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PortsmouthPORT NORFOLK525 Mt Vernon Ave✓ Source: REIN MLS #10642432 · record updated Jul 17, 2026 · synced every 2 min · your inquiry is never resold
525 Mt Vernon AVE, PORTSMOUTH VA 23707 - Main photo
525 Mt Vernon AVE, PORTSMOUTH VA 23707 - Photo 2
525 Mt Vernon AVE, PORTSMOUTH VA 23707 - Photo 3
525 Mt Vernon AVE, PORTSMOUTH VA 23707 - Photo 4
525 Mt Vernon AVE, PORTSMOUTH VA 23707 - Photo 5
$199,900
$189 / sqft · est. $1,229/mo →
3beds
1.1baths
1,056sqft
15days on market

525 Mt Vernon Ave, Portsmouth, VA 23707

ActiveResidential · built 1978 · PORT NORFOLK

About this home

The listing, in the seller's words

Welcome to this beautifully updated 3-bedroom, 1.5-bath home offering the perfect blend of comfort & convenience. Freshly painted throughout, this home features brand new LVP-style flooring and a fully refreshed kitchen complete with new stainless-steel appliances. Major updates have already been taken care of, including a new roof, siding, windows, and hot water heater, along with a newer HVAC system—giving you peace of mind for years to come. Situated on a charming tree-lined street surrounded by other well-maintained and updated homes, this property offers a warm neighborhood feel while still being in proximity to everything you need. Whether you're a first-time buyer or looking to downsize, this is a fantastic opportunity to own a move-in ready home in a desirable location. Price positioned to sell and is firm.

Listing courtesy of Dione "Dee" Lewis-Williams · Real Broker LLC · REIN MLS #10642432

VaHome team overview

Our read on this home

At a glance

525 Mt Vernon Ave is a three-bedroom, one-and-a-half-bath home in Portsmouth, Virginia, built in 1978 and spanning 1,056 square feet. It sits just minutes from Naval Medical Center Portsmouth and USCG Base Portsmouth, making it a practical choice for Hampton Roads service members.

Read the full overview ↓

Why this home stands out

What sets 525 Mt Vernon Ave apart is raw convenience — Naval Medical Center Portsmouth is a four-minute drive and USCG Base Portsmouth is five minutes away, which is genuinely rare. The 1978 construction gives the home solid bones typical of that era, and the compact 1,056-square-foot layout keeps upkeep manageable without sacrificing the three-bedroom count that makes daily life functional for households of most sizes.

PORT NORFOLK and the Portsmouth real estate market

Portsmouth is one of Hampton Roads' most storied cities, and Mt Vernon Ave sits comfortably within that fabric. The street carries the quiet, established feel of a mid-century Portsmouth neighborhood — tree-lined blocks, modest setbacks, and neighbors who tend to stay put. The city itself is undergoing steady reinvestment, with a revitalized Olde Towne district, a working waterfront along the Elizabeth River, and easy access to the Downtown Portsmouth ferry that puts you across the water in Norfolk in minutes. Living here means you're genuinely central to everything Hampton Roads offers without paying the premium of Virginia Beach or Chesapeake. Commutes to the shipyard, the naval medical campus, and the Coast Guard installation are measured in single-digit minutes rather than the half-hour slogs many Hampton Roads workers accept as normal. For a 525 Mt Vernon Ave Portsmouth VA home, that proximity is the headline.

What's nearby

Day-to-day errands are straightforward from Mt Vernon Ave. Grocery runs, pharmacies, and quick-service dining are all within a short drive along the surrounding commercial corridors. Olde Towne Portsmouth — with its independent restaurants, coffee shops, and waterfront park — is close enough to visit on a weekday evening without it feeling like a production. City Park and the surrounding green spaces give you outdoor options close to home, and the interstate network connecting you to Norfolk, Chesapeake, and Suffolk is easily accessible, keeping the broader Hampton Roads region within reach on weekends.

