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✓ Source: REIN MLS #10644768 · record updated Sep 21, 2026 · synced every 2 min · your inquiry is never resold
301 St. Andrews NONE, SMITHFIELD VA 23430 - Main photo
5beds
5baths
4,279sqft
59days on market

301 St. Andrews, Smithfield, VA 23430

Off MarketResidential · built 2022 · CYPRESS CREEK

About this home

VA assumable loan available for qualified VA buyers at 3.9%! Welcome home! This spacious 4,279 sq ft home offers 5 bedrooms, 5 full baths, and a finished basement with endless possibilities for a media room, gym, playroom, or guest space. The main level features a formal dining room, guest suite, full bath, and an open-concept living area. The chef's kitchen includes a large quartz island, stainless double ovens, gas cooktop, and abundant cabinetry. Upstairs, the primary suite offers a spa-like bath and oversized walk-in closet. Relax on the back patio overlooking the Cypress Creek Golf Course with beautiful views and added privacy. Enjoy resort-style community amenities including a championship golf course, clubhouse, swimming pool, fitness center, tennis courts, playgrounds, walking trails, and a vibrant calendar of neighborhood events.

Listing courtesy of Tara Helmick · Empire Homes · REIN MLS #10644768

Facts & features

Type

Residential

Year built

2022

Price / sqft

$180

HOA fee

$85/mo

Taxes

$5,100/yr

County

Isle of Wight County VA

MLS #

10644768

HOA association includes

ClubhouseExercise RmGolfGround MaintPlaygroundsPoolRV Storage

$85/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
5
Approx. sqft
4,279
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
16
Other rooms
1st Floor BR, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp, Cottage, Transitional
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CYPRESS CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Smithfield$650K – $890K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

30.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield real estate →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

54min·33mi

NSA HR

Navy

71min·32.5mi

J7 Suffolk

Joint

35min·20.5mi

JBLE Langley

Air Force

50min·25.1mi

MARFORCOM

Marines

69min·31.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,645/mo

Principal & interest

$3,995

Property tax

$425

Home insurance

$225

PMI

None

HOA/Condo (paid separately)

$85

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

109% of $704,800

City assessment record · taxes $5,100/yr

Land share of assessed value

13% — $95,000

Improvements $609,800 · assessor record ✓

Price context — similar nearby homes

$586,000 – $860,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 The Machrie · 0.3 mi · 4,650 sqft$750,000 sold 2026-07
105 Nairn · 0.2 mi · 3,442 sqft$750,000 sold 2026-04
338 S Church ST · 1.3 mi · 4,400 sqft$860,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$770,000

Price / Sq Ft

$180

Annual Taxes

$5,100

Monthly Tax

$425

HOA fee

$85 / mo

Tax Rate (effective)

0.66%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$770,000—
Currently listed—$770,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

9% above assessment

Total Assessed

$704,800

Land

$95,000

Improvement

$609,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 301 St. Andrews in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 301 St. Andrews in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 301 St. Andrews have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Ground Maint, Playgrounds, Pool, RV Storage.
When was 301 St. Andrews built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Tara Helmick · Empire Homes · REIN MLS #10644768

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

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301 St. Andrews, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

301 St. Andrews, Smithfield, Virginia 23430 · MLS #10644768 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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