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SmithfieldCYPRESS CREEK301 St. Andrews✓ Source: REIN MLS #10644768 · record updated Aug 2, 2026 · synced every 2 min · your inquiry is never resold
301 St. Andrews NONE, SMITHFIELD VA 23430 - Main photo
301 St. Andrews NONE, SMITHFIELD VA 23430 - Photo 2
301 St. Andrews NONE, SMITHFIELD VA 23430 - Photo 3
301 St. Andrews NONE, SMITHFIELD VA 23430 - Photo 4
301 St. Andrews NONE, SMITHFIELD VA 23430 - Photo 5
$770,000
$180 / sqft · est. $4,730/mo →
5beds
5baths
4,279sqft
11days on market

301 St. Andrews, Smithfield, VA 23430

ActiveResidential · built 2022 · CYPRESS CREEK

Facts & features

Type

Residential

Year built

2022

Price / sqft

$180

HOA fee

$85/mo

Taxes

$5,100/yr

County

Isle of Wight County VA

MLS #

10644768

HOA association includes

ClubhouseExercise RmGolfGround MaintPlaygroundsPoolRV Storage

$85/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
5
Approx. sqft
4,279
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
16
Other rooms
1st Floor BR, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp, Cottage, Transitional
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CYPRESS CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

VA assumable loan available for qualified VA buyers at 3.9%! Welcome home! This spacious 4,279 sq ft home offers 5 bedrooms, 5 full baths, and a finished basement with endless possibilities for a media room, gym, playroom, or guest space. The main level features a formal dining room, guest suite, full bath, and an open-concept living area. The chef's kitchen includes a large quartz island, stainless double ovens, gas cooktop, and abundant cabinetry. Upstairs, the primary suite offers a spa-like bath and oversized walk-in closet. Relax on the back patio overlooking the Cypress Creek Golf Course with beautiful views and added privacy. Enjoy resort-style community amenities including a championship golf course, clubhouse, swimming pool, fitness center, tennis courts, playgrounds, walking trails, and a vibrant calendar of neighborhood events.

Listing courtesy of Tara Helmick · REIN MLS #10644768

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

301 St. Andrews in Smithfield, Virginia is a 2022-built, five-bedroom, five-bath home offering 4,279 square feet of thoughtfully designed living space. With Joint Base Langley-Eustis just 26 minutes away and everyday conveniences within a mile, this address checks a lot of boxes.

Read the full overview ↓

Why this home stands out

Built in 2022, this Smithfield home delivers the kind of square footage — 4,279 feet across five bedrooms and five full baths — that growing households rarely find in newer construction without a long wait. Every bath is full, which means no morning traffic jams when the house is full. The build year also puts you squarely in the era of modern energy codes, open layouts, and the finishes today's buyers expect from the ground up.

CYPRESS CREEK and the Smithfield real estate market

Smithfield, Virginia sits in Isle of Wight County along the Pagan River, and it carries a small-town character that's genuinely hard to find this close to Hampton Roads' major employment corridors. The historic downtown — lined with 18th- and 19th-century architecture, local shops, and waterfront dining — is only a few minutes from St. Andrews, giving the neighborhood an unhurried, community-first feel. Smithfield is famously the home of Smithfield Foods, but residents know it better as a place where neighbors still wave from the porch. Isle of Wight County's lower density means larger lots, quieter streets, and a pace that contrasts sharply with the busier cities across the James River. That said, you're never truly isolated — Interstate 664 and Route 10 keep Newport News, Suffolk, and the broader Hampton Roads metro within easy reach.

What's nearby

Daily errands are easy from 301 St. Andrews. A Food Lion, Kroger, and BP are all within a mile, so a quick grocery run stays quick. When you'd rather let someone else cook, Creekside Landing is just 0.4 miles away — a local favorite for waterfront dining — and Anna's Ristorante is under a mile for Italian nights. Hardee's and McDonald's handle the faster mornings, while Starbucks and a 7-Eleven round out the coffee options at about a mile out. Fitness is well covered too: Smithfield Fit Body Boot Camp, Raw Fitness Training Facility, and Workout Anytime Smithfield are all within 0.9 miles of the front door.

For different buyers

For military families relocating

Joint Base Langley-Eustis is 26 minutes from 301 St. Andrews, and NSA Northwest Annex is about 28 minutes — both well within the commute range most military families target. Five bedrooms means a dedicated home office or guest room for visiting family, and a VA loan can make financing a home of this size more accessible than many buyers expect.

For families upgrading

If you've outgrown your current home, 4,279 square feet with five bedrooms and five full baths gives everyone — kids, guests, and the occasional in-law visit — genuine breathing room. The 2022 build means you're stepping into a home where the big-ticket systems are new, not something you'll be budgeting to replace in the near future.

More buyer questions

How far is 301 St. Andrews from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) runs about 26 minutes under normal traffic conditions. NSA Northwest Annex is close behind at roughly 28 minutes.

What is the square footage of 301 St. Andrews in Smithfield?

The home measures 4,279 square feet and includes five bedrooms and five full bathrooms across its layout.

Is 301 St. Andrews in a flood zone?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — check that section for the most current FEMA map data.

What year was 301 St. Andrews built?

The home was built in 2022, making it a relatively new construction with modern systems, energy-efficient building standards, and contemporary finishes.

Does 301 St. Andrews have an HOA?

HOA status for this property should be confirmed with the listing agent or Isle of Wight County records, as community association details can change between listing cycles.

Curious whether 301 St. Andrews fits your timeline and goals? Tom and Dariya Milan at LPT Realty know Smithfield well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,645/mo

Principal & interest

$3,995

Property tax

$425

Home insurance

$225

PMI

None

HOA/Condo (paid separately)

$85

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

109% of $704,800

City assessment record · taxes $5,100/yr

Land share of assessed value

13% — $95,000

Improvements $609,800 · assessor record ✓

Price context — similar nearby homes

$586,000$1,190,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 The Machrie · 0.3 mi · 4,650 sqft$750,000 sold 2026-07
200 Saint Andrews · 0.1 mi · 4,116 sqft$750,000 active
105 Nairn · 0.2 mi · 3,442 sqft$750,000 sold 2026-04

Sale & Tax History

List Price

$770,000

Price / Sq Ft

$180

Annual Taxes

$5,100

Monthly Tax

$425

HOA fee

$85 / mo

Tax Rate (effective)

0.66%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$770,000
Currently listed$770,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

9% above assessment

Total Assessed

$704,800

Land

$95,000

Improvement

$609,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 301 St. Andrews in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 301 St. Andrews in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 301 St. Andrews have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Ground Maint, Playgrounds, Pool, RV Storage.
When was 301 St. Andrews built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Tara Helmick · REIN MLS #10644768

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

301 St. Andrews, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

301 St. Andrews, Smithfield, Virginia 23430 · MLS #10644768 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.