For different buyers

For military families relocating

Four minutes to Naval Medical Center Portsmouth and five to USCG Base Portsmouth — those numbers matter when you're weighing a duty station move. A VA loan can make ownership here straightforward, and the three-bedroom count gives a small family real breathing room. Short commutes mean more time at home, and Portsmouth's central location keeps the rest of Hampton Roads accessible without a long drive.

For first-time buyers

If you're stepping into ownership for the first time, 525 Mt Vernon Ave offers a realistic entry point into Portsmouth without overextending. Three bedrooms and a manageable 1,056 square feet means you're not paying to heat and cool space you don't use. The established neighborhood feels stable, the commute corridors are strong, and the city's ongoing reinvestment gives you confidence that the area is moving in a positive direction.

More buyer questions

How far is 525 Mt Vernon Ave from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately four minutes away by car — one of the shortest base commutes you'll find in the Hampton Roads market. The proximity makes this address particularly practical for medical staff and active-duty personnel assigned to the campus.

How far is 525 Mt Vernon Ave from USCG Base Portsmouth?

USCG Base Portsmouth is about five minutes away, making 525 Mt Vernon Ave one of the closer residential options to that installation. Coast Guard members looking to minimize their daily commute will find the location hard to beat.

Is 525 Mt Vernon Ave in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your agent before making decisions.

What is the Portsmouth neighborhood like around Mt Vernon Ave?

The area around Mt Vernon Ave has the settled, low-turnover feel of an established mid-century Portsmouth neighborhood. It's close to the Olde Towne district and the Elizabeth River waterfront, giving residents access to the city's most walkable and historically rich areas without being in the middle of the activity.

Does 525 Mt Vernon Ave have an HOA?

Based on available property data, there is no HOA associated with 525 Mt Vernon Ave. Always confirm current HOA status through the disclosure documents provided during a transaction.

Want to know more about 525 Mt Vernon Ave or explore comparable homes in Portsmouth? Tom and Dariya Milan at LPT Realty are ready to walk you through it — reach out today.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1978

Price / sqft

$189

HOA

None

Taxes

$1,596/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10642432

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,056
Stories
1
Flooring
Laminate/LVP, Vinyl
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
PBR with Bath
Appliances
Dryer Hookup, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1300
Subdivision
PORT NORFOLK
Zoning
HR
Ownership
Fee Simple
Garage
No
Parking
Street
Possession
SETTLE
Disclosures
Disclosure Statement

See more Portsmouth homes under $200K.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Olde Towne Portsmouth neighborhood of Portsmouth. Portsmouth houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,229/mo

Principal & interest

$1,037

Property tax

$133

Home insurance

$58

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

126% of $158,460

City assessment record · taxes $1,596/yr

Land share of assessed value

39% — $61,040

Improvements $97,420 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$140,000$239,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9 Shelby ST · 2 mi · 1,028 sqft$239,000 sold 2026-04
173 Noble ST · 2.1 mi · 1,086 sqft$140,000 sold 2026-03
4 May ST · 2.5 mi · 1,064 sqft$155,000 sold 2026-03

Sale & Tax History

List Price

$199,900

Price / Sq Ft

$189

Annual Taxes

$1,596

Monthly Tax

$133

HOA

None

Tax Rate (effective)

0.80%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 2, 2026$199,900
Price reducedJul 17, 2026$199,900−$20,000
Currently listed$199,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

26% above assessment

Total Assessed

$158,460

Land

$61,040

Improvement

$97,420

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

15 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 525 Mt Vernon Ave in a good school zone?+
The assigned zones on the listing record are Waterview Elementary (GreatSchools 2/10), Churchland Middle (GreatSchools 5/10), Churchland (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 525 Mt Vernon Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 525 Mt Vernon Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 525 Mt Vernon Ave built?+
It was built in 1978, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Dione "Dee" Lewis-Williams · Real Broker LLC · REIN MLS #10642432

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

525 Mt Vernon Ave, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

525 Mt Vernon Ave, Portsmouth, Virginia 23707 · MLS #10642432 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.