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PoquosonISLAND COVE7 Elm St✓ Source: REIN MLS #10632314 · record updated Jul 13, 2026 · synced every 2 min · your inquiry is never resold
7 Elm ST, POQUOSON VA 23662 - Main photo
7 Elm ST, POQUOSON VA 23662 - Photo 2
7 Elm ST, POQUOSON VA 23662 - Photo 3
7 Elm ST, POQUOSON VA 23662 - Photo 4
7 Elm ST, POQUOSON VA 23662 - Photo 5
$649,000
$200 / sqft · est. $4,038/mo →
4beds
2.1baths
3,243sqft
71days on market

7 Elm St, Poquoson, VA 23662

Under ContractResidential · built 2007 · ISLAND COVE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Move-in ready with no need to wait for new construction, this custom-built brick home in Island Cove offers space, style, and flexible living in Poquoson. A welcoming front porch and standout curb appeal set the tone. Inside, you'll find 9-foot ceilings, a formal dining area with tray ceiling, and a spacious great room with cathedral ceilings, built-in bookshelves, and a gas fireplace. The large kitchen features custom cabinets, granite counters, gas cooking, and stainless appliances that convey. A separate den with a second fireplace adds even more flexible living space. The first-floor primary bedroom includes a tray ceiling, while the second level offers 3 additional bedrooms, a loft sitting area, and a finished room over the garage, or FROG, ideal for an office, gym, media room, or flex space. Enjoy the screened porch, paver patio, PVC fence, irrigation system, and 2-car garage, with convenient access to Langley AFB, NASA, shopping, dining, and local amenities.

Listing courtesy of Brenda Fisher · BHHS RW Towne Realty · REIN MLS #10632314

VaHome team overview

Our read on this home

At a glance

7 Elm Street is a 4-bedroom, 2.1-bath home in Poquoson's Island Cove neighborhood, offering 3,243 square feet on a quarter-acre lot built in 2007 — just seven minutes from Langley AFB and surrounded by the relaxed, water-influenced character that defines this tight-knit coastal city.

Read the full overview ↓

Why this home stands out

With over 3,200 square feet of living space built in 2007, 7 Elm Street delivers the kind of room-to-grow floor plan that's genuinely hard to find in Poquoson at this scale. Four bedrooms and two and a half baths give families real flexibility, while the 0.26-acre lot adds outdoor breathing room in a neighborhood where larger lots are the exception. The Island Cove location keeps you close to the water's edge without the maintenance demands of direct waterfront ownership.

ISLAND COVE and the Poquoson real estate market

Island Cove sits in the heart of Poquoson — a small, independent city on the Virginia Peninsula that consistently ranks among the safest and most livable communities in the Hampton Roads region. The neighborhood carries a genuine residential feel: streets are quiet, lots are generously sized, and neighbors tend to stay for years. Poquoson itself is bounded by the York River, Back River, and Chesapeake Bay, giving the whole city a low-key coastal personality that's woven into everyday life — weekend kayaking, crabbing off local docks, and sunsets that remind you exactly where you are. The city operates its own municipal services, which means a level of local responsiveness that larger jurisdictions rarely match. At roughly 12,000 residents, it's small enough to feel like a community but connected enough — via Route 171 and Mercury Boulevard — to reach the broader Peninsula without much effort. If you're searching for 7 Elm Street Poquoson VA, you're already looking in one of the Peninsula's most sought-after zip codes.

What's nearby

Day-to-day errands are easy from 7 Elm Street. Sheffield's Grocery is just 0.7 miles away for quick runs, and when you'd rather let someone else cook, Surf Rider and 185 are both within a mile — solid options for a casual dinner or a laid-back lunch. Green space is equally close: 4 Dove Point Trail is only 0.4 miles out, Poquoson Parks & Recreation sits 0.6 miles away, and Kids Island Park is less than a mile down the road. Whether it's a morning walk, an afternoon with the kids, or a weeknight dinner out, you won't need to go far.

