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✓ Source: REIN MLS #10656620 · record updated Oct 27, 2026 · synced every 2 min · your inquiry is never resold
3023 Bay Shore LN, SUFFOLK VA 23435 - Main photo
3023 Bay Shore LN, SUFFOLK VA 23435 - Photo 2
3023 Bay Shore LN, SUFFOLK VA 23435 - Photo 3
3023 Bay Shore LN, SUFFOLK VA 23435 - Photo 4
3023 Bay Shore LN, SUFFOLK VA 23435 - Photo 5
4beds
3.1baths
2,339sqft
22days on market

3023 Bay Shore Ln, Suffolk, VA 23435

ActiveResidential · built 2005 · THE RIVERFRONT

About this home

Welcome to 3023 Bay Shore Ln in Suffolk, an exceptional modern home offering 4 bedrooms, a loft, and 3.5 baths. Designed for both comfort and style, this residence features an open-concept layout and a gourmet kitchen with quartz counter tops and a sleek, classy back splash, great for everyday living and effortless entertaining. Enjoy flexible living with 2 bedrooms on the first floor, a spacious primary suite and a private screened balcony on the second floor, plus an additional bedroom with its own sitting area and covered patio on the third floor. Nestled in one of Suffolk's premier communities, residents enjoy resort-style amenities including a pool, scenic walking trails, playgrounds, and a nearby golf course. Conveniently located near shopping, dining, and entertainment, this home perfectly combines modern luxury with everyday convenience. Schedule your private tour today before this incredible opportunity is gone.

Listing courtesy of Rebecca Smith · Waterway Realty · REIN MLS #10656620

Facts & features

Type

Residential

Year built

2005

Price / sqft

$183

Condo fee

$385/mo

HOA fee

$51/mo

Taxes

$4,040/yr

County

Suffolk VA

MLS #

10656620

Association amenities

ClubhouseGround MaintPlaygroundsPoolTrash Pickup

$385/mo condo fee + $51/mo HOA fee · Linkside Cove · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,339
Stories
3
Flooring
Carpet, Ceramic, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Balcony, Breakfast Area, Foyer, Loft, Pantry, Porch, Screened Porch, Utility Closet
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Traditional, Transitional, Tri-Level
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE RIVERFRONT
Unit / floor
1
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Off Street, Driveway Spc
Possession
CLOSING

See more Suffolk condos & townhomes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3023 Bay Shore Lane is a four-bedroom, three-and-a-half-bath home in Suffolk, Virginia, built in 2005. At 2,339 square feet, it gives you real room to spread out. Bill Jessee Park and River Park Fishing Pier are both less than half a mile away. Suffolk homes for sale at this price point rarely sit this close to the water.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for King's Fork High School, and homes for sale zoned for Creekside Elementary School. Nearby, look at The Riverfront homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

What sets 3023 Bay Shore Lane apart is the combination of size, layout, and location. Four bedrooms and three and a half baths in a 2005-built home means the floor plan was designed with modern living in mind. The Nansemond River corridor is right at the end of the street. NSA Hampton Roads is about 15 minutes away, and MARFORCOM Norfolk is roughly 17. That kind of access, paired with a quiet waterside setting, is genuinely hard to find in this zip code.

THE RIVERFRONT and the Suffolk real estate market

Bay Shore Lane sits in the 23435 zip code, along the western edge of the Nansemond River in Suffolk. The streets here are quiet and residential, with single-family homes on generous lots. Water access defines the character of this pocket — fishing piers, green space, and river views are woven into daily life. It feels removed from the noise of the city, but you are never far from what you need. Suffolk itself is one of the largest cities by land area on the East Coast. That scale means you get a genuine mix of rural calm and suburban convenience. Downtown Suffolk is about 15 minutes east, with independent shops, local dining, and city services. Route 17 and Route 32 connect you north toward Chesapeake and south toward the Outer Banks. Anyone comparing homes for sale in 23435 will notice that this corridor offers a quieter pace without sacrificing commute access.

