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Norfolk › THE TERN › 9683 Shore Dr✓ Source: REIN MLS #10655228 · record updated Sep 28, 2026 · synced every 2 min · your inquiry is never resold
9683 Shore DR, NORFOLK VA 23518 - Main photo
9683 Shore DR, NORFOLK VA 23518 - Photo 2
9683 Shore DR, NORFOLK VA 23518 - Photo 3
9683 Shore DR, NORFOLK VA 23518 - Photo 4
9683 Shore DR, NORFOLK VA 23518 - Photo 5
3beds
3.1baths
2,664sqft
0days on market

9683 Shore Dr, Norfolk, VA 23518

ActiveResidential · built 2023 · THE TERN

Facts & features

Type

Residential

Year built

2023

Price / sqft

$319

HOA fee

$85/mo

Taxes

$9,684/yr

County

Norfolk VA

MLS #

10655228

HOA association includes

Ground Maint

$85/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,664
Stories
4
Flooring
Ceramic, Laminate/LVP
Ensuite bedrooms
3
Total rooms
5
Other rooms
Attic, Balcony, Foyer, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Generator Hookup, Security Sys
Accessibility
Elevator

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Zoned
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE TERN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Disclosure Statement, Relocation

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

END-UNIT coastal living with Chesapeake Bay water views near East Beach! This luxury Craftsman-style townhome offers 3 bedrooms, 3.5 baths, elevator access to every level and the added natural light and appeal of an end-unit location. Plantation shutters throughout, interior molding and two fireplaces complement the open living spaces. The kitchen features quartz countertops, custom wall tile, gas cooking, premium appliances, upgraded cabinetry and a full-size beverage/wine cooler. Two balconies provide inviting outdoor spaces to enjoy the coastal setting and Bay breezes. The spacious primary suite features an extended sitting area/office, coffered ceiling, fireplace, walk-in closet and spa-inspired bath with oversized walk-in shower. The oversized attached 2-car garage offers epoxy flooring, additional storage and a generator plug-in. *No flood insurance required. Enjoy a low maintenance, lock and leave lifestyle with community landscaping and convenient to the beach, marina, dining, shopping and East Beach amenities.

Listing courtesy of Dina Grandy · BHHS RW Towne Realty · REIN MLS #10655228

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

9683 Shore Drive is a 2023-built, three-bedroom, three-and-a-half-bath home in Norfolk's East Ocean View corridor. At 2,664 square feet, it delivers newer construction square footage that's genuinely hard to find this close to the water. JEB Little Creek-Fort Story is about four minutes away. Daily life here moves at a comfortable, walkable pace.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Most homes near the Shore Drive waterfront corridor date back decades. This one was built in 2023, which means current building codes, modern mechanical systems, and a layout designed for how people actually live today. You get three full baths plus a half bath across 2,664 square feet — generous by any measure for this zip code. That combination of new construction and established neighborhood character is rare among Norfolk homes for sale.

THE TERN and the Norfolk real estate market

Shore Drive runs along the northern edge of Norfolk, tracing the line between the city and the Chesapeake Bay. The stretch near 9683 is part of the East Ocean View area — a neighborhood of mixed housing types, waterfront access, and an increasingly active local dining and retail scene. Streets here feel residential and grounded, with mature trees alongside newer infill construction. The bay is a constant backdrop, and the energy of the corridor is casual and coastal without being overdone. Norfolk itself is one of the most dynamic mid-sized cities on the East Coast. It anchors a metro area of nearly 1.8 million people, with a deep-water port, a thriving arts district, and a university presence that keeps the city young and active. Getting around is straightforward — Shore Drive connects quickly to I-64, which puts you anywhere in Hampton Roads within 30 to 45 minutes. Anyone comparing homes for sale in Norfolk will notice that the East Ocean View corridor punches above its weight for lifestyle per square mile.

What's nearby

Riffle Farms Market & Co-op is 0.1 miles away — a local grocery and co-op that makes daily errands genuinely pleasant. Magnolia and Marlin and Lola's Beach Cantina are both within two blocks for sit-down meals. COVA Brewing Company is 0.2 miles out when you want something more casual. East Beach Fountain Square and Park sits right at 0.1 miles, with Pleasant Avenue Park and Garden Pergola Park both within a short walk. East Beach Training Studio and Fit Body Boot Camp are each under 0.2 miles. Food Lion is one mile out for a full grocery run. This block covers most daily needs without a car.

For different buyers

Base commute and VA loan notes

JEB Little Creek-Fort Story is about four minutes by car — one of the shortest base commutes you'll find among homes for sale in 23518. Naval Station Norfolk is roughly 12 minutes. VA loan financing is common in this corridor, and a 2023 build means no deferred maintenance surprises at appraisal. The layout supports a quick, clean transaction.

For buyers drawn to character

Built in 2023 on one of Norfolk's most storied corridors, this home pairs Shore Drive's coastal character with the reliability of new construction. You get the walkable neighborhood feel — local market steps away, parks on every block, water in the air — without trading away modern finishes or mechanical peace of mind. That balance is exactly what buyers who want homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School are searching for in this part of the city.

More buyer questions

How far is 9683 Shore Drive from JEB Little Creek-Fort Story?

The drive is about four minutes under normal traffic conditions. It's one of the closest residential addresses to the main gate in this part of Norfolk.

How far is 9683 Shore Drive from Naval Station Norfolk?

Naval Station Norfolk is roughly 12 minutes by car via Shore Drive and I-64. The route is direct and avoids most of the city's congestion points.

What year was 9683 Shore Drive built?

The home was built in 2023, making it one of the newer single-family constructions along the Shore Drive corridor.

Is 9683 Shore Drive in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. Given the Shore Drive waterfront location, reviewing that data before making decisions is strongly recommended.

Does 9683 Shore Drive have an HOA?

HOA status for this property should be confirmed through current listing disclosures or directly with the listing agent. The East Ocean View area includes both HOA and non-HOA streets.

Want to see 9683 Shore Drive in person? Tom and Dariya Milan can walk you through it and answer every question you have about this part of Norfolk.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$720K – $980K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$400K

Median sale · 12 mo

$254

Sold $/sq ft

31d

Days on market

70

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

homes for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,465/mo

Principal & interest

$4,410

Property tax

$807

Home insurance

$248

PMI

None

HOA/Condo (paid separately)

$85

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

108% of $787,300

City assessment record · taxes $9,684/yr

Land share of assessed value

18% — $140,400

Improvements $646,900 · assessor record ✓

Price context — similar nearby homes

$400,000 – $570,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8252 N View BLVD · 0.5 mi · 2,700 sqft$400,000 sold 2026-08
4240 Harbor Walk AVE · 0.5 mi · 2,420 sqft$475,000 sold 2026-08
4246 Heutte DR · 1.1 mi · 2,594 sqft$440,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$850,000

Price / Sq Ft

$319

Annual Taxes

$9,684

Monthly Tax

$807

HOA fee

$85 / mo

Tax Rate (effective)

1.14%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 29, 2026$850,000—
Currently listed—$850,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

8% above assessment

Total Assessed

$787,300

Land

$140,400

Improvement

$646,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9683 Shore Dr in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9683 Shore Dr in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9683 Shore Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint.
When was 9683 Shore Dr built?+
It was built in 2023, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Dina Grandy · BHHS RW Towne Realty · REIN MLS #10655228

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9683 Shore Dr, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9683 Shore Dr, Norfolk, Virginia 23518 · MLS #10655228 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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