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Norfolk › OCEAN VIEW › 1128 Cottage Pl✓ Source: REIN MLS #10650713 · record updated Sep 13, 2026 · synced every 2 min · your inquiry is never resold
1128 Cottage PL, NORFOLK VA 23503 - Main photo
1128 Cottage PL, NORFOLK VA 23503 - Photo 2
1128 Cottage PL, NORFOLK VA 23503 - Photo 3
1128 Cottage PL, NORFOLK VA 23503 - Photo 4
1128 Cottage PL, NORFOLK VA 23503 - Photo 5
6beds
4.1baths
4,600sqft
19days on market

1128 Cottage Pl, Norfolk, VA 23503

ActiveResidential · built 2001 · OCEAN VIEW

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2001

Price / sqft

$326

HOA

None

Taxes

$10,200/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10650713

Interior

Bedrooms
6
Full baths
4
Half baths
1
Approx. sqft
4,600
Stories
3
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
9
Other rooms
Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Central Vac, Energy Recovery Ventilator, Gar Door Opener, Generator Hookup, Jetted Tub, Security Sys

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Sustainability
Advanced Framing, Concrete Construction
Pool
No Pool
Fencing
Partial,Privacy
Waterfront
Bay

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
16+ SEER A/C, Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2000
Subdivision
OCEAN VIEW
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Bayfront living on the Chesapeake Bay. Don't miss this rare opportunity to own a custom-designed home offering breathtaking water views from 2 rear decks, 1 front deck and gazebo and direct access to the beach. Built with durable ICF (Insulated Concrete Form) construction and approx. 15-inch exterior walls. Steel Shutters, Incapsulated Crawl w/concrete floor. A central vac system. This custom home was designed for strength, energy efficiency and coastal living. Features include hurricane shutters, 3 zone HVAC system 2025 & 2026, Roof 2023. Optimize the open floor plan, great for entertaining and open to the custom kitchen. The island and counter tops with granite, New refrigerator 8/20/26 and all stainless steel appliances. Jen-Air double oven. Gas stove. Enjoy sunsets, dolphins, ships passing and the beach waves. Close proximity to Restaurants, Marinas, Norfolk Military bases, access to Int-64. This home blends luxury, comfort and coastal living at its finest.

Listing courtesy of Corinne Zedd · The Real Estate Group · REIN MLS #10650713

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1128 Cottage Place is a six-bedroom, 4.1-bath home in Norfolk's Ocean View corridor — 4,600 square feet built in 2001, sitting less than a mile from the Chesapeake Bay shoreline and seven minutes from Naval Station Norfolk.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Norview High School, and homes for sale zoned for Bay View Elementary. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Six bedrooms and 4,600 square feet is a rare combination anywhere in Hampton Roads, and at 1128 Cottage Place you get that scale without sacrificing location. The Ocean View waterfront is a short walk away, two major bases are under ten minutes by car, and the neighborhood has a genuine beach-town rhythm that larger suburban zip codes simply can't replicate. This is the kind of address that works for big families and multi-generational households alike.

OCEAN VIEW and the Norfolk real estate market

Cottage Place sits in Norfolk's Ocean View area, a stretch of the city that hugs the southern shore of the Chesapeake Bay and has been quietly reinventing itself for the better part of two decades. The streets here mix long-time residents with newer arrivals drawn by the water access, the relatively relaxed pace, and the easy commute to the region's major installations. Ocean View doesn't feel like downtown Norfolk — it feels like a neighborhood that knows what it is: walkable to the beach, close to everything, and refreshingly unpretentious. Norfolk as a whole is a city of distinct pockets, and this one rewards people who want genuine character over cookie-cutter sameness. Families comparing Norfolk homes for sale often land here once they discover how much square footage and how much lifestyle you can get within the 23503 zip code.

