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South MillsWHARFS LANDING145 Pier Landing Loop✓ Source: REIN MLS #10643455 · record updated Sep 9, 2026 · synced every 2 min · your inquiry is never resold
145 Pier Landing LOOP, SOUTHMILLS NC 27976 - Main photo
4beds
2.1baths
2,326sqft
21days on market

145 Pier Landing Loop, South Mills, NC 27976

SoldResidential · built 2005 · WHARFS LANDING

Facts & features

Type

Residential

Year built

2005

Price / sqft

$178

HOA fee

$69/mo

Taxes

$3,004/yr

County

Camden County NC

MLS #

10643455

HOA association includes

PlaygroundsTrash Pickup

$69/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,326
Stories
2
Flooring
Carpet, Laminate/LVP, Vinyl
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Foyer, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Wire,Wood Fence

Utilities & systems

Heating
Forced Hot Air
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9700
Subdivision
WHARFS LANDING
Zoning
RESIDENT
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome Home to this spacious, move-in ready retreat in South Mills, with easy access to the VA/NC state line and Elizabeth City shopping. Situated on a sprawling lot just under an acre, this well-maintained home offers the perfect blend of comfort and functionality. Bright open floor plan with neutral tones, a generous kitchen with island, an eat-in area, and a separate dining room. You'll love the walk-in closets, upstairs laundry room, and fenced backyard perfect for summer nights and entertaining. Roof replaced with architectural shingles in 2020.

Listing courtesy of Kris Weaver · Atlantic Sothebys Int'l Realty · REIN MLS #10643455

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A four-bedroom, two-and-a-half-bath home on nearly a full acre in Wharf's Landing, South Mills — where the pace slows down, the lot gives you room to breathe, and the Albemarle region's quiet, water-adjacent lifestyle is right outside your door.

Read the full overview ↓

Why this home stands out

What sets 145 Pier Landing Loop apart is the combination of generous square footage — 2,326 square feet across a thoughtfully laid-out floor plan — and a 0.97-acre lot that gives you genuine outdoor space without the maintenance burden of a sprawling estate. Built in 2005, the home sits in Wharf's Landing, a small residential community in Camden County where neighbors actually know each other and the surrounding landscape stays green and open. That's a rare pairing in this part of northeastern North Carolina.

WHARFS LANDING and the South Mills real estate market

South Mills is one of those places that feels genuinely unhurried. Tucked into the northeastern corner of North Carolina along the Dismal Swamp Canal — a working waterway with real history — this community in Camden County draws people who want acreage, quiet roads, and a slower rhythm without sacrificing reasonable access to larger cities. Wharf's Landing fits right into that character: a low-density neighborhood where lots run large and the surrounding landscape leans heavily toward trees, open sky, and the kind of stillness that's increasingly hard to find. The Virginia border sits just minutes to the north, putting the full range of Hampton Roads amenities within reach. Elizabeth City is the closest small city, offering a regional hospital, restaurants, and everyday services. For bigger-city needs, the Norfolk and Chesapeake metro areas are accessible without being on your doorstep — which, for many people who choose South Mills, is exactly the point.

What's nearby

Day-to-day convenience in South Mills is intentionally simple. A Dollar General sits just 0.4 miles away — close enough to cover quick household needs without a long drive. For a fuller grocery run or specialty shopping, Elizabeth City is your nearest hub, roughly 20 minutes south on U.S. 17. The Dismal Swamp Canal Trail, one of the more underrated outdoor corridors in the region, is practically in the neighborhood — ideal for walking, cycling, or just watching the water move. Camden County's rural character means you're never far from boat launches, fishing spots, and open land that invites exploration year-round.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is about 39 minutes from 145 Pier Landing Loop, and Joint Staff J7 in Suffolk runs roughly 43 minutes — both manageable commutes from a home this size. A VA loan can make a nearly full-acre property in Camden County surprisingly attainable, and the low-density neighborhood means you're not stacked on top of neighbors between deployments or duty rotations.

For families upgrading

Four bedrooms and 2,326 square feet give a growing household genuine room to spread out, and the 0.97-acre lot adds outdoor space that smaller suburban parcels simply can't match. Families comparing homes for sale in South Mills will find that Wharf's Landing delivers the breathing room and neighborhood stability that tends to matter most when you're thinking long-term about where to put down roots.

More buyer questions

How far is 145 Pier Landing Loop from USCG Finance Center Chesapeake?

The drive runs approximately 39 minutes under normal traffic conditions, heading north on U.S. 17 through the Chesapeake corridor. It's a straightforward commute with minimal congestion for most duty hours.

Is 145 Pier Landing Loop in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Camden County does include areas of varying flood risk, so reviewing that tile before making decisions is worthwhile.

What county is South Mills, NC in?

South Mills is in Camden County, North Carolina — one of the smaller, more rural counties in the northeastern corner of the state, bordering Virginia and the Albemarle Sound region.

Does Wharf's Landing have an HOA?

Wharf's Landing does have a homeowners association. Specific fee amounts and governing documents would be disclosed during the transaction process, but the community's covenants help maintain the neighborhood's character and property standards.

Can you use a VA loan to buy a home in South Mills, NC?

Yes — a VA loan can absolutely be used to purchase a home in South Mills, including properties in Camden County. Eligible service members and veterans often find that VA financing opens up more purchasing power on larger-lot properties like this one.

Ready to walk the lot and see how 145 Pier Landing Loop fits your life? Tom and Dariya Milan at LPT Realty know this corner of northeastern North Carolina well — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

South Mills$350K – $480K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryGrandy Primary
  • MiddleCamden Middle
  • HighCamden County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,525/mo

Principal & interest

$2,153

Property tax

$250

Home insurance

$121

PMI

None

HOA/Condo (paid separately)

$69

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$427,000$635,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

115 Dock Landing LOOP · 0.2 mi · 2,183 sqft$439,900 sold 2026-05
270 Keeter Barn RD · 1.1 mi · 2,230 sqft$635,000 sold 2026-08
106 Copper Run LOOP · 1.3 mi · 2,215 sqft$504,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your South Mills home worth?

Sale & Tax History

List Price

$415,000

Price / Sq Ft

$178

Annual Taxes

$3,004

Monthly Tax

$250

HOA fee

$69 / mo

Tax Rate (effective)

0.72%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 19, 2026$415,000
Price reducedSep 9, 2026$415,000−$10,900
SoldSep 3, 2026$415,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 145 Pier Landing Loop in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 145 Pier Landing Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Where is the nearest grocery store to 145 Pier Landing Loop?+
Dollar General is about 0.5 miles away.
Does 145 Pier Landing Loop have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds, Trash Pickup.
When was 145 Pier Landing Loop built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kris Weaver · Atlantic Sothebys Int'l Realty · REIN MLS #10643455

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

145 Pier Landing Loop, South Mills — photo

This one's sold — the next one doesn't have to be.

145 Pier Landing Loop, South Mills, North Carolina 27976 · MLS #10643455 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.