What's nearby

River Stone Chophouse is just 0.9 miles away — a solid option for a weeknight dinner without a long drive. Bill Jessee Park is 0.4 miles from the front door, with open green space and room to move. River Park Fishing Pier is also 0.4 miles out, making a morning on the water an easy walk rather than a trip. Grocery runs and everyday errands are covered along the Route 17 corridor a few minutes north. The proximity to both green space and the river gives this block a lifestyle that most Suffolk addresses simply cannot match.

For different buyers

Base commute and VA loan notes

NSA Hampton Roads is about 15 minutes from 3023 Bay Shore Lane. MARFORCOM Norfolk is roughly 17 minutes in the other direction. VA loan financing is well-suited to a 2005-built home in this condition and price range. The four-bedroom layout means you are not squeezed for space. Buyers using a VA loan will find this zip code straightforward to finance.

For buyers drawn to character

The Nansemond River waterfront sets this block apart from most of Suffolk. A fishing pier and a park are both a short walk away. The 2005 construction means the bones are solid, but the setting feels like something older and more established. If you want a home with a real sense of place — water nearby, green space close, and quiet streets — 3023 Bay Shore Lane is worth a close look.

More buyer questions

How far is 3023 Bay Shore Lane from NSA Hampton Roads?

NSA Hampton Roads is about 15 minutes from 3023 Bay Shore Lane under normal traffic conditions. MARFORCOM Norfolk is roughly 17 minutes in the opposite direction.

Is 3023 Bay Shore Lane in a flood zone?

Given its location near the Nansemond River, flood zone status is worth reviewing carefully. Check the FloodRisk tile on this page for the current FEMA designation.

What parks are near 3023 Bay Shore Lane?

Bill Jessee Park and River Park Fishing Pier are both about 0.4 miles away. Both are walkable from the front door.

What school zone does 3023 Bay Shore Lane fall in?

Anyone comparing homes for sale zoned for King's Fork High School or homes for sale zoned for Creekside Elementary School will want to confirm current boundaries directly with Suffolk Public Schools, as zones can change.

How big is the home at 3023 Bay Shore Lane?

The home measures 2,339 square feet with four bedrooms and three and a half baths. It was built in 2005.

Want to see 3023 Bay Shore Lane in person? Tom and Dariya Milan know this part of Suffolk well. Reach out and let's set up a walkthrough.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$360K – $495K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

15.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Riverfront

The Riverfront at Harbour View is a master-planned golf community in North Suffolk, Virginia. It sits near the banks of the Nansemond River in the fast-growing Harbour View area.

$518K

Median sale · 12 mo

$212

Sold $/sq ft

46d

Days on market

16

For sale now

$158K

HH income

94.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Riverfront →
Map of The Riverfront with neighborhood boundaryNeighborhood

homes for sale in Suffolk, VA →

Military Commute

Drive times to nearest bases

NSA HR

Navy

34min·18.8mi

MARFORCOM

Marines

32min·18.2mi

NMCP

Navy

21min·13.2mi

NS Norfolk

Navy

33min·18.9mi

USCG Portsmouth

Coast Guard

21min·15.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,682/mo

Principal & interest

$2,220

Property tax

$337

Home insurance

$125

PMI

None

HOA/Condo (paid separately)

$436

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$385,000 – $495,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1516 Elderberry RD · 2.8 mi · 2,260 sqft$460,000 sold 2026-06
1023 Silver Charm CIR · 2.9 mi · 2,356 sqft$401,000 sold 2026-04
3605 Canal Turn CT · 2.9 mi · 2,369 sqft$435,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$427,900

Price / Sq Ft

$183

Annual Taxes

$4,040

Monthly Tax

$337

HOA + condo fees

$436 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 6, 2026$427,900—
Currently listed—$427,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

22 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3023 Bay Shore Ln in a good school zone?+
The assigned zones on the listing record are Creekside Elementary (VaHome School Score 5.7/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 3023 Bay Shore Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3023 Bay Shore Ln have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Linkside Cove. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool, Trash Pickup.
When was 3023 Bay Shore Ln built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Rebecca Smith · Waterway Realty · REIN MLS #10656620

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3023 Bay Shore Ln, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3023 Bay Shore Ln, Suffolk, Virginia 23435 · MLS #10656620 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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