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SmithfieldGATLING POINTE20527 Madison Ct✓ Source: REIN MLS #10625355 · record updated Apr 9, 2026 · synced every 2 min · your inquiry is never resold
20527 Madison CT, SMITHFIELD VA 23430 - Main photo
$650,000
$192 / sqft · est. $3,991/mo →
6beds
4baths
3,385sqft
1days on market

20527 Madison Ct, Smithfield, VA 23430

SoldResidential · built 2000 · GATLING POINTE

About this home

The listing, in the seller's words

OPEN HOUSE CANCELLED. home went under contract. It features a bedroom on the first floor and a full bath down. Nice for in-laws and guests or a home office. The large kitchen has been updated with stainless appliances, a vast amount of cabinet space, and plenty of counter space. It has an eating nook that opens to a screened porch out back. The primary bathroom has been extensively updated with a beautiful tub, tile shower, and stunning vanities. There are four more bedrooms up. One with a bath of it's own and two that have a jack and jill bath. The remaining is large enough for a game room, home theater or kids retreat. Plenty of storage in the walk up attic and large garage. This perfectly maintained home is finished with amazing trim and beautiful hardwood floors.

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10625355

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2000

Price / sqft

$192

HOA fee

$62/mo

Taxes

$4,400/yr

County

Isle of Wight County VA

MLS #

10625355

Interior

Bedrooms
6
Full baths
4
Approx. sqft
3,385
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Screened Porch, Utility Room
Interior features
Dual Entry Bath (Br & Br), Dual Entry Bath (Br & Hall), Fireplace Gas-natural, Primary Sink-Double, Perm Attic Stairs, Walk-In Closet
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Exterior features
Cul-De-Sac, Deck, Inground Sprinkler
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air,Nat Gas,Zoned
Cooling
Central Air,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,991/mo

Principal & interest

$3,373

Property tax

$367

Home insurance

$190

PMI

None

HOA

$62

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $562,500

City assessment record · taxes $4,400/yr

Land share of assessed value

15% — $85,000

Improvements $477,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$505,000$730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

20517 Madison CT · 0.1 mi · 3,525 sqft$605,000 sold 2026-03
12010 Southport Landing DR · 0.2 mi · 3,528 sqft$603,437 sold 2026-07
19655 Battery Park RD · 0.8 mi · 3,284 sqft$730,000 sold 2026-03

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$192

Annual Taxes

$4,400

Monthly Tax

$367

HOA fee

$62 / mo

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 4, 2026$650,000
SoldApr 9, 2026$650,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$562,500

Land

$85,000

Improvement

$477,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 20527 Madison Ct in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 20527 Madison Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 20527 Madison Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 20527 Madison Ct built?+
It was built in 2000, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10625355

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

20527 Madison Ct, Smithfield — photo

This one's sold — the next one doesn't have to be.

20527 Madison Ct, Smithfield, Virginia 23430 · MLS #10625355 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.