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Norfolk › WILLOUGHBY BEACH › 1240 Little Bay Ave✓ Source: REIN MLS #10650498 · record updated Oct 1, 2026 · synced every 2 min · your inquiry is never resold
1240 Little Bay AVE, NORFOLK VA 23503 - Main photo
1240 Little Bay AVE, NORFOLK VA 23503 - Photo 2
1240 Little Bay AVE, NORFOLK VA 23503 - Photo 3
1240 Little Bay AVE, NORFOLK VA 23503 - Photo 4
1240 Little Bay AVE, NORFOLK VA 23503 - Photo 5
3beds
2baths
1,418sqft
38days on market

1240 Little Bay Ave, Norfolk, VA 23503

ActiveResidential · built 1950 · WILLOUGHBY BEACH

Facts & features

Type

Residential

Year built

1950

Price / sqft

$261

HOA

None

Taxes

$4,322/yr

County

Norfolk VA

MLS #

10650498

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,418
Stories
1
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Porch, Utility Closet
Appliances
Dishwasher, Microwave, Elec Range
Equipment
Ceiling Fan

Construction & exterior

Style
Bungalow, Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Nestled in the heart of Willoughby Beach is this beautiful bungalow located just three blocks from the ocean! This charming coastal cottage boasts 3 bedrooms, 2 full baths, and over 1400sq ft. The bedrooms are carpeted, kitchen and baths have beach themed tile, and the rest of the home has gorgeous new LVP flooring! The kitchen has cabinets galore, stainless steel appliances, and plenty of counter space for your culinary needs. The bedrooms are spacious with nice sized closets and large windows allowing for tons of natural light. Both bathrooms were recently updated and flaunt beautiful custom tile-work! The living room is large enough to divide into a multi-use space. The dining room features an elegant light fixture and sliding glass doors with a pretty view of the back yard. The shared driveway leads to a detached garage and fenced in yard with a large patio area and separate shed for additional storage needs. This home is located near interstates, military bases, shopping, and more!

Listing courtesy of Jon Duncan · Judy Boone Realty Inc. · REIN MLS #10650498

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three bedrooms, two baths, and 1,418 square feet on a quiet Norfolk street three minutes from Naval Station Norfolk. This 1950s home sits near the water with beach access steps away. Among Norfolk homes for sale, this location offers unbeatable base proximity.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Wards Corner homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

You're walking distance to two public beach access points and the waterfront character that defines this neighborhood. The home itself spans three bedrooms and two full baths with a classic mid-century layout. A short drive reaches downtown Norfolk, the waterfront dining district, and Naval Station Norfolk in minutes. The lot and structure carry the solid bones of 1950s residential construction. If you're comparing homes for sale in Norfolk, the commute advantage here is hard to match.

WILLOUGHBY BEACH and the Norfolk real estate market

Little Bay Avenue sits in Norfolk's East Ocean View neighborhood, a waterfront community where tree-lined streets meet bay views and beach culture. The block itself is quiet and residential, with modest single-family homes set back from the street. You're steps from 13th View Street Beach Access and 12th View Beach Access, both public entry points to the water. Norfolk is Virginia's largest city, home to Naval Station Norfolk, the Naval Station Norfolk area's maritime heritage, and a thriving downtown waterfront. Getting around is straightforward: local roads connect you to downtown Norfolk in under ten minutes, and Naval Station Norfolk sits just three minutes away by car. The city offers restaurants, shops, and parks throughout the neighborhoods. Anyone comparing homes for sale in 23503 will notice how central this address sits to both military and civilian life.

What's nearby

Willoughby By The Bay restaurant is a three-minute walk away, perfect for dinner or drinks with a view. Swell Charcoal Grill and Raw Bar sits a quarter-mile down the street for seafood. Coffee and quick stops are available at the nearby 7-Eleven locations within a five-minute walk. The two beach access points are practically on your doorstep—13th View Street Beach Access is just two blocks away, and 12th View Beach Access is three blocks. You're in the heart of a waterfront neighborhood with easy foot traffic to the water.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is three minutes away by car; MARFORCOM Norfolk is four minutes. VA loan financing is common and straightforward in this zip code. The home's modest size and established neighborhood mean quick closing timelines. You'll find this location ideal for those managing a base commute and wanting waterfront access without a long drive.

Room to grow

Three bedrooms and two full baths give you the space to spread out from a smaller home. The lot sits on a quiet street with beach access nearby, offering outdoor recreation without a long drive. The 1,418 square feet layout is efficient and ready to occupy. Waterfront proximity and the established neighborhood character appeal to buyers looking for a change of pace and lifestyle.

More buyer questions

How far is 1240 Little Bay Avenue from Naval Station Norfolk?

About three minutes by car. The base is one of the closest major employers to this address.

What beach access is nearby?

Two public beach access points are within a short walk: 13th View Street Beach Access (two blocks) and 12th View Beach Access (three blocks).

Are there restaurants within walking distance?

Yes. Willoughby By The Bay is a three-minute walk, and Swell Charcoal Grill and Raw Bar is a quarter-mile away.

What schools are zoned for this address?

This address falls within the attendance zones for homes for sale zoned for Ocean View Elementary School and homes for sale zoned for Granby High School. Check the Norfolk Public Schools website for current boundaries and details.

Is this neighborhood walkable?

Yes. You're close enough to walk to beach access, restaurants, and coffee shops. The streets are quiet and residential.

Ready to explore this waterfront Norfolk location? Reach out to learn more about 1240 Little Bay Avenue and schedule a tour.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$310K – $430K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wards Corner

Wards Corner is a neighborhood of homes in Norfolk, Virginia. Tree-lined streets hold a mix of single-family houses and small multi-unit buildings.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

homes for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,387/mo

Principal & interest

$1,919

Property tax

$360

Home insurance

$108

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

105% of $351,400

City assessment record · taxes $4,322/yr

Land share of assessed value

33% — $115,400

Improvements $236,000 · assessor record ✓

Price context — similar nearby homes

$225,000 – $375,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

163 E Evans ST · 2.6 mi · 1,516 sqft$375,000 sold 2026-07
436 Woodford ST · 3 mi · 1,441 sqft$225,000 sold 2026-08
224 Neoma DR · 2.8 mi · 1,535 sqft$250,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$369,900

Price / Sq Ft

$261

Annual Taxes

$4,322

Monthly Tax

$360

HOA

None

Tax Rate (effective)

1.17%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 24, 2026$369,900—
Price reducedOct 1, 2026$369,900−$5,000
Currently listed—$369,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

5% above assessment

Total Assessed

$351,400

Land

$115,400

Improvement

$236,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

38 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1240 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1240 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 1240 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1240 Little Bay Ave built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon Duncan · Judy Boone Realty Inc. · REIN MLS #10650498

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1240 Little Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1240 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10650498 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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