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NorfolkWILLOUGHBY BEACH1233 Little Bay Ave✓ Source: REIN MLS #10628619 · record updated Jul 9, 2026 · synced every 2 min · your inquiry is never resold
1233 Little Bay AVE, NORFOLK VA 23503 - Main photo
1233 Little Bay AVE, NORFOLK VA 23503 - Photo 2
1233 Little Bay AVE, NORFOLK VA 23503 - Photo 3
1233 Little Bay AVE, NORFOLK VA 23503 - Photo 4
1233 Little Bay AVE, NORFOLK VA 23503 - Photo 5
$310,000
$182 / sqft · est. $1,971/mo →
3beds
2baths
1,700sqft
93days on market

1233 Little Bay Ave, Norfolk, VA 23503

Under ContractResidential · built 1922 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Restrictions.

Frontage

Waterfront ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Waterfront per owner; buyer to perform their own due diligence. This charming Cottage sits on a lot overlooking Willoughby Bay, framed by mature plum trees and natural beauty. Inside, you'll find a unique layout full of character. Enter from Little Bay Ave into the keeping room and kitchen, then follow a quaint staircase to the 2nd-floor primary suite. The 3rd-floor crow's nest, accessible by ladder steps, offers incredible views. The front of the home features a full bath, 2 spacious bdrms, a cozy living room, & a sunroom stretching the width of the house. Recent updates include a new porch roof (wood, sheathing, shingles) and a new main roof (sheathing, shingles) in April 2024, new gutters in May 2024, and a new water heater in April 2024. A new kitchen door was installed in 2025. Floored walk-in attic, excluding area around air handler. Appliances are as is.

Listing courtesy of Anna Poyner · Bayview Realty · REIN MLS #10628619

VaHome team overview

Our read on this home

At a glance

A 1922 beach-neighborhood home on Little Bay Avenue in Willoughby Beach, Norfolk — three bedrooms, two baths, 1,700 square feet, and a three-minute drive to Naval Station Norfolk with the Atlantic shoreline practically at your doorstep.

Read the full overview ↓

Why this home stands out

What sets 1233 Little Bay Avenue apart is the combination of genuine coastal character and unbeatable military convenience. The home dates to 1922, so you get the kind of solid, old-school construction and personality that newer subdivisions simply can't replicate. Add beach access two-tenths of a mile away and a commute to Naval Station Norfolk measured in minutes, and this address checks boxes that are genuinely hard to find together.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach is one of Norfolk's most distinctive waterfront pockets — a compact, tight-knit community on a peninsula where Chesapeake Bay meets the Lafayette River estuary. Streets here are lined with homes that span nearly a century of architecture, giving the area a layered, lived-in charm you won't find in cookie-cutter developments. Neighbors walk to the water, ride bikes along the shoreline, and wave to each other by name. If you've been researching where to buy a house in Norfolk and keep circling back to the idea of waterfront lifestyle without waterfront prices, Willoughby Beach deserves a serious look. The broader city of Norfolk — Virginia's second-largest city and the heart of the Hampton Roads metro — surrounds you with culture, dining, and employment anchors, while this neighborhood lets you come home to something that feels genuinely unhurried. It sits in Norfolk's city limits within the independent city jurisdiction (Virginia Beach is the adjacent locality), and the peninsula geography means through-traffic is minimal, keeping the streets quiet.

What's nearby

Daily life is easy here. Swell Charcoal Grill and Raw Bar is just 0.1 miles away — a solid neighborhood spot for oysters and a cold drink after a long day. A 7-Eleven at the same distance handles quick grabs and coffee runs without a second thought. When you want something a little different, 24/7 OV EATS is 0.4 miles out and keeps things convenient around the clock. For outdoor time, 12th View Beach Access and 13th View Street Beach Access are both within 0.2 miles, giving you multiple easy on-ramps to the sand and water on any given afternoon.

