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Portsmouth › BILTMORE › 227 Charles Ave✓ Source: REIN MLS #10648503 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
227 Charles AVE, PORTSMOUTH VA 23702 - Main photo
227 Charles AVE, PORTSMOUTH VA 23702 - Photo 2
227 Charles AVE, PORTSMOUTH VA 23702 - Photo 3
227 Charles AVE, PORTSMOUTH VA 23702 - Photo 4
227 Charles AVE, PORTSMOUTH VA 23702 - Photo 5
4beds
2baths
1,072sqft
36days on market

227 Charles Ave, Portsmouth, VA 23702

Under ContractResidential · built 1940 · BILTMORE

Facts & features

Type

Residential

Year built

1940

Price / sqft

$205

HOA

None

Taxes

$2,421/yr

County

Portsmouth VA

MLS #

10648503

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,072
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Wood Fence

Utilities & systems

Heating
Heat Pump, Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
BILTMORE
Zoning
UR
Ownership
Fee Simple
Garage
No
Parking
Multi Car
Possession
SETTLEMENT
Disclosures
Bank Repo, Exempt from Disclosure/Disclaimer, Govt Owned

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Located at 227 Charles Ave in Portsmouth, Virginia, this single-family home was built in 1940 and contains 1,384 square feet of living space. The property includes four bedrooms and two full bathrooms. Interior features consist of a two-zone central heating and cooling system, vinyl windows, an eat-in kitchen, stainless steel appliances, and washer and dryer hookups. The home sits on a 6,098-square-foot lot with a fully fenced backyard. Additionally, the exterior includes a concrete and cinder-block workshop shed equipped with electrical power and water. The residence is positioned in proximity to local shopping centers, interstates, and military bases.

Listing courtesy of Jon Bourque · Verian Realty · REIN MLS #10648503

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This 1940s four-bedroom, two-bath home sits just five minutes from Norfolk Naval Shipyard in Portsmouth. The 1,072-square-foot layout offers solid bones and a walkable neighborhood location. You're close to both the shipyard and USCG Base Portsmouth, making commutes straightforward.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23702, homes for sale zoned for Manor High School, and homes for sale zoned for Victory Elementary School. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Brighton homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

Built in 1940, this home carries genuine mid-century character on a quiet residential block. Four bedrooms and two full baths pack into a compact footprint, ideal if you want substance without sprawl. The location is unbeatable for anyone comparing Portsmouth homes for sale near the shipyard—five minutes puts you steps ahead of longer commutes elsewhere in the region.

BILTMORE and the Portsmouth real estate market

Charles Avenue sits in a stable, established neighborhood where homes reflect Portsmouth's maritime heritage. Tree-lined streets and modest single-family properties define the block. Portsmouth itself is a working waterfront city with deep naval roots. Norfolk Naval Shipyard anchors the local economy and daily rhythm. Getting around is straightforward: major routes connect you to downtown Portsmouth, the shipyard, and the broader Hampton Roads region. The city's walkable core and waterfront parks are within easy reach. If you are comparing homes for sale in Portsmouth, note that this zip code places you at the heart of the shipyard corridor.

What's nearby

Daily errands are close by. Grocery stores, pharmacies, and casual dining sit within a few minutes' drive or a short walk depending on the street. Portsmouth's downtown waterfront—with its restaurants, shops, and parks—is about ten minutes away. Naval Station Norfolk and the shipyard's supporting services are practically on your doorstep. The neighborhood itself is quiet and residential, so you get both convenience and calm. Schools serving homes for sale in 23702 are within the same walkable radius.

For different buyers

Base commute and VA loan notes

Five minutes to Norfolk Naval Shipyard and six to USCG Base Portsmouth means your commute is among the shortest in Hampton Roads. VA loan financing is common and straightforward in this established shipyard neighborhood. The home's four bedrooms and solid layout let you settle in fast without a lengthy renovation cycle.

Room to grow

Four bedrooms give you room to grow, and two full baths serve a household well. The 1,072-square-foot layout is efficient—no wasted hallways or dead zones. A fenced yard provides outdoor space for kids and pets. The bones are sound, so you can invest in updates at your own pace.

More buyer questions

How far is 227 Charles Avenue from Norfolk Naval Shipyard?

About five minutes by car. It's one of the closest residential locations to the shipyard in Portsmouth.

What year was this home built?

1940. The home carries authentic mid-century character and has proven bones.

How many bedrooms and bathrooms does this home have?

Four bedrooms and two full bathrooms in 1,072 square feet.

Are there homes for sale in 23702 near military bases?

Yes—this address is in the 23702 zip code, five minutes from Norfolk Naval Shipyard and six from USCG Base Portsmouth, making it ideal for base commuters.

What schools serve homes for sale zoned for Manor High School or homes for sale zoned for Victory Elementary School?

Both schools serve this Portsmouth neighborhood. Check the Schools tile on this listing for ratings, programs, and enrollment details.

Ready to explore this shipyard-close home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$185K – $255K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515529

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

10.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Brighton

Brighton is a neighborhood in Portsmouth, Virginia. It has tree-lined streets and a mix of home styles. They reflect the area's deep local roots.

$275K

Median sale · 12 mo

$171

Sold $/sq ft

22d

Days on market

20

For sale now

$46K

HH income

55.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Brighton →
Map of Brighton with neighborhood boundaryNeighborhood

see more Portsmouth homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,407/mo

Principal & interest

$1,142

Property tax

$202

Home insurance

$64

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

113% of $195,230

City assessment record · taxes $2,421/yr

Land share of assessed value

30% — $59,380

Improvements $135,850 · assessor record ✓

Price context — similar nearby homes

$194,700 – $266,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1941 Redgate DR · 1.1 mi · 1,056 sqft$239,900 sold 2026-09
100 Dahlgren AVE #B · 1.4 mi · 1,078 sqft$194,700 sold 2026-05
8 Rodgers PL · 1.1 mi · 935 sqft$200,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$220,000

Price / Sq Ft

$205

Annual Taxes

$2,421

Monthly Tax

$202

HOA

None

Tax Rate (effective)

1.10%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 10, 2026$220,000—
Currently listed—$220,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

13% above assessment

Total Assessed

$195,230

Land

$59,380

Improvement

$135,850

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 227 Charles Ave in a good school zone?+
The assigned zones on the listing record are Victory Elementary (VaHome School Score 3.3/10), Cradock Middle (VaHome School Score 1.5/10), Manor High (VaHome School Score 3.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 227 Charles Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 227 Charles Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 227 Charles Ave built?+
It was built in 1940, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon Bourque · Verian Realty · REIN MLS #10648503

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

227 Charles Ave, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

227 Charles Ave, Portsmouth, Virginia 23702 · MLS #10648503 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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