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South MillsCAMDEN PLANTATION174 Mcpherson Rd✓ Source: REIN MLS #10645060 · record updated Aug 7, 2026 · synced every 2 min · your inquiry is never resold
174 McPherson RD, SOUTHMILLS NC 27976 - Main photo
174 McPherson RD, SOUTHMILLS NC 27976 - Photo 2
174 McPherson RD, SOUTHMILLS NC 27976 - Photo 3
174 McPherson RD, SOUTHMILLS NC 27976 - Photo 4
174 McPherson RD, SOUTHMILLS NC 27976 - Photo 5
$554,900
$210 / sqft · est. $3,334/mo →
4beds
2baths
2,647sqft
18days on market

174 Mcpherson Rd, South Mills, NC 27976

ActiveResidential · built 2007 · CAMDEN PLANTATION

About this home

The listing, in the seller's words

Beautifully maintained home featuring cathedral ceilings with an open floor plan. The home features so much space. Brand new LVP flooring and carpet. Plus all new windows. The spacious Kitchen includes all appliances and flows seamlessly into the living and formal dining areas. The primary suite offers a walk-in shower, soaking tub, double vanity, and walk-in closet. Two bedrooms plus a large FROG provide flexible living space. This home sits on an acre. A beautiful front and back yard. 2 car garage and a nice shed in the back.

Listing courtesy of Catherine Kowalsky · BHHS RW Towne Realty · REIN MLS #10645060

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

174 McPherson Road sits on a quiet stretch of South Mills, North Carolina — a 2,647-square-foot, three-bedroom, two-bath home built in 2007 that trades city noise for genuine breathing room, while keeping Hampton Roads bases and the Outer Banks corridor within easy reach.

Read the full overview ↓

Why this home stands out

What sets 174 McPherson Road apart is the combination of generous square footage — 2,647 feet across a single-family footprint — and the kind of elbow room that's genuinely hard to find this close to the Virginia border. Built in 2007, the home hits a sweet spot between modern construction standards and established character, giving you solid bones without the quirks of an older build or the cookie-cutter feel of a brand-new subdivision.

CAMDEN PLANTATION and the South Mills real estate market

South Mills is one of those small communities that people discover by accident and then quietly decide never to leave. Sitting in Camden County, North Carolina — just south of the Virginia state line — it carries a distinctly rural, unhurried character that feels worlds away from the congestion of Virginia Beach or Norfolk, yet Interstate 17 and US-158 keep you genuinely connected. The primary keyword for this address, South Mills NC real estate, reflects a market that stays under the radar: lot sizes tend to be generous, neighbors tend to know each other, and the pace of daily life tends to match the landscape — flat, open, and easy. Camden County operates its own local government and tax structure separate from Virginia jurisdictions, which is worth understanding as you compare options across the state line. The Elizabeth City area, roughly 20 minutes south, provides the regional center of gravity for shopping, dining, and services, while the Albemarle Sound and Dismal Swamp Canal add a quiet natural backdrop that outdoor enthusiasts genuinely appreciate.

What's nearby

Daily errands and weekend adventures are both well within range from McPherson Road. The Dismal Swamp Canal Trail is practically in the backyard — a favorite for cyclists, kayakers, and anyone who enjoys moving through old-growth scenery at their own pace. Elizabeth City, about 20 minutes south, covers the practical bases: grocery stores, pharmacies, hardware, and a solid range of restaurants. The Outer Banks are roughly an hour southeast, making a beach day genuinely doable without an overnight stay. Heading north across the Virginia line puts you in Chesapeake within about 25 minutes, where big-box retail, dining corridors, and additional services fill in any gaps.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is approximately 36 minutes north, and Joint Staff J7 in Suffolk runs about 39 minutes — both manageable commutes that put South Mills in play for service members who want space and value on the North Carolina side of the line. A VA loan can make this cross-state purchase straightforward; Camden County homes often deliver more square footage per dollar than comparable Virginia Beach or Chesapeake addresses.

For families upgrading

At 2,647 square feet across three bedrooms and two baths, 174 McPherson Road gives a growing household room to actually spread out — dedicated spaces for work, sleep, and gathering without everyone stacking on top of each other. The rural South Mills setting means kids have genuine outdoor space, and the 2007 build year means the systems and structure are modern enough to avoid the renovation treadmill that older homes can put you on.

More buyer questions

How far is 174 McPherson Road from the USCG Finance Center in Chesapeake?

The drive is approximately 36 minutes heading north on US-17 into Chesapeake, Virginia — a straightforward commute with minimal traffic complexity outside of peak hours.

Is 174 McPherson Road in a flood zone?

Camden County does include flood-mapped areas given its low-lying terrain and proximity to the Dismal Swamp and Albemarle Sound watershed — check the FloodRisk tile on this page for the specific designation assigned to this parcel.

What county is 174 McPherson Road in, and does that affect taxes?

The property falls in Camden County, North Carolina, which has its own tax rate and jurisdiction entirely separate from Virginia — buyers relocating from Hampton Roads should compare Camden County's tax structure directly rather than assuming Virginia rates apply.

How far is South Mills from the Outer Banks?

The northern Outer Banks — around Corolla and Duck — are roughly 55 to 65 minutes southeast of South Mills via US-158, making a beach day genuinely practical without an overnight trip.

Can a VA loan be used to purchase a home in North Carolina?

Yes — VA loan eligibility is not limited by state, so eligible service members and veterans can use their VA loan benefit to purchase in Camden County, North Carolina just as they would in Virginia.

Ready to see 174 McPherson Road in person? Reach out to Tom and Dariya Milan at LPT Realty — they know both sides of the Virginia-North Carolina line and can walk you through every step.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryGrandy Primary
  • MiddleCamden Middle
  • HighCamden County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2007

Price / sqft

$210

HOA fee

$12/mo

Taxes

$3,365/yr

County

Camden County NC

MLS #

10645060

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,647
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Subdivision
CAMDEN PLANTATION
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,322/mo

Principal & interest

$2,879

Property tax

$280

Home insurance

$162

PMI

None

HOA/Condo (paid separately)

$12

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$439,900$559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

152 McPherson RD · 0.2 mi · 2,400 sqft$525,000 sold 2026-04
284 McPherson RD · 1 mi · 3,010 sqft$550,000 sold 2026-03
136 Culpepper RD · 1.5 mi · 2,621 sqft$559,900 active

Sale & Tax History

List Price

$554,900

Price / Sq Ft

$210

Annual Taxes

$3,365

Monthly Tax

$280

HOA fee

$12 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 20, 2026$554,900
Price reducedAug 7, 2026$554,900−$5,000
Currently listed$554,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

18 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 174 Mcpherson Rd in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 174 Mcpherson Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 174 Mcpherson Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 174 Mcpherson Rd built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Catherine Kowalsky · BHHS RW Towne Realty · REIN MLS #10645060

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

174 Mcpherson Rd, South Mills — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

174 Mcpherson Rd, South Mills, North Carolina 27976 · MLS #10645060 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.