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ToanoSTONEHOUSE CREEK4120 Stith Ln✓ Source: REIN MLS #10612152 · record updated Dec 2, 2025 · synced every 2 min · your inquiry is never resold
4120 Stith LN, TOANO VA 23168 - Main photo
4120 Stith LN, TOANO VA 23168 - Photo 2
4beds
3baths
1,898sqft
0days on market

4120 Stith Ln, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$227

HOA fee

$92/mo

County

James City County VA

MLS #

10612152

HOA association includes

ClubhouseExercise RmGround MaintOtherPlaygroundsPool

$92/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
1,898
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Rec Room, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener, Mechanical Fresh Air
Accessibility
Main Floor Laundry

Construction & exterior

Style
Cottage, Ranch
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered, Off Street, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Grand Bahama w/finished bsmt. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612152

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026-built four-bedroom home on Stith Lane in Toano's Stonehouse Creek community, offering 1,898 square feet, three full baths, and easy access to Williamsburg's best everyday amenities — all within a half-hour of Camp Peary.

Read the full overview ↓

Why this home stands out

New construction in an established master-planned community is a rare combination in James City County. Stonehouse Creek delivers exactly that — a 2026-built home where everything from the roof to the fixtures is untouched, set inside a neighborhood with mature landscaping, a clubhouse, and a genuine sense of place. You're getting fresh-build peace of mind without the isolated, still-under-development feeling that plagues many new subdivisions.

STONEHOUSE CREEK and the Toano real estate market

Stonehouse Creek sits in Toano, a quiet corner of James City County that most people discover by accident and then can't stop thinking about. The community has a settled, unhurried character — tree-lined streets, a clubhouse at Laurel Grove, and neighbors who actually know each other. Toano itself is one of those small Virginia crossroads towns that punches above its weight: you're close enough to Williamsburg to tap into its restaurants, cultural events, and medical facilities, but far enough away to avoid the tourist-season congestion that can make central Williamsburg feel hectic in summer. James City County is well-run and consistently ranks among Virginia's most livable jurisdictions, with solid infrastructure and parks. For families comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School, Stonehouse Creek is a natural starting point — the address falls squarely within those attendance zones.

What's nearby

Step outside and you're essentially next door to the Laurel Grove Clubhouse in Stonehouse, which means green space, community amenities, and a social hub are all within walking distance. When you're ready to wind down on a Friday evening, Irons and Ales The Linkside Taphouse — Stonehouse is just a mile away, a craft-beer-and-pub-food spot that has become a genuine neighborhood anchor. Williamsburg's broader dining and retail scene is a short drive east, and the Colonial Williamsburg historic district is close enough for a spontaneous afternoon visit. Grocery runs, pharmacies, and everyday errands are all handled quickly along the Route 60 corridor.

For different buyers

For military families relocating

Camp Peary is roughly 27 minutes from Stith Lane, and Naval Weapons Station Yorktown sits about 36 minutes out — both well within a comfortable commute window. A VA loan pairs naturally with new construction, letting eligible buyers skip the down payment on a home where nothing needs fixing. The Stonehouse Creek location also keeps you clear of the heaviest Hampton Roads traffic.

For families upgrading

Four bedrooms and three full baths give a growing family real room to breathe — no one is sharing a bathroom with three siblings. The 2026 build year means modern energy standards, fresh systems, and warranties that protect your investment from day one. Add a walkable clubhouse and a tight-knit community feel, and Stonehouse Creek checks most of the boxes families move up for.

More buyer questions

How far is 4120 Stith Lane from Camp Peary?

Camp Peary is approximately 27 minutes from the address under typical driving conditions. Naval Weapons Station Yorktown is about 36 minutes away, making both installations reachable for a daily commute.

Is 4120 Stith Lane part of an HOA?

Yes, Stonehouse Creek has a homeowners association. The HOA maintains community amenities including the Laurel Grove Clubhouse area, which is part of what gives the neighborhood its well-kept character.

What is the flood zone status for 4120 Stith Lane?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing flood insurance options with your agent.

How old is the home at 4120 Stith Lane?

The home was built in 2026, making it brand-new construction. Buyers can expect modern building codes, current energy-efficiency standards, and builder warranties on major systems.

Where is Stonehouse Creek located relative to Williamsburg?

Stonehouse Creek is in Toano, in the western portion of James City County, roughly 15 to 20 minutes from the heart of Williamsburg. That distance gives residents easy access to Williamsburg's dining, shopping, and cultural attractions without being in the middle of the tourist corridor.

Tom and Dariya Milan at LPT Realty know Stonehouse Creek well — reach out to schedule a walkthrough of 4120 Stith Lane and get your questions answered by people who live and work in this market.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$365K – $495K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area, spread across roughly 5,700 wooded acres in Toano in upper James City County, just off Route 30 near I-64 Exit 227.

$580K

Median sale · 12 mo

$197

Sold $/sq ft

18d

Days on market

35

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse
Map of Stonehouse with neighborhood boundaryNeighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,357/mo

Principal & interest

$2,231

Property tax

$0

Home insurance

$125

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$375,000$489,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2176 Gilmer LN · 0.2 mi · 1,903 sqft$439,015 sold 2026-09
9476 Astilbe LN · 0.5 mi · 1,856 sqft$383,900 sold 2026-05
7039 Cunningham DR · 0.3 mi · 1,720 sqft$472,315 sold 2026-06

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$429,990

Price / Sq Ft

$227

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$92 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$429,990
Currently listed$429,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4120 Stith Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4120 Stith Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 4120 Stith Ln?+
Laurel Grove Clubhouse in Stonehouse is about 0.3 miles away.
Does 4120 Stith Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Other, Playgrounds, Pool.
When was 4120 Stith Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612152

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4120 Stith Ln, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4120 Stith Ln, Toano, Virginia 23168 · MLS #10612152 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.