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Norfolk › WILLOUGHBY BEACH › 1124 Little Bay Ave✓ Source: REIN MLS #10636352 · record updated Jun 8, 2026 · synced every 5 min · your inquiry is never resold
1124 Little Bay AVE, NORFOLK VA 23503 - Main photo
1124 Little Bay AVE, NORFOLK VA 23503 - Photo 2
1124 Little Bay AVE, NORFOLK VA 23503 - Photo 3
1124 Little Bay AVE, NORFOLK VA 23503 - Photo 4
1124 Little Bay AVE, NORFOLK VA 23503 - Photo 5
$589,500
$270 / sqft · est. $3,818/mo →
4beds
2.1baths
2,183sqft
16days on market

1124 Little Bay Ave, Norfolk, VA 23503

ActiveResidential · built 2014 · WILLOUGHBY BEACH

About this home

The listing, in the seller's words

Coastal living at its best! Beautifully maintained home just one block from the beach in sought after Willoughby! These 4 BR/2.5 BA home features an open floor plan with 10ft ceilings, hardwood floors, and abundant natural light. First floor primary suite with walk-in closet and dual-head shower. Upstairs offers three spacious bedrooms plus a dedicated office/flex space. Enjoy a spacious, fenced backyard, detached garage, and plenty of room to relax and entertain. Thoughtfully designed for both convenience and security, the property features a remote-operated driveway gate leading to the garage in the backyard. Basement offers exceptional storage or potential flex space. Convenient to Naval Bases, interstate, shopping and local dining. Schedule your showing today.

Listing courtesy of Erika Congress · EXP Realty LLC · REIN MLS #10636352

VaHome team overview

Our read on this home

At a glance

A 2014-built, four-bedroom home just steps from the beach and four minutes from Naval Station Norfolk. With over 2,100 square feet, 2.5 baths, and a walkable waterfront block, 1124 Little Bay Ave puts coastal Norfolk living within easy reach every single day.

Read the full overview ↓

Why this home stands out

What sets 1124 Little Bay Ave apart is the combination that's genuinely hard to find: a newer-construction home built in 2014 with modern bones, four full bedrooms, and a location that puts two beach access points within a three-minute walk. Add a four-minute drive to one of the country's largest naval installations, and this address checks boxes that most Norfolk properties simply can't.

WILLOUGHBY BEACH and the Norfolk real estate market

Little Bay Ave sits in the Ocean View corridor of Norfolk — a stretch of the city where residential streets run right up against the Chesapeake Bay shoreline. This part of Norfolk has been quietly drawing buyers who want genuine waterfront proximity without the waterfront price tag, and it's easy to see why when you're browsing houses for sale norfolk virginia and this neighborhood keeps surfacing. The area has a laid-back, beach-town energy: neighbors walk to the water in the morning, grab food from spots within a few blocks, and generally treat the bay as a backyard amenity. Norfolk itself is a city with deep military roots, a growing arts and dining scene downtown, and a geography that keeps life interesting — you're on a peninsula, so the water is never far. The Ocean View section specifically has seen steady investment over the past decade, with newer builds like this one sitting alongside renovated cottages and established families who've been here for years. It's a neighborhood with real character.

What's nearby

Daily life is genuinely convenient from this address. Swell Charcoal Grill and Raw Bar is 0.1 miles away — a local favorite for seafood and grilled plates that's close enough to walk on a weeknight. A 7-Eleven at the same distance handles quick coffee runs and last-minute errands. For a broader meal option, 24/7 OV Eats is under a mile away and lives up to its name. The real draw, though, is the beach: 12th View Beach Access is just 0.2 miles out, and 13th View Street Beach Access is 0.3 miles — both putting the Chesapeake Bay within a five-minute walk from your front door.

For different buyers

For military families relocating

Four minutes to Naval Station Norfolk and four minutes to MARFORCOM Norfolk — it's rare to find a newer-construction home this close to both installations. For military families using a VA loan, 1124 Little Bay Ave offers the kind of commute buffer that makes duty-day schedules far less stressful, with beach access and a full four bedrooms waiting at the end of the day.

For families upgrading

If you've outgrown your current place, 2,183 square feet across four bedrooms and 2.5 baths gives everyone room to spread out. The 2014 build means systems and finishes are relatively young, and the walkable beach access adds a quality-of-life dimension that's hard to put a number on. Norfolk va homes at this size and vintage, this close to the water, don't come around constantly.

More buyer questions

How far is 1124 Little Bay Ave from Naval Station Norfolk?

The drive is approximately four minutes under normal traffic conditions, making this one of the closer residential addresses to the main gate. For active-duty personnel, that kind of proximity can meaningfully simplify daily schedules.

Is 1124 Little Bay Ave in a flood zone?

Ocean View properties in Norfolk can carry varying flood designations depending on exact elevation and proximity to the bay. Check the FloodRisk tile on this page for the specific FEMA flood zone assigned to this parcel.

How close is the beach to 1124 Little Bay Ave?

Two public beach access points are within a short walk — 12th View Beach Access at 0.2 miles and 13th View Street Beach Access at 0.3 miles, both leading to the Chesapeake Bay shoreline.

What year was 1124 Little Bay Ave built?

The home was built in 2014, placing it in a relatively modern construction vintage with updated systems and building standards compared to much of the surrounding Ocean View housing stock.

Does 1124 Little Bay Ave have an HOA?

HOA status for this property is noted in the listing details — check the current data fields on this page for confirmation of whether an association applies to this address.

Want to walk the block, check the beach access, or talk through a VA loan for this address? Tom and Dariya Milan at LPT Realty are ready to help — reach out today.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2014

Price / sqft

$270

HOA

None

Taxes

$7,050/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10636352

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane evacuation zone: Zone A · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,818/mo

Principal & interest

$3,059

Property tax

$588

Home insurance

$172

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

103% of $573,200

City assessment record · taxes $7,050/yr

Land share of assessed value

22% — $125,400

Improvements $447,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$270,000 – $449,500

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9234 Peachtree ST · 1.6 mi · 2,200 sqft$410,000 sold 2026-06
9269 1st View ST · 1.6 mi · 2,280 sqft$440,000 sold 2026-03
131 Dupre AVE · 1.8 mi · 2,220 sqft$270,000 sold 2026-06

Sale & Tax History

List Price

$589,500

Price / Sq Ft

$270

Annual Taxes

$7,050

Monthly Tax

$588

HOA

None

Tax Rate (effective)

1.20%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$589,500—
Price reducedJun 8, 2026$589,500−$10,500
Currently listed—$589,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$573,200

Land

$125,400

Improvement

$447,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1124 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1124 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 1124 Little Bay Ave?+
12th View- Beach Access is about 0.2 miles away.
Does 1124 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1124 Little Bay Ave built?+
It was built in 2014, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Erika Congress · EXP Realty LLC · REIN MLS #10636352

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

1124 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10636352 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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