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SmithfieldRED POINT HEIGHTS402 Jefferson Dr✓ Source: REIN MLS #10628112 · record updated May 6, 2026 · synced every 2 min · your inquiry is never resold
402 Jefferson DR, SMITHFIELD VA 23430 - Main photo
$416,777
$188 / sqft · est. $2,511/mo →
5beds
2.1baths
2,218sqft
13days on market

402 Jefferson Dr, Smithfield, VA 23430

SoldResidential · built 1988 · RED POINT HEIGHTS

About this home

The listing, in the seller's words

Charming home offers comfort, space, and flexibility. This inviting ranch offers 5 bedrooms, including a finished room over the garage and a converted garage—ideal for guests, a home office, or multi-generational living. The vaulted family room creates an open, airy feel and flows into a sunlit breakfast area, perfect for everyday living and entertaining. Enjoy peace of mind with fresh paint, new carpet, and a completed termite/moisture inspection. Start your mornings on the welcoming front porch with a peaceful water view between the homes across the street. A detached one-car garage adds extra storage or workspace. Move-in ready and full of possibilities—this Smithfield gem is ready to welcome you home.

Listing courtesy of Chris Faircloth · Swell Realty Co · REIN MLS #10628112

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1988

Price / sqft

$188

HOA

None

Taxes

$2,722/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10628112

Interior

Bedrooms
5
Full baths
2
Half baths
1
Approx. sqft
2,218
Stories
1
Flooring
Carpet, Vinyl
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Converted Gar, Fin. Rm Over Gar, Foyer, PBR with Bath, Porch
Appliances
Dishwasher, Disposal, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3637
Subdivision
RED POINT HEIGHTS
Zoning
TOWN
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,511/mo

Principal & interest

$2,163

Property tax

$227

Home insurance

$122

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

120% of $345,900

City assessment record · taxes $2,722/yr

Land share of assessed value

14% — $50,000

Improvements $295,900 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$385,000$510,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

307 Ridgeland DR · 0.3 mi · 2,215 sqft$430,000 sold 2026-06
224 Richmond AVE · 0.4 mi · 1,816 sqft$465,000 sold 2026-04
222 Richmond AVE #20-1 · 0.4 mi · 1,805 sqft$406,743 sold 2026-03

Sale & Tax History

List Price

$416,777

Price / Sq Ft

$188

Annual Taxes

$2,722

Monthly Tax

$227

HOA

None

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 27, 2026$416,777
SoldMay 6, 2026$416,777

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

20% above assessment

Total Assessed

$345,900

Land

$50,000

Improvement

$295,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 402 Jefferson Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 402 Jefferson Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 402 Jefferson Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 402 Jefferson Dr built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Chris Faircloth · Swell Realty Co · REIN MLS #10628112

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

402 Jefferson Dr, Smithfield — photo

This one's sold — the next one doesn't have to be.

402 Jefferson Dr, Smithfield, Virginia 23430 · MLS #10628112 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.