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✓ Source: REIN MLS #10649772 · record updated Oct 22, 2026 · synced every 2 min · your inquiry is never resold
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$79,900est. $530/mo all-in · adjust →
3beds
1baths
1,200sqft
$67per sqft
65days on market

1002 Bank Street Ext St, Suffolk, VA 23434

ActiveResidential · built 1940 · 0.14 acres · LLOYD PLACE · MLS #10649772

Price per sqft$67compare with nearby salesSchools
King's ForkHigh3.3
King's ForkMiddle3
Florence BowserElementary5.7
VaHome School ScoreFlood
Low / moderate riskZone X
flood insurance not requiredHOANoneno HOA fee on the MLS recordEst. payment$530/moall-in · 20% down · 6.75% · adjustPrice since listing…checking price historyTaxes$1,100/yrfrom the public recordCondo feeNAnot a condo

OverviewAbout this home

INVESTOR SPECIAL / VALUE-ADD OPPORTUNITY! Sold AS-IS!!! Priced at just $99,900, this home is an open slate, and it offers an excellent opportunity for investors, renovators, or buyers looking to build equity. With an estimated ARV of $290,000–$325,000, there is substantial potential for the right buyer.Seller will make NO repairs or improvements. Buyer is responsible for conducting their own inspections and due diligence prior to submitting an offer!

Listing courtesy of Kal Naim · Explore Coastal Virginia Homes Inc. · REIN MLS #10649772

Facts & features

TypeResidential
Year built1940
Price / sqft$67
HOANone
Taxes$1,100/yr
CountySuffolk VA
MLS #10649772

Interior

Bedrooms
3
Full baths
1
Approx. sqft
1,200
Stories
1
Flooring
Other
First-floor bed & full bath
Yes
Total rooms
6

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Masonry
Pool
No Pool

Utilities & systems

Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
LLOYD PLACE
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Suffolk homes under $200K.

Sources: REIN MLS record

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Florence Bowser Elementary School. Nearby, look at Lloyd Place homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighKing's Fork High School
3.3/10
Down 0.8 from 2024–25
MiddleKing's Fork Middle School
3/10
Up 0.2 from 2024–25
ElementaryFlorence Bowser Elementary School
5.7/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$65K – $95K3+ beds

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Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

6min·1.1mi

NNSY

Navy

25min·17.9mi

NMCP

Navy

28min·18.3mi

USCG Portsmouth

Coast Guard

28min·19.2mi

USCG Finance Ctr

Coast Guard

31min·22.5mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

42.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodLloyd Place

Lloyd Place is a settled neighborhood in central Suffolk, Virginia, in ZIP 23434. It runs along North and South Lloyd Street, just off the downtown core and the East Washington Street corridor.

$289KMedian sale · 12 mo
$190Sold $/sq ft
28dDays on market
15For sale now
$46KHH income
52.8%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Lloyd Place →
Map of Lloyd Place with neighborhood boundaryNeighborhood

Suffolk houses for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$530/mo

Principal & interest

$415

Property tax

$92

Home insurance

$23

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$125,000 – $284,900The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
500 Factory ST · 0.8 mi · 1,247 sqft$125,000 sold 2026-07
222 Columbus AVE · 0.9 mi · 1,222 sqft$275,000 sold 2026-10
623 Spruce ST · 1.1 mi · 1,200 sqft$284,900 sold 2026-02

Own a home nearby? See what it is worth today: What's your Suffolk home worth?

Sale & Tax History

List Price

$79,900

Price / Sq Ft

$67

Annual Taxes

$1,100

Monthly Tax

$92

HOA

None

Tax Rate (effective)

1.38%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 18, 2026$79,900—
Price reducedOct 6, 2026$79,900−$20,000
Currently listed—$79,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

65 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
1002 Bank Street Ext Stthis home$79,900311,200$67
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 1002 Bank Street Ext St in a good school zone?
The assigned zones on the listing record are Florence Bowser Elementary (VaHome School Score 5.7/10), King`s Fork Middle, Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 1002 Bank Street Ext St in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1002 Bank Street Ext St have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1002 Bank Street Ext St built?
It was built in 1940, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom and Dariya Milan

Tom & Dariya Milan | LPT Realty

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1002 Bank Street Ext St, Suffolk, Virginia 23434 · MLS #10649772 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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