Portsmouth › PORT NORFOLK › 3408 Commerce St✓ Source: REIN MLS #10633077 · record updated Sep 18, 2026 · synced every 2 min · your inquiry is never resold

3408 COMMERCE ST, PORTSMOUTH VA 23707 - Main photo

3408 COMMERCE ST, PORTSMOUTH VA 23707 - Photo 2

3408 COMMERCE ST, PORTSMOUTH VA 23707 - Photo 3

3408 COMMERCE ST, PORTSMOUTH VA 23707 - Photo 4

3408 COMMERCE ST, PORTSMOUTH VA 23707 - Photo 5

$240,000

$278 / sqft · est. $1,492/mo →

3beds

1baths

864sqft

26days on market

3408 Commerce St, Portsmouth, VA 23707

Under ContractResidential · built 1953 · PORT NORFOLK

Facts & features

Type

Residential

Year built

1953

Price / sqft

$278

HOA

None

Taxes

$2,120/yr

County

Portsmouth VA

MLS #

10633077

Interior

Bedrooms: 3
Full baths: 1
Approx. sqft: 864
Stories: 1
Flooring: Carpet, Laminate/LVP
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, Porch, Screened Porch, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment: Ceiling Fan

Construction & exterior

Style: Bungalow
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Fencing: Chain Link,Partial

Utilities & systems

Heating: Electric, Heat Pump
Cooling: Central Air, Heat Pump
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: PORT NORFOLK
Ownership: Fee Simple
Garage: Yes
Parking: Garage Det 1 Car, Driveway Spc
Possession: CLOSING
Miscellaneous: Rehabilitated
Disclosures: Disclosure Statement, Related to Seller

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Come check out this upgraded home on a corner lot. New luxury vinyl flooring, windows, doors, appliances and fixtures. The kitchen boasts new granite countertops, stainless-steel appliances, white cabinets, and tile backsplash. Updated bathroom with custom tile. Screened back porch and detached garage. New roof and siding. Schedule your showing today!

Listing courtesy of Reagan Feuerhahn · Prodigy Realty · REIN MLS #10633077

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, one-bath home built in 1953 on a compact lot in Portsmouth. About four minutes from Naval Medical Center Portsmouth. This 864-square-foot property sits on a walkable block with quick access to groceries, dining, and parks.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23707, homes for sale zoned for Churchland High School, and homes for sale zoned for Waterview Elementary School. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Brighton homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

Built in the mid-century era, this home captures classic Portsmouth character on a tight footprint. The layout maximizes usable space across three bedrooms and one bath. You're steps from Franklin Circle Park and a short walk to the waterfront district. Commerce Street itself is a neighborhood hub—local restaurants, markets, and coffee shops cluster within a few blocks. It's the kind of property that appeals to anyone comparing homes for sale in 23707 who values walkability and proximity to employment centers.

PORT NORFOLK and the Portsmouth real estate market

Commerce Street runs through one of Portsmouth's most vibrant mixed-use corridors. The block mixes residential, retail, and food service, creating a lived-in, active streetscape. You'll find independent grocers like Fast 5 and A & A Seafood Market nearby, plus casual dining at Twisted Pig Ale & Smokehouse and Cooper's Restaurant and Lounge. Coffee culture thrives here too—7-Eleven, Corner Cafe, and ZandyLu Brew & Bakery are all within walking distance. Franklin Circle Park sits just a block away, offering green space and community gathering. Portsmouth itself is a historic naval city with deep waterfront roots. The downtown core is walkable and increasingly revitalized. Getting around is straightforward: I-264 connects you to Virginia Beach and Norfolk in under 20 minutes. Naval Medical Center Portsmouth is four minutes away by car. Anyone exploring homes for sale in Portsmouth will notice this neighborhood's blend of affordability, convenience, and character.

What's nearby

Daily life is easy here. Franklin Circle Park is a tenth of a mile away—perfect for a quick walk or outdoor time. Groceries are abundant: Fast 5 and A & A Seafood Market sit three blocks away, with Bean Oriental Grocery just a bit farther. For eating out, Twisted Pig Ale & Smokehouse is two blocks down, and Cooper's Restaurant and Lounge is nearby too. Coffee runs are quick—7-Eleven and Corner Cafe are both walkable. If you work out, DCo gym is under a mile away. Maryview Park offers more green space if you want a longer stroll.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is a four-minute commute. USCG Base Portsmouth is six minutes away. VA loan financing is widely available in this zip code. The home's compact size and established neighborhood mean minimal maintenance overhead—useful for frequent relocations. Three bedrooms give you flexibility for a home office or guest space.

Room to grow

Three bedrooms offer room for a home office, guest space, or hobby area without excess square footage to maintain. The single-bath layout keeps cleaning simple while the compact footprint means lower utility costs. Franklin Circle Park is one block away for outdoor play and recreation. The walkable neighborhood means less driving for daily errands and activities.

Homes like this one sell fast — see the next one first

Portsmouth$200K – $280K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryWaterview Elementary School
1.6/10
MiddleChurchland Middle School
3.5/10
HighChurchland High School
6.6/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515529

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

10.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Brighton

Brighton is a neighborhood in Portsmouth, Virginia. It has tree-lined streets and a mix of home styles. They reflect the area's deep local roots.

$275K

Median sale · 12 mo

$171

Sold $/sq ft

22d

Days on market

For sale now

$46K

HH income

55.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Brighton →

Neighborhood

homes for sale in Portsmouth →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,492/mo

Down payment20% · $48,000

Interest rate6.75%

Loan term30 years

Principal & interest

$1,245

Property tax

$177

Home insurance

$70

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

140% of $170,990

City assessment record · taxes $2,120/yr

Land share of assessed value

35% — $60,150

Improvements $110,840 · assessor record ✓

Price context — similar nearby homes

$60,000 – $275,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3109 Elliott AVE · 2.1 mi · 906 sqft$275,000 sold 2026-09

1621 Spectator ST · 2.6 mi · 842 sqft$108,000 sold 2026-03

711 Cavalier BLVD · 2.6 mi · 900 sqft$240,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$240,000

Price / Sq Ft

$278

Annual Taxes

$2,120

Monthly Tax

$177

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 23, 2026	$240,000	—
Currently listed	—	$240,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

40% above assessment

Total Assessed

$170,990

Land

$60,150

Improvement

$110,840

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3408 Commerce St in a good school zone?+

The assigned zones on the listing record are Waterview Elementary (VaHome School Score 1.6/10), Churchland Middle (VaHome School Score 3.5/10), Churchland (VaHome School Score 6.6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 3408 Commerce St in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 3408 Commerce St?+

Yes — DCo is about 0.4 miles away, per the cached nearby-places record for this address.

Are there parks near 3408 Commerce St?+

Maryview Park is about 0.2 miles away.

Where is the nearest grocery store to 3408 Commerce St?+

A & A Seafood Market is about 0.4 miles away. The closest dining on record is Twisted Pig Ale & Smokehouse (0.4 mi).

Does 3408 Commerce St have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 3408 Commerce St built?+

It was built in 1953, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Reagan Feuerhahn · Prodigy Realty · REIN MLS #10633077

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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Call or text (757) 777-7577

3408 Commerce St, Portsmouth, Virginia 23707 · MLS #10633077 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

3408 Commerce St, Portsmouth, VA 23707

Facts & features

About this home

Our read on this home

Why this home stands out

PORT NORFOLK and the Portsmouth real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Brighton

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)