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Portsmouth › SOUTHSIDE › 2121 Effingham St✓ Source: REIN MLS #10629905 · record updated May 29, 2026 · synced every 2 min · your inquiry is never resold
2121 Effingham ST, PORTSMOUTH VA 23704 - Main photo
$280,000
$170 / sqft · est. $1,772/mo →
3beds
1.1baths
1,650sqft
16days on market

2121 Effingham St, Portsmouth, VA 23704

SoldResidential · built 1985 · SOUTHSIDE

About this home

The listing, in the seller's words

Don't miss this move-in ready all-brick ranch offering 3 bedrooms, 1.5 bathrooms, and approximately 1,650 sq ft of easy, single-level living. This home blends timeless construction with major upgrades installed in 2025, including a brand-new roof, upgraded electrical system, whole-home generator, and an air purification system integrated into the ductwork for enhanced indoor air quality. Inside, enjoy tray ceilings that add architectural character, updated bathrooms with modern finishes and a kitchen highlighted by granite countertops..The spacious layout provides functional living and entertaining space, while the durable brick exterior offers low maintenance and lasting curb appeal. Move-in ready with key improvements already completed, this home delivers both value and peace of mind. Ideally located just minutes from Norfolk Naval Shipyard, Naval Medical Center Portsmouth, Historic Olde Towne Portsmouth, and I-264.

Listing courtesy of Jobenia Parker · JP Realty and Associates · REIN MLS #10629905

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1985

Price / sqft

$170

HOA

None

Taxes

$2,853/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10629905

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,650
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, Porch, Utility Closet
Appliances
Disposal, Dryer Hookup, Gas Range, Refrigerator, Washer Hookup
Equipment
Backup Generator, Cable Hookup, Ceiling Fan
Accessibility
Main Floor Laundry

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTHSIDE
Zoning
URH
Ownership
Fee Simple
Garage
No
Parking
2 Space, Driveway Spc, Street
Possession
AFTER SETTLEMT
Disclosures
Estate

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Southside neighborhood of Portsmouth. Portsmouth homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,772/mo

Principal & interest

$1,453

Property tax

$238

Home insurance

$82

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$225,000 – $309,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

13 Kennedy DR · 1.5 mi · 1,682 sqft$298,000 sold 2026-05
27 Afton PW · 1.6 mi · 1,631 sqft$309,000 sold 2026-05
25 Prospect PW · 1.6 mi · 1,578 sqft$287,000 sold 2026-06

Sale & Tax History

List Price

$280,000

Price / Sq Ft

$170

Annual Taxes

$2,853

Monthly Tax

$238

HOA

None

Tax Rate (effective)

1.02%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 13, 2026$280,000—
SoldMay 29, 2026$280,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 2121 Effingham St in a good school zone?+
The assigned zones on the listing record are Brighton Elementary (GreatSchools 5/10), Cradock Middle, Manor High (GreatSchools 2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2121 Effingham St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 2121 Effingham St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2121 Effingham St built?+
It was built in 1985, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jobenia Parker · JP Realty and Associates · REIN MLS #10629905

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in PortsmouthCall or text (757) 777-7577

2121 Effingham St, Portsmouth, Virginia 23704 · MLS #10629905 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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