For different buyers

For military families relocating

Joint Base Langley-Eustis is just seven minutes from 7 Elm Street — one of the shortest commutes to Langley AFB you'll find in any established neighborhood on the Peninsula. Fort Eustis is roughly 25 minutes west. Poquoson's low traffic and straightforward road network mean those drive times stay consistent, and a VA loan can make a home at this square footage very attainable for eligible buyers.

For families upgrading

Four bedrooms and 3,243 square feet give a growing family genuine room to spread out — dedicated space for a home office, a playroom, or a guest suite without anyone feeling squeezed. The 0.26-acre lot adds a real backyard, and the surrounding Island Cove neighborhood offers the kind of stable, residential environment where kids can actually play outside. This is the kind of floor plan families move into and stay in for a long time.

More buyer questions

How far is 7 Elm Street from Langley AFB?

The drive from 7 Elm Street to Joint Base Langley-Eustis (Langley AFB) is approximately 7 minutes, making it one of the closer residential options to the base on the Virginia Peninsula. Traffic through Poquoson tends to be light, so that commute stays reliable.

What is the Island Cove neighborhood like in Poquoson?

Island Cove is a quiet, established residential neighborhood in Poquoson with generously sized lots and a strong sense of community. The surrounding city has a coastal character shaped by its proximity to the York River, Back River, and Chesapeake Bay.

Is 7 Elm Street in a flood zone?

Poquoson does include areas with varying flood zone designations given its coastal geography — check the FloodRisk tile on this page for the specific FEMA flood zone classification assigned to 7 Elm Street.

How big is the lot at 7 Elm Street?

The lot measures 0.26 acres, which is a solid quarter-acre-plus footprint that provides meaningful outdoor space by Poquoson neighborhood standards.

Does 7 Elm Street have an HOA?

Island Cove does have an HOA — contact Tom and Dariya Milan at LPT Realty for current details on what the association covers and any relevant governing documents.

Want to know more about 7 Elm Street or Island Cove? Tom and Dariya Milan at LPT Realty know this neighborhood well — reach out and they'll walk you through everything.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2007

Price / sqft

$200

HOA fee

$50/mo

Taxes

$5,180/yr

County

Poquoson VA

Waterfront

Yes

MLS #

10632314

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
3,243
Stories
2
Flooring
Ceramic
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Office/Study, Pantry, Porch, Screened Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Satellite Dish, Security Sys

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Partial,Privacy
Waterfront
Pond

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2600
Subdivision
ISLAND COVE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

See more Poquoson waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510183

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Poquoson homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,038/mo

Principal & interest

$3,368

Property tax

$432

Home insurance

$189

PMI

None

HOA

$50

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$588,000$698,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7 Quail CV · 0.3 mi · 3,020 sqft$615,000 sold 2026-05
8 White House DR · 0.7 mi · 3,558 sqft$600,000 sold 2026-04
718 C Poquoson AVE · 1.2 mi · 3,100 sqft$683,000 sold 2026-05

Sale & Tax History

List Price

$649,000

Price / Sq Ft

$200

Annual Taxes

$5,180

Monthly Tax

$432

HOA fee

$50 / mo

Tax Rate (effective)

0.80%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 3, 2026$649,000
Price reducedJun 3, 2026$649,000−$10,000
Currently listed$649,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Poquoson Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 7 Elm St in a good school zone?+
The assigned zones on the listing record are Poquoson Elementary (GreatSchools 7/10), Poquoson Middle (GreatSchools 7/10), Poquoson (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 7 Elm St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 7 Elm St?+
4 Dove Point Trail is about 0.4 miles away.
Where is the nearest grocery store to 7 Elm St?+
Sheffield's Grocery is about 0.7 miles away. The closest dining on record is Surf Rider (0.9 mi).
Is 7 Elm St a waterfront property?+
Yes. The listing record shows: Pond.
Does 7 Elm St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 7 Elm St built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Brenda Fisher · BHHS RW Towne Realty · REIN MLS #10632314

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

7 Elm St, Poquoson — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

7 Elm St, Poquoson, Virginia 23662 · MLS #10632314 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.