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Norfolk › OCEAN VIEW › 1128 Cottage Pl✓ Source: REIN MLS #10650713 · record updated Oct 1, 2026 · synced every 2 min · your inquiry is never resold
1128 Cottage PL, NORFOLK VA 23503 - Main photo
6beds
4.1baths
4,600sqft
37days on market

1128 Cottage Pl, Norfolk, VA 23503

ActiveResidential · built 2001 · OCEAN VIEW

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2001

Price / sqft

$315

HOA

None

Taxes

$10,200/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10650713

Interior

Bedrooms
6
Full baths
4
Half baths
1
Approx. sqft
4,600
Stories
3
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
9
Other rooms
Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Central Vac, Energy Recovery Ventilator, Gar Door Opener, Generator Hookup, Jetted Tub, Security Sys

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Sustainability
Advanced Framing, Concrete Construction
Pool
No Pool
Fencing
Partial,Privacy
Waterfront
Bay

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
16+ SEER A/C, Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2000
Subdivision
OCEAN VIEW
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Bayfront living on the Chesapeake Bay. Don't miss this rare opportunity to own a custom-designed home offering breathtaking water views from 2 rear decks, 1 front deck and gazebo and direct access to the beach. Built with durable ICF (Insulated Concrete Form) construction and approx. 15-inch exterior walls. Steel Shutters, Incapsulated Crawl w/concrete floor. A central vac system. This custom home was designed for strength, energy efficiency and coastal living. Features include hurricane shutters, 3 zone HVAC system 2025 & 2026, Roof 2023. Optimize the open floor plan, great for entertaining and open to the custom kitchen. The island and counter tops with granite, New refrigerator 8/20/26 and all stainless steel appliances. Jen-Air double oven. Gas stove. Enjoy sunsets, dolphins, ships passing and the beach waves. Close proximity to Restaurants, Marinas, Norfolk Military bases, access to Int-64. This home blends luxury, comfort and coastal living at its finest.

Listing courtesy of Corinne Zedd · The Real Estate Group · REIN MLS #10650713

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Six bedrooms, four full baths, and 4,600 square feet of living space on a quiet Norfolk street. Built in 2001, this home sits just seven minutes from Naval Station Norfolk. You're walking distance to Doc's Beach Park and local shops.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Norview High School, and homes for sale zoned for Bay View Elementary. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

The layout spans six bedrooms across two stories, giving you real flexibility—home office, guest suite, playroom, or hobby space. Four full baths mean mornings run smoothly. A two-car garage and mature lot round out the picture. This is the kind of home that grows with your needs, whether you're looking at Norfolk homes for sale or comparing across the region.

OCEAN VIEW and the Norfolk real estate market

You're in a residential pocket of Norfolk where tree-lined streets feel settled and walkable. The neighborhood sits close to the water and local parks—Doc's Beach Park is just a tenth of a mile away, and Community Beach Park and Lake Modoc are within a short walk. Daily errands are quick: Joan Brant grocery is four blocks away, and you've got coffee and quick bites nearby. Norfolk itself is a major naval and commercial hub, home to Naval Station Norfolk and MARFORCOM Norfolk. Getting around the city is straightforward via local roads and the Hampton Roads bridge system. If you are comparing homes for sale in Norfolk, note that this zip code puts you near both the water and the base commute. Anyone comparing homes for sale in 23503 will find this location sits at the sweet spot between neighborhood quiet and city access.

What's nearby

Doc's Beach Park is practically next door—perfect for a quick walk or afternoon outing. Community Beach Park and Lake Modoc are both within three blocks. For groceries, Joan Brant is the closest stop, followed by Harris Teeter and Tienda Latina La Tapatia 3 for specialty items. Quick meals are everywhere: BIG BOSS BURRITOS 2 and 7-Eleven are two blocks away, Doug's Hot Dogs is under a mile, and McDonald's sits nearby. Coffee runs to Starbucks Coffee Company or 7-Eleven take just minutes. The Yoga Space and Ocean View Yoga are both under a mile if you're looking for fitness classes.

For different buyers

Base commute and VA loan notes

Seven minutes to Naval Station Norfolk and eight minutes to MARFORCOM Norfolk make this address a natural fit for active-duty and civilian personnel. Six bedrooms let you set up a home office or guest space without compromise. VA loan financing is common in this zip code. You can close and move in without waiting for a new build.

Room to grow

Six bedrooms give you the space to stop compromising—a master suite, kids' rooms, a home office, and guest space all under one roof. Four full baths mean less morning congestion. The lot is mature and established, and the two-car garage handles storage and vehicles. The layout flows across two stories, so everyone gets their own zone.

More buyer questions

How far is 1128 Cottage Place from Naval Station Norfolk?

About seven minutes by car. MARFORCOM Norfolk is eight minutes away.

What parks are near this address?

Doc's Beach Park is one-tenth of a mile away. Community Beach Park and Lake Modoc are both within three blocks.

Are there grocery stores within walking distance?

Yes. Joan Brant is four blocks away, and Harris Teeter is less than a mile. Tienda Latina La Tapatia 3 offers specialty groceries at 0.7 miles.

What is the square footage and bedroom count?

The home is 4,600 square feet with six bedrooms and 4.1 baths, built in 2001.

What attendance zones apply to this address?

This address falls within the zones for homes for sale zoned for Norview High School and homes for sale zoned for Bay View Elementary. Check the school tile on this page for more details.

Ready to explore this six-bedroom Norfolk home? Contact Tom and Dariya Milan at LPT Realty to schedule your tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$1.2M – $1.7M6+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$385K

Median sale · 12 mo

$256

Sold $/sq ft

30d

Days on market

72

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$8,791/mo

Principal & interest

$7,519

Property tax

$850

Home insurance

$423

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$420,000 – $1,250,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1874 Kingston AVE · 1 mi · 4,400 sqft$553,000 sold 2026-09
8575 Chesapeake BLVD · 1 mi · 4,306 sqft$620,000 sold 2026-03
240 W Ocean View AVE #A · 1.2 mi · 4,037 sqft$1,250,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$1,449,000

Price / Sq Ft

$315

Annual Taxes

$10,200

Monthly Tax

$850

HOA

None

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 25, 2026$1,449,000—
Price reducedOct 1, 2026$1,449,000−$51,000
Currently listed—$1,449,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

37 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 1128 Cottage Pl in a good school zone?+
The assigned zones on the listing record are Bay View Elementary (VaHome School Score 3/10), Azalea Gardens Middle, Norview (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1128 Cottage Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 1128 Cottage Pl a waterfront property?+
Yes. The listing record shows: Bay.
Does 1128 Cottage Pl have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1128 Cottage Pl built?+
It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Corinne Zedd · The Real Estate Group · REIN MLS #10650713

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

1128 Cottage Pl, Norfolk, Virginia 23503 · MLS #10650713 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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