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Norfolk › WILLOUGHBY BEACH › 1135 Little Bay Ave✓ Source: REIN MLS #10654145 · record updated Sep 24, 2026 · synced every 2 min · your inquiry is never resold
1135 Little Bay AVE, NORFOLK VA 23503 - Main photo
1135 Little Bay AVE, NORFOLK VA 23503 - Photo 2
1135 Little Bay AVE, NORFOLK VA 23503 - Photo 3
1135 Little Bay AVE, NORFOLK VA 23503 - Photo 4
1135 Little Bay AVE, NORFOLK VA 23503 - Photo 5
4beds
2.1baths
2,542sqft
0days on market

1135 Little Bay Ave, Norfolk, VA 23503

Coming SoonResidential · built 1948 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Deep Water Access, Navigable.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1948

Price / sqft

$271

HOA

None

Taxes

$9,956/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10654145

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,542
Stories
2
Flooring
Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Attic, Foyer, Loft, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Cottage
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Back Fenced
Waterfront
Bay,Deep Water,Deep Water Access,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1500
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, 4 Space, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Stunning night lights and beautiful views of Willoughby Bay from all levels make this home truly unique! An outdoor oasis created for entertaining, this property has an outdoor pergola, a covered deck, gorgeous landscaping, and a waterfront deck overlooking a private beach area! The 4 bedroom, 2.5 bath, 2542sq ft home has an open floor plan with a first floor primary suite with it's own private bath. The main living area has coastal flare and consists of an updated kitchen, spacious dining room, half bath, laundry room, and a living room that features a cozy fireplace, sky lights, water views, and tons of natural light filtering in! At the top of the stairs you'll find an inviting loft area with picturesque windows, a decorative ceiling, and sweeping views of the water! The upstairs boasts three spacious bedrooms and a large full bath. Smart door locks, Nest thermostats, and two flat screened Smart tvs were newly added to the home. This tranquil escape could be yours for the taking!

Listing courtesy of Jon Duncan · Judy Boone Realty Inc. · REIN MLS #10654145

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Wards Corner homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Homes like this one sell fast — see the next one first

Norfolk$585K – $795K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Explore this neighborhood

Wards Corner

Wards Corner is a neighborhood of homes in Norfolk, Virginia. Tree-lined streets hold a mix of single-family houses and small multi-unit buildings.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

browse Norfolk listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,606/mo

Principal & interest

$3,575

Property tax

$830

Home insurance

$201

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$215,000 – $440,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9233 Atwood AVE · 1.3 mi · 2,541 sqft$405,000 sold 2026-04
9269 1st View ST · 1.6 mi · 2,280 sqft$440,000 sold 2026-03
9234 Peachtree ST · 1.6 mi · 2,200 sqft$410,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$689,000

Price / Sq Ft

$271

Annual Taxes

$9,956

Monthly Tax

$830

HOA

None

Tax Rate (effective)

1.44%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 24, 2026$689,000—
Currently listed—$689,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1135 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1135 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 1135 Little Bay Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Deep Water Access,Navigable.
Does 1135 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1135 Little Bay Ave built?+
It was built in 1948, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon Duncan · Judy Boone Realty Inc. · REIN MLS #10654145

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

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1135 Little Bay Ave, Norfolk — photo

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Call or text (757) 777-7577

1135 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10654145 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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