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NorfolkWILLOUGHBY BEACH1240 Little Bay Ave✓ Source: REIN MLS #10650498 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
1240 Little Bay AVE, NORFOLK VA 23503 - Main photo
1240 Little Bay AVE, NORFOLK VA 23503 - Photo 2
1240 Little Bay AVE, NORFOLK VA 23503 - Photo 3
1240 Little Bay AVE, NORFOLK VA 23503 - Photo 4
1240 Little Bay AVE, NORFOLK VA 23503 - Photo 5
3beds
2baths
1,418sqft
21days on market

1240 Little Bay Ave, Norfolk, VA 23503

ActiveResidential · built 1950 · WILLOUGHBY BEACH

Facts & features

Type

Residential

Year built

1950

Price / sqft

$264

HOA

None

Taxes

$4,322/yr

County

Norfolk VA

MLS #

10650498

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,418
Stories
1
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Porch, Utility Closet
Appliances
Dishwasher, Microwave, Elec Range
Equipment
Ceiling Fan

Construction & exterior

Style
Bungalow, Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Nestled in the heart of Willoughby Beach is this beautiful bungalow located just three blocks from the ocean! This charming coastal cottage boasts 3 bedrooms, 2 full baths, and over 1400sq ft. The bedrooms are carpeted, kitchen and baths have beach themed tile, and the rest of the home has gorgeous new LVP flooring! The kitchen has cabinets galore, stainless steel appliances, and plenty of counter space for your culinary needs. The bedrooms are spacious with nice sized closets and large windows allowing for tons of natural light. Both bathrooms were recently updated and flaunt beautiful custom tile-work! The living room is large enough to divide into a multi-use space. The dining room features an elegant light fixture and sliding glass doors with a pretty view of the back yard. The shared driveway leads to a detached garage and fenced in yard with a large patio area and separate shed for additional storage needs. This home is located near interstates, military bases, shopping, and more!

Listing courtesy of Jon Duncan · Judy Boone Realty Inc. · REIN MLS #10650498

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A 1950-built, 3-bedroom, 2-bath home on Little Bay Avenue in Norfolk — just three minutes from Naval Station Norfolk and two blocks from beach access on the Chesapeake Bay. At 1,418 square feet, this is a compact, well-located property in one of Hampton Roads' most waterfront-adjacent neighborhoods.

Read the full overview ↓

Why this home stands out

What sets 1240 Little Bay Avenue apart is the combination of military-base proximity and genuine coastal access that's rare even among Norfolk homes for sale. You're three minutes from the gate at Naval Station Norfolk, four minutes from MARFORCOM, and a short two-block walk to public beach access on the Chesapeake Bay — all from a mid-century single-family home on a quiet residential street.

WILLOUGHBY BEACH and the Norfolk real estate market

Little Bay Avenue sits in the Ocean View corridor of Norfolk, Virginia — a stretch of the city that runs along the southern shore of the Chesapeake Bay and has been quietly drawing buyers who want waterfront lifestyle without waterfront prices. The neighborhood has a relaxed, lived-in character: older homes, mature trees, and streets that dead-end near the water. It's the kind of area where neighbors know each other and beach walks happen on a Tuesday morning. Norfolk itself is one of the most strategically located cities on the East Coast — home to the world's largest naval station, a growing downtown arts and dining scene, and direct access to the broader Hampton Roads metro. Families comparing homes for sale in Norfolk will find that the Ocean View area offers something distinct: a slower pace, bay breezes, and a neighborhood identity built around the water rather than the commute.

What's nearby

Daily life around 1240 Little Bay Avenue is easy and walkable. The 13th View Street Beach Access is just 0.2 miles away, and 12th View Beach Access is another block down — both give you direct entry to the Chesapeake Bay shoreline. For dinner, Willoughby By The Bay is a 0.3-mile walk, and Swell Charcoal Grill and Raw Bar is 0.4 miles out — a solid neighborhood spot for seafood and casual evenings. A 7-Eleven is also 0.4 miles away for quick morning coffee and essentials. Everything you need for a low-key coastal routine is within a short walk or a five-minute drive.

For different buyers

For military families relocating

Three minutes to the Naval Station Norfolk gate and four minutes to MARFORCOM — it's hard to find a tighter commute in all of Hampton Roads. A VA loan can make this 3-bed, 2-bath home even more accessible, and the beach access two blocks away means the family has somewhere to decompress after a long duty day. Families evaluating homes for sale in 23503 will find this block checks a lot of boxes.

For buyers drawn to character

Nineteen-fifty construction means real bones — solid framing, a distinct floor plan, and a neighborhood that wasn't built by a developer working from a single blueprint. If you're drawn to homes with a sense of place and history, and you want bay breezes and beach access as part of your daily routine, 1240 Little Bay Avenue is the kind of address worth a serious look among the broader pool of homes for sale in Norfolk.

More buyer questions

How far is 1240 Little Bay Avenue from Naval Station Norfolk?

The drive is approximately 3 minutes — one of the shortest base commutes available in Norfolk. MARFORCOM is about 4 minutes in the same direction.

Is there beach access near 1240 Little Bay Avenue?

Yes — 13th View Street Beach Access is 0.2 miles away and 12th View Beach Access is 0.3 miles, both providing public entry to the Chesapeake Bay shoreline.

What school zone does 1240 Little Bay Avenue fall in?

Buyers comparing homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School should verify current attendance boundaries directly with Norfolk Public Schools, as zones can change.

Is 1240 Little Bay Avenue in a flood zone?

Given its proximity to the Chesapeake Bay, flood zone status is an important consideration — check the dedicated FloodRisk tile on this page for the current FEMA designation and flood insurance guidance.

Can a VA loan be used to purchase a home at this address?

Single-family homes like this one are generally eligible for VA loan financing, which can be a significant advantage for active-duty and veteran buyers — see the VA loan resource page for details on eligibility and process.

Tom and Dariya Milan at LPT Realty know this corner of Norfolk well. Reach out to get the full picture on 1240 Little Bay Avenue and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$315K – $435K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wards Corner

Wards Corner is a residential neighborhood in Norfolk, Virginia, characterized by tree-lined streets and a mix of single-family homes and modest multi-unit properties.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner
Map of Wards Corner with neighborhood boundaryNeighborhood

homes for sale in Norfolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,415/mo

Principal & interest

$1,945

Property tax

$360

Home insurance

$109

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

107% of $351,400

City assessment record · taxes $4,322/yr

Land share of assessed value

33% — $115,400

Improvements $236,000 · assessor record ✓

Price context — similar nearby homes

$225,000$375,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

163 E Evans ST · 2.6 mi · 1,516 sqft$375,000 sold 2026-07
436 Woodford ST · 3 mi · 1,441 sqft$225,000 sold 2026-08
224 Neoma DR · 2.8 mi · 1,535 sqft$250,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$374,900

Price / Sq Ft

$264

Annual Taxes

$4,322

Monthly Tax

$360

HOA

None

Tax Rate (effective)

1.15%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 24, 2026$374,900
Currently listed$374,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

7% above assessment

Total Assessed

$351,400

Land

$115,400

Improvement

$236,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

21 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1240 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1240 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 1240 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1240 Little Bay Ave built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon Duncan · Judy Boone Realty Inc. · REIN MLS #10650498

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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1240 Little Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1240 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10650498 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.