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✓ Source: REIN MLS #10658439 · record updated Oct 20, 2026 · synced every 2 min · your inquiry is never resold
103 Washington ST, SMITHFIELD VA 23430 - Main photo
103 Washington ST, SMITHFIELD VA 23430 - Photo 2
103 Washington ST, SMITHFIELD VA 23430 - Photo 3
103 Washington ST, SMITHFIELD VA 23430 - Photo 4
$105,000
2beds
1.1baths
1days on market

103 Washington St, Smithfield, VA 23430

New ListingResidential · built 1930 · ALL OTHERS AREA 64

About this home

**A Smithfield Opportunity Awaits!** Discover the potential of this property in an established Smithfield location near downtown and the Pagan River. Situated on an approximately 0.09-acre parcel, this property offers an opportunity for buyers looking to explore the possibilities of owning property in this historic Isle of Wight County community. The existing structure requires significant work and is being offered in as-is condition. Buyers are encouraged to conduct their own due diligence regarding the property's condition, permitted uses, zoning, utilities, and any future improvements. Bring your vision and explore the possibilities this location has to offer!

Listing courtesy of Trayana Mills · Garrett Realty Partners · REIN MLS #10658439

Facts & features

Type

Residential

Year built

1930

HOA

None

Taxes

$820/yr

County

Isle of Wight County VA

MLS #

10658439

Interior

Bedrooms
2
Full baths
1
Half baths
1
Stories
2
Flooring
Other
Total rooms
2

Construction & exterior

Style
Other
Subtype
Detached
Foundation
Other
Roof
Other
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0900
Subdivision
ALL OTHERS AREA 64
Zoning
TOWN
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement, Spec Warranty Deed

Sources: REIN MLS record

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Smithfield$85K – $125K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

32.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Smithfield homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

46min·31.3mi

NSA HR

Navy

51min·34.7mi

JBLE Langley

Air Force

42min·24.3mi

J7 Suffolk

Joint

32min·20.3mi

MARFORCOM

Marines

49min·31.8mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$644/mo

Principal & interest

$545

Property tax

$68

Home insurance

$31

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$105,000

Price / Sq Ft

$0

Annual Taxes

$820

Monthly Tax

$68

HOA

None

Tax Rate (effective)

0.78%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 19, 2026$105,000—
Currently listed—$105,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

1 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 103 Washington St in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Washington St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 103 Washington St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 103 Washington St built?+
It was built in 1930, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Trayana Mills · Garrett Realty Partners · REIN MLS #10658439

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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103 Washington St, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

103 Washington St, Smithfield, Virginia 23430 · MLS #10658439 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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