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Norfolk › WILLOUGHBY BEACH › 1135 Little Bay Ave✓ Source: REIN MLS #10654145 · record updated Oct 10, 2026 · synced every 2 min · your inquiry is never resold
1135 Little Bay AVE, NORFOLK VA 23503 - Main photo
1135 Little Bay AVE, NORFOLK VA 23503 - Photo 2
1135 Little Bay AVE, NORFOLK VA 23503 - Photo 3
1135 Little Bay AVE, NORFOLK VA 23503 - Photo 4
1135 Little Bay AVE, NORFOLK VA 23503 - Photo 5
4beds
2.1baths
2,542sqft
8days on market

1135 Little Bay Ave, Norfolk, VA 23503

ActiveResidential · built 1948 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Deep Water Access, Navigable.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1948

Price / sqft

$271

HOA

None

Taxes

$9,956/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10654145

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,542
Stories
2
Flooring
Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Attic, Foyer, Loft, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Cottage
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Back Fenced
Waterfront
Bay,Deep Water,Deep Water Access,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1500
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, 4 Space, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Stunning night lights and beautiful views of Willoughby Bay from all levels make this home truly unique! An outdoor oasis created for entertaining, this property has an outdoor pergola, a covered deck, gorgeous landscaping, and a waterfront deck overlooking a private beach area! The 4 bedroom, 2.5 bath, 2542sq ft home has an open floor plan with a first floor primary suite with it's own private bath. The main living area has coastal flare and consists of an updated kitchen, spacious dining room, half bath, laundry room, and a living room that features a cozy fireplace, sky lights, water views, and tons of natural light filtering in! At the top of the stairs you'll find an inviting loft area with picturesque windows, a decorative ceiling, and sweeping views of the water! The upstairs boasts three spacious bedrooms and a large full bath. Smart door locks, Nest thermostats, and two flat screened Smart tvs were newly added to the home. This tranquil escape could be yours for the taking!

Listing courtesy of Jon Duncan · Judy Boone Realty Inc. · REIN MLS #10654145

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1135 Little Bay Avenue sits four minutes from Naval Station Norfolk in the Willoughby area of Norfolk, Virginia 23503. This 1948-built home offers four bedrooms, two and a half baths, and 2,542 square feet. Beach access is a short walk away. It's a rare find among Norfolk homes for sale.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Wards Corner homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Size and location rarely line up this well. At 2,542 square feet, this four-bedroom home gives you real room to spread out — and it sits just four minutes from Naval Station Norfolk and MARFORCOM Norfolk. Two beach access points are within half a mile on foot. The Willoughby waterfront strip is under a mile away. That combination of space, commute, and coastal access is hard to replicate anywhere in the 23503 zip code.

WILLOUGHBY BEACH and the Norfolk real estate market

Little Bay Avenue runs through the Willoughby area, one of Norfolk's most distinctive waterfront pockets. The streets here sit on a narrow peninsula between the Chesapeake Bay and the Lafayette River. Homes range from mid-century cottages to larger two-story builds, and the block has a settled, unhurried feel. Water is never far — you can see it from the end of the street. Norfolk itself is one of the most connected cities on the East Coast. It anchors the Hampton Roads metro and puts you within reach of Virginia Beach, Chesapeake, and Portsmouth without a long drive. Granby Street, Ghent, and the Waterside District all sit under 20 minutes away. Norfolk International Airport is about 15 minutes east. Anyone browsing homes for sale in Norfolk will notice quickly that the Willoughby area offers something most of the city cannot: walkable beach access paired with a real neighborhood grid.

What's nearby

Swell Charcoal Grill and Raw Bar is 0.3 miles away — a local favorite for seafood and a cold drink after a day outside. A 7-Eleven sits at the same distance for quick coffee and everyday needs. Willoughby By The Bay is under a mile out, right on the water. For outdoor time, 12th View Beach Access is 0.3 miles away and 13th View Street Beach Access is 0.5 miles out. Both are easy on foot. Homes for sale in 23503 rarely put you this close to the bay and this close to daily conveniences at the same time.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is about four minutes by car — one of the shortest base commutes you will find anywhere in Hampton Roads. MARFORCOM Norfolk is the same distance. VA loan financing is widely used in this area, and the home's size means you are not compromising on space to get that commute. Four bedrooms and 2,542 square feet give you options from day one.

For buyers drawn to character

Built in 1948, this home carries the bones of mid-century construction — solid, generous, and full of potential. At 2,542 square feet across four bedrooms, there is real space to make it your own. The Willoughby peninsula has the kind of character that newer subdivisions simply cannot replicate. Beach access on foot, water views nearby, and a home with genuine history make this one worth a close look among homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School.

More buyer questions

How far is 1135 Little Bay Avenue from Naval Station Norfolk?

The drive is about four minutes. That makes it one of the closest residential streets to the base in all of Norfolk.

Is there beach access near 1135 Little Bay Avenue?

Yes — 12th View Beach Access is 0.3 miles away and 13th View Street Beach Access is 0.5 miles out. Both are walkable from the front door.

What is the flood zone status for this address?

Flood zone information for 1135 Little Bay Avenue is covered in the FloodRisk tile on this page. Given the Willoughby area's waterfront location, reviewing that section carefully is a good idea.

How big is the home at 1135 Little Bay Avenue?

The home is 2,542 square feet with four bedrooms and two and a half baths. It was built in 1948.

Where is 1135 Little Bay Avenue located in Norfolk?

It sits in the Willoughby area of Norfolk, Virginia 23503 — a waterfront peninsula neighborhood between the Chesapeake Bay and the Lafayette River.

Tom and Dariya Milan know this corner of Norfolk well. Reach out to get a straight answer on this address — no pressure, just good information.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$585K – $795K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

4.7 ft above sea level

3.3 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wards Corner

Wards Corner is a neighborhood of homes in Norfolk, Virginia. Tree-lined streets hold a mix of single-family houses and small multi-unit buildings.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

browse Norfolk listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,606/mo

Principal & interest

$3,575

Property tax

$830

Home insurance

$201

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

85% of $809,400

City assessment record · taxes $9,956/yr

Land share of assessed value

15% — $121,500

Improvements $687,900 · assessor record ✓

Price context — similar nearby homes

$215,000 – $440,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9233 Atwood AVE · 1.3 mi · 2,541 sqft$405,000 sold 2026-04
9269 1st View ST · 1.6 mi · 2,280 sqft$440,000 sold 2026-03
9234 Peachtree ST · 1.6 mi · 2,200 sqft$410,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$689,000

Price / Sq Ft

$271

Annual Taxes

$9,956

Monthly Tax

$830

HOA

None

Tax Rate (effective)

1.44%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 3, 2026$689,000—
Currently listed—$689,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

15% below assessment

Total Assessed

$809,400

Land

$121,500

Improvement

$687,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1135 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.4/10), Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1135 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 1135 Little Bay Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Deep Water Access,Navigable.
Does 1135 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1135 Little Bay Ave built?+
It was built in 1948, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon Duncan · Judy Boone Realty Inc. · REIN MLS #10654145

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1135 Little Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1135 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10654145 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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