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Carrollton › SOUTH HARBOR › 1127 Breakwater Trl✓ Source: REIN MLS #10632037 · record updated May 4, 2026 · synced every 2 min · your inquiry is never resold
1127 Breakwater TRL, CARROLLTON VA 23314 - Main photo
1127 Breakwater TRL, CARROLLTON VA 23314 - Photo 2
1127 Breakwater TRL, CARROLLTON VA 23314 - Photo 3
1127 Breakwater TRL, CARROLLTON VA 23314 - Photo 4
1127 Breakwater TRL, CARROLLTON VA 23314 - Photo 5
$369,990
$194 / sqft · est. $2,390/mo →
3beds
2.1baths
1,912sqft
6days on market

1127 Breakwater Trl, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

About this home

The listing, in the seller's words

Now selling the next phase at South Harbor Towns—a vibrant 55+ community in Carrollton, VA offering low-maintenance living with first-floor owner's suites, maintenance free-backyards, 2-car garages, and multi-million-dollar amenities. The Caroline model features nearly 1,800 sq ft of open living space, including a luxurious main-level owner's suite with dual vanities, linen closet, and private water closet. The gourmet kitchen showcases a 10-foot island that flows into the great room and dining area. You can enjoy optional rear covered porch upgrades and maintenance-free backyards designed for relaxation without the upkeep. Upstairs includes two bedrooms, a full bath, and a large storage room. Ready to experience South Harbor Towns? Schedule your tour today.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10632037

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1127 Breakwater Trail is a brand-new 2026-built townhome in Carrollton's South Harbor community, offering three bedrooms, two and a half baths, and 1,912 square feet of thoughtfully designed living space in one of Isle of Wight County's most convenient locations.

Read the full overview ↓

Why this home stands out

What sets 1127 Breakwater Trail apart is simple: you're getting new construction without the wait. Built in 2026, this South Harbor townhome delivers modern finishes, an efficient floor plan, and the kind of low-maintenance lifestyle that's genuinely hard to find at this size in Carrollton. Three bedrooms, two and a half baths, and 1,912 square feet give you real room to spread out — all in a community that's still finding its footing in the best possible way.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is one of Carrollton's newer residential communities, and 1127 Breakwater Trail sits right in the heart of it. Carrollton is an unincorporated community in Isle of Wight County — a quieter, more suburban alternative to the denser cities across the James River, yet surprisingly well-connected. Route 17 is your backbone here, linking you north toward Newport News and south toward Smithfield with minimal fuss. The neighborhood itself has a clean, cohesive feel with newer homes, sidewalks, and a sense of community still taking shape. Isle of Wight County is known for its lower density and a pace of life that feels a step removed from the bustle — without actually being far from anything. Whether you're commuting toward the Peninsula or heading to Hampton Roads, South Harbor puts you in a genuinely central spot.

What's nearby

Daily errands are almost effortlessly close. Publix Super Market at Bartlett Station is just 0.3 miles away, and a Food Lion sits about a mile down the road for a quick backup run. Dinner options are equally convenient — ZENSHI Handcrafted Sushi is right at 0.3 miles for something elevated, while Fatboy's Grill & Steamshack at 0.4 miles covers the casual comfort-food angle. Royal Farms pulls double duty nearby for a quick bite or a morning coffee fix. If you prefer a smoothie to start the day, Tropical Smoothie Cafe is 0.7 miles out. Anytime Fitness at 0.7 miles means your workout routine doesn't require a detour.

For different buyers

For military families relocating

NSA Northwest Annex is about 17 minutes from 1127 Breakwater Trail, and NSA Hampton Roads is roughly 22 minutes out — both well within a practical daily commute. New construction means fewer maintenance surprises, which matters when deployments or duty changes come up. If you're using a VA loan, Isle of Wight County's lower price points can stretch that benefit further than you might expect closer to the base.

For first-time buyers

A brand-new 2026 build means everything — appliances, systems, finishes — is starting fresh with you. No deferred maintenance, no wondering what the previous owners patched over. South Harbor's townhome layout keeps square footage efficient without feeling cramped, and at 1,912 square feet across three bedrooms, there's genuine room to grow. Carrollton's location in Isle of Wight County also gives you a quieter entry point into homeownership without sacrificing everyday convenience.

More buyer questions

How far is 1127 Breakwater Trail from NSA Northwest Annex?

NSA Northwest Annex is approximately 17 minutes from 1127 Breakwater Trail under typical traffic conditions. NSA Hampton Roads is about 22 minutes away, making this address workable for personnel assigned to either installation.

What is the HOA situation at South Harbor?

South Harbor does have a homeowners association. It's worth confirming current HOA details — including what's covered and any community rules — during the due diligence process, as these can vary and evolve over time.

Is 1127 Breakwater Trail in a flood zone?

Flood zone status for this address is displayed in the dedicated FloodRisk tile on this page, which pulls the most current FEMA map data available for Isle of Wight County.

What are the nearest grocery stores to 1127 Breakwater Trail?

Publix Super Market at Bartlett Station is just 0.3 miles away — essentially walkable — and a Food Lion is about 1.0 mile from the property, giving you two solid options for everyday shopping.

Can you use a VA loan to purchase a home in South Harbor, Carrollton?

Yes — VA loans can be used to purchase eligible properties in Isle of Wight County, including new construction townhomes like 1127 Breakwater Trail, as long as the home meets VA appraisal and condition requirements.

Curious whether 1127 Breakwater Trail fits your next chapter? Tom and Dariya Milan know this corner of Isle of Wight County well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
    —
  • MiddleCarrolton
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$194

HOA fee

$167/mo

Taxes

$2,340/yr

County

Isle of Wight County VA

MLS #

10632037

HOA association includes

ClubhouseGround MaintOtherPlaygroundsPoolRV Storage

$167/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,912
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
AT CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,223/mo

Principal & interest

$1,920

Property tax

$195

Home insurance

$108

PMI

None

HOA/Condo (paid separately)

$167

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$334,990 – $419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

422 Early Station TRL · 0.1 mi · 1,823 sqft$419,990 sold 2026-02
2085 STRIPER CT · 0 mi · 1,775 sqft$361,740 sold 2026-06
1115 Breakwater TRL · 0 mi · 1,775 sqft$369,990 sold 2026-05

Sale & Tax History

List Price

$369,990

Price / Sq Ft

$194

Annual Taxes

$2,340

Monthly Tax

$195

HOA fee

$167 / mo

Tax Rate (effective)

0.63%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 29, 2026$369,990—
Currently listed—$369,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1127 Breakwater Trl in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Carrolton, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1127 Breakwater Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1127 Breakwater Trl?+
Yes — Anytime Fitness is about 0.5 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 1127 Breakwater Trl?+
Publix Super Market at Bartlett Station is about 0.3 miles away. The closest dining on record is ZENSHI Handcrafted Sushi (0.3 mi).
Does 1127 Breakwater Trl have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool, RV Storage.
When was 1127 Breakwater Trl built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10632037

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1127 Breakwater Trl, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1127 Breakwater Trl, Carrollton, Virginia 23314 · MLS #10632037 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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