), Forest Glen Middle (VaHome School Score 5.2/10), Lakeland (VaHome School Score 2.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 825 Kilby Ave in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 825 Kilby Ave have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 825 Kilby Ave built?
It was built in 1754, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom and Dariya Milan

Tom & Dariya Milan | LPT Realty

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825 Kilby Ave, Suffolk, Virginia 23434 · MLS #10654957 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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