Home/Virginia/Portsmouth/SOUTH LOXLEY PLACE/135 Francis ST, PORTSMOUTH VA 23702
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$268,000

135 Francis St

Portsmouth, Virginia 23702

MLS# 10641026 · SOUTH LOXLEY PLACE · Portsmouth VA

Updated 5 days ago · Source: REIN MLS

Est. payment

$1,727/mo

Edit below

Price / sq ft

$169

1,584 sq ft

Days on market

0

New listing

HOA

None

Year built

1988

38 yrs old

Beds

3

Full Baths

1

Half Baths

1

Sq Ft

1,584

Garage

No

Residential1 StorySingle FamilyWaterfront — Not Waterfront

Schools

Info provided by GreatSchools

About this home

Spacious ranch-style home situated on a large corner lot in Portsmouth. This 3-bedroom, 1.5-bath single-family home offers approximately 1,584 sq. ft. of living space on a generous 12,023 sq. ft. lot. The home features a large living area, sizable bedrooms, an open kitchen/dining space with abundant wood cabinetry, ceiling fans, central cooling, hot air heat, and a walk-in tub for added convenience. Exterior features…

Listed by Rana Stone · EXIT Realty Central

VaHome Team property overview

At a glance

135 Francis Street is a 3-bedroom, 1.5-bath home in Portsmouth, Virginia, offering 1,584 square feet of living space built in 1988. With Norfolk Naval Shipyard just seven minutes away and everyday conveniences close at hand, this address works hard for the people who call it home.

Read full property overview ↓

Why this home stands out

What sets 135 Francis Street apart is its combination of practical square footage and an unbeatable position in the heart of Portsmouth. At 1,584 square feet, there's genuine room to spread out — three bedrooms, a full bath, and a half bath give everyday routines space to breathe. The 1988 build year lands in a sweet spot: solid construction with enough time for a neighborhood to mature and settle into itself.

SOUTH LOXLEY PLACE and the Portsmouth real estate market

Portsmouth is one of Hampton Roads' most historically layered cities, and the area around Francis Street reflects that character well. The surrounding streets carry a lived-in, established feel — mature trees, modest lot sizes, and neighbors who tend to put down roots. You're in the southern corridor of Portsmouth, a part of the city that sits close to working waterways and industrial heritage without sacrificing residential calm. Olde Towne Portsmouth, the city's celebrated historic district, is a short drive north and worth exploring on weekends for its 18th- and 19th-century architecture and waterfront promenade. The Elizabeth River runs nearby, giving the broader area a maritime identity that's woven into daily life here. Portsmouth as a whole offers a quieter pace than Virginia Beach or Chesapeake while still connecting you quickly to the full Hampton Roads metro via the Downtown Tunnel and the High Rise Bridge. For buyers searching for Portsmouth homes near Norfolk Naval Shipyard, this address consistently checks the commute box without compromise.

What's nearby

Daily errands are straightforward from Francis Street. A Walmart Supercenter sits within a few minutes' drive for full grocery runs, and several Dollar General and Family Dollar locations fill in for quick stops. Fast food and casual dining options line nearby Victory Boulevard and Frederick Boulevard. For green space, Churchland Park and several smaller neighborhood parks are accessible without a long drive. Pharmacies including CVS and Walgreens are within a short radius. The Portsmouth Transit bus network provides additional connectivity for residents who prefer not to drive, and Interstate 264 and Route 58 are both reachable within minutes for broader regional travel.

For different buyers

For military families relocating

Norfolk Naval Shipyard is seven minutes from your front door, and USCG Base Portsmouth is eight. For military households, that kind of proximity is rare and genuinely valuable — it shortens the duty-day commute, keeps you close during unexpected callouts, and makes the most of a VA loan benefit in a city where the numbers work in your favor. Portsmouth has a long tradition of welcoming military families, and this address fits right into that story.