For different buyers

For military families relocating

Naval Station Norfolk is three minutes away — that's about as short a commute as Hampton Roads offers. MARFORCOM Norfolk is four minutes in the other direction. For a service member using a VA loan or tracking BAH rates, 1233 Little Bay Avenue puts you within striking distance of two major installations while coming home to a real neighborhood with beach access and a front porch worth sitting on.

For buyers drawn to character

Built in 1922, this home carries more than a century of Norfolk coastal history in its bones. If you're the kind of buyer who gravitates toward homes with actual character — thick walls, distinct architecture, a street that feels like it means something — Willoughby Beach and this address specifically are the antidote to every beige new-construction neighborhood you've toured and forgotten.

More buyer questions

How far is 1233 Little Bay Avenue from Naval Station Norfolk?

The drive is roughly three minutes under normal traffic conditions, making it one of the closest residential streets to the main gate in the entire Norfolk market.

How far is 1233 Little Bay Avenue from MARFORCOM Norfolk?

MARFORCOM Norfolk is approximately four minutes by car — a straightforward, short commute that rarely involves highway traffic.

What is the flood risk situation for 1233 Little Bay Avenue?

Willoughby Beach is a coastal peninsula, so flood zone designation is an important factor to review; check the dedicated FloodRisk tile on this page for the current FEMA map data specific to this address.

Is there an HOA for the Willoughby Beach neighborhood?

Willoughby Beach is a traditional Norfolk neighborhood without a mandatory homeowners association, so there are no HOA dues or deed restrictions tied to the community itself.

Where is the nearest beach access to 1233 Little Bay Avenue?

12th View Beach Access and 13th View Street Beach Access are both within 0.2 miles, giving you a quick walk or short bike ride to the Chesapeake Bay shoreline.

Tom and Dariya Milan at LPT Realty know Willoughby Beach inside and out — reach out to get your questions answered and schedule a walkthrough of 1233 Little Bay Avenue.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1922

Price / sqft

$182

HOA

None

Taxes

$3,264/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10628619

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,700
Stories
3
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, Attic, Breakfast Area, Loft, PBR with Bath, Porch, Spare Room, Sun Room, Utility Closet
Interior features
Bar, Cathedral Ceiling, Walk-In Attic
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Cottage,Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Exterior features
Deck, Patio
Pool
No Pool
Fencing
Back Fenced,Decorative,Wood Fence
Waterfront
Restrictions

Utilities & systems

Heating
Heat Pump,Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
38X118X39X108
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
No
Parking
3 Space, Multi Car, Off Street, Street
Possession
CLOSING
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. homes for sale in Norfolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,971/mo

Principal & interest

$1,609

Property tax

$272

Home insurance

$90

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

98% of $317,600

City assessment record · taxes $3,264/yr

Land share of assessed value

20% — $63,300

Improvements $254,300 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$324,900$381,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

121 Haven DR · 2.5 mi · 1,691 sqft$324,900 sold 2026-03
8701 Granby ST · 2.4 mi · 1,739 sqft$375,000 sold 2026-06
172 W Bayview BLVD · 2.3 mi · 1,586 sqft$340,000 sold 2026-04

Sale & Tax History

List Price

$310,000

Price / Sq Ft

$182

Annual Taxes

$3,264

Monthly Tax

$272

HOA

None

Tax Rate (effective)

1.05%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 8, 2026$310,000
Price reducedJun 8, 2026$310,000−$5,000
Currently listed$310,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$317,600

Land

$63,300

Improvement

$254,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1233 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1233 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 1233 Little Bay Ave?+
12th View- Beach Access is about 0.2 miles away.
Is 1233 Little Bay Ave a waterfront property?+
Yes. The listing record shows: Restrictions.
Does 1233 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1233 Little Bay Ave built?+
It was built in 1922, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Anna Poyner · Bayview Realty · REIN MLS #10628619

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1233 Little Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1233 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10628619 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.