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Portsmouth › SOUTH LOXLEY PLACE › 135 Francis St✓ Source: REIN MLS #10641026 · record updated Jul 2, 2026 · synced every 2 min · your inquiry is never resold
135 Francis ST, PORTSMOUTH VA 23702 - Main photo
135 Francis ST, PORTSMOUTH VA 23702 - Photo 2
135 Francis ST, PORTSMOUTH VA 23702 - Photo 3
135 Francis ST, PORTSMOUTH VA 23702 - Photo 4
135 Francis ST, PORTSMOUTH VA 23702 - Photo 5
$268,000
$169 / sqft · est. $1,727/mo →
3beds
1.1baths
1,584sqft
8days on market

135 Francis St, Portsmouth, VA 23702

ActiveResidential · built 1988 · SOUTH LOXLEY PLACE

About this home

The listing, in the seller's words

Spacious ranch-style home situated on a large corner lot in Portsmouth. This 3-bedroom, 1.5-bath single-family home offers approximately 1,584 sq. ft. of living space on a generous 12,023 sq. ft. lot. The home features a large living area, sizable bedrooms, an open kitchen/dining space with abundant wood cabinetry, ceiling fans, central cooling, hot air heat, and a walk-in tub for added convenience. Exterior features include a welcoming front porch, screened porch, rear deck/balcony, patio area, backyard space, and a detached garage with approximately 704 sq. ft. of garage space. With plenty of space and great potential, this property is ideal for buyers looking to personalize, update, or invest. Conveniently located near shopping, dining, schools, shipyards, military bases, and major roadways.

Listing courtesy of Rana Stone · EXIT Realty Central · REIN MLS #10641026

VaHome team overview

Our read on this home

At a glance

135 Francis Street is a 3-bedroom, 1.5-bath home in Portsmouth, Virginia, offering 1,584 square feet of living space built in 1988. With Norfolk Naval Shipyard just seven minutes away and everyday conveniences close at hand, this address works hard for the people who call it home.

Read the full overview ↓

Why this home stands out

What sets 135 Francis Street apart is its combination of practical square footage and an unbeatable position in the heart of Portsmouth. At 1,584 square feet, there's genuine room to spread out — three bedrooms, a full bath, and a half bath give everyday routines space to breathe. The 1988 build year lands in a sweet spot: solid construction with enough time for a neighborhood to mature and settle into itself.

SOUTH LOXLEY PLACE and the Portsmouth real estate market

Portsmouth is one of Hampton Roads' most historically layered cities, and the area around Francis Street reflects that character well. The surrounding streets carry a lived-in, established feel — mature trees, modest lot sizes, and neighbors who tend to put down roots. You're in the southern corridor of Portsmouth, a part of the city that sits close to working waterways and industrial heritage without sacrificing residential calm. Olde Towne Portsmouth, the city's celebrated historic district, is a short drive north and worth exploring on weekends for its 18th- and 19th-century architecture and waterfront promenade. The Elizabeth River runs nearby, giving the broader area a maritime identity that's woven into daily life here. Portsmouth as a whole offers a quieter pace than Virginia Beach or Chesapeake while still connecting you quickly to the full Hampton Roads metro via the Downtown Tunnel and the High Rise Bridge. For buyers searching for Portsmouth homes near Norfolk Naval Shipyard, this address consistently checks the commute box without compromise.

What's nearby

Daily errands are straightforward from Francis Street. A Walmart Supercenter sits within a few minutes' drive for full grocery runs, and several Dollar General and Family Dollar locations fill in for quick stops. Fast food and casual dining options line nearby Victory Boulevard and Frederick Boulevard. For green space, Churchland Park and several smaller neighborhood parks are accessible without a long drive. Pharmacies including CVS and Walgreens are within a short radius. The Portsmouth Transit bus network provides additional connectivity for residents who prefer not to drive, and Interstate 264 and Route 58 are both reachable within minutes for broader regional travel.

For different buyers

For military families relocating

Norfolk Naval Shipyard is seven minutes from your front door, and USCG Base Portsmouth is eight. For military households, that kind of proximity is rare and genuinely valuable — it shortens the duty-day commute, keeps you close during unexpected callouts, and makes the most of a VA loan benefit in a city where the numbers work in your favor. Portsmouth has a long tradition of welcoming military families, and this address fits right into that story.