For first-time buyers

If you're stepping into homeownership for the first time, 135 Francis Street offers a realistic entry point into Portsmouth without asking you to sacrifice space. Three bedrooms and 1,584 square feet give you room to grow, and the 1988 construction means the major structural systems have already proven themselves over decades. Portsmouth's affordability relative to neighboring Virginia Beach and Norfolk makes it a smart place to plant your first flag as an owner.

Frequently asked questions

How far is 135 Francis Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately seven minutes from 135 Francis Street by car, making this one of the closer residential options to the base in the Portsmouth area. The short commute is a consistent draw for Shipyard personnel and their families.

How far is 135 Francis Street from USCG Base Portsmouth?

USCG Base Portsmouth is roughly eight minutes away by car. Both major installations are reachable without highway travel, which keeps the daily commute simple regardless of traffic conditions.

What is the property type and size at 135 Francis Street?

135 Francis Street is a residential single-family home with 1,584 square feet of living space, three bedrooms, and one and a half bathrooms, built in 1988.

Is 135 Francis Street in a flood zone?

Flood zone information for 135 Francis Street is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the property's specific parcel. We recommend reviewing that section and consulting your insurance agent for the full picture.

Can a VA loan be used to purchase a home at 135 Francis Street?

Yes — VA loan financing is available for eligible veterans, active-duty service members, and qualifying surviving spouses purchasing in Portsmouth, Virginia. The VA loan program requires no down payment and no private mortgage insurance, which makes it one of the most powerful tools available to military buyers in this market.

Ready to get a closer look at 135 Francis Street? Tom and Dariya Milan know Portsmouth well — reach out and let's talk through your next step.

Summary generated by AI from public records and publicly available information.

Location & Neighborhood

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Flood Risk

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Property Details

Bedrooms

3

Full Baths

1

Half Baths

1

Approx Sq Ft

1,584

Stories

1

Fireplaces

0

Flooring

Carpet, Laminate/LVP, Vinyl

Heating

Cooling

Laundry

Interior Features

N/A

Appliances

220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Elec Range, Refrigerator, Washer, Washer Hookup

Sale & Tax History

List Price

$268,000

Price / Sq Ft

$169

Annual Taxes

$3,101

Monthly Tax

$258

HOA

None

Tax Rate (effective)

1.16%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 23, 2026$268,000
Currently listed$268,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

About buying in Portsmouth

Homes for sale in Portsmouth, VA combine historic charm with the most affordable entry prices in Hampton Roads. Olde Towne Portsmouth (23704) features cobblestone streets and Federalist-era row houses overlooking the Elizabeth River, with active listings typically ranging $250K-$500K. Western Portsmouth's Churchland neighborhood (23703) offers larger suburban homes, top schools, and direct commutes to Norfolk Naval Shipyard. Park View (23707) and Cradock (23702) provide some of the most affordable single-family inventory in the region, often under $200K. Portsmouth's biggest employers are Norfolk Naval Shipyard (one of the largest ship-repair facilities in the country) and Naval Medical Center Portsmouth — Hampton Roads' largest military hospital. Active-duty military and shipyard families make up a significant share of buyers, and VA loan financing is common. Portsmouth Public Schools includes Churchland High, Manor High, and I.C. Norcom High; Churchland is consistently among the city's top-performing high schools. Buyers looking for waterfront views without Virginia Beach prices often find Portsmouth's Olde Towne and Hodges Ferry areas particularly attractive. Browse every active Portsmouth listing below, refreshed every 5 minutes from the REIN MLS.

See more Portsmouth homes for sale →

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

Estimate your monthly payment

$1,727/mo

Principal & interest

$1,391

Property tax

$258

Home insurance

$78

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Listed by EXIT Realty Central · MLS# 10641026

Data provided by REIN MLS. Information deemed reliable but not guaranteed.

ACTIVE LISTING

$268,000

135 Francis ST, PORTSMOUTH VA 23702

Portsmouth, Virginia 23702

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Quick Facts

TypeResidential
Year Built1988
Lot Size0.2760
Taxes$3,101/yr
HOANone
Heating
Cooling

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