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Toano › STONEHOUSE CREEK › 4120 Stith Ln✓ Source: REIN MLS #10612152 · record updated Dec 2, 2025 · synced every 2 min · your inquiry is never resold
4120 Stith LN, TOANO VA 23168 - Main photo
4120 Stith LN, TOANO VA 23168 - Photo 2
4beds
3baths
1,898sqft
0days on market

4120 Stith Ln, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$227

HOA fee

$92/mo

County

James City County VA

MLS #

10612152

HOA association includes

ClubhouseExercise RmGround MaintOtherPlaygroundsPool

$92/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
1,898
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Rec Room, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener, Mechanical Fresh Air
Accessibility
Main Floor Laundry

Construction & exterior

Style
Cottage, Ranch
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered, Off Street, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Grand Bahama w/finished bsmt. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612152

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new four-bedroom, three-bath home in Stonehouse Creek, Toano. Built in 2026 with 1,898 square feet of modern living space. About 27 minutes to Camp Peary and 36 minutes to Naval Weapons Station Yorktown. Toano homes for sale in this community offer solid commute times and contemporary finishes.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Browse every listing among homes for sale in Toano — updated from the REIN MLS every few minutes. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

This residence arrives with current construction standards and efficient floor planning. Four bedrooms provide flexibility for a home office, guest room, or hobby space. Three full bathrooms reduce morning conflicts. The 2026 build means modern systems, energy-efficient features, and no surprises from deferred maintenance. Stonehouse Creek offers a planned-community feel with newer homes and established neighborhood character.

STONEHOUSE CREEK and the Toano real estate market

Stonehouse Creek sits in the heart of Toano, a quiet community between Williamsburg and the Virginia Peninsula military installations. The neighborhood features newer single-family homes on tree-lined streets with room to breathe. Residents enjoy a mix of suburban comfort and easy access to local amenities. Toano itself is a small, family-oriented town with a rural charm and low traffic. Route 60 connects you quickly to shopping, dining, and services in nearby Williamsburg. Commutes to Camp Peary and Naval Weapons Station Yorktown are straightforward. Anyone comparing homes for sale in Toano will find this neighborhood strikes a balance between peaceful living and practical access to the Peninsula's employment centers.

What's nearby

Toano's central location puts everyday stops within a short drive. Grocery stores, pharmacies, and casual dining cluster along Route 60 toward Williamsburg. The Colonial Williamsburg area is about 15 minutes away, offering dining, entertainment, and historical attractions. Parks and outdoor recreation dot the region. Camp Peary is roughly 27 minutes north, and Naval Weapons Station Yorktown sits about 36 minutes southeast. Schools serving the area include options in both elementary and secondary grades.

For different buyers

Base commute and VA loan notes

About 27 minutes to Camp Peary and 36 minutes to Naval Weapons Station Yorktown. VA loan financing is widely available in this market. The 2026 construction means no hidden repairs or surprises—you settle into current systems and clean condition. Stonehouse Creek's newer homes and established roads make the transition straightforward.

Room to grow

Four bedrooms give you space for growing needs—a master suite, three secondary rooms for kids, guests, or a dedicated workspace. Three full bathrooms mean less morning congestion. The 1,898-square-foot layout flows well for daily life. Newer construction means efficient storage and modern appliances from day one.

More buyer questions

How far is 4120 Stith Lane from Camp Peary?

About 27 minutes by car, making it a reasonable commute for employees and contractors working at the base.

What schools serve this address?

This home falls within the attendance zones for homes for sale zoned for Stonehouse Elementary School and homes for sale zoned for Warhill High School.

Is this a new construction home?

Yes, built in 2026, so all systems, appliances, and finishes are current with no deferred maintenance.

Where is Toano located?

Toano sits between Williamsburg and the Virginia Peninsula, about 15 minutes from Colonial Williamsburg and convenient to both Camp Peary and Naval Weapons Station Yorktown.

What is Stonehouse Creek like as a neighborhood?

It's a planned community of newer homes on quiet, tree-lined streets with a suburban feel and strong neighborhood character.

Ready to explore 4120 Stith Lane or other Toano homes for sale? Contact Tom & Dariya Milan at LPT Realty to schedule your tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$365K – $495K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

95.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$567K

Median sale · 12 mo

$195

Sold $/sq ft

16d

Days on market

34

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →
Map of Stonehouse with neighborhood boundaryNeighborhood

Toano houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,357/mo

Principal & interest

$2,231

Property tax

$0

Home insurance

$125

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$375,000 – $489,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2176 Gilmer LN · 0.2 mi · 1,903 sqft$439,015 sold 2026-09
7039 Cunningham DR · 0.3 mi · 1,720 sqft$472,315 sold 2026-06
2137 Gilmer LN · 0.1 mi · 2,203 sqft$489,990 sold 2026-07

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$429,990

Price / Sq Ft

$227

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$92 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$429,990—
Currently listed—$429,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4120 Stith Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4120 Stith Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 4120 Stith Ln?+
Laurel Grove Clubhouse in Stonehouse is about 0.3 miles away.
Does 4120 Stith Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Other, Playgrounds, Pool.
When was 4120 Stith Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612152

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4120 Stith Ln, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4120 Stith Ln, Toano, Virginia 23168 · MLS #10612152 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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