✓ Source: REIN MLS #10652021 · record updated Nov 11, 2026 · synced every 2 min · your inquiry is never resold

$469,990

4beds

3baths

2,339sqft

$201per sqft

20days on market

5023 Santoro Rd, Toano, VA 23168

SoldResidential · built 2026 · 0.15 acres · STONEHOUSE CREEK · MLS #10652021

Price per sqft$201compare with nearby sales Schools

WarhillHigh6.8

ToanoMiddle7.2

StonehouseElementary8.3

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$92/moStonehouse Sold for$469,990closed Nov 9, 2026 Taxes$2,000/yrasking is 36% of assessment Condo feeNAnot a condo

OverviewAbout this home

Grand Cayman Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10652021

Facts & features

TypeResidential

Year built2026

Price / sqft$201

HOA fee$92/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10652021

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 4
Full baths: 3
Approx. sqft: 2,339
Stories: 2
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Ranch, Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool

Utilities & systems

Heating: Nat Gas
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.1500
Subdivision: STONEHOUSE CREEK
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT CLOSING
Miscellaneous: Warranty Plan

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new four-bedroom, three-bath home in Toano with 2,339 square feet of living space. Built in 2026, it sits on a quiet residential lot near Laurel Grove Clubhouse. About 26 minutes to Camp Peary and 36 minutes to Naval Weapons Station Yorktown.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

This home features contemporary finishes and an open floor plan throughout. Four bedrooms give you flexibility for a home office, guest room, or hobby space. Three full baths mean less morning conflict. A two-car garage provides secure parking and storage. Located in a neighborhood anchored by Laurel Grove Clubhouse, you're steps from community gathering space.

STONEHOUSE CREEK and the Toano real estate market

Toano is a small, quiet community in James City County, Virginia, built around family-friendly amenities and easy access to regional employment. Laurel Grove Clubhouse sits just across the street, offering a focal point for neighborhood life. The streets here are tree-lined and low-traffic, with newer homes mixed among established properties. Toano homes for sale tend to draw buyers seeking a suburban feel without the sprawl. The area sits between Williamsburg and the Peninsula, putting you roughly 30 to 40 minutes from major employers including Camp Peary and Naval Weapons Station Yorktown. Route 60 and Route 199 connect you to shopping, dining, and schools across the region. If you are comparing homes for sale in Toano, note that this location balances quiet residential living with reasonable commute times to the military corridor.

What's nearby

Irons And Ales The Linkside Taphouse sits about a mile away in Stonehouse, offering craft beer and casual dining. Laurel Grove Clubhouse is steps from your front door—a true neighborhood anchor with green space and community events. Stonehouse itself is a planned community just east, with additional shops and services. You're roughly 10 to 15 minutes by car from Williamsburg's Colonial area and its restaurants and attractions.

For different buyers

Base commute and VA loan notes

About 26 minutes to Camp Peary and 36 minutes to Naval Weapons Station Yorktown puts this home within reach for active-duty and civilian personnel. VA loan financing is common in this corridor. The 2026 build means no immediate repairs—settle in quickly. Four bedrooms and three baths give you the layout most households need.

Room to grow

Four bedrooms let you claim a home office, guest suite, or playroom without sacrifice. Three full bathrooms eliminate morning bottlenecks. The open floor plan connects kitchen, dining, and living areas so you can watch the whole space at once. A fenced yard and two-car garage round out the room to grow and store.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighWarhill High School

6.8/10

MiddleToano Middle School

7.2/10

ElementaryStonehouse Elementary School

8.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$395K – $545K4+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

24min·21.3mi

NWS Yorktown

Navy

26min·24.1mi

JBLE Ft Eustis

Army

29min·27.9mi

JBLE Langley

Air Force

48min·44.3mi

NSA HR

Navy

74min·67.9mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

84.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo

$198Sold $/sq ft

19dDays on market

44For sale now

$138KHH income

86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

houses for sale in Toano →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,742/mo

Down payment20% · $93,998

Interest rate6.75%

Loan term30 years

Principal & interest

$2,439

Property tax

$167

Home insurance

$137

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment36% of $1,320,700City assessment record · taxes $2,000/yr

Land share of assessed value100% · $1,320,700Improvements $0 · assessor record ✓

Price context: similar nearby homes$393,000 – $480,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

3508 Edward TER · 0.7 mi · 2,366 sqft$450,000 sold 2026-05

130 Norman Davis DR · 0.8 mi · 2,340 sqft$393,000 sold 2026-04

8868 Fenwick Hills PW · 0.6 mi · 2,488 sqft$443,000 sold 2026-06

Own a home nearby? See what it is worth today: What's your Toano home worth?

Sale & Tax History

List Price

$469,990

Price / Sq Ft

$201

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.43%

Sale Timeline (this listing)

Event	Date	Price	Detail
Price reduced	Sep 22, 2026	$469,990	−$10,000
Listed	Oct 22, 2026	$469,990	—
Sold	Nov 9, 2026	$469,990	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

64% below assessment

Total Assessed

$1,320,700

Land

$1,320,700

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
5023 Santoro Rdthis home	$469,990	4	3	2,339	$201
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 5023 Santoro Rd in a good school zone?

The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 5023 Santoro Rd in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 5023 Santoro Rd have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.

When was 5023 Santoro Rd built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

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