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NorfolkWILLOUGHBY BEACH785 W Ocean View Ave✓ Source: REIN MLS #10646502 · record updated Aug 6, 2026 · synced every 2 min · your inquiry is never resold
785 W Ocean View AVE, NORFOLK VA 23503 - Main photo
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 2
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 3
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 4
785 W Ocean View AVE, NORFOLK VA 23503 - Photo 5
4beds
2.1baths
2,295sqft
8days on market

785 W Ocean View Ave, Norfolk, VA 23503

ActiveResidential · built 1988 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Deep Water Access.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1988

Price / sqft

$244

HOA

None

Taxes

$7,405/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10646502

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,295
Stories
3
Flooring
Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
Total rooms
7
Other rooms
Balcony, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Hot Tub, Security Sys

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Bay,Deep Water,Deep Water Access
Deep-water access
Yes

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 1 Space, Assigned/Reserved
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Coastal living, water views, and no HOA! Welcome to this spacious 4-bedroom, 2.5-bath townhome in the heart of Ocean View, just moments from the Chesapeake Bay. Enjoy beautiful water views, nearby beach access, and the freedom of no monthly HOA fees. Inside, you'll find a bright, open layout with a spacious third-floor bedroom that also offers the flexibility to serve as a home office, media room, guest suite, or playroom. Conveniently located near Joint Expeditionary Base Little Creek-Fort Story, Naval Station Norfolk, shopping, dining, parks, and entertainment, this home is a hidden gem that offers a great blend of comfort, versatility, and the coastal lifestyle you've been searching for.

Listing courtesy of Cindy Petika · The Bryant Group · REIN MLS #10646502

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A four-bedroom, 2.5-bath home built in 1988 in Norfolk's Willoughby Beach neighborhood, just four minutes from Naval Station Norfolk and a short walk to multiple public beaches along the Chesapeake Bay. At 2,295 square feet, there's genuine room to spread out in one of Norfolk's most water-adjacent communities.

Read the full overview ↓

Why this home stands out

Willoughby Beach is one of the few Norfolk neighborhoods where you can walk to the Chesapeake Bay and still be inside the gate at Naval Station Norfolk in under five minutes. This particular address on West Ocean View Avenue puts 2,295 square feet of living space, four bedrooms, and a half-bath on top of that location advantage — a combination that's genuinely hard to replicate anywhere else in the 23503 zip code.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach sits at the northern tip of Norfolk where the city meets the Chesapeake Bay, and the waterfront character here is unmistakable. West Ocean View Avenue runs parallel to the shoreline, and on a clear day you can see the Bay Bridge-Tunnel from the neighborhood's public access points. Sarah Constant Beach Park, Local Beach, and Charles Hughes Maritime Forest are all within a seven-minute walk, giving the area a genuine outdoor-recreation backbone that most urban Norfolk blocks simply can't offer. The broader Ocean View corridor has been quietly reinventing itself over the past decade — independent restaurants, yoga studios, and waterfront gathering spots have taken root alongside the long-established fishing pier culture. For families comparing Norfolk homes for sale, this pocket of the city delivers beach-town atmosphere without leaving Norfolk's city limits, and the street grid is calm enough that kids can actually use it.

What's nearby

Day-to-day errands are straightforward from 785 W Ocean View Ave. Harris Teeter is about a mile away for a full grocery run, and Beach Bay Mart handles quick stops at under a mile. Ocean View Fishing Pier Restaurant is just 0.6 miles out — a local institution with bay views to match the menu. Swell Charcoal Grill and Raw Bar is under a mile for a proper sit-down dinner. Mudita Cafe & Bar rounds out the coffee-and-casual-dining scene at 0.9 miles. For fitness, Ocean View Yoga is in the same radius. Charles Hughes Maritime Forest and Sarah Constant Beach Park both sit within 0.7 miles, making after-work walks or weekend mornings outdoors genuinely easy to build into a routine.

For different buyers

For military families relocating

Four minutes to Naval Station Norfolk and five minutes to MARFORCOM Norfolk makes 785 W Ocean View Ave one of the tightest commute-to-base addresses you'll find in the area. A VA loan can make a four-bedroom home at this location surprisingly accessible, and the neighborhood's walkable beach access means the family has somewhere worth being on liberty weekends — no long drive required.

For families upgrading

Four bedrooms and 2,295 square feet give a growing family genuine breathing room, and the location layers on something square footage alone can't buy: three public beaches within walking distance and a neighborhood with real outdoor infrastructure. Families comparing homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School will find that Willoughby Beach puts those attendance zones right alongside bay-front living.

More buyer questions

How far is 785 W Ocean View Ave from Naval Station Norfolk?

The drive is approximately four minutes under normal traffic conditions, making this one of the closest residential streets to the main gate in the entire Norfolk market. MARFORCOM Norfolk is roughly five minutes in the same direction.

Is 785 W Ocean View Ave in a flood zone?

Willoughby Beach's position along the Chesapeake Bay means flood zone status is a real consideration for this address — check the FloodRisk tile on this page for the current FEMA designation and what it means for insurance.

What beaches are walkable from 785 W Ocean View Ave?

Sarah Constant Beach Park, Local Beach, and the shoreline access near Charles Hughes Maritime Forest are all within 0.7 miles of the address, making genuine beach walks a routine rather than a road trip.

Does the Willoughby Beach neighborhood have an HOA?

Willoughby Beach is a neighborhood designation rather than a formally governed HOA community, so mandatory association membership is not a standard feature of homes on this street — confirm the specific status for this parcel during due diligence.

Where can I find more homes for sale in 23503?

The 23503 zip code page on this site lists all current inventory in the zip, including other homes for sale in 23503 across Ocean View, Willoughby Beach, and adjacent streets — it's a good starting point for side-by-side comparisons.

Tom and Dariya Milan at LPT Realty know Willoughby Beach and the surrounding Norfolk waterfront well — reach out to get your questions answered or schedule a closer look at this address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$475K – $645K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. Norfolk houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,686/mo

Principal & interest

$2,906

Property tax

$617

Home insurance

$163

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

104% of $536,900

City assessment record · taxes $7,405/yr

Land share of assessed value

20% — $109,400

Improvements $427,500 · assessor record ✓

Price context — similar nearby homes

$430,000$530,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 W Bayview BLVD · 2.1 mi · 2,244 sqft$430,000 sold 2026-04
8629 Chapin ST · 2.4 mi · 2,250 sqft$460,000 sold 2026-06
403 Fresh Meadow RD · 2.4 mi · 2,246 sqft$455,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$560,000

Price / Sq Ft

$244

Annual Taxes

$7,405

Monthly Tax

$617

HOA

None

Tax Rate (effective)

1.32%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 30, 2026$560,000
Currently listed$560,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$536,900

Land

$109,400

Improvement

$427,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 785 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 785 W Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 785 W Ocean View Ave?+
12th View- Beach Access is about 0.7 miles away.
Is 785 W Ocean View Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Deep Water Access.
Does 785 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 785 W Ocean View Ave built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Cindy Petika · The Bryant Group · REIN MLS #10646502

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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785 W Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

785 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10646502 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.