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✓ Source: REIN MLS #10654056 · record updated Oct 8, 2026 · synced every 2 min · your inquiry is never resold
307 Onslow LN, SOUTHMILLS NC 27976 - Main photo
307 Onslow LN, SOUTHMILLS NC 27976 - Photo 2
4beds
3baths
2,714sqft
22days on market

307 Onslow Ln, South Mills, NC 27976

ActiveResidential · built 2026 · ALL OTHERS AREA 210

About this home

Welcome to THE RESERVE AT CAMDEN LAKES! This neighborhood has been years in the making! This home is called the ''Osprey'', a four Bedroom, Three Full Bath home is loaded with charm! The Foyer welcomes you to the Formal Dining Room (or Study) leading directly to the Kitchen that features an oversized Island, a Breakfast area, stainless steel appliances, upgraded granite counter tops, staggered cabinetry, and it overlooks the Family Room with an electric fireplace and the fabulous Sunroom off the back! The Hall leads to a First-Floor Bedroom with a full adjacent bath and a special nook for your pet to have his own special place! As you travel up the stained oak wood staircase you will be delighted. The Primary Bedroom is large and complete with Vaulted Ceiling, ceiling fan, & a private upgraded Bath finished off with a double vanity, soaking tub and separate tile shower with shower enclosure, private water closet, and a great sized walk-in closet! There are two other nicely sized bedrooms on this floor & BONUS of a large LOFT that could be an additional gathering area or recreational room! Exterior features a front porch, a two-car garage that is hung with sheetrock and painted with garage door opener, sod & irrigation in the front and a hot/cold water hose bib finished off with a concrete driveway. Home to be complete by end of October. You can still choose your flooring or a few special touches like kitchen backsplash upgrades. Schedule your appointment today. NC366007

Listing courtesy of Leigh Ann Barber-Walls · Inner Banks Real Estate Group · REIN MLS #10654056

Facts & features

Type

Residential

Year built

2026

Price / sqft

$218

HOA fee

$70/mo

Taxes

$4,338/yr

County

Camden County NC

MLS #

10654056

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,714
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
10
Appliances
Dishwasher, Disposal, Microwave, Elec Range

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 210
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Disclosures
Deed Restrictions/Covenants

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 307 Onslow Lane in South Mills, North Carolina—a brand-new four-bedroom, three-bath home built in 2026. With 2,714 square feet of open living space, this residence sits about 15 minutes from NSA Northwest Annex. You'll find modern construction, ample room, and a location that works for commuters.

Read the full overview ↓

Why this home stands out

This home is fresh construction, completed in 2026, which means you're getting current building standards and no surprises from deferred maintenance. The floor plan spans 2,714 square feet across four bedrooms and three full baths—plenty of space for a home office or guest suite. The newer build date also opens the door to VA loan financing options, making the purchase process straightforward for eligible buyers.

ALL OTHERS AREA 210 and the South Mills real estate market

South Mills is a quiet rural community in North Carolina's northeastern corner, where tree-lined streets and open land define the character. You'll find a mix of newer construction and established homes here, with the kind of peaceful setting that appeals to anyone seeking a break from urban density. The area sits about 15 minutes from NSA Northwest Annex, making it accessible for base commuters. Nearby, you're within reasonable reach of larger towns like Elizabeth City, which offers shopping, dining, and services. The Pasquotank River flows through the region, adding natural beauty to the landscape. Daily life here moves at a slower pace—neighbors tend to know each other, and the community has a genuine small-town feel. Getting around is easy by car; most errands and amenities are a short drive away.

What's nearby

Elizabeth City lies about 20 minutes north and offers a full range of retail, dining, and medical services. The Pasquotank River provides outdoor recreation and scenic views within the immediate area. Smaller local shops and services dot South Mills itself, keeping most daily needs close by. Highway 17 runs nearby, connecting you to larger regional centers and making weekend trips straightforward. The rural setting means you're surrounded by open space and farmland, ideal if you value privacy and quiet.

For different buyers

Base commute and VA loan notes

This home sits roughly 15 minutes from NSA Northwest Annex, a reasonable commute for base-assigned personnel. New construction built in 2026 means no surprises and quick move-in readiness. VA loan financing is a natural fit here, and the newer build qualifies for standard lending programs. The quiet, spacious setting offers a different pace of life from busier military-adjacent communities.

Room to grow

Four bedrooms give you room for children, a home office, or guest space with real flexibility. Three full baths mean fewer morning conflicts and easier daily routines. The 2,714-square-foot layout spreads across the footprint, reducing the cramped feeling of smaller homes. New construction also means modern mechanicals, efficient systems, and a blank slate for your own style.

More buyer questions

How far is 307 Onslow Lane from NSA Northwest Annex?

The home sits about 15 minutes from the base by car, making it a reasonable commute for assigned personnel.

What year was this home built?

This is brand-new construction completed in 2026, so you're getting current building standards and modern systems.

How many bedrooms and bathrooms does the home have?

The home offers four bedrooms and three full bathrooms across 2,714 square feet.

Is South Mills a rural or suburban area?

South Mills is a quiet rural community with open land, tree-lined streets, and a small-town feel, about 20 minutes from the larger town of Elizabeth City.

Can I use a VA loan to finance this home?

Yes, new construction like this typically qualifies for VA loan financing, which is a straightforward option for eligible buyers.

Ready to explore 307 Onslow Lane? Contact Tom & Dariya Milan at LPT Realty to schedule a tour of this new South Mills home.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

South Mills$500K – $685K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryGrandy Primary
    —
  • MiddleCamden Middle
    —
  • HighCamden County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37029C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37029C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

19min·16mi

USCG Finance Ctr

Coast Guard

29min·24.6mi

J7 Suffolk

Joint

46min·42mi

NNSY

Navy

33min·28.9mi

USCG Portsmouth

Coast Guard

30min·27.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,606/mo

Principal & interest

$3,072

Property tax

$362

Home insurance

$173

PMI

None

HOA/Condo (paid separately)

$70

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$415,000 – $554,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

174 McPherson RD · 1.2 mi · 2,647 sqft$554,900 sold 2026-09
145 Pier Landing LOOP · 0.7 mi · 2,326 sqft$415,000 sold 2026-09
284 McPherson RD · 1 mi · 3,010 sqft$550,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your South Mills home worth?

Sale & Tax History

List Price

$592,069

Price / Sq Ft

$218

Annual Taxes

$4,338

Monthly Tax

$362

HOA fee

$70 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 16, 2026$592,069—
Price increasedOct 8, 2026$592,069+$5,772
Currently listed—$592,069—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

22 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 307 Onslow Ln in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 307 Onslow Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 307 Onslow Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 307 Onslow Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Leigh Ann Barber-Walls · Inner Banks Real Estate Group · REIN MLS #10654056

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

307 Onslow Ln, South Mills — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

307 Onslow Ln, South Mills, North Carolina 27976 · MLS #10654056 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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