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Smithfield › CYPRESS CREEK › 301 St. Andrews✓ Source: REIN MLS #10644768 · record updated Aug 2, 2026 · synced every 2 min · your inquiry is never resold
301 St. Andrews NONE, SMITHFIELD VA 23430 - Main photo
301 St. Andrews NONE, SMITHFIELD VA 23430 - Photo 2
301 St. Andrews NONE, SMITHFIELD VA 23430 - Photo 3
301 St. Andrews NONE, SMITHFIELD VA 23430 - Photo 4
301 St. Andrews NONE, SMITHFIELD VA 23430 - Photo 5
5beds
5baths
4,279sqft
11days on market

301 St. Andrews, Smithfield, VA 23430

ActiveResidential · built 2022 · CYPRESS CREEK

Facts & features

Type

Residential

Year built

2022

Price / sqft

$180

HOA fee

$85/mo

Taxes

$5,100/yr

County

Isle of Wight County VA

MLS #

10644768

HOA association includes

ClubhouseExercise RmGolfGround MaintPlaygroundsPoolRV Storage

$85/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
5
Approx. sqft
4,279
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
16
Other rooms
1st Floor BR, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp, Cottage, Transitional
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CYPRESS CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

VA assumable loan available for qualified VA buyers at 3.9%! Welcome home! This spacious 4,279 sq ft home offers 5 bedrooms, 5 full baths, and a finished basement with endless possibilities for a media room, gym, playroom, or guest space. The main level features a formal dining room, guest suite, full bath, and an open-concept living area. The chef's kitchen includes a large quartz island, stainless double ovens, gas cooktop, and abundant cabinetry. Upstairs, the primary suite offers a spa-like bath and oversized walk-in closet. Relax on the back patio overlooking the Cypress Creek Golf Course with beautiful views and added privacy. Enjoy resort-style community amenities including a championship golf course, clubhouse, swimming pool, fitness center, tennis courts, playgrounds, walking trails, and a vibrant calendar of neighborhood events.

Listing courtesy of Tara Helmick · REIN MLS #10644768

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 2022, 301 St. Andrews in Smithfield delivers 4,279 square feet of thoughtfully designed living space across five bedrooms and five full baths — a newer construction home in Isle of Wight County that gives growing households serious room to breathe without sacrificing a convenient, small-town feel.

Keep searching in Smithfield

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

What separates 301 St. Andrews from older Smithfield inventory is simple: everything is new. Constructed in 2022, this five-bed, five-bath home skips the renovation math entirely. At 4,279 square feet, there's genuine space for a home office, a guest suite, and everyday life to coexist without compromise. You get the charm of a walkable small town and the peace of mind that comes with modern systems and construction.

CYPRESS CREEK and the Smithfield real estate market

Smithfield sits along the Pagan River in Isle of Wight County, and it carries a character that's genuinely rare in Hampton Roads — a historic downtown with brick sidewalks, local restaurants, and a waterfront that draws people in on weekends. St. Andrews drops you into a quiet residential pocket close enough to walk or bike toward town, yet far enough from the main corridor that the street stays calm. Isle of Wight County is known for lower density and a slower pace compared to the larger cities across the James River, which is a deliberate trade-off many households make and never regret. Families comparing homes for sale in Smithfield often cite that combination — real community feel, manageable commutes, and newer housing stock — as the reason they keep coming back to this side of the water.

What's nearby

Daily errands are genuinely easy from St. Andrews. Food Lion is nine-tenths of a mile out, Kroger is a mile away, and a BP station fills in for quick stops at 0.8 miles. For dinner, Creekside Landing is just 0.4 miles — close enough to walk on a nice evening — and Anna's Ristorante is under a mile for Italian nights. Morning coffee is covered by Starbucks and 7-Eleven, both at one mile. If staying active matters to you, Smithfield Fit Body Boot Camp, Raw Fitness Training Facility, and Workout Anytime Smithfield are all within 0.9 miles of the front door.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 26 minutes from 301 St. Andrews, and NSA Northwest Annex runs about 28 minutes — both commutes that keep you well within typical BAH range for Isle of Wight County. A VA loan pairs naturally with a 2022 build like this: no deferred maintenance, modern systems, and five full baths that handle a busy household without a hitch.

For families upgrading

If you've outgrown your current home, 4,279 square feet across five bedrooms and five baths gives every family member genuine breathing room. Households comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find 301 St. Andrews squarely within those attendance zones — a newer build that checks the space and location boxes at the same time.

More buyer questions

How far is 301 St. Andrews from Joint Base Langley-Eustis?

The drive runs approximately 26 minutes under normal traffic conditions, making it a practical daily commute for service members stationed at Fort Eustis. NSA Northwest Annex is roughly 28 minutes in the same direction.

Is 301 St. Andrews in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel.

What county is 301 St. Andrews in?

The property sits in Isle of Wight County, Virginia, which has its own tax rates, services, and jurisdiction separate from the city of Suffolk or the City of Hampton Roads municipalities across the James River.

How old is the home at 301 St. Andrews?

The home was built in 2022, making it one of the newer construction options in the Smithfield area and well within the age range where major systems — roof, HVAC, plumbing — are essentially new.

Are there restaurants and grocery stores close to 301 St. Andrews?

Yes — Creekside Landing is just 0.4 miles away, and Food Lion, Kroger, and Anna's Ristorante are all within one mile, so everyday needs and dinner plans are both covered without a long drive.

Ready to walk through 301 St. Andrews in person? Tom and Dariya Milan at LPT Realty know this Smithfield market well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$650K – $890K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,645/mo

Principal & interest

$3,995

Property tax

$425

Home insurance

$225

PMI

None

HOA/Condo (paid separately)

$85

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

109% of $704,800

City assessment record · taxes $5,100/yr

Land share of assessed value

13% — $95,000

Improvements $609,800 · assessor record ✓

Price context — similar nearby homes

$525,000 – $760,965

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 The Machrie · 0.3 mi · 4,650 sqft$750,000 sold 2026-07
105 Nairn · 0.2 mi · 3,442 sqft$750,000 sold 2026-04
313 Grandville ARCH · 1.4 mi · 3,991 sqft$586,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$770,000

Price / Sq Ft

$180

Annual Taxes

$5,100

Monthly Tax

$425

HOA fee

$85 / mo

Tax Rate (effective)

0.66%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$770,000—
Currently listed—$770,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

9% above assessment

Total Assessed

$704,800

Land

$95,000

Improvement

$609,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 301 St. Andrews in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 301 St. Andrews in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 301 St. Andrews have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Ground Maint, Playgrounds, Pool, RV Storage.
When was 301 St. Andrews built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Tara Helmick · REIN MLS #10644768

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

301 St. Andrews, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

301 St. Andrews, Smithfield, Virginia 23430 · MLS #10644768 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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