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Norfolk › VILLA HEIGHTS › 2595 Ruffin Way✓ Source: REIN MLS #10649606 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
2595 Ruffin WAY, NORFOLK VA 23504 - Main photo
2595 Ruffin WAY, NORFOLK VA 23504 - Photo 2
2595 Ruffin WAY, NORFOLK VA 23504 - Photo 3
2595 Ruffin WAY, NORFOLK VA 23504 - Photo 4
2595 Ruffin WAY, NORFOLK VA 23504 - Photo 5
4beds
2.1baths
3,100sqft
51days on market

2595 Ruffin Way, Norfolk, VA 23504

ActiveResidential · built 1910 · VILLA HEIGHTS

Facts & features

Type

Residential

Year built

1910

Price / sqft

$138

HOA

None

Taxes

$3,562/yr

County

Norfolk VA

MLS #

10649606

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
3,100
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
10
Other rooms
Foyer, PBR with Bath, Office/Study, Sun Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Aluminum
Pool
No Pool
Fencing
Other

Utilities & systems

Heating
Heat Pump W/A, Zoned
Cooling
Central Air, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
VILLA HEIGHTS
Zoning
R-8
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc, Street
Possession
SETTLEMENT
Miscellaneous
Rehabilitated
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to this beautifully rehabilitated 3-story traditional home in Norfolk's Villa Heights neighborhood. Featuring 3 bedrooms plus a versatile flex space that can serve as a 4th bedroom, home office, or bonus room, this early 1900s home blends classic character with modern updates. The navy blue vinyl exterior offers timeless curb appeal, while the interior features 2.5 bathrooms, an eat-in kitchen, and a decorative fireplace that adds charm without the upkeep of a working fireplace. Updates have been completed throughout, with major systems dating from 2019 or newer. Conveniently located near the Virginia Zoo, Lafayette Park, Ghent, Downtown Norfolk, military bases, shopping, dining, and major commuter routes. A wonderful opportunity to enjoy historic character with thoughtfully updated features.

Listing courtesy of Tera Zapata · Thrive Realty · REIN MLS #10649606

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This 1910 four-bedroom home sits on Ruffin Way in Norfolk, just minutes from Naval Medical Center Portsmouth. With 3,100 square feet and 2.1 baths, you'll find solid bones and period character. It's the kind of block that anchors Norfolk homes for sale with walkable access to groceries, coffee, and dining.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23504, homes for sale zoned for Granby High School, and homes for sale zoned for Lindenwood Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Colonial Place homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Built over a century ago, this residence carries the craftsmanship and layout of its era. Four bedrooms and two full baths plus a half-bath give you flexibility for a home office, guest room, or hobby space. The location—a short walk to The Annex, Ziggy's on Granby, and Blaze on Granby—means daily errands and social stops are on foot. You're also steps from Mike The Fitness Junkie and Todd's Eastside Boxing Club if you want to stay active nearby.

VILLA HEIGHTS and the Norfolk real estate market

Ruffin Way sits in a walkable Norfolk neighborhood where tree-lined streets and established homes create a lived-in, friendly feel. The block has a mix of older single-family homes and small apartment buildings, giving it a genuine, unpretentious character. Granby Street—just a block or two away—is the spine of the area, lined with independent restaurants, coffee shops, and local businesses. You can walk to Watergate 5 and Organic Food Depot for groceries, or grab lunch at Vegan Planet Cafe without getting in the car. Lafayette Park and City Park are both within a short walk, offering green space and a dog park. Norfolk itself is a working waterfront city with Naval Station Norfolk, Naval Medical Center Portsmouth, and USCG Base Portsmouth all nearby. Getting around is easy on local roads, and the downtown core is just a few minutes away by car. Anyone comparing homes for sale in Norfolk will find this location offers walkability and base proximity in equal measure.

