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Toano › STONEHOUSE CREEK › 4140 Stith Ln✓ Source: REIN MLS #10629283 · record updated Apr 10, 2026 · synced every 2 min · your inquiry is never resold
4140 Stith LN, TOANO VA 23168 - Main photo
4140 Stith LN, TOANO VA 23168 - Photo 2
4140 Stith LN, TOANO VA 23168 - Photo 3
4140 Stith LN, TOANO VA 23168 - Photo 4
4140 Stith LN, TOANO VA 23168 - Photo 5
$510,000
$202 / sqft · est. $3,054/mo →
4beds
3baths
2,526sqft
0days on market

4140 Stith Ln, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$202

HOA fee

$92/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10629283

HOA association includes

ClubhouseExercise RmGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,526
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered, Off Street, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Dominica Spring; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10629283

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

4140 Stith Lane is a brand-new 2026-built, four-bedroom, three-bath home in Toano, Virginia, offering 2,526 square feet of modern construction in a quiet James City County setting with reasonable drives to Camp Peary and Naval Weapons Station Yorktown.

Keep searching in Toano

See homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

New construction finished in 2026 means everything — the roof, the systems, the finishes — starts its life with you. At 2,526 square feet spread across four bedrooms and three full baths, there's genuine room to grow without the compromises that come with older inventory. Toano sits in James City County, giving residents access to county services and a slower pace while staying connected to the broader Hampton Roads corridor.

STONEHOUSE CREEK and the Toano real estate market

Toano is a small, unhurried community tucked into the western edge of James City County, Virginia. It carries the feel of rural Tidewater — wooded lots, open sky, and neighbors who actually wave — while sitting just off Route 60 and Interstate 64, which puts you within reach of both Williamsburg and the wider Hampton Roads region without the congestion of living closer to the urban core. The area around Stith Lane reflects that character: newer residential development woven into a landscape that still feels spacious. James City County is consistently recognized for thoughtful planning and strong public services, and Toano benefits from that foundation. Whether you're drawn here for the breathing room, the proximity to Colonial Williamsburg's historic corridor, or simply the value that new construction in a lower-density zip code can offer, 4140 Stith Lane sits in a spot that rewards the choice to look a little further west.

What's nearby

Daily errands are manageable from Stith Lane. The Toano area connects quickly to Route 60, where you'll find grocery options, pharmacies, and fuel within a short drive. Williamsburg's broader retail and dining scene — including the New Town district with its mix of restaurants, shops, and a movie theater — is roughly 15 to 20 minutes east. Outdoor enthusiasts appreciate the proximity to the Chickahominy Riverfront Park and the network of trails and green space that James City County maintains. Camp Peary is about 26 minutes away, and Naval Weapons Station Yorktown sits approximately 36 minutes out via I-64.

For different buyers

For military families relocating

Camp Peary and Naval Weapons Station Yorktown are both within practical commuting range of 4140 Stith Lane — 26 and 36 minutes respectively. New construction means no deferred maintenance surprises during a PCS move, and a VA loan pairs naturally with a home at this stage of its life. Four bedrooms and three full baths handle a growing family without crowding anyone.

For families upgrading

If your current home has you bumping into walls, 2,526 square feet of brand-new space in Toano is a meaningful step up. Four bedrooms means a dedicated guest room or home office alongside the kids' rooms, and three full baths eliminates the morning bottleneck entirely. James City County's lower-density environment gives everyone — including the dog — a little more room to breathe.

More buyer questions

How far is 4140 Stith Lane from Camp Peary?

Camp Peary is approximately 26 minutes from 4140 Stith Lane via Interstate 64 East. The drive is largely highway, which keeps the commute predictable outside of peak traffic windows.

How far is 4140 Stith Lane from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is roughly 36 minutes from the property, accessible via I-64 East toward the York County area. It's a straightforward interstate route with minimal surface-road complexity.

Is 4140 Stith Lane in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel. James City County's western areas are generally lower-risk, but always verify with the official designation before closing.

What is the HOA situation at 4140 Stith Lane?

HOA applicability for this address should be confirmed through current disclosure documents, as community association structures in newer Toano developments can vary by subdivision phase and builder.

Can a VA loan be used to purchase 4140 Stith Lane?

Yes — a VA loan can be used to purchase new construction like 4140 Stith Lane, provided the home meets VA appraisal and minimum property requirements, which a 2026-built residence is well-positioned to satisfy. Tom and Dariya Milan at LPT Realty can connect you with VA-experienced lenders familiar with the Williamsburg-area market.

Curious about 4140 Stith Lane or new construction options in Toano? Reach out to Tom and Dariya Milan at LPT Realty — they know this corridor well and are ready to walk you through it.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area, spread across roughly 5,700 wooded acres in Toano in upper James City County, just off Route 30 near I-64 Exit 227.

$599K

Median sale · 12 mo

$198

Sold $/sq ft

22d

Days on market

31

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →
Map of Stonehouse with neighborhood boundaryNeighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,962/mo

Principal & interest

$2,646

Property tax

$167

Home insurance

$149

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$443,000 – $550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8868 Fenwick Hills PW · 0.6 mi · 2,488 sqft$443,000 sold 2026-06
3408 Frederick DR · 0.7 mi · 2,585 sqft$470,000 sold 2026-06
5009 Mann RD · 0.4 mi · 2,767 sqft$495,000 sold 2026-05

Sale & Tax History

List Price

$510,000

Price / Sq Ft

$202

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.39%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$510,000—
Currently listed—$510,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4140 Stith Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4140 Stith Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4140 Stith Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Playgrounds, Pool, Tennis Cts.
When was 4140 Stith Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10629283

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4140 Stith Ln, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4140 Stith Ln, Toano, Virginia 23168 · MLS #10629283 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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