What's nearby

Doc's Beach is 0.1 miles away — a quick walk when you want sand and bay water without a production. Community Beach Park and Lake Modoc are both 0.3 miles out, giving you multiple outdoor options in the same short radius. Groceries are covered by Harris Teeter at 0.8 miles, with Joan Brant and Tienda Latina La Tapatia 3 both under a mile for everyday runs. Big Boss Burritos 2 is practically next door at 0.2 miles, Doug's Hot Dogs is 0.7 miles away, and a Starbucks Coffee Company rounds out the coffee options at 0.8 miles. The Yoga Space and Ocean View Yoga are both within a mile for fitness routines that don't require a long drive.

For different buyers

For military families relocating

Naval Station Norfolk is seven minutes from the front door, and MARFORCOM Norfolk is eight — hard to beat for back-to-back PCS cycles when every minute of commute time matters. The home's six bedrooms give you room for a dedicated home office, a guest room for visiting family, and still have space left over. VA loan eligibility makes a property at this size and location worth a very close look.

For families upgrading

If your current home has outgrown your family, 4,600 square feet across six bedrooms and four and a half baths is the kind of breathing room that changes daily life. Families comparing homes for sale zoned for Norview High School and homes for sale zoned for Bay View Elementary will find 1128 Cottage Place sits squarely in that attendance zone — and the beach is a short walk away for afternoons and weekends.

More buyer questions

How far is 1128 Cottage Place from Naval Station Norfolk?

The drive is approximately seven minutes under normal traffic conditions, making this one of the closer residential options to the gate. MARFORCOM Norfolk is about eight minutes in the same direction.

Is 1128 Cottage Place in a flood zone?

Ocean View properties vary in flood zone designation depending on exact elevation and proximity to the bay — check the FloodRisk tile on this page for the specific FEMA designation assigned to this address.

What grocery stores are closest to 1128 Cottage Place?

Joan Brant is the nearest at 0.4 miles, Tienda Latina La Tapatia 3 is 0.7 miles away, and Harris Teeter is 0.8 miles — all reachable in under five minutes by car.

How close is the beach to 1128 Cottage Place?

Doc's Beach is 0.1 miles away — a genuine walking-distance beach on the Chesapeake Bay. Community Beach Park is 0.3 miles in the same direction.

Are there homes for sale in 23503 with this much square footage?

Six-bedroom homes approaching 4,600 square feet are uncommon among homes for sale in 23503 — properties at this scale in Ocean View tend to attract significant attention when they come to market.

Tom and Dariya Milan at LPT Realty know this corridor well. Reach out to get the full picture on 1128 Cottage Place and what it looks like to make a move here.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$1.3M – $1.7M6+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$400K

Median sale · 12 mo

$256

Sold $/sq ft

31d

Days on market

67

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$9,071/mo

Principal & interest

$7,783

Property tax

$850

Home insurance

$438

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$420,000 – $1,250,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8575 Chesapeake BLVD · 1 mi · 4,306 sqft$620,000 sold 2026-03
240 W Ocean View AVE #A · 1.2 mi · 4,037 sqft$1,250,000 sold 2026-07
2237 Jeffrey DR · 2 mi · 4,622 sqft$420,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$1,500,000

Price / Sq Ft

$326

Annual Taxes

$10,200

Monthly Tax

$850

HOA

None

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 25, 2026$1,500,000—
Currently listed—$1,500,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

19 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 1128 Cottage Pl in a good school zone?+
The assigned zones on the listing record are Bay View Elementary (VaHome School Score 3/10), Azalea Gardens Middle, Norview (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1128 Cottage Pl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 1128 Cottage Pl a waterfront property?+
Yes. The listing record shows: Bay.
Does 1128 Cottage Pl have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1128 Cottage Pl built?+
It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Corinne Zedd · The Real Estate Group · REIN MLS #10650713

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1128 Cottage Pl, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1128 Cottage Pl, Norfolk, Virginia 23503 · MLS #10650713 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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