Skip to main content
VaHome.com
Norfolk › WILLOUGHBY BEACH › 820 Willoughby Bay Ave✓ Source: REIN MLS #10650153 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold
820 Willoughby Bay AVE, NORFOLK VA 23503 - Main photo
820 Willoughby Bay AVE, NORFOLK VA 23503 - Photo 2
820 Willoughby Bay AVE, NORFOLK VA 23503 - Photo 3
820 Willoughby Bay AVE, NORFOLK VA 23503 - Photo 4
820 Willoughby Bay AVE, NORFOLK VA 23503 - Photo 5
$223,000
14days on market

820 Willoughby Bay Ave, Norfolk, VA 23503

ActiveLand and Farms · WILLOUGHBY BEACH

Facts & features

Type

Land and Farms

HOA

None

Taxes

$3,111/yr

County

Norfolk VA

MLS #

10650153

Utilities & systems

Utilities available
City Sewer, City Water, Electric Avail, Gas Avail

Lot, parking & ownership

Lot size
0.0800
Road surface
Paved
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Possession
CLOSE

See more Norfolk land & lots.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Beach lot ready to build your vison. Survey, buildable lot letter, cleared and ready to roll. This close knit neighborhood on Willoughby Bay is the perfect place to enjoy all Willoughby has to offer.

Listing courtesy of April Partida · RE/MAX Alliance · REIN MLS #10650153

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

820 Willoughby Bay Avenue is a land parcel in Norfolk, Virginia, sitting just four minutes from Naval Station Norfolk and within easy reach of the Chesapeake Bay shoreline. If you have been tracking Norfolk homes for sale with buildable potential near the water, this address deserves a close look.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Wards Corner homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Raw land this close to the bay and to Naval Station Norfolk is genuinely hard to find. The Willoughby Bay corridor puts you at the edge of one of Hampton Roads' most sought-after waterfront neighborhoods, with Chesapeake Bay breezes, a working fishing pier, and quick base access all converging on a single parcel. Whether you are envisioning a custom build or a long-term hold, the location does the heavy lifting.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Bay Avenue sits within the Ocean View area of Norfolk — a stretch of the city that faces the Chesapeake Bay and has quietly become one of the most talked-about corridors for new construction and infill development. The neighborhood has a relaxed, coastal character: modest streets, mature trees, and a genuine sense of community that has been here long before the recent wave of interest. Norfolk itself is a city of real substance — a working waterfront, a thriving arts district in the Ghent neighborhood, world-class medical campuses, and one of the largest naval complexes on the planet. Homes for sale in Norfolk span everything from Victorian row houses to mid-century ranches to brand-new builds, and the Ocean View pocket tends to attract buyers who want the bay lifestyle without the Virginia Beach price tag. The 23503 zip code anchors you to all of it.

What's nearby

Daily errands and downtime are both covered within a mile of 820 Willoughby Bay Avenue. Swell Charcoal Grill and Raw Bar is just 0.8 miles away — a local favorite for fresh seafood and waterfront-adjacent dining. The Ocean View Fishing Pier Restaurant is also within 0.8 miles, giving you a classic bay experience practically at your doorstep. Quick stops are easy with a 7-Eleven less than a mile out. For outdoor time, 12th View Beach Access is 0.8 miles away, and Local Beach is just a mile out — both offering direct Chesapeake Bay access for swimming, kayaking, or simply watching the ships pass.

For different buyers

For military families relocating

Four minutes to Naval Station Norfolk and five minutes to MARFORCOM Norfolk — it is hard to beat that commute math. A VA loan can finance a construction-to-permanent build on qualifying land, which means military families who have been watching homes for sale in 23503 may find that building from the ground up is a more accessible path than it first appears. Proximity to the bay is a bonus the whole family will use.

For buyers drawn to character

If your vision is a custom home designed exactly the way you want it — orientation, layout, materials, all of it — a raw parcel in an established bay-side neighborhood is where that story starts. The Ocean View corridor has an authenticity that newer master-planned communities rarely replicate, and building here means you set the tone rather than inheriting someone else's choices. This is the kind of opportunity that anchors homes for sale in Norfolk conversations for years.

More buyer questions

How far is 820 Willoughby Bay Avenue from Naval Station Norfolk?

The drive is approximately four minutes under normal traffic conditions, making this one of the closest buildable parcels to the base available in the area.

What type of property is 820 Willoughby Bay Avenue?

It is a land parcel — a raw lot without an existing structure — in the Ocean View area of Norfolk, Virginia, zip code 23503.

Is 820 Willoughby Bay Avenue in a flood zone?

Given its proximity to Willoughby Bay and the Chesapeake Bay shoreline, flood zone status is an important consideration; check the FloodRisk tile on this page for the current FEMA designation before proceeding.

Can a VA loan be used to purchase land at 820 Willoughby Bay Avenue?

VA loans do not typically finance raw land on their own, but a VA construction-to-permanent loan can cover both the land and the build when used with an approved lender and builder — worth exploring if you are eligible.

Where are the nearest beach access points to 820 Willoughby Bay Avenue?

12th View Beach Access is about 0.8 miles away, and Local Beach is roughly one mile out — both offering direct access to the Chesapeake Bay shoreline.

Tom and Dariya Milan at LPT Realty know the Ocean View land market well. Reach out to talk through what building on this parcel could look like for your situation.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$185K – $260K

Listings refresh every 2 minutes, straight from the MLS. At most one email a day. Unsubscribe anytime.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wards Corner

Wards Corner is a residential neighborhood in Norfolk, Virginia, characterized by tree-lined streets and a mix of single-family homes and modest multi-unit properties.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

see more Norfolk homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,481/mo

Principal & interest

$1,157

Property tax

$259

Home insurance

$65

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

88% of $252,900

City assessment record · taxes $3,111/yr

Land share of assessed value

29% — $73,400

Improvements $179,500 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$223,000

Price / Sq Ft

$0

Annual Taxes

$3,111

Monthly Tax

$259

HOA

None

Tax Rate (effective)

1.40%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 20, 2026$223,000—
Currently listed—$223,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% below assessment

Total Assessed

$252,900

Land

$73,400

Improvement

$179,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

14 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 820 Willoughby Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 820 Willoughby Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 820 Willoughby Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of April Partida · RE/MAX Alliance · REIN MLS #10650153

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

820 Willoughby Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

820 Willoughby Bay Ave, Norfolk, Virginia 23503 · MLS #10650153 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