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South MillsCAMDEN PLANTATION174 Mcpherson Rd✓ Source: REIN MLS #10645060 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
174 McPherson RD, SOUTHMILLS NC 27976 - Main photo
4beds
2baths
2,647sqft
21days on market

174 Mcpherson Rd, South Mills, NC 27976

SoldResidential · built 2007 · CAMDEN PLANTATION

Facts & features

Type

Residential

Year built

2007

Price / sqft

$210

HOA fee

$12/mo

Taxes

$3,365/yr

County

Camden County NC

MLS #

10645060

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,647
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Subdivision
CAMDEN PLANTATION
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Beautifully maintained home featuring cathedral ceilings with an open floor plan. The home features so much space. Brand new LVP flooring and carpet. Plus all new windows. The spacious Kitchen includes all appliances and flows seamlessly into the living and formal dining areas. The primary suite offers a walk-in shower, soaking tub, double vanity, and walk-in closet. Two bedrooms plus a large FROG provide flexible living space. This home sits on an acre. A beautiful front and back yard. 2 car garage and a nice shed in the back.

Listing courtesy of Catherine Kowalsky · BHHS RW Towne Realty · REIN MLS #10645060

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

174 McPherson Road is a four-bedroom, two-bath single-family home in South Mills, North Carolina — 2,647 square feet of comfortable living space built in 2007, sitting in the quiet, rural Camden County corridor just minutes from the Virginia state line.

Read the full overview ↓

Why this home stands out

What sets 174 McPherson Road apart is the combination of genuine square footage and a 2007 build date — meaning you get the structural integrity and layout efficiency of a purpose-built home without the compromises of an older renovation project. At 2,647 square feet across four bedrooms and two full baths, there is real room to spread out, host, and grow. The rural South Mills setting adds breathing room that is genuinely hard to find this close to Hampton Roads.

CAMDEN PLANTATION and the South Mills real estate market

South Mills sits in Camden County, one of North Carolina's quieter, less-trafficked corners — and that is precisely its appeal. The community hugs the Pasquotank River watershed and the Dismal Swamp Canal corridor, giving the area a distinctly unhurried, small-town character that residents tend to hold onto tightly. Camden County is unincorporated in large stretches, which means lower density, larger lots, and a pace of life that feels genuinely removed from the suburban grind. Yet the Virginia state line is only a short drive north, putting the full commercial and employment landscape of Hampton Roads within practical reach. For families comparing homes for sale in South Mills, the trade-off is clear: you gain space, quiet, and a tight-knit community without sacrificing access to a major metro region.

What's nearby

Daily life from McPherson Road is straightforward. Elizabeth City — about 20 minutes south — is the regional hub for groceries, pharmacies, dining, and big-box retail. The Dismal Swamp Canal Trail, one of the most scenic multi-use paths in the mid-Atlantic, is practically in the backyard for cyclists and walkers. Chesapeake, Virginia is roughly 30 minutes north and brings a full suburban amenity set: regional malls, hospital systems, and restaurant corridors. The Great Dismal Swamp National Wildlife Refuge draws outdoor enthusiasts year-round for kayaking, birding, and hiking. Camden County's rural roads also make for excellent cycling routes when you just want to clear your head.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is about 36 minutes north, and Joint Staff J7 in Suffolk runs roughly 39 minutes away — both manageable commutes from McPherson Road. A VA loan can make a property at this price point especially accessible for eligible service members, and the low-density Camden County setting offers a decompression zone that is hard to put a number on after a long duty day.

For families upgrading

Four bedrooms and 2,647 square feet give a growing family genuine flexibility — dedicated space for a home office, a guest room, or a playroom without anyone feeling squeezed. The 2007 build means mechanical systems, windows, and structural components are a generation newer than comparable square footage in older Hampton Roads neighborhoods, and the Camden County setting keeps the surrounding environment calm and manageable.

More buyer questions

How far is 174 McPherson Road from USCG Finance Center Chesapeake?

The drive runs approximately 36 minutes heading north through the Dominion Boulevard corridor into Chesapeake, Virginia — a straightforward commute with minimal traffic complexity outside of peak morning windows.

What county is 174 McPherson Road in, and does that affect taxes?

The property sits in Camden County, North Carolina, which carries a notably lower cost-of-living profile than most Virginia jurisdictions directly across the state line — worth factoring into your total ownership picture.

Is 174 McPherson Road in a flood zone?

Flood zone designation for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data — check there for the most accurate and up-to-date information.

How far is South Mills from Elizabeth City?

Elizabeth City is roughly 18 to 22 minutes south of South Mills along US-17, making it the primary destination for everyday errands, medical appointments, and dining out.

Can a VA loan be used to purchase a home in North Carolina like this one?

Yes — a VA loan is fully available for eligible veterans and active-duty service members purchasing in North Carolina, and Camden County properties often represent strong value relative to comparable square footage in Virginia Beach or Chesapeake.

Tom and Dariya Milan at LPT Realty know the Hampton Roads and coastal Carolina corridor well — reach out to talk through 174 McPherson Road and what ownership here could look like for you.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

South Mills$470K – $640K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryGrandy Primary
  • MiddleCamden Middle
  • HighCamden County

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,322/mo

Principal & interest

$2,879

Property tax

$280

Home insurance

$162

PMI

None

HOA/Condo (paid separately)

$12

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$415,000$635,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

152 McPherson RD · 0.2 mi · 2,400 sqft$525,000 sold 2026-04
284 McPherson RD · 1 mi · 3,010 sqft$550,000 sold 2026-03
145 Pier Landing LOOP · 1.8 mi · 2,326 sqft$415,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your South Mills home worth?

Sale & Tax History

List Price

$554,900

Price / Sq Ft

$210

Annual Taxes

$3,365

Monthly Tax

$280

HOA fee

$12 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedAug 7, 2026$554,900−$5,000
ListedAug 25, 2026$554,900
SoldSep 14, 2026$554,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 174 Mcpherson Rd in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 174 Mcpherson Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 174 Mcpherson Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 174 Mcpherson Rd built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Catherine Kowalsky · BHHS RW Towne Realty · REIN MLS #10645060

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

174 Mcpherson Rd, South Mills — photo

This one's sold — the next one doesn't have to be.

174 Mcpherson Rd, South Mills, North Carolina 27976 · MLS #10645060 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.