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NorfolkWILLOUGHBY BEACH785 W Ocean View Ave✓ Source: REIN MLS #10631130 · record updated Jul 18, 2026 · synced every 2 min · your inquiry is never resold
785 W Ocean View AVE, NORFOLK VA 23503 - Main photo
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 2
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 3
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 4
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 5
$589,995
$257 / sqft · est. $3,851/mo →
4beds
2.1baths
2,295sqft
85days on market

785 W Ocean View Ave, Norfolk, VA 23503

ActiveResidential · built 1988 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Coastal living, water views, and no HOA! Welcome to this spacious 4-bedroom, 2.5-bath townhome in the heart of Ocean View, just moments from the Chesapeake Bay. Enjoy beautiful water views, nearby beach access, and the freedom of no monthly HOA fees. Inside, you'll find a bright, open layout with a spacious third-floor bedroom that also offers the flexibility to serve as a home office, media room, guest suite, or playroom. Conveniently located near Naval Station Norfolk, shopping, dining, parks, and entertainment, this home offers a great blend of comfort, versatility, and the coastal lifestyle you've been searching for.

Listing courtesy of Cindy Petika · The Bryant Group · REIN MLS #10631130

VaHome team overview

Our read on this home

At a glance

785 W Ocean View Ave is a 4-bedroom, 2.5-bath home in Willoughby Beach, Norfolk — just under 2,300 square feet built in 1988, sitting minutes from Naval Station Norfolk and a short walk from Chesapeake Bay beach access.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of genuine waterfront-neighborhood living and an almost unbeatable military commute. You're four minutes from Naval Station Norfolk and five from MARFORCOM Norfolk, yet you come home to a quiet residential street in Willoughby Beach where the bay breeze is real and the fishing pier is less than a mile away. That pairing — operational convenience plus coastal character — is genuinely hard to find.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach sits at the northern tip of Norfolk along the Chesapeake Bay, and it carries a personality all its own. The streets here feel unhurried — wide lots, mature trees, neighbors who wave — while the water is never far from view or mind. It's one of those pockets where people tend to stay, and for good reason. When you're browsing houses for sale in Norfolk, Willoughby Beach stands out because it delivers actual beach-neighborhood texture without the resort-town price premium. The broader Ocean View corridor has seen steady reinvestment over the past decade, and Willoughby Beach has benefited from that momentum while holding onto its low-key, community-first identity. Norfolk itself is a city of distinct neighborhoods, and this one earns its reputation as one of the most livable stretches along the bay.

What's nearby

Daily life is easy here. The 12th View Beach Access is 0.7 miles away — a quick walk or bike ride when you want sand and saltwater on a weekday evening. Charles Hughes Maritime Forest and Local Beach round out the outdoor options within a mile. For food, Swell Charcoal Grill and Raw Bar is right down the road at 0.7 miles, and the Ocean View Fishing Pier Restaurant gives you that classic waterfront dining experience at the same distance. Quick errands are covered too — there's a 7-Eleven within 0.7 miles for coffee runs and last-minute stops.

For different buyers

For military families relocating

Four minutes to Naval Station Norfolk and five to MARFORCOM Norfolk makes 785 W Ocean View Ave one of the most commute-efficient addresses in the city. If you're working with a VA loan or calculating BAH, this location checks the boxes hard — short drive times, a stable neighborhood, and 2,295 square feet that gives the whole family room to breathe.

For families upgrading

Four bedrooms and 2,295 square feet give a growing family genuine room to spread out, and the Willoughby Beach neighborhood adds the kind of outdoor lifestyle that's hard to put a number on. Beach access under a mile away, a maritime forest nearby, and a real sense of community on the street — this is the kind of upgrade that changes daily life, not just the square footage.

More buyer questions

How far is 785 W Ocean View Ave from Naval Station Norfolk?

The drive is approximately 4 minutes, making this one of the closest residential addresses to the base in the entire city. MARFORCOM Norfolk is just a minute further at around 5 minutes.

What is the Willoughby Beach neighborhood like?

Willoughby Beach is a quiet, established waterfront community at the northern edge of Norfolk along the Chesapeake Bay. It has a genuine neighborhood feel — walkable to beach access, close to local restaurants, and known for residents who tend to put down long-term roots.

Is 785 W Ocean View Ave in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as Willoughby Beach is a coastal neighborhood.

How close is the nearest beach access to this address?

The 12th View Beach Access is approximately 0.7 miles away, and Local Beach is about 0.8 miles — both easily reachable on foot or by bike.

Does the Willoughby Beach neighborhood have an HOA?

Willoughby Beach is not governed by a mandatory HOA, which gives homeowners more flexibility without recurring association fees or use restrictions.

Want to know more about 785 W Ocean View Ave or the Willoughby Beach market? Tom and Dariya Milan at LPT Realty are ready to walk you through everything — reach out today.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1988

Price / sqft

$257

HOA

None

Taxes

$7,405/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10631130

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,295
Stories
3
Flooring
Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
Total rooms
7
Other rooms
Balcony, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Hot Tub, Security Sys

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl,Wood
Pool
No Pool
Waterfront
Bay,Deep Water
Deep-water access
Yes

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 1 Space, Assigned/Reserved
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. homes for sale in Norfolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,851/mo

Principal & interest

$3,061

Property tax

$617

Home insurance

$172

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

110% of $536,900

City assessment record · taxes $7,405/yr

Land share of assessed value

20% — $109,400

Improvements $427,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$430,000$530,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

169 Swanson RD · 1.9 mi · 2,250 sqft$449,500 sold 2026-05
104 W Bayview BLVD · 2.1 mi · 2,244 sqft$430,000 sold 2026-04
8629 Chapin ST · 2.4 mi · 2,250 sqft$460,000 sold 2026-06

Sale & Tax History

List Price

$589,995

Price / Sq Ft

$257

Annual Taxes

$7,405

Monthly Tax

$617

HOA

None

Tax Rate (effective)

1.26%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 25, 2026$589,995
Currently listed$589,995

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

10% above assessment

Total Assessed

$536,900

Land

$109,400

Improvement

$427,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

85 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 785 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 785 W Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 785 W Ocean View Ave?+
12th View- Beach Access is about 0.7 miles away.
Is 785 W Ocean View Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water.
Does 785 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 785 W Ocean View Ave built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Cindy Petika · The Bryant Group · REIN MLS #10631130

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

785 W Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

785 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10631130 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.