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Norfolk › WILLOUGHBY BEACH › 785 W Ocean View Ave✓ Source: REIN MLS #10646502 · record updated Oct 8, 2026 · synced every 2 min · your inquiry is never resold
785 W Ocean View AVE, NORFOLK VA 23503 - Main photo
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 2
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 3
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 4
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 5
4beds
2.1baths
2,295sqft
71days on market

785 W Ocean View Ave, Norfolk, VA 23503

ActiveResidential · built 1988 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Deep Water Access.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1988

Price / sqft

$240

HOA

None

Taxes

$7,405/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10646502

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,295
Stories
3
Flooring
Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
Total rooms
7
Other rooms
Balcony, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Hot Tub, Security Sys

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Bay,Deep Water,Deep Water Access
Deep-water access
Yes

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 1 Space, Assigned/Reserved
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Coastal living, water views, and no HOA! Welcome to this spacious 4-bedroom, 2.5-bath townhome in the heart of Ocean View, just moments from the Chesapeake Bay. Enjoy beautiful water views, nearby beach access, and the freedom of no monthly HOA fees. Inside, you'll find a bright, open layout with a spacious third-floor bedroom that also offers the flexibility to serve as a home office, media room, guest suite, or playroom. Conveniently located near Joint Expeditionary Base Little Creek-Fort Story, Naval Station Norfolk, shopping, dining, parks, and entertainment, this home is a hidden gem that offers a great blend of comfort, versatility, and the coastal lifestyle you've been searching for.

Listing courtesy of Cindy Petika · The Bryant Group · REIN MLS #10646502

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four bedrooms, two full baths plus a half bath in Willoughby Beach. Built in 1988 with 2,295 square feet. About four minutes to Naval Station Norfolk. A solid home for anyone comparing Norfolk homes for sale in this commute zone.

Read the full overview ↓

Why this home stands out

This 1988-built single-family home sits on a quiet block in Willoughby Beach, one of Norfolk's most accessible neighborhoods for base commuters. Four bedrooms and over 2,200 square feet give you room to spread out. The layout flows well for daily living. You're close enough to the water to feel the neighborhood's beach character without the premium price tag. Direct routes to the base and to downtown Norfolk are minutes away.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach is a working waterfront neighborhood with a relaxed, lived-in feel. Tree-lined streets and modest homes create a genuine sense of community. You'll find a mix of longtime residents and newcomers drawn by the short commute and authentic character. The neighborhood has a casual, friendly vibe—not polished, but real. Norfolk itself is Virginia's largest city, anchored by the naval presence and a growing downtown with restaurants, galleries, and parks. Getting around is straightforward: major routes connect you to Naval Station Norfolk in four minutes, to downtown in ten. Anyone comparing homes for sale in Norfolk will notice that Willoughby Beach offers direct water access and a neighborhood identity that many closer-in areas have lost. The beach parks and fishing pier add to the outdoor lifestyle here. When you're exploring homes for sale in 23503, this address puts you in the heart of the waterfront action.

What's nearby

Daily errands are close by. Beach Bay Mart, Harris Teeter, and Dollar General sit within a mile for groceries. Ocean View Fishing Pier Restaurant and Swell Charcoal Grill and Raw Bar are under a mile away for dining out. Quick coffee stops at 7-Eleven or Mudita Cafe & Bar keep you fueled. Charles Hughes Maritime Forest and Local Beach Park are both a short walk—great for a morning run or evening stroll. Sarah Constant Beach Park sits just down the road. Ocean View Yoga is nearby if you're looking for fitness classes.

For different buyers

Base commute and VA loan notes

Four minutes to Naval Station Norfolk puts you ahead of most commutes in the region. VA loan financing is standard here, and comparable sales data is plentiful. The home has solid bones and a straightforward layout that works well for daily living. Willoughby Beach sits in the heart of the commute zone for active-duty and reserve personnel.

Room to grow

Four bedrooms and 2.1 baths spread across 2,295 square feet. The layout gives each person their own space. A good-sized yard offers room for outdoor play or projects. Storage and living areas are generous for the era. This is the kind of home that grows with you.

More buyer questions

How far is 785 W Ocean View Ave from Naval Station Norfolk?

About four minutes by car. It's one of the closest residential neighborhoods to the base in Norfolk.

What schools are zoned for this address?

The address is zoned for homes for sale zoned for Ocean View Elementary School and homes for sale zoned for Granby High School. Check the Schools tile for current details.

Is there waterfront access near this home?

Yes. Charles Hughes Maritime Forest, Local Beach Park, and the Ocean View Fishing Pier are all within walking distance. Willoughby Beach has genuine water-access character.

What's the neighborhood like?

Willoughby Beach is a relaxed, authentic waterfront neighborhood with tree-lined streets and a strong community feel. It's working-class Norfolk at its best—not trendy, but real and welcoming.

Are there grocery stores and restaurants nearby?

Yes. Harris Teeter, Beach Bay Mart, and Dollar General are within a mile. Ocean View Fishing Pier Restaurant, Swell Charcoal Grill and Raw Bar, and cafes are all close by.

Ready to explore this four-bedroom home in Willoughby Beach? Contact Tom & Dariya Milan to schedule a tour.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$465K – $635K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

5.7 ft above sea level

2.3 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. Norfolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,631/mo

Principal & interest

$2,854

Property tax

$617

Home insurance

$160

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

102% of $536,900

City assessment record · taxes $7,405/yr

Land share of assessed value

20% — $109,400

Improvements $427,500 · assessor record ✓

Price context — similar nearby homes

$329,900 – $875,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9459 Atwood AVE · 0.9 mi · 2,335 sqft$447,900 sold 2026-08
1155 Little Bay AVE · 0.7 mi · 2,448 sqft$625,000 sold 2026-08
9552 Mason Creek RD · 1 mi · 2,438 sqft$385,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$550,000

Price / Sq Ft

$240

Annual Taxes

$7,405

Monthly Tax

$617

HOA

None

Tax Rate (effective)

1.35%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 29, 2026$550,000—
Price reducedOct 8, 2026$550,000−$10,000
Currently listed—$550,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$536,900

Land

$109,400

Improvement

$427,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

71 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 785 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 785 W Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 785 W Ocean View Ave?+
12th View- Beach Access is about 0.7 miles away.
Is 785 W Ocean View Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Deep Water Access.
Does 785 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 785 W Ocean View Ave built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Cindy Petika · The Bryant Group · REIN MLS #10646502

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

785 W Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

785 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10646502 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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