For first-time buyers

If you're stepping into homeownership for the first time, 135 Francis Street offers a realistic entry point into Portsmouth without asking you to sacrifice space. Three bedrooms and 1,584 square feet give you room to grow, and the 1988 construction means the major structural systems have already proven themselves over decades. Portsmouth's affordability relative to neighboring Virginia Beach and Norfolk makes it a smart place to plant your first flag as an owner.

More buyer questions

How far is 135 Francis Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately seven minutes from 135 Francis Street by car, making this one of the closer residential options to the base in the Portsmouth area. The short commute is a consistent draw for Shipyard personnel and their families.

How far is 135 Francis Street from USCG Base Portsmouth?

USCG Base Portsmouth is roughly eight minutes away by car. Both major installations are reachable without highway travel, which keeps the daily commute simple regardless of traffic conditions.

What is the property type and size at 135 Francis Street?

135 Francis Street is a residential single-family home with 1,584 square feet of living space, three bedrooms, and one and a half bathrooms, built in 1988.

Is 135 Francis Street in a flood zone?

Flood zone information for 135 Francis Street is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the property's specific parcel. We recommend reviewing that section and consulting your insurance agent for the full picture.

Can a VA loan be used to purchase a home at 135 Francis Street?

Yes — VA loan financing is available for eligible veterans, active-duty service members, and qualifying surviving spouses purchasing in Portsmouth, Virginia. The VA loan program requires no down payment and no private mortgage insurance, which makes it one of the most powerful tools available to military buyers in this market.

Ready to get a closer look at 135 Francis Street? Tom and Dariya Milan know Portsmouth well — reach out and let's talk through your next step.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1988

Price / sqft

$169

HOA

None

Taxes

$3,101/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10641026

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,584
Stories
1
Flooring
Carpet, Laminate/LVP, Vinyl
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, Attic, Porch, Sun Room, Unfin.Rm Over Gar, Workshop
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2760
Subdivision
SOUTH LOXLEY PLACE
Zoning
UR
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
CLOSING
Miscellaneous
Fixer Upper
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Brighton

Brighton is a residential neighborhood in Portsmouth, Virginia, characterized by tree-lined streets and a mix of housing styles that reflect its established community roots.

$280K

Median sale · 12 mo

$181

Sold $/sq ft

22d

Days on market

14

For sale now

$46K

HH income

55.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Brighton →
Map of Brighton with neighborhood boundaryNeighborhood

Portsmouth homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,727/mo

Principal & interest

$1,391

Property tax

$258

Home insurance

$78

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

107% of $250,100

City assessment record · taxes $3,101/yr

Land share of assessed value

27% — $68,560

Improvements $181,540 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$255,000 – $345,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

169 Allard RD · 0.3 mi · 1,440 sqft$276,000 sold 2026-03
9 Holly Hill CT · 0.4 mi · 1,694 sqft$255,000 sold 2026-02
205 Bunche BLVD · 0.6 mi · 1,500 sqft$315,000 sold 2026-03

Sale & Tax History

List Price

$268,000

Price / Sq Ft

$169

Annual Taxes

$3,101

Monthly Tax

$258

HOA

None

Tax Rate (effective)

1.16%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 24, 2026$268,000—
Currently listed—$268,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

7% above assessment

Total Assessed

$250,100

Land

$68,560

Improvement

$181,540

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 135 Francis St in a good school zone?+
The assigned zones on the listing record are Victory Elementary (GreatSchools 3/10), Cradock Middle, Manor High (GreatSchools 2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 135 Francis St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 135 Francis St?+
Yes — Planet Fitness is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 135 Francis St?+
GreenwoodSniffSpot is about 0.8 miles away.
Where is the nearest grocery store to 135 Francis St?+
Amoco is about 0.5 miles away. The closest dining on record is Southside Bbq (0.1 mi).
Does 135 Francis St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 135 Francis St built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Rana Stone · EXIT Realty Central · REIN MLS #10641026

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

135 Francis St, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

135 Francis St, Portsmouth, Virginia 23702 · MLS #10641026 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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