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✓ Source: REIN MLS #10621432 · record updated Feb 25, 2026 · synced every 2 min · your inquiry is never resold
Lot 9 Harbour Ridge, RDG, SMITHFIELD VA 23430 - Main photo
$259,900
0days on market

Lot 9 Harbour Ridge, Smithfield, VA 23430

Off MarketLand and Farms · GATLING POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Marsh, Navigable.

Frontage

Creek · Marsh ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

Build your dream home on this waterfront lot in GATLING POINTE SOUTH, over one acre building site, features scenic views of Towne Farm Creek- a large, privately wooded building site- Gatling Pointe is an award winning waterfront community featuring a Clubhouse, 68 slip marina, riverfront pool and restaurant overlooking the James River. Also discover playgrounds, walking trails, tennis & volleyball courts. Partial clearing has been done and is ready for a new home! Highly elevated, level building site, landmark trees, panoramic marsh and creek views- Towne Farm Creek empties into Jones Creek, which flows into the mouth of the Pagan River where it meets the James. Optional membership to the GPYC

Listing courtesy of Mark Edwards · East West Realty-Hampton Roads · REIN MLS #10621432

Facts & features

Type

Land and Farms

HOA

None

Taxes

$1,400/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10621432

Construction & exterior

Waterfront
Creek,Marsh,Navigable
Deep-water access
Yes

Utilities & systems

Utilities available
Electric Avail, Gas Avail, Sewer Avail, Water Avail

Lot, parking & ownership

Lot size
2.0000
Road surface
Paved
Subdivision
GATLING POINTE
Ownership
Fee Simple
Possession
CLOSING
Disclosures
Deed Restrictions/Covenants

Sources: REIN MLS record

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Smithfield$220K – $300K

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield VA homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

46min·30mi

NSA HR

Navy

57min·33.5mi

JBLE Langley

Air Force

43min·23mi

MARFORCOM

Marines

54min·32.9mi

NS Norfolk

Navy

50min·31.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,541/mo

Principal & interest

$1,349

Property tax

$117

Home insurance

$76

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$259,900

Price / Sq Ft

$0

Annual Taxes

$1,400

Monthly Tax

$117

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$259,900—
Currently listed—$259,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is Lot 9 Harbour Ridge in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 5.5/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Lot 9 Harbour Ridge in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is Lot 9 Harbour Ridge a waterfront property?+
Yes. The listing record shows: Creek,Marsh,Navigable.
Does Lot 9 Harbour Ridge have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Mark Edwards · East West Realty-Hampton Roads · REIN MLS #10621432

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

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See it in person — the record only says so much.

Call or text (757) 777-7577

Lot 9 Harbour Ridge, Smithfield, Virginia 23430 · MLS #10621432 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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