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Norfolk › WILLOUGHBY BEACH › 820 Willoughby Bay Ave✓ Source: REIN MLS #10650153 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold
820 Willoughby Bay AVE, NORFOLK VA 23503 - Main photo
820 Willoughby Bay AVE, NORFOLK VA 23503 - Photo 2
820 Willoughby Bay AVE, NORFOLK VA 23503 - Photo 3
820 Willoughby Bay AVE, NORFOLK VA 23503 - Photo 4
820 Willoughby Bay AVE, NORFOLK VA 23503 - Photo 5
$223,000
14days on market

820 Willoughby Bay Ave, Norfolk, VA 23503

ActiveLand and Farms · WILLOUGHBY BEACH

Facts & features

Type

Land and Farms

HOA

None

Taxes

$3,111/yr

County

Norfolk VA

MLS #

10650153

Utilities & systems

Utilities available
City Sewer, City Water, Electric Avail, Gas Avail

Lot, parking & ownership

Lot size
0.0800
Road surface
Paved
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Possession
CLOSE

See more Norfolk land & lots.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Beach lot ready to build your vison. Survey, buildable lot letter, cleared and ready to roll. This close knit neighborhood on Willoughby Bay is the perfect place to enjoy all Willoughby has to offer.

Listing courtesy of April Partida · RE/MAX Alliance · REIN MLS #10650153

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Waterfront land on Willoughby Bay in Norfolk, just minutes from Naval Station Norfolk and MARFORCOM Norfolk. This 23503 location offers direct water access and proximity to the bay's dining and recreation. A rare opportunity for waterfront development or investment in Norfolk homes for sale.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Wards Corner homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Waterfront property with bay frontage and direct water access—a distinctive asset in the Norfolk area. The location sits at the intersection of maritime heritage and modern convenience, steps from working waterfronts and fishing piers. Few homes for sale in Norfolk offer this combination of water proximity, military base accessibility, and established neighborhood character. Development potential and investment appeal set this parcel apart from typical residential offerings.

WILLOUGHBY BEACH and the Norfolk real estate market

This waterfront parcel sits in Norfolk's Ocean View district, a historic neighborhood anchored by working waterfronts, fishing traditions, and bay-facing streets. The area blends maritime heritage with everyday living—local restaurants, fishing access, and water recreation define daily life here. Norfolk itself is a major military hub and port city, home to Naval Station Norfolk and MARFORCOM Norfolk. Getting around is straightforward: local roads connect to downtown Norfolk and the broader Hampton Roads region. Anyone comparing homes for sale in 23503 will notice the water-centric character and the neighborhood's strong connection to the Chesapeake Bay. The district has evolved while keeping its working-waterfront identity. This address is zoned for homes for sale zoned for Ocean View Elementary School and homes for sale zoned for Granby High School. Water access and military proximity shape the rhythm of daily life here.

What's nearby

Waterfront dining and recreation are steps away. Swell Charcoal Grill and Raw Bar and Ocean View Fishing Pier Restaurant sit less than a mile away, offering fresh seafood and bay views. 12th View Beach Access and Local Beach provide direct water recreation and park space within walking distance. Coffee and quick stops at 7-Eleven locations round out daily convenience. The fishing pier and bay access make this a natural hub for water-based activity.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is about 4 minutes away; MARFORCOM Norfolk is 5 minutes out. VA loan financing is widely used in this area. The waterfront location offers quick base commute and direct water access, with move-in potential for development or immediate use.

For buyers drawn to character

Waterfront land with bay frontage and direct water access is rare in Norfolk. The Ocean View district's maritime heritage, working docks, and fishing traditions offer authentic neighborhood character. This parcel captures the area's water-centric identity and development potential—a canvas for buyers drawn to historic waterfront communities.

More buyer questions

How far is 820 Willoughby Bay Avenue from Naval Station Norfolk?

About 4 minutes by car. MARFORCOM Norfolk is roughly 5 minutes away.

What is the neighborhood character of this waterfront property?

The Ocean View district is a historic, working-waterfront neighborhood with fishing traditions, bay access, and maritime heritage. It blends water recreation with everyday convenience.

Are there restaurants and recreation nearby?

Yes. Swell Charcoal Grill and Raw Bar, Ocean View Fishing Pier Restaurant, and bay access at 12th View Beach Access and Local Beach are all within a mile.

What zoning applies to this address?

The property is zoned for homes for sale zoned for Ocean View Elementary School and homes for sale zoned for Granby High School.

Does this waterfront land have direct water access?

Yes. The parcel offers bay frontage and direct access to Willoughby Bay, a key feature for water-based use or development.

Interested in waterfront potential in Norfolk? Contact Tom & Dariya Milan to explore this unique bay-access opportunity and discuss your vision.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$185K – $260K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wards Corner

Wards Corner is a neighborhood of homes in Norfolk, Virginia. Tree-lined streets hold a mix of single-family houses and small multi-unit buildings.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

see more Norfolk homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,481/mo

Principal & interest

$1,157

Property tax

$259

Home insurance

$65

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

88% of $252,900

City assessment record · taxes $3,111/yr

Land share of assessed value

29% — $73,400

Improvements $179,500 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$223,000

Price / Sq Ft

$0

Annual Taxes

$3,111

Monthly Tax

$259

HOA

None

Tax Rate (effective)

1.40%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 20, 2026$223,000—
Currently listed—$223,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% below assessment

Total Assessed

$252,900

Land

$73,400

Improvement

$179,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

14 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 820 Willoughby Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 820 Willoughby Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 820 Willoughby Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of April Partida · RE/MAX Alliance · REIN MLS #10650153

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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820 Willoughby Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

820 Willoughby Bay Ave, Norfolk, Virginia 23503 · MLS #10650153 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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