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✓ Source: REIN MLS #10584549 · record updated Mar 16, 2026 · synced every 2 min · your inquiry is never resold
1106 Toler PL, NORFOLK VA 23503 - Main photo
1106 Toler PL, NORFOLK VA 23503 - Photo 2
3beds
3.1baths
2,770sqft
294days on market

1106 Toler Pl, Norfolk, VA 23503

Off MarketResidential · built 1981 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

Welcome to this beautifully maintained tri-level home offering direct beach access and stunning waterfront views. Featuring 3 spacious bedrooms with the flexibility to accommodate up to 5 bedrooms by utilizing the large family room and lower-level recreation room, this home is perfect for both relaxation and entertaining. Enjoy the warmth and elegance of hardwood floors throughout the main living areas, and the peace of mind that comes with a well-cared-for property. Step outside to experience the true highlight—private access to the beach, just steps from your door. Whether you're looking for a full-time residence, vacation retreat, or investment opportunity, this home on Willoughby Spit offers the perfect blend of comfort, space, and unbeatable location. Don't miss this chance to live where others vacation.

Listing courtesy of Debbie Crevier-Kent · Cottage Street Realty LLC · REIN MLS #10584549

Facts & features

Type

Residential

Year built

1981

Price / sqft

$542

HOA

None

Taxes

$12,430/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10584549

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,770
Stories
3
Flooring
Carpet, Ceramic, Other, Wood
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
Attic, Balcony, Pantry, Utility Closet
Interior features
Pull Down Attic Stairs, Walk-In Attic, Walk-In Closet
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Exterior features
Corner, Deck, Patio
Pool
No Pool
Fencing
Picket
Waterfront
Bay

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2317
Approx. acres
0.23
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 1 Space
Possession
OTHER
Disclosures
Disclosure Statement, Owner Agent

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Nearby, look at Willoughby homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$1.3M – $1.7M3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

7 ft above sea level

Property elevation

6 ft above sea level

1.0 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Willoughby

Willoughby is the western end of Norfolk's bayfront, in ZIP codes 23503 and 23505. Willoughby Spit is a narrow strip of sand. The Chesapeake Bay is on one side and Willoughby Bay on the other.

$327K

Median sale · 12 mo

$230

Sold $/sq ft

22d

Days on market

47

For sale now

$64K

HH income

39.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Willoughby →
Map of Willoughby with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NS Norfolk

Navy

14min·8.5mi

MARFORCOM

Marines

17min·9.4mi

NSA HR

Navy

19min·9.9mi

Little Creek

Navy

25min·10.7mi

NMCP

Navy

29min·14.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$9,257/mo

Principal & interest

$7,783

Property tax

$1,036

Home insurance

$437

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

128% of $1,173,400

City assessment record · taxes $12,430/yr

Land share of assessed value

14% — $168,900

Improvements $1,004,500 · assessor record ✓

Price context — similar nearby homes

$351,000 – $775,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9626 12th View ST · 0.1 mi · 2,436 sqft$579,000 sold 2026-07
1155 Little Bay AVE · 0.1 mi · 2,448 sqft$625,000 sold 2026-08
728 W Ocean View AVE · 0.9 mi · 2,711 sqft$648,000 sold 2026-10

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$1,499,999

Price / Sq Ft

$542

Annual Taxes

$12,430

Monthly Tax

$1,036

HOA

None

Tax Rate (effective)

0.83%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 19, 2025$1,499,999—
Currently listed—$1,499,999—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

28% above assessment

Total Assessed

$1,173,400

Land

$168,900

Improvement

$1,004,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1106 Toler Pl in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.4/10), Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1106 Toler Pl in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 1106 Toler Pl?+
12th View- Beach Access is about 0.1 miles away.
Is 1106 Toler Pl a waterfront property?+
Yes. The listing record shows: Bay.
Does 1106 Toler Pl have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1106 Toler Pl built?+
It was built in 1981, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Debbie Crevier-Kent · Cottage Street Realty LLC · REIN MLS #10584549

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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1106 Toler Pl, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1106 Toler Pl, Norfolk, Virginia 23503 · MLS #10584549 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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