What's nearby

Your daily life unfolds on foot here. The Annex restaurant is right on the block, and Ziggy's on Granby and Vegan Planet Cafe are a two-minute walk. Coffee runs are quick—Blaze on Granby and Coalescence Coffee Company are both under five minutes away. Watergate 5 grocery is just two blocks south. For fitness, Mike The Fitness Junkie and Todd's Eastside Boxing Club are both a one-minute walk, and Sky's The Limit Yoga Co is three blocks away. Lafayette Dog Park and Lafayette Park offer outdoor space nearby.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is about five minutes away, and USCG Base Portsmouth is equally close. This location works well for active-duty and civilian personnel stationed locally. VA loan financing is common in this part of Norfolk, and the home's established condition means you can move in without major surprises.

Room to grow

Four bedrooms and two full baths plus a half-bath give you room to spread out and grow. A home office, guest bedroom, and hobby space are all possible with this layout. The walkable neighborhood means kids can reach parks, coffee shops, and restaurants on foot, and the older home's character adds charm while the square footage provides flexibility.

More buyer questions

How far is 2595 Ruffin Way from Naval Medical Center Portsmouth?

About five minutes by car. USCG Base Portsmouth is equally close, making this location convenient for personnel at either base.

What grocery stores are near this address?

Watergate 5 is two blocks away, Organic Food Depot is a five-minute walk, and Tees is just half a mile south. All three are easily walkable or a short drive.

Are there restaurants and coffee shops within walking distance?

Yes. The Annex is on the block, Ziggy's on Granby and Vegan Planet Cafe are nearby, and Blaze on Granby and Coalescence Coffee Company are all within a few blocks.

What parks are close to homes for sale in 23504 on this street?

Lafayette Park and City Park are both within a ten-minute walk, and Lafayette Dog Park is half a mile away. Green space and recreation are accessible without a car.

Does this address fit anyone comparing homes for sale zoned for Granby High School and homes for sale zoned for Lindenwood Elementary School?

Yes. This address is zoned for both, making it a fit if you're comparing homes for sale in those attendance areas.

Ready to explore this Norfolk home further? Reach out to Tom & Dariya Milan to schedule a tour and learn more about the neighborhood.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$360K – $495K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

10.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Colonial Place

Colonial Place is a historic neighborhood in Norfolk, Virginia. It is known for streets lined with trees and homes from the early 20th century.

$405K

Median sale · 12 mo

$226

Sold $/sq ft

15d

Days on market

13

For sale now

$85K

HH income

56.4%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Colonial Place →
Map of Colonial Place with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,637/mo

Principal & interest

$2,216

Property tax

$297

Home insurance

$125

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

147% of $289,600

City assessment record · taxes $3,562/yr

Land share of assessed value

13% — $36,500

Improvements $253,100 · assessor record ✓

Price context — similar nearby homes

$235,000 – $680,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

741 Washington AVE · 0.7 mi · 2,984 sqft$235,000 sold 2026-03
1002 Colonial AVE · 1.2 mi · 3,153 sqft$680,000 sold 2026-03
742 Johnson AVE · 0.7 mi · 2,650 sqft$315,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$427,000

Price / Sq Ft

$138

Annual Taxes

$3,562

Monthly Tax

$297

HOA

None

Tax Rate (effective)

0.83%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 19, 2026$427,000—
Price reducedOct 7, 2026$427,000−$500
Currently listed—$427,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

47% above assessment

Total Assessed

$289,600

Land

$36,500

Improvement

$253,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

51 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 2595 Ruffin Way in a good school zone?+
The assigned zones on the listing record are Lindenwood Elementary (VaHome School Score 2.5/10), Other Middle School, Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2595 Ruffin Way in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 2595 Ruffin Way have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2595 Ruffin Way built?+
It was built in 1910, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Tera Zapata · Thrive Realty · REIN MLS #10649606

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

2595 Ruffin Way, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2595 Ruffin Way, Norfolk, Virginia 23504 · MLS #10649606 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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