Norfolk › OCEAN VIEW › 1128 Cottage Pl✓ Source: REIN MLS #10650713 · record updated Aug 25, 2026 · synced every 2 min · your inquiry is never resold

1128 Cottage PL, NORFOLK VA 23503 - Main photo

1128 Cottage PL, NORFOLK VA 23503 - Photo 2

1128 Cottage PL, NORFOLK VA 23503 - Photo 3

1128 Cottage PL, NORFOLK VA 23503 - Photo 4

1128 Cottage PL, NORFOLK VA 23503 - Photo 5

$1,500,000

$326 / sqft · est. $9,071/mo →

9beds

4.1baths

4,600sqft

0days on market

1128 Cottage Pl, Norfolk, VA 23503

Name: 1128 Cottage PL, Norfolk, Virginia 23503
Brand: The Real Estate Group
Price: 1500000 USD
Availability: InStock

New ListingResidential · built 2001 · OCEAN VIEW

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2001

Price / sqft

$326

HOA

None

Taxes

$10,200/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10650713

Interior

Bedrooms: 9
Full baths: 4
Half baths: 1
Approx. sqft: 4,600
Stories: 3
Flooring: Carpet, Ceramic, Wood
Ensuite bedrooms: 1
Total rooms: 9
Other rooms: Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch, Utility Closet
Appliances: Dishwasher, Disposal, Dryer, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer
Equipment: Cable Hookup, Ceiling Fan, Central Vac, Energy Recovery Ventilator, Gar Door Opener, Generator Hookup, Jetted Tub, Security Sys

Construction & exterior

Style: Contemp
Subtype: Detached
Foundation: Sealed/Encapsulated Crawl Space
Roof: Asphalt Shingle
Exterior: Brick,Vinyl
Sustainability: Advanced Framing, Concrete Construction
Pool: No Pool
Fencing: Partial,Privacy
Waterfront: Bay

Utilities & systems

Heating: Nat Gas, Programmable Thermostat, Zoned
Cooling: 16+ SEER A/C, Central Air, Zoned
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.2000
Subdivision: OCEAN VIEW
Zoning: R-12
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Driveway Spc
Possession: SETTLEMENT
Disclosures: Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Bayfront living on the Chesapeake Bay. Don't miss this rare opportunity to own a custom-designed home offering breathtaking water views from 2 rear decks, 1 front deck and gazebo and direct access to the beach. Built with durable ICF (Insulated Concrete Form) construction and approx. 15-inch exterior walls. Steel Shutters, Incapsulated Crawl w/concrete floor. A central vac system. This custom home was designed for strength, energy efficiency and coastal living. Features include hurricane shutters, 3 zone HVAC system 2025 & 2026, Roof 2023. Optimize the open floor plan, great for entertaining and open to the custom kitchen. The island and counter tops with granite, New refrigerator 8/20/26 and all stainless steel appliances. Jen-Air double oven. Gas stove. Enjoy sunsets, dolphins, ships passing and the beach waves. Close proximity to Restaurants, Marinas, Norfolk Military bases, access to Int-64. This home blends luxury, comfort and coastal living at its finest.

Listing courtesy of Corinne Zedd · The Real Estate Group · REIN MLS #10650713

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1128 Cottage Place is a nine-bedroom, four-and-a-half-bath home in Norfolk's Ocean View corridor — just seven minutes from Naval Station Norfolk. At 4,600 square feet built in 2001, it offers rare scale for large households, extended families, or anyone who simply needs serious room to spread out.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Norview High School, and homes for sale zoned for Bay View Elementary. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Nine bedrooms in a single-family home is genuinely uncommon anywhere in Hampton Roads, and 1128 Cottage Place delivers that footprint without sacrificing livability. The 2001 construction means you get modern mechanicals and code standards alongside the space, and the Ocean View location puts beaches, parks, and base gates within a short drive — a combination that's hard to replicate among Norfolk homes for sale at this scale.

OCEAN VIEW and the Norfolk real estate market

Cottage Place sits in Norfolk's Ocean View area, a bayside stretch of the city that has been quietly drawing families and long-term residents for decades. The vibe here is unhurried and genuinely neighborly — front porches get used, people walk to the beach, and the streets feel like they belong to the people who live on them. Ocean View runs along the Chesapeake Bay shoreline, giving the whole district a breezy, coastal character that's distinct from the more urban core of Norfolk. The city itself is one of the most historically layered in Virginia — home to a major naval installation, a thriving arts district, and a waterfront that anchors daily life for tens of thousands of residents. Families comparing homes for sale in Norfolk often find that Ocean View offers the best of both worlds: a relaxed, residential pace with fast access to everything the city provides. The 23503 zip code in particular has a tight-knit feel, and 1128 Cottage Place is right in the middle of it.

What's nearby

Daily errands are easy from Cottage Place. Doc's Beach is just a tenth of a mile away — practically your backyard — and Community Beach Park and Lake Modoc are both within a three-minute walk. Big Boss Burritos 2 is two-tenths of a mile out when you want a quick meal, and Doug's Hot Dogs is under a mile for something more casual. Harris Teeter covers your main grocery run at 0.8 miles, with Joan Brant and Tienda Latina La Tapatia 3 adding variety closer in. A Starbucks Coffee Company is less than a mile away, and The Yoga Space and Ocean View Yoga both sit within a mile for anyone keeping up a fitness routine.

For different buyers

For military families relocating

Seven minutes to Naval Station Norfolk and eight minutes to MARFORCOM Norfolk makes 1128 Cottage Place one of the more strategically located addresses in the city for active-duty households. Nine bedrooms gives you room for a home office, a dedicated guest room for visiting family, and still plenty of space for everyone under one roof — a real advantage during PCS season when you need to settle in fast. VA loan eligibility makes a home at this scale even more accessible.

For families upgrading

If your current home has stopped fitting your life — whether that's a growing family, aging parents moving in, or a need for dedicated workspace — 1128 Cottage Place is the kind of address that solves multiple problems at once. Nine bedrooms across 4,600 square feet means you can stop making compromises. Families comparing homes for sale zoned for Norview High School and homes for sale zoned for Bay View Elementary will find this address sits within that attendance zone, adding another reason to take a closer look.

Homes like this one sell fast — see the next one first

Norfolk$1.3M – $1.7M9+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryBay View Elementary
3/10
MiddleAzalea Middle School
3.1/10
HighNorview High School
2.7/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$411K

Median sale · 12 mo

$256

Sold $/sq ft

26d

Days on market

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →

Neighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$9,071/mo

Down payment20% · $300,000

Interest rate6.75%

Loan term30 years

Principal & interest

$7,783

Property tax

$850

Home insurance

$438

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$420,000 – $1,250,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8575 Chesapeake BLVD · 1 mi · 4,306 sqft$620,000 sold 2026-03

240 W Ocean View AVE #A · 1.2 mi · 4,037 sqft$1,250,000 sold 2026-07

2237 Jeffrey DR · 2 mi · 4,622 sqft$420,000 sold 2026-07

Sale & Tax History

List Price

$1,500,000

Price / Sq Ft

$326

Annual Taxes

$10,200

Monthly Tax

$850

HOA

None

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 26, 2026	$1,500,000	—
Currently listed	—	$1,500,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 1128 Cottage Pl in a good school zone?+

The assigned zones on the listing record are Bay View Elementary (VaHome School Score 3/10), Azalea Gardens Middle, Norview (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 1128 Cottage Pl in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is 1128 Cottage Pl a waterfront property?+

Yes. The listing record shows: Bay.

Does 1128 Cottage Pl have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 1128 Cottage Pl built?+

It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Corinne Zedd · The Real Estate Group · REIN MLS #10650713

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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Phone (optional)

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See it in person — the record only says so much.

Call or text (757) 777-7577

1128 Cottage Pl, Norfolk, Virginia 23503 · MLS #10650713 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

1128 Cottage Pl, Norfolk, VA 23503

Life on the water

Facts & features

About this home

Our read on this home

Why this home stands out

OCEAN VIEW and the Norfolk real estate market

What's nearby

For different buyers

For military families relocating

For families upgrading

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

Flood Risk

Ocean View

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Comparable Properties

0 days on market — read it in context

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.