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Toano › STONEHOUSE CREEK › 5020 Santoro Rd✓ Source: REIN MLS #10640013 · record updated Jun 16, 2026 · synced every 5 min · your inquiry is never resold
5020 Santoro RD, TOANO VA 23168 - Main photo
5020 Santoro RD, TOANO VA 23168 - Photo 2
5020 Santoro RD, TOANO VA 23168 - Photo 3
5020 Santoro RD, TOANO VA 23168 - Photo 4
5020 Santoro RD, TOANO VA 23168 - Photo 5
$484,205
$193 / sqft · est. $2,912/mo →
4beds
3baths
2,513sqft
0days on market

5020 Santoro Rd, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK

About this home

The listing, in the seller's words

Dominica Spring Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10640013

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$193

HOA fee

$92/mo

Taxes

$2,000/yr

County

James City County VA

Waterfront

Yes

MLS #

10640013

HOA association includes

ClubhouseExercise RmGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,912/mo

Principal & interest

$2,512

Property tax

$167

Home insurance

$141

PMI

None

HOA

$92

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$443,000 – $550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8868 Fenwick Hills PW · 0.6 mi · 2,488 sqft$443,000 sold 2026-06
5009 Mann RD · 0.4 mi · 2,767 sqft$495,000 sold 2026-05
9805 Coral Bells CT · 0.8 mi · 2,494 sqft$550,000 sold 2026-06

Sale & Tax History

List Price

$484,205

Price / Sq Ft

$193

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.41%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 16, 2026$484,205—
Currently listed—$484,205—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 5020 Santoro Rd in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5020 Santoro Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 5020 Santoro Rd?+
Laurel Grove Clubhouse in Stonehouse is about 0.4 miles away.
Does 5020 Santoro Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Playgrounds, Pool, Tennis Cts.
When was 5020 Santoro Rd built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10640013

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

5020 Santoro Rd, Toano, Virginia 23168 · MLS #10